314 Credit Evaluation Jobs - Page 3

As a Credit Executive at our company, you will play a crucial role in the credit evaluation and underwriting process for EV asset financing, with a focus on L3 e-rickshaws and lithium-ion batteries. Your primary responsibility will be to conduct comprehensive credit checks, assess risk profiles, verify customer documentation, analyze financial and non-financial data, and ensure that all loans comply with company policies and regulatory standards. This role is specifically designed to cater to individual drivers and fleet operators in urban and semi-urban markets. - Perform thorough credit assessments of loan applicants by scrutinizing their CIBIL score/report and other credit bureau data lik...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partner...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partner...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partner...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases by having deep underst...

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-f...

As an Assistant Branch Manager at Kannattu Fingold Finance Pvt Ltd in Chennai, Tamil Nadu, you will play a crucial role in supporting branch operations, driving business targets, and ensuring superior customer service in the Non-Banking Financial Company (NBFC) industry. **Key Responsibilities:** - Support the Branch Manager in overseeing daily branch operations. - Achieve sales and collection targets through effective business development. - Supervise and guide the branch team for improved performance and productivity. - Handle customer interactions, address queries, and resolve complaints professionally. - Ensure compliance with regulatory norms, company policies, and audit standards. - As...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Role & responsibilities The Area Credit Manager (ACM) for Micro LAP Loans is responsible for managing credit underwriting, risk assessment, and portfolio quality across a defined geographic area. This role ensures that loan applications are evaluated accurately, efficiently, and in alignment with company policies and regulatory guidelines. . Credit Assessment & Underwriting Evaluate and approve/recommend Micro LAP loan applications based on creditworthiness, income assessment, and property valuation. Ensure thorough due diligence and adherence to credit policies. Maintain turnaround time (TAT) for credit decisions to support business growth. 2. Risk Management Identify and mitigate risks in ...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Role Overview: As a Credit Officer, your role involves evaluating mortgage loan applications and assessing creditworthiness. You will need to conduct comprehensive financial analysis of applicants" credit profiles and review applicant documentation for accuracy and completeness. Collaborating with loan officers to determine loan eligibility and recommending loan approval or denial decisions based on credit evaluation will be essential. It is important to maintain up-to-date knowledge of mortgage loan products and industry trends while ensuring compliance with all regulatory requirements and company policies. Key Responsibilities: - Evaluate mortgage loan applications and assess creditworthin...

As a Gold Loan Manager at Mangal Credit & Fincorp Ltd (MCFL), you will play a crucial role in managing gold loan accounts, evaluating loan applications, assessing risks, and ensuring compliance with regulatory requirements to contribute to the company's growth and service excellence. Key Responsibilities: - Manage gold loan accounts efficiently - Evaluate loan applications and assess associated risks - Ensure compliance with regulatory requirements in the financial sector - Collaborate with the credit department for seamless operations - Oversee the overall gold loan portfolio to maintain quality and performance standards Qualifications: - Prior experience in gold loan management and credit ...

Role Overview: As a Location Manager - RCU, you will be responsible for evaluating credit requirements of potential customers, both strategic and retail. This will involve underwriting and preparing credit assessment notes that encompass a detailed analysis of the business, management, and financials. Additionally, you will analyze balance sheets and other financial statements to identify risk factors. Key Responsibilities: - Conduct market, competitor, and dealer visits to stay informed about market changes and developments, facilitating proactive decision-making. - Process proposals in a timely manner to ensure a faster time to market. - Collaborate with Relationship Managers and companies...

As a Commercial Lending and Credit Risk Analyst, your role will involve participating in evaluating and defining commercial lending and credit risk methodologies, delivering services to clients, and reviewing and advising improvement to loan and credit evaluation processes. You will also be responsible for documenting client policies and procedures. Your key responsibilities will include managing various client engagements in the financial services industry, focusing on providing transformational process enhancement through procedural and control assessment, commercial credit risk analysis, revenue enhancement, and other advisory services. Key Responsibilities: - Participate in evaluating an...

In this role, you will: Participate in credit research and investigation of existing and prospective clients and counterparties under the direction of more experienced individuals within Commercial Real Estate Underwriting functional area Review basic issues, policies, or procedures for which answers can be quickly obtained, and are related to low to medium risk tasks and deliverables Receive direction from supervisor and exercise independent judgment while developing understanding of function, policies, procedures, and compliance requirements Collaborate and consult with Commercial Real Estate Underwriting managers, functional colleagues, and stakeholders, including internal as well as exte...

Job Title: Executive Underwriting (Female Candidates Only) Experience: 2 Years CTC: Up to 4.40 LPA Location: Gurgaon – DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a female candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Goo...

As the Head of Credit for Corporate Finance at our client, a leading NBFC organization, your role is pivotal in shaping the credit strategy and risk management for SME, Supply Chain, and Leasing Business units. Your responsibilities include: - Developing and implementing credit strategies and policies tailored to SME, supply chain, and leasing business segments. - Collaborating with the executive team to align credit objectives with the company's overall strategy. - Ensuring adherence to regulatory and compliance requirements in all credit-related activities. You will also be responsible for: - Designing and maintaining a comprehensive credit risk framework to mitigate risks across diverse p...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...