186 Credit Evaluation Jobs - Page 3

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines. - Document and synthesize findings based on above mentioned reviews into a credit review report (covering all the related sections, Company Overview, Management, Financial Performance, Industry, Risk and Mitigants, Risk Rating Rationale, Recommendation) which would be for presented to lending officers and / or approval committees. - Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well. - Understand the feedback received from the onshore team members and disseminate the same to the team. - MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. - ~5 years of overall commercial credit experience across diversified asset class - Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). -Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc. - Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc. Please share your profile at surbhi.malhotra@nlbtech.com

Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Supporting client with credit evaluation of its corporate borrowers; Analysis of financial statements of companies and individuals for credit appraisal process Detailed Borrower Analysis - Includes Ability to make loan repayments, financial spreads of borrower and guarantor, Covenant testing, collateral valuation Normalizing the financial statements and arriving on the true profitability figures Spreading the financial statements in a customized web based application Qualifications Post Graduate Show more Show less

Responsibilities: * Conduct credit analysis & appraisals * Collaborate with sales team on new opportunities * Manage credit portfolio performance * Ensure compliance with credit policies * Identify the lenders to share cases to login

Responsible for evaluating creditworthiness,financial risk associated with lending activities. Develop and implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. HR-9921908588

You will be responsible for conducting detailed personal discussions on cases in accordance with established policies and procedures while maintaining a high level of quality. It is essential to strictly adhere to the agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral management, as well as coordination with cross-functional sales and operations teams. Your primary responsibility will be to safeguard company assets by thoroughly evaluating all credit requests, setting appropriate credit limits, and ensuring that all approved loans are well-documented and backed by suitable collateral. Effective communication of credit decisions to stakeholders is a key aspect of this role. You will also be tasked with enhancing underwriting efficiencies while maintaining sound risk management practices. In addition, you will be accountable for performing various verification activities related to loan accounts, including cross verifications such as member house visits, KYC checks, bank passbook and document verifications, income and expense assessments, scrutiny for the influence of middlemen, negative area checks, verification of CPC checklist, examination of loan cards from other lending institutions, bucket monitoring, verification in case of death, ensuring branch compliances, and closure of ICQ observations.,

You will be responsible for discussing cases in accordance with established policies and procedures while maintaining strict adherence to quality standards. It is essential to comply with agreed Service Level Agreements (SLAs) and timelines for completing assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral management, as well as coordination with cross-functional sales and operational teams. One of your key responsibilities will be safeguarding company assets by thoroughly evaluating all credit requests, setting appropriate credit limits, and ensuring that all approved loans are well-documented and secured with the necessary collateral. Effective communication of credit decisions to stakeholders is crucial for this role. Moreover, you will be tasked with enhancing underwriting efficiencies while upholding robust risk management practices. Additionally, your duties will involve conducting Loan Account Verification, Cross-Verification (Member House Visit), KYC checks, Bank Passbook and other Document verification, Income and Expense Assessment, monitoring for any influence of middlemen, Negative Area checks, verification of CPC Checklist, examination of Loan Cards from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and closure of ICQ Observations.,

As an integral part of the team, you will be responsible for supporting the Managers in developing strategies to achieve the company and department objectives. This involves assisting in the assessment of customers" creditworthiness by reviewing their files and ensuring that all necessary documentation is included for the approval of financed products. Your role will also entail overseeing the cashier and credit department schedules to ensure adequate coverage. Additionally, you will be tasked with evaluating applicants" financial standing, credit history, and property assessments to determine their eligibility for loans. It will be essential for you to maintain various daily reports such as Cash At Branch, Approved MIS, RTO Receipts, and PDD Status. This position requires a full-time commitment with benefits including health insurance, leave encashment, and provident fund. The work schedule is during the day and morning shifts at the designated in-person location.,

As a Credit Executive at MudraCircle, you will be responsible for evaluating credit applications and determining the creditworthiness of potential borrowers. Your primary role will involve analyzing financial data, assessing risk factors, and making recommendations on credit approvals. Additionally, you will be required to communicate with clients to gather necessary information and address any inquiries related to credit decisions. You will play a crucial role in maintaining accurate records of credit assessments and ensuring compliance with regulatory requirements. Furthermore, you will collaborate with internal teams to streamline credit processes, improve efficiency, and enhance overall customer experience. Your attention to detail, analytical skills, and ability to work effectively in a fast-paced environment will be key to success in this role. At MudraCircle, we value individuals who are dedicated to delivering high-quality service, have a strong understanding of credit principles, and possess excellent communication skills. If you are looking for a challenging opportunity to contribute to a dynamic fintech company, we encourage you to apply for the Credit Executive position by emailing your CV to support108@mudracircle.in. Join us in our mission to provide innovative financial solutions and help empower businesses to achieve their goals.,

You will be suitable for the role of Vice President Structured Finance Sales/Syndication based in Mumbai with a leading Indian financial services firm known for its expertise in structured credit, disciplined risk management, and long-term investor trust. Your responsibilities will include identifying and originating structured financing opportunities, syndicating structured debt deals, structuring innovative financing solutions, and managing relationships with institutional investors and clients. Additionally, you will need to stay updated on market trends and develop insights to drive new opportunities. Key Responsibilities: - Identify and originate structured financing opportunities in the wholesale lending space, focusing on secured transactions. - Syndicate structured debt deals to offshore funds, AIFs, NBFCs, banks, and wealth platforms. - Develop and execute syndication strategies for successful placement of transactions. - Structure innovative financing solutions to meet borrower and investor requirements. - Conduct thorough credit evaluation and financial analysis for investment thesis. - Present investment proposals to internal committees and external investors, and negotiate terms. - Build and maintain strong relationships with institutional investors, private credit funds, family offices, and key stakeholders. - Engage with CFOs, treasury heads, and promoters for tailored financing solutions. - Maintain an active investor pipeline for deal distribution. - Keep track of market trends, credit risk appetite, and investor preferences. - Develop insights on industry trends to drive new opportunities. Key Qualifications & Experience: - 8-12 years of experience in private credit, structured finance, debt syndication, or corporate banking. - Strong understanding of structured credit, securitization, and high-yield debt markets. - Experience in originating and distributing structured debt products to institutional investors. - Proven track record in closing complex transactions like acquisition financing, LRD, RCF, and other structured instruments. - Strong financial modeling, credit analysis, and negotiation skills. - CA/MBA (Finance) or equivalent qualification preferred. Preferred Attributes: - Established relationships with private credit funds, banks, AIFs, and NBFCs. - Strong understanding of RBI regulations and credit risk frameworks. - Excellent communication and deal-making abilities.,

As a Financial Partnership Manager at Chillax ElectroCool Pvt Ltd, you will play a crucial role in revolutionizing indoor air quality through solar-powered, AI-driven, DC-HVAC systems. Your primary responsibility will be to lead the creation and execution of customer financing programs by collaborating with banks, NBFCs, and financial institutions. Your key responsibilities will include building and managing partnerships with banks & NBFCs, designing financing solutions for both B2C & B2B customers, launching and scaling financing programs with internal teams, and ensuring compliance, risk management, and excellent customer support. To excel in this role, you must have at least 10 years of experience in financial partnerships and lending programs. You should possess a strong network with NBFCs and banks, deep knowledge of loan structuring and credit evaluation, and preferably have prior experience in HVAC, energy-efficient, or sustainable technology. Additionally, exceptional negotiation, relationship-building, and project management skills are essential for success in this position.,

Job Description: Piramal Finance Limited (Formerly known as Piramal Capital & Housing Finance Limited) is seeking a Credit Manager for their Jalgaon location. As a Credit Manager, you will play a crucial role in credit management and credit risk assessment while utilizing your analytical skills to evaluate finance-related matters. This is a full-time on-site position that requires a deep understanding of financial assessments and credit evaluation. Key Responsibilities: - Manage credit processes and procedures to ensure effective credit risk management. - Utilize analytical skills to assess creditworthiness and financial viability. - Conduct thorough financial analysis and evaluations. - Collaborate with internal teams to streamline credit management processes. - Provide recommendations for credit decisions based on analysis and risk assessment. - Stay updated on industry trends and regulations related to credit management. Qualifications: - Only CA fresher candidates are eligible to apply. - Proficient in Credit Management and Credit Risk Management. - Strong analytical skills for financial assessments. - Prior experience in Finance and Credit evaluation. - Excellent problem-solving abilities. - Bachelor's degree in Finance, Accounting, Business, or a related field. - Certifications in Credit Analysis or Risk Management would be advantageous. Join Piramal Finance Limited and be a part of a dynamic team that values feedback, queries, and requests to enhance customer experience. Support is available Monday to Saturday from 10 AM to 7 PM. Apply now and contribute to the company's success in the financial services sector.,

As a Credit Officer based in Thane, Maharashtra, your primary responsibility will be to conduct credit assessment and collections for the assigned location or branch. You should possess a thorough understanding of the local market dynamics, particularly in the realm of Business Loans. Previous experience in NBFC is a prerequisite for this role. Having expertise in evaluating customer profiles and conducting Probability of Default (PD) assessments will be beneficial. Your role will focus on maintaining a high-quality portfolio to ensure adherence to established standards. The ideal candidate would have 1-3 years of relevant experience in the credit domain.,

The role of Credit Officer at our company is a full-time position located in Hingoli. As a Credit Officer, you will be responsible for evaluating and approving loan applications based on creditworthiness. Your duties will include conducting credit analysis, monitoring and reviewing existing credit files, and maintaining accurate records of credit decisions. Collaboration with other departments to ensure timely processing of applications and adherence to regulatory requirements is also a key aspect of this role. To excel in this position, you should possess Credit Management and Credit evaluation skills, along with analytical skills relevant to assessing financial stability. A strong knowledge in Finance, excellent communication skills, attention to detail, and the ability to work with minimal supervision are essential qualities for this role. A Bachelor's degree in Finance, Accounting, Business Administration, or a related field is required. Previous experience in a similar role would be advantageous. If you are a detail-oriented professional with a strong background in credit evaluation and management, and are looking to join a dynamic team in the financial sector, we encourage you to apply for the Credit Officer position with us.,

The job involves meeting with clients to understand their home loan needs, financial status, and goals. You will assist clients in completing loan applications, collect necessary documentation, and ensure accuracy and completeness. Additionally, you will assess clients" creditworthiness and evaluate their financial status by analyzing credit reports and financial statements. Based on credit evaluation, financial analysis, and risk assessment, you will make recommendations for loan approval. Providing exceptional customer service is crucial, which includes addressing client inquiries, explaining loan terms, and resolving any issues that may arise during the application process. Furthermore, you will be responsible for conducting follow-up communications with clients post-loan approval to ensure satisfaction and address any additional needs. Job Type: Full-time Benefits: - Health insurance - Life insurance - Provident Fund Schedule: - Day shift Experience: - 1 year of experience as a Loan Officer (Preferred) Work Location: In person For further inquiries or to apply for this position, please contact: Email: tiwarireenu022@gmail.com Mobile No: 7065044020,

You will be joining Muthoot Homefin (India) Limited as a Credit Manager based in Indore. Your primary responsibility will be to determine the creditworthiness of potential borrowers, assess risks, and make decisions on loan approvals. Your daily tasks will involve analyzing financial statements, conducting credit investigations, preparing credit reports, and ensuring adherence to internal and regulatory guidelines. To excel in this role, you should possess strong financial analysis, risk assessment, and credit evaluation skills. Previous experience in preparing credit reports, conducting credit investigations, and knowledge of NHB guidelines and compliance requirements will be beneficial. Effective written and verbal communication skills are essential for collaborating with various departments to streamline loan disbursement and monitor loan performance. Your ability to work harmoniously with different teams, proficiency in financial software and MS Office, and a bachelor's degree in Finance, Accounting, Business, or a related field are prerequisites for this role. Prior experience in housing finance or banking will be considered advantageous as you contribute to promoting financial inclusion among economically weaker sections and low-income customer segments through affordable housing finance for first-time homebuyers.,

Role & Responsibilities: Credit Evaluation Conduct in-depth financial analysis of borrowers in the Commercial Real Estate (CRE) sector Evaluate cash flows, business models, and risk profiles to support credit decisions Financial Due Diligence Review financial statements including balance sheets and profit & loss accounts Assess the overall creditworthiness and financial stability of prospective borrowers Portfolio Monitoring Monitor the performance of the loan portfolio to identify early warning signals Support periodic credit reviews and flag potential risks proactively Reporting & Documentation Prepare comprehensive credit reports and risk assessment documents Create internal presentations and summaries for senior management and credit committees Regulatory Compliance Ensure all credit evaluation processes adhere to internal credit policies and external regulatory norms Maintain audit-ready documentation and compliance records Stakeholder Coordination Collaborate with business teams, credit committees, legal, and external agencies for effective credit processing Facilitate smooth flow of information and timely credit approvals

Role & responsibilities Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses. Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms. Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions. Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making. Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards. Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency.

Role & responsibilities Managing current account/ liabilities/ CMS for Business/E-commerce/Start- up/Fintech clients Focus on increasing liabilities (major) relationship of existing clients in order to generate revenue. Deeping of existing relationship with the help of various Transaction Banking/Digital Banking/Trade/Forex products in order to win 100% wallet share In-depth knowledge of various Digital Banking products ,Prepaid cards etc. and various CMS products etc. Focus on NTB acquisition of Ecosystem Business/E-commerce/Start-up/Fintech clients to increase the portfolio.

You will be responsible for personally reviewing cases according to established policies and procedures, ensuring strict adherence to quality standards. Adherence to agreed upon Service Level Agreements (SLAs) and timelines is crucial for the timely completion of assigned activities. Your role will require a diverse skill set encompassing underwriting, disbursements, collateral management, and coordination with various sales and operational functions. Protecting the company's assets will be a key aspect of your responsibilities, achieved through a thorough evaluation of all credit requests, establishment of appropriate credit limits, and ensuring that all granted loans are well-documented and adequately secured by the relevant collateral. Effective communication of credit decisions to stakeholders is essential for transparency and accountability. Furthermore, you will be tasked with enhancing underwriting efficiencies while upholding proper risk management practices. Conducting Loan Account Verification, Cross Verification, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Middleman Influence Assessment, Negative Area Checks, CPC Checklist Verification, and monitoring various other aspects such as Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure are also part of your responsibilities. Your role will play a critical part in the operational and financial integrity of the organization, requiring attention to detail, strong analytical skills, and the ability to make sound credit decisions while ensuring compliance with regulatory requirements and internal policies.,

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines. - Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees. - Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well. - Understand the feedback received from the onshore team members and disseminate the same to the team. - MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics. -overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class). - Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance). -Knowledge of credit products like BLOC, Revolving credit facility, Auto Floor Plan line of credit, commercial mortgage, term facilities, subordinated notes etc. - Working experience on credit lens, LoanIQ, Salesforce - nCino, scorecard models etc. Please share your profile at surbhi.malhotra@nlbtech.com

Roles and Responsibility Manage and oversee the daily operations of the ETS Assessment Services team. Develop and implement project plans, timelines, and budgets to ensure successful project execution. Lead and motivate a team of professionals to achieve project goals and objectives. Coordinate with cross-functional teams to identify and mitigate risks and issues. Monitor and report on project progress, identifying areas for improvement. Ensure compliance with company policies and procedures. Job Requirements Proven experience in project management, with a minimum of 5 years of experience. Strong understanding of project management principles, methodologies, and tools. Excellent leadership, communication, and interpersonal skills. Ability to work in a fast-paced environment and prioritize multiple tasks and projects. Strong analytical and problem-solving skills, with attention to detail. Experience working with ETS assessment services or similar industries is preferred.

Diversity Hiring | Females Only - Karimnagar Area Credit Manager (8-12 Yrs) Lead region credit Handle HL/LAP escalations Guide BCMs Branch Credit Manager (2–5 Yrs) Own branch underwriting Lead credit ops Ensure policy & hygiene

The ideal candidate for this position should possess a Bachelor's degree in Accounting, Finance, or a related field. A strong background in Accounts Receivable (AR), credit evaluation, and collections is required. Knowledge of accounting standards and regulations is essential, along with a proven track record in improving AR processes. Excellent communication skills with customers and stakeholders are a must, as well as the ability to work independently with minimal supervision. As a member of our team, your responsibilities will include managing customer credit approvals, reviews, and credit line authorizations. You will be tasked with monitoring credit risks and industry trends, preparing bad debt analysis and journal entries, and proactively resolving receivables to optimize cash flow. Maintaining AR documentation, resolving complex customer disputes, and conducting collection outreach with effective follow-ups are key aspects of this role. Additionally, you will analyze AR metrics and provide reports to management, contribute to improving AR systems and documentation workflows, and stay updated on financial regulations and best practices in AR. At GlobalLogic, we offer a culture of caring where people are the top priority. You will experience an inclusive environment that values acceptance, belonging, and building meaningful connections with collaborative teammates, supportive managers, and compassionate leaders. We are committed to your continuous learning and development, providing various opportunities to enhance your skills, advance your career, and grow personally and professionally. By joining our team, you will have the chance to work on interesting and meaningful projects that make a real impact for our clients worldwide. We believe in the importance of balance and flexibility, offering various work arrangements to help you achieve a harmonious integration of work and life. As a high-trust organization, we prioritize integrity and ethical practices, ensuring a safe and reliable environment for our employees and clients. GlobalLogic, a Hitachi Group Company, is a trusted digital engineering partner known for collaborating with the world's largest and most innovative companies. Since 2000, we have been driving the digital revolution by creating cutting-edge digital products and experiences. By joining us, you will have the opportunity to work on impactful solutions that shape the world today and contribute to transforming businesses and industries through intelligent products, platforms, and services.,

The job involves visiting Committee Centres on a daily basis for collecting information. You will be responsible for reviewing loan requests, assessing clients" financial status, and evaluating their creditworthiness and risks. Your role will also include analyzing risks and making decisions to approve or reject loan requests. It is important to maintain updated records of loan applications and verify loan documents. The ideal candidate should have a qualification of SSC, Intermediate, or any Degree. Experience in MFI/NBFC/Banking is preferred, although freshers can also apply. It is mandatory to possess a Two-Wheeler with a valid Driving License. The salary for this position ranges from 16,000/- to 18,000/- GS +TA. For further information or to apply, please contact hr@peoplescooperative.info or call 97057 09977.,

Roles and Responsibilities : Conduct loan utilization checks as per the schedule for all clients. Conducting house/on-site visits to the customer house/projects. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team. Ensure publicity and awareness on products and processes to the branch staff. Imparting training to the branch staff on the products and processes. Build rapport and relationship with clients and branch staff. Reporting of daily events to Area Credit Manager. To maintain of all records & Books as per the requirement. Coordinating with the Regional Credit Team and branch branches for any queries. Preferred candidate profile : Graduation and Above. Min 2 years experience in Credit Underwriting on HL & LAP.