Relationship Manager Car Loan

1 - 5 years

0 Lacs

Posted:1 month ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Relationship Manager in the Thrissur Vehicle Loan industry, your primary role will be to promote and process vehicle financing solutions for customers looking to purchase new cars. Your responsibilities will include understanding customer needs, assessing creditworthiness, coordinating with banks and NBFCs, and ensuring smooth processing of loan applications. Key Responsibilities: - Assist customers in completing loan applications. - Collect and verify necessary documents such as KYC and income proof. - Ensure timely submission of forms and follow up on loan approvals. - Explain financing options, interest rates, terms, and conditions to customers. - Maintain positive relationships with clients and guide them through the financing process. - Address and resolve customer queries regarding loan products. - Coordinate with multiple banks and NBFCs to find suitable financing options. - Maintain relationships with dealership representatives, underwriters, and bank representatives. - Negotiate loan terms on behalf of the customer if required. - Collaborate with the vehicle sales team to convert leads into financed deals. - Upsell loan protection products and insurance when applicable. - Achieve monthly loan disbursal targets. - Ensure compliance with company policies and regulatory guidelines. - Maintain proper records for audit and compliance checks. Qualifications & Skills: - Minimum of Plus two/Diploma/Bachelor's degree. - 1 to 3 years of experience in car loan sales or car sales. - Strong communication and interpersonal skills. - Good understanding of lending procedures, credit evaluation, and loan products. - Proficiency in MS Office and CRM tools. - Ability to work under pressure and meet sales targets. In your work environment, you will be required to visit car showrooms and interact regularly with sales teams, customers, and banking partners. Key Performance Indicators (KPIs): - Loan conversion rate - Loan disbursal volume - Turnaround Time (TAT) for approvals - Customer satisfaction scores If you are interested in this opportunity, kindly send your updated resume to +917736626618. As a Relationship Manager in the Thrissur Vehicle Loan industry, your primary role will be to promote and process vehicle financing solutions for customers looking to purchase new cars. Your responsibilities will include understanding customer needs, assessing creditworthiness, coordinating with banks and NBFCs, and ensuring smooth processing of loan applications. Key Responsibilities: - Assist customers in completing loan applications. - Collect and verify necessary documents such as KYC and income proof. - Ensure timely submission of forms and follow up on loan approvals. - Explain financing options, interest rates, terms, and conditions to customers. - Maintain positive relationships with clients and guide them through the financing process. - Address and resolve customer queries regarding loan products. - Coordinate with multiple banks and NBFCs to find suitable financing options. - Maintain relationships with dealership representatives, underwriters, and bank representatives. - Negotiate loan terms on behalf of the customer if required. - Collaborate with the vehicle sales team to convert leads into financed deals. - Upsell loan protection products and insurance when applicable. - Achieve monthly loan disbursal targets. - Ensure compliance with company policies and regulatory guidelines. - Maintain proper records for audit and compliance checks. Qualifications & Skills: - Minimum of Plus two/Diploma/Bachelor's degree. - 1 to 3 years of experience in car loan sales or car sales. - Strong communication and interpersonal skills. - Good understanding of lending procedures, credit evaluation, and loan products. - Proficiency in MS Office and CRM tools. - Ability to work under pressure and meet sales targets. In your work environment, you will be required to visit car showrooms and interact regularly with sales teams, customers, and banking partners. Key Performance Indicators (KPIs): - Loan conversion rate - Loan disbursal volume - Turnaround Time (TAT) for approvals - Customer satisfaction scores If you are interested in this opportunity, kindly send your updated resume to +917736626618.

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