Quality Executive - Retail MFB - Credit - Ariyalur - New Market Street - J Grades

As an experienced professional in the field of credit underwriting and risk management, your role will involve the following key responsibilities: - Conduct personal discussions of cases in accordance with established policies and procedures, ensuring strict adherence to quality standards. - Adhere to agreed Service Level Agreements (SLAs) and timelines for the timely completion of assigned activities. - Utilize your skill set in underwriting, disbursements, collateral assessment, and coordination with cross-functional sales and operational teams. - Safeguard company assets by thoroughly evaluating all credit requests, establishing appropriate credit limits, and ensuring that granted loans are well-documented and secured with the necessary collateral. - Communicate credit decisions effectively to stakeholders and other relevant parties. - Enhance underwriting efficiencies while maintaining a strong focus on risk management principles. In addition to the key responsibilities outlined above, the job may also involve tasks such as: - Loan account verification, including cross verification through member house visits, KYC checks, bank passbook and other document verification, income and expense assessment, and checks on the influence of intermediaries. - Conducting negative area checks, verification of death cases, branch compliance assessments, and closure of Internal Control Questionnaire (ICQ) observations. Your expertise and attention to detail will play a crucial role in ensuring the soundness of credit decisions and the overall risk management framework within the organization. As an experienced professional in the field of credit underwriting and risk management, your role will involve the following key responsibilities: - Conduct personal discussions of cases in accordance with established policies and procedures, ensuring strict adherence to quality standards. - Adhere to agreed Service Level Agreements (SLAs) and timelines for the timely completion of assigned activities. - Utilize your skill set in underwriting, disbursements, collateral assessment, and coordination with cross-functional sales and operational teams. - Safeguard company assets by thoroughly evaluating all credit requests, establishing appropriate credit limits, and ensuring that granted loans are well-documented and secured with the necessary collateral. - Communicate credit decisions effectively to stakeholders and other relevant parties. - Enhance underwriting efficiencies while maintaining a strong focus on risk management principles. In addition to the key responsibilities outlined above, the job may also involve tasks such as: - Loan account verification, including cross verification through member house visits, KYC checks, bank passbook and other document verification, income and expense assessment, and checks on the influence of intermediaries. - Conducting negative area checks, verification of death cases, branch compliance assessments, and closure of Internal Control Questionnaire (ICQ) observations. Your expertise and attention to detail will play a crucial role in ensuring the soundness of credit decisions and the overall risk management framework within the organization.