Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Key Deliverables: Lead generation Ensure necessary leads are generated through BDMs and channel partners/open market Customer relationship management Develop and maintain relationship with existing and potential customers Educates customers with information to build their understanding of issues and capabilities Goes beyond their day to day work to assist customers in a positive manner Dealer relationship management Maintain relationship with local dealerships, TML dealers and local territory managers of TML Data management Maintain all relevant data related to TML retail and TMF market share at assigned territories and report the same to Zonal Sales head Team Management: Manage a team of BDMs including target setting, dealer allocation, and performance management Training and guiding BDMs Ensure all BDMs and dealer sales team are aware of policies related to TMF product offerings Makes sure self and team adheres to the team's expectations and guidelines, fulfills teams responsibilities, demonstrates personal commitment to the team Education Qualification: Preferably Graduate Specialized job competencies: Functional Competencies Communication Skill Negotiation Skill Market/ Industry Knowledge Analytical Skill Product Knowledge Behavioral Competencies Execution Excellence Customer Centricity Fostering Synergy People Leadership Hiring Parameters: Good communication skill Compliance Orientation Process Management
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Key Objective of the Job: . To drive the collection process of receivables across multiple sources thereby reducing the total outstanding and the associated average number of days while continuing to make efforts to keep the client partnership intact. Major Deliverables: . Correspond with multiple sources to negotiate payment schedules that suit the customer's current financial situation while still satisfying the debt. . Keep track of the portfolio for specific buckets for the assigned area and control the delinquency of the area, bucket-wise & DPD wise as well as focus on non-starters. . Provide efficient customer service regarding collection issues, process customer refunds, process, and review account adjustments, resolve client discrepancies and short payments . Monitor and maintain customer account details for non - payments, delayed payments, and other irregularities, making customer calls, account adjustments, small balance write off, customer reconciliations and processing credit memos where necessary. . Ensure customer files are updated, recording times and dates that contact has been made and noting information that customers have received about their debt. . Trace defaulters and assets in coordination with the agency's tracing team and suggest remedial course of action. . Identify defaulting accounts and investigate reasons for default while continuing to make efforts to maintain a healthy relationship with the customer. . Enlist the efforts of sales and senior management when necessary to accelerate the collection process including supporting the collection manager (court receiver) in repossessing assets and seeking legal and police support where required. . Ensure compliance to all Audit / regulatory bodies as well as policies and procedures of the company. Educational Qualification: Graduate
Job Description Key Objective of the Job: As an Area Sales Manager you are responsible to handle sales/ volume/ target of the area Key Deliverables: Business development, sales & marketing, client servicing. Maintain relationships with dealers. Lead generation from local dealers as well as do direct business. Improving product penetration customer segment wise and pocket wise. Gathering market intelligence, tracking competitor's activities, and providing valuable inputs for fine tuning sales & marketing strategies. Organizing sales promotional activities as a part of brand building & business development effort. Demonstrate expertise in creating integrative strategies to develop new/ existing customer sales. Handle sales/ volume target of the area/ state Education Qualification: Preferably Engineering Graduate / MBA Specialized job competencies: Functional Competencies Communication Analytical Approach Market/ Industry Analysis Negotiation skills Behavioral Competencies Execution Excellence Customer Centricity Fostering Synergy People Leadership Compliance Orientation Hiring Parameters: Self-Starter Highly motivated & enthusiastic individuals Extremely good communication skill Negotiation Skills Balancing perspective of all stakeholders
Job Description 11203 Core Responsibilities: o Perform in-depth industry, market and competitor research o Perform valuation analysis on a wide range of companies using all accepted and relevant asset valuation approaches and theories o Design valuation models for asset valuation o Independently gather data pertinent to the engagement through direct client interaction and on site collection of data relating to client assets o Inspect various assets including Residential, Commercial and Industrial properties / assets etc. o Identify & develop new streams for revenue growth and maintain relationships with builders to achieve repeat business and chalk out ways to generate revenue. o Liaison with valuation agencies, real estate developers and local government bodies for market analysis and market updations. o Build and strengthen relationships with key builders/ developers and get project approvals on technical aspects and thereafter help monitor constructions status on periodic intervals. Organize and maintain such project database and provide periodic reports to management on activities and trends. o Segment markets based on property types and identify properties with high risks or in negative areas (e.g. low-line, very low chance of resale, poor quality construction, old constructions areas etc.) o Guide and develop technical policy and monitor the portfolio/ delinquencies related to technical aspects of respective geography. o Develop checks and process to control fraud, built database and deduce for multiple funding or excess funding on properties e.g. circle rates, reference rates to credit team, database of properties under dispute as per securitization notices by different banks as public notices, properties under public notice/ court notice/ in tech agencies data base under dispute etc.) o Scrutinize project approvals for the organization, timely monitoring and ensuring compliance on legal and technical aspects and their timely updations. o Analyze new upcoming residential projects in the zone and facilitate its fast approval for advanced processing and funding. o Conduct property audits to analyze collateral risk and manage quality real estate portfolio of the organization. o Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications. o Monitor market feasibility of project for industrial, residential, commercial or institutional project, periodically checking property documents and presenting bylaws violation as per plot size. o Manage the vendors involved in the technical evaluation process. o Train and evaluate the proficiency levels of the team on a regular basis while maintaining TAT targets for the technical evaluation process. o Work closely with the legal counterpart on the technical evaluation front. o Carry out spot checks on a frequent basis and maintain an MIS related to the technical evaluation. o Help collections tie-up with brokers and negotiate rates for resale of properties surrendered, takeover through legal process, or any other property bought rented by business. o Help maintain a healthy portfolio through the preparation of feasibility reports, valuation reports, project monitoring reports and market surveys to gather data on the real estate market. o Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Graduate : Yes (Diploma/ Degree in Civil/ Architecture) Desired Experience: Minimum 1 to 5 years in the field.
Job Description 11130 To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline
Job Description 11091 Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate
Job Description 10222 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline . Identify target areas for prospective business . Pre-screen customer segments as per the organization norms . Ensure the number of log in along with disbursement . Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements . Execute sales promotion activities to build customer interest in the TCFSL brand . Build strong client relationships both internally and externally and build a strong brand identification with potential customers. . Ensure vendor empanelment and develop relationships with new vendors. . Develop strong distribution channels . Ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.