Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Job Purpose To drive AUM growth for Tata Capital and Tata Pension Fund by acquiring existing NPS subscribers from Central and State Government sectors and facilitating their switch to Tata PFM. The role involves building deep relationships with government departments, promoting Tata Capital's and Tata PFM's value proposition, and ensuring seamless subscriber experience during the switch process. Main Accountabilities Subscriber Acquisition & PFM Shift . Identify and engage Central and State Government departments with a high base of NPS subscribers as well as Individual employees . Promote Tata PFM's performance, investment philosophy, and service advantages to drive voluntary PFM switches. . Conduct on-ground awareness sessions, helpdesks, and educational seminars for NPS subscribers to facilitate informed decision-making. . Drive physical and digital form collection, documentation, and back-end coordination for smooth PFM transition. Relationship Management . Build and nurture strong working relationships with key officials (DDOs, Nodal Officers, Treasury Offices, etc.) across government departments. . Act as a single point of contact for addressing department-level and subscriber-level queries regarding Tata Capital and Tata PFM and the switching process. Compliance & Reporting . Ensure all subscriber acquisition and switching activities are in line with PFRDA guidelines and internal policies. . Provide periodic reports to regional leadership and central teams on performance, challenges, and opportunities. Qualification : Minimum Degree: Graduate in any discipline MBA/PGDM preferred but not mandatory
Job Description Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline . Identify target areas for prospective business . Pre-screen customer segments as per the organization norms . Ensure the number of log in along with disbursement . Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements . Execute sales promotion activities to build customer interest in the TCFSL brand . Build strong client relationships both internally and externally and build a strong brand identification with potential customers. . Ensure vendor empanelment and develop relationships with new vendors. . Develop strong distribution channels . Ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description 10367 Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline . Identify target areas for prospective business . Pre-screen customer segments as per the organization norms . Ensure the number of log in along with disbursement . Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements . Execute sales promotion activities to build customer interest in the TCFSL brand . Build strong client relationships both internally and externally and build a strong brand identification with potential customers. . Ensure vendor empanelment and develop relationships with new vendors. . Develop strong distribution channels . Ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Credit Portfolio Oversight: Assume responsibility for the continuous monitoring and management of Cleantech Division's diverse credit portfolio. Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio. Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections. Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance. Stakeholder Engagement: Establish and maintain robust channels of communication with clients and strategic partners. Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration. Reporting and Analysis: Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends. Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data. Uphold rigorous standards of record management to support transparency, accountability, and audit readiness. Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes. Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization. Cross-Functional Collaboration: Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities. Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts. Risk Management: Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions. Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries. Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations. Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics. Qualifications & Experience Minimum Degree: CA / MBA Minimum Years/type of experience: 8-10 Years of experience
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Job Description Perform the following under the guidance/direction of Supervisor/Manager . With help of Supervisor/ Manager, Identify the customers for protentional Business . Collect the documents from Customers and validate as per the organization norms . Logging the case in the system as per SOP and follow the process for disbursement. . Fulfil - the Sanction ratio as per organisation requirement . Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. . With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them . With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.
Job Description Key Objective of the Job: . To drive the collection process of receivables across multiple sources thereby reducing the total outstanding and the associated average number of days while continuing to make efforts to keep the client partnership intact. Major Deliverables: . Correspond with multiple sources to negotiate payment schedules that suit the customer's current financial situation while still satisfying the debt. . Keep track of the portfolio for specific buckets for the assigned area and control the delinquency of the area, bucket-wise & DPD wise as well as focus on non-starters. . Provide efficient customer service regarding collection issues, process customer refunds, process, and review account adjustments, resolve client discrepancies and short payments . Monitor and maintain customer account details for non - payments, delayed payments, and other irregularities, making customer calls, account adjustments, small balance write off, customer reconciliations and processing credit memos where necessary. . Ensure customer files are updated, recording times and dates that contact has been made and noting information that customers have received about their debt. . Trace defaulters and assets in coordination with the agency's tracing team and suggest remedial course of action. . Identify defaulting accounts and investigate reasons for default while continuing to make efforts to maintain a healthy relationship with the customer. . Enlist the efforts of sales and senior management when necessary to accelerate the collection process including supporting the collection manager (court receiver) in repossessing assets and seeking legal and police support where required. . Ensure compliance to all Audit / regulatory bodies as well as policies and procedures of the company. Educational Qualification: Graduate