Quality Executive - Retail MFB - Credit - Ariyalur - New Market Street - J Grades

You will be responsible for personally discussing cases in accordance with the established policies and procedures while maintaining strict adherence to quality standards. It is vital to adhere to agreed Service Level Agreements (SLAs) and timelines for completing the assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral assessment, and coordination with cross-functional sales operation teams. Your primary duty will be to safeguard company assets by thoroughly evaluating all credit requests, setting credit limits, and ensuring that all approved loans are properly documented and secured with the appropriate collateral. Effective communication of credit decisions to stakeholders is crucial for this role. You will also focus on enhancing underwriting efficiencies while upholding adequate risk management practices. Additionally, you will be responsible for conducting Loan Account Verification, Cross Verification such as Member House Visits, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Middleman Influence Checks, Negative Area Verifications, CPC Checklist Verification, Loan Card Verification from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and Closure of ICQ Observations.,