Credit Relationship Manager

Role Overview: As a Credit Risk Analyst, your primary role will be to evaluate credit proposals by assessing financial, business, and industrial risks related to loan decisioning. You will also be responsible for ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Monitoring and enforcing approval rates and Turn-Around-Time (TAT) will be crucial aspects of your responsibilities. Additionally, you will need to monitor the monthly Branch audit score to ensure it meets the set standards. Vendor management and conducting customer meetings to evaluate credit proposals and tracking PDD closure will also be key tasks. Key Responsibilities: - Ensure Process and Policy Adherence. - Implement Effective Cost Management strategies. - Manage and maintain a Healthy Portfolio. Qualifications Required: - Bachelor's degree in Finance, Business Administration, or a related field. - Proven experience in credit risk analysis and loan decisioning. - Strong understanding of financial statements and risk assessment techniques. - Excellent communication and interpersonal skills. - Ability to work effectively in a team and independently.,