Quality Executive - Retail MFB - Credit - Mysore - Sandesh Arcade - J Grades

As a candidate for this position, you will be responsible for personal discussion of cases according to the established policies and procedures while maintaining strict adherence to quality standards. You will also be expected to adhere to agreed Service Level Agreements (SLAs) and timelines in completing the assigned activities. Your skill set should include underwriting, disbursements, collateral management, and coordination with cross-functional sales operation teams. Key Responsibilities: - Protect company assets by properly evaluating all credit requests, establishing credit limits, and ensuring that all granted loans are well-documented and secured by appropriate collateral. - Improve underwriting efficiencies while maintaining adequate risk management practices. - Conduct Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. - Ensure proper communication of credit decisions to stakeholders. Qualifications Required: - Strong understanding of underwriting processes and risk management. - Experience in managing collateral and credit evaluation. - Excellent communication skills to effectively interact with stakeholders. - Ability to work within agreed SLAs and timelines. - Familiarity with loan verification processes and compliance requirements. (Note: Additional details about the company were not provided in the job description.),