Credit Risk Manager

About this Role

This role is responsible for managing credit risk within the Credit to Collections function at the FSSC in Ahmedabad. The individual will evaluate, and structure leveraged transactions, assess creditworthiness, and ensure compliance with internal and external regulatory standards. The role demands strong analytical capabilities, a proactive approach to risk mitigation, and effective stakeholder engagement.

Who are you

You are a detail-oriented and analytical professional with a strong background in credit risk management. You bring a collaborative mindset, adaptability, and a commitment to continuous improvement. You are comfortable working in dynamic environments and have a deep understanding of financial statements and risk assessment tools.

What you will do

• Evaluate creditworthiness of clients using financial analysis and risk modelling.
• Structure and negotiation leveraged transactions aligned with internal risk appetite.
• Monitor credit risk portfolio KPIs include bad debt, churn, and vetting outcomes.
• Ensure compliance with SOX, internal audit, and regulatory requirements.
• Collaborate with cross-functional teams on risk-related projects and initiatives.
• Deliver timely and accurate reporting to Finance Operations and Business Partners.
• Support month-end and year-end closures, and balance sheet reconciliations.
• Prepare detailed credit risk reports and present findings to senior leadership.
• Drive continuous improvement and contribute to global performance metrics.
• Resolve operational process and control issues within the team.

What skills you need

• Bachelors or Masters degree in Accounting or Finance.
• Minimum 8+ years of experience in credit risk analysis, preferably in leveraged finance or structured transactions.
• Strong analytical and problem-solving skills.
• Proficiency n SAP (S4 Hana), Oracle, and MS Office tools.
• Experience in Order to Cash and Accounts Receivable processes.
• Strong understanding of financial statements and credit modelling.
• Effective communication skills (written and oral).
• Experience in Robotics or project handling (preferred).
• Ability to work in ambiguous environments and adapt to change.

What skills you will learn

• Advanced credit risk modelling and portfolio management.
• Strategic negotiation and structuring complex financial transactions.
• Enhanced stakeholder management across global teams.
• Exposure to robotics and automation in finance operations.
• Leadership development within a high-performance finance team.

About VOIS:

VOIS (Vodafone Intelligent Solutions) is a strategic arm of Vodafone Group Plc, creating value and enhancing quality and efficiency across 28 countries, and operating from 7 locations: Albania, Egypt, Hungary, India, Romania, Spain and the UK.
Over 29,000 highly skilled individuals are dedicated to being Vodafone Group’s partner of choice for talent, technology, and transformation. We deliver the best services across IT, Business Intelligence Services, Customer Operations, Business Operations, HR, Finance, Supply Chain, HR Operations, and many more. Established in 2006, VOIS has evolved into a global, multi-functional organisation, a Centre of Excellence for Intelligent Solutions focused on adding value and delivering business outcomes for Vodafone. #VOIS #BeUnrivalled #CreateTheFuture

About Vodafone:

You may have already heard of Vodafone - We're a leading Telecommunications company in Europe and Africa. But what you might not know is that we are continuously investing in new technologies to improve the lives of millions of customers, businesses and people around the world, creating a better future for everyone.
As part of our global family, whether that's Vodafone, Vodacom or VOIS, you'll feel a sense of pride and purpose as you contribute to our culture of innovation. We pursue equality of opportunity and inclusion for all candidates through our employment policies and practices. We recognise and celebrate the importance of diversity and inclusivity in our workspace and we do not tolerate any form of discrimination especially related to but not limited to race, colour, age, veteran status, gender identification, sexual orientation, pregnancy, ethnicity, disability, religion, political affiliation, trade union membership, nationality, indigenous status, medical condition, HIV status, social origin, cultural background, social, or marital status.