Credit Risk Manager

Role Overview: As a Manager - Credit Risk at Snapmint, you will play a crucial role in conducting risk-based reviews of consumer credit lines, identifying credit process weaknesses, and tracking emerging trends and issues. You will be responsible for performing independent data analysis to support or identify gaps in credit policies and communicating Credit Review assurance results with exceptional verbal and written communication skills. Key Responsibilities: - Conduct risk-based reviews of consumer credit lines - Identify credit process weaknesses - Identify emerging trends and issues - Perform independent data analysis to support or identify gaps in credit policies - Track identified issues to resolution - Communicate Credit Review assurance results with exceptional verbal and written communication skills - Act as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders - Provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results Qualifications Required: - 4-6 years of experience in a digital lending company, fintech, or credit card business - Strong understanding of consumer lending products, user acquisition funnels, conversion optimization, and key financial product KPIs - Hands-on skills with SQL and Excel; ability to independently work on datasets and generate insights - Excellent communication, interpersonal, and collaboration skills - Strong problem-solving abilities, a data-driven mindset, and a proactive approach to identifying and addressing challenges - Ability to thrive in a fast-paced, dynamic environment with a strong ownership mentality Additional Details: Snapmint, founded in 2017, is the leading online zero-cost EMI provider in India with over 10 million consumers served across 2,200 cities. The company offers an opportunity to shape the future of credit in India, work in a fast-paced, data-driven environment, and be part of a rapidly scaling company with experienced founders. If you join Snapmint, you will have direct exposure to cutting-edge credit technologies and product development. Location: Bangalore (Kadubeesanahalli) Working days: Monday - Friday For more information, you can visit Snapmint's website at [snapmint.com](https://snapmint.com/).,