69 Credit Policies Jobs

Company Description DhanSafal Finserve Limited is a digitally driven, well-diversified financial services company focused on simplifying credit access across India's heartland. With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs, including personal and business loans. Our mission is to bridge the gap between traditional banking and underserved communities through ethical practices, innovative digital platforms, and a relentless customer-first approach. At DhanSafal, we believe in making financial empowerment accessible to all, ensuring that with the right support, success is possible for everyone. Role Description...

As an experienced professional in Credit Processes and Credit Underwriting, your role will involve implementing and managing Credit Policies for the Corporate Finance division. You will be responsible for monitoring systems and processes to ensure the smooth implementation of credit policies in the region. Your proactive participation in deal structuring and credit enhancement will facilitate faster deal closures. Key Responsibilities: - Implement and administer Credit Policies for the Corporate Finance division. - Monitor systems and processes to ensure smooth implementation of credit policies. - Facilitate faster deal closures through proactive participation in deal structuring. - Maintain...

About Supermoney Supermoney is India's leading MSME Supply Chain Finance (SCF) platform, dedicated to revolutionizing how working capital is accessed by businesses across the country. We partner with over 50 of India's top corporate anchors to provide seamless, technology-driven financing solutions to their network of over 300,000 MSME dealers, distributors, and vendors. Our mission is to empower every link in the supply chain, ensuring businesses have the capital they need to thrive and grow. At Supermoney, we are not just financing businesses; we are building a more resilient and efficient economic ecosystem. If you are driven to solve complex financial challenges and make a tangible impac...

As a Credit Analyst, you will be responsible for the following: - Researching and evaluating clients" creditworthiness - Creating credit scoring models to predict risks - Approving or rejecting loan requests based on credibility and potential revenues and losses - Calculating and setting interest rates - Negotiating loan terms with clients - Maintaining records of loan applications - Following up with clients to manage debt settlements and loan renewals - Ensuring all lending procedures comply with regulations - Developing, reviewing, and updating our company's credit policies Qualifications Required: - Bachelor's degree in Finance, Economics, or related field - Strong analytical skills and ...

Role Overview: As a Branch Credit Manager in the NBFC industry, your primary responsibility will be underwriting secured loan against property proposals. You will follow the laid down credit policies & procedures and conduct personal discussions with customers to establish credit worthiness. Additionally, you will ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits. It will be your responsibility to train the sales team on credit policy and assess income to obligation ratios with a deep understanding of the rationale behind the calculation of ratios and their impact on loan performance. You will also supervise Credit Processing Associat...

Role Overview: As a Credit Analyst, you will be responsible for appraising proposals and collaborating closely with the Relationship Manager and Funding Specialists. Your main focus will be on evaluating SME loans by analyzing financial statements and interacting with borrowers for additional information. Key Responsibilities: - Appraise SME loans and make recommendations - Approve documents and generate analysis reports based on cash flow statements, tax returns, and other financial information - Perform detailed financial and ratio analysis, and interpret the data to assess credit quality - Interact with borrowers to gather any necessary additional information Qualifications Required: - St...

Prepare and implement Credit Policies for all retail products. Coordinate system integration and enhancements to support policy implementation. Managing the team, coordinating with support functions and the business team. Train underwriting teams on new and updated credit policies. Monitor and manage the loan portfolio through monthly performance analysis. Track and analyse Net Credit Losses (NCL) to maintain asset quality. Conduct regular competition benchmarking to refine and expand the product suite. Translate insights from portfolio performance into actionable policy updates. Demonstrate strong knowledge of loan processing systems and possess sound analytical skills.

As a Senior Credit Officer at Khushbu Auto Finance Ltd., you will play a crucial role in assessing and evaluating loan applications, creditworthiness, and financial background of customers. You will be responsible for conducting thorough credit appraisals and preparing detailed credit reports. Your decision-making skills will be put to test as you recommend loan approvals or rejections in accordance with company policies and risk appetite. Collaboration with sales and collection teams is essential to streamline loan processing and recovery. Moreover, ensuring compliance with internal policies, regulatory norms, and audit requirements will be a key part of your responsibilities. Your role wil...

As the Head of Audit and Assurance at our bank, you will play a crucial role in leading the Audit department and managing the Audit and Risk functions. Your responsibilities will include: - Ensuring that the bank's operations comply with all relevant laws, regulations, internal policies, procedures, and accounting standards. - Conducting regular Risk Based Internal Audits (RBIA) as per RBI guidelines and Risk Control Matrices (RCMs) developed by the bank. - Acting as the primary point of contact for regulatory agencies, including the RBI, in audit-related matters. - Developing and implementing Risk and Control Matrices aligned with the bank's strategy and objectives, benchmarking processes a...

As a Credit Executive at our company, you will play a crucial role in the credit evaluation and underwriting process for EV asset financing, with a focus on L3 e-rickshaws and lithium-ion batteries. Your primary responsibility will be to conduct comprehensive credit checks, assess risk profiles, verify customer documentation, analyze financial and non-financial data, and ensure that all loans comply with company policies and regulatory standards. This role is specifically designed to cater to individual drivers and fleet operators in urban and semi-urban markets. - Perform thorough credit assessments of loan applicants by scrutinizing their CIBIL score/report and other credit bureau data lik...

Role Overview: As a Credit Analyst, your primary role will involve researching and evaluating clients" creditworthiness. You will create credit scoring models to predict risks and make informed decisions on approving or rejecting loan requests, based on credibility and potential revenues and losses. It will be your responsibility to calculate and set interest rates, negotiate loan terms with clients, and maintain records of loan applications. Key Responsibilities: - Researching and evaluating clients" creditworthiness - Creating credit scoring models to predict risks - Approving or rejecting loan requests based on credibility and potential revenues and losses - Calculating and setting intere...

As an SME Credit Underwriter in US shifts, your role will involve evaluating the financial health and creditworthiness of SMEs, identifying and mitigating risks, developing credit policies, managing stakeholder relationships, monitoring portfolio performance, conducting client interactions, analyzing data, and collaborating with sales/servicing teams. Your key responsibilities will include: - Underwriting SME transactions from pre-clearing to post-close monitoring - Identifying and mitigating potential risks in the underwriting process - Developing and reviewing credit policies in collaboration with internal teams - Managing stakeholder relationships and fostering relationships with external...

As an employee at Tricon, you will be part of a company that values perseverance, teamwork, and top talent. Tricon is a leading player in the global commodity trade and distribution market, with over 28 years of experience and a diverse team of more than 750 employees worldwide. Our focus is on enhancing international commerce by providing logistic, risk management, financing, and market intelligence services to our customers and partners. **Responsibilities:** - Manage credit related activities for assigned products/regions - Assess and evaluate current and new business opportunities - Provide support to senior management in risk assessment and decision making - Liaise with Traders, Custome...

Job Description Key Responsibilities Lead and develop multi-location teams, ensuring high performance and capability building. Manage portfolio quality with strong focus on credit policies, collections, and risk controls. Drive operational excellence through robust processes and governance. Build and strengthen dealer & channel partner networks to support business growth. Execute market expansion strategies and develop region-specific plans. Capture market intelligence, establish feedback loops, and inform strategic decisions. Ensure strict adherence to compliance, governance, and audit standards. Required Skills & Qualifications Proven expertise in team management, field operations, and cha...

Role Overview: As a Collections Manager at our company, you will be responsible for overseeing the collections processes and accounts receivable. Your role will involve leading, motivating, and managing a team of collection agents to ensure timely and effective collection of outstanding debts. You should possess strong negotiation and conflict resolution skills to handle challenging situations. Additionally, knowledge of credit policies, regulations, and compliance is essential for this role. Your excellent communication and interpersonal skills will be crucial in interacting with clients and internal stakeholders. Proficiency in using collections software and databases, along with analytica...

As a Sales Development Intern at PaisaOnClick, you will play a crucial role in supporting the sales team to manage the sales funnel and achieve successful conversions. Your responsibilities will include: - Engaging with potential borrowers through calls, emails, and digital platforms to understand their financial needs. - Educating users on loan options, eligibility criteria, and PaisaOnClick's competitive advantages. - Guiding applicants through the loan application process to ensure a smooth and hassle-free experience. - Collaborating with lenders to streamline customer approvals and enhance conversion rates. - Analyzing lead quality and performance metrics to refine sales strategies. - Id...

Role Overview: As an Australian Mortgage Loan Processor/Credit Analyst at Vow Sourcing, your primary responsibility will be to process mortgage loan applications, ensure compliance with underwriting guidelines, and collaborate closely with clients and loan officers to gather necessary documentation. Your daily tasks will involve verifying and analyzing loan information, reviewing financial documents, and confirming that all loan conditions are met. It will be crucial for you to maintain accurate records and communicate effectively with all stakeholders involved in the loan process. Key Responsibilities: - Processing mortgage loan applications and ensuring compliance with underwriting guideli...

You will be joining NCR Voyix Corporation, a global provider of digital commerce solutions for retail, restaurant, and banking industries. With a presence in 35 countries and a workforce of approximately 16,000 employees, NCR Voyix is dedicated to transforming consumer experiences through innovative technology solutions. As part of the team, your role will involve the following key responsibilities: - Investigating and resolving billing issues and customer disputes promptly. - Generating and sharing regular accounts receivable aging reports with stakeholders. - Collaborating with sales and customer service departments to oversee invoicing and credit limits. - Ensuring adherence to internal c...

As a Head of Audit and Assurance at our organization, you will be responsible for leading the Audit department and managing the Audit and Risk functions of the Bank. Your role will involve ensuring that the Banks" operations comply with all relevant laws, regulations, internal policies, and accounting standards. Your key responsibilities will include: - Acting as the primary point of contact for all regulatory agencies, including the RBI, in matters related to the audit function. - Developing and implementing Risk and Control Matrices (RCMs) aligned with the bank's overall strategy and objectives, benchmarked to industry best practices. - Leading and managing the audit team to ensure efficie...

As a Credit Manager - Credit Cards in the Retail Banking division at Mumbai, your role involves providing recommendations on improvements and changes to credit policies and procedures. You will be responsible for documenting and circulating policies to ensure all requirements are met and risks are mitigated while delivering high-quality service to customers. Your key responsibilities will include: - Conducting detailed analysis of the existing business portfolio and suggesting changes to contribute to business development - Ensuring the implementation of policies to maintain the high quality of the retail portfolio while meeting the target Turnaround Time (TAT) - Utilizing tools such as auto...

As a part of the Financial Services team at Meesho, you will play a crucial role in driving the growth and revenue of the company by focusing on lending as the primary area of interest. Your responsibilities will revolve around risk management, a critical component in building a sustainable credit business at scale. Here are the key aspects of the role: **Role Overview:** Lending is the primary focus of Meesho's Financial Services journey, where risk management plays a crucial role. Your main responsibilities will include driving policies, data science, and analytics to assess borrower risk, leveraging alternative information for borrower profiling, and creating a competitive advantage using...

We are looking for a Senior Manger Plant & Operation Finance based out of Bangalore locations to lead Finance function at plant level. This person will be responsible for handling all the Plant finance and costing related activities at plant level including statutory compliance. Team of 2-3 Finance executive will be reporting to this person. Product costing and variance analysis for the plant cost (covering RM/PM and factory overhead) Working with operation / Supply chain team on operation cost, preparation of their operating plan, tracking of actual cost against budget and reporting of variance. Identification of cost saving opportunities and working with cross functional team on cost savin...

Role Overview: You will be responsible for managing the Banks Credit Risk Policies in the role of Wholesale Credit Policy within the Risk Management department at Yes Bank Limited in Mumbai (YBH). Your primary duties will include preparing and maintaining various Bank policies in alignment with RBI guidelines and best practices in Risk Management. Additionally, you will be tasked with creating and managing Credit Underwriting CAMs and Spreads, conducting Sectoral reviews, and monitoring sectoral limits. Key Responsibilities: - Prepare and maintain various Bank policies in alignment with RBI guidelines and best practices in Risk Management. - Create and manage Credit Underwriting CAMs and Spr...

Key Responsibilities: Manage the loan application to disbursement process , ensuring all required documentation and verifications are completed accurately. Supervise and guide the loan processing team to ensure daily operations run smoothly and efficiently. Coordinate with sales, credit, risk, legal, and operations teams for seamless loan approval and disbursement. Review loan applications for completeness, accuracy, and compliance with company and regulatory standards. Monitor turnaround time (TAT) for loan processing and implement improvements for efficiency. Handle escalations and resolve complex cases related to loan documentation or customer issues. Ensure KYC, income verification, cred...

As a part of this role, you will be responsible for ensuring adherence to credit and KYC policies. This includes verifying all KYCs and financial details of borrowers and conducting analysis. It will be your duty to ensure timely processing and adherence to Turnaround Time (TAT) standards. Effective communication with the field team regarding TAT and KYC issues will be a key aspect of this role. Additionally, you will be involved in training the field teams to achieve a First Time Resolution (FTR) rate of 90%. Monitoring credit trends and demonstrating expertise in Excel are also expected from you. The ideal candidate for this position should hold a Graduate or Post Graduate degree in any di...