Credit Analyst

Role Overview: As a Credit Analyst, you will be responsible for appraising proposals and collaborating closely with the Relationship Manager and Funding Specialists. Your main focus will be on evaluating SME loans by analyzing financial statements and interacting with borrowers for additional information. Key Responsibilities: - Appraise SME loans and make recommendations - Approve documents and generate analysis reports based on cash flow statements, tax returns, and other financial information - Perform detailed financial and ratio analysis, and interpret the data to assess credit quality - Interact with borrowers to gather any necessary additional information Qualifications Required: - Strong analytical skills to assess individual and company financial statements, cash flow, industry trends, and projections - Proficiency in Excel, including the use of graphs and charts - Basic knowledge of credit principles, lending operations, loan research, and credit policies - Detail-oriented team player with the ability to work under pressure and multitask - Excellent written and verbal communication skills - Problem recognition and resolution skills Company Additional Details: N/A,