The Credit Analyst will be responsible for appraising proposals and working closely with the Relationship Manager and Funding Specialists. You will be responsible for the appraisal of SME loans, approving documents, and generating analysis reports based on the analysis of the borrower's cash flow statements, tax returns, and other financial information. Additionally, you will perform and verify system-generated detailed financial and ratio analysis, interpret financial information to determine credit quality, and interact with borrowers for any additional information. To be successful in this role, you should have strong analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis, and projections. Proficiency in Excel, including the use of graphs/charts, is required. Basic knowledge of credit principles, lending operations, loan research, and general credit policies is also essential. We are looking for a detail-oriented team player with the ability to work well under pressure and multi-task. Strong written and verbal communication skills, problem recognition, resolution skills, and preferred education qualifications such as Inter CA/M. Com/MBA/PGDM in Finance Specialization are preferred.,
As a Receptionist / Tele caller, your primary role will be to generate leads and handle customer queries effectively. You will be responsible for area mapping, prospecting, and negotiation, as well as calling SME clients to offer business loan solutions. Additionally, you will be tasked with developing a database of qualified leads through referrals and telephone canvassing. Building and managing strong relationships with customers will also be a key part of your role, with reporting to the Relationship Manager. You should possess the following qualities: - Excellent communication skills - High energy levels - Ability to work under pressure - Good General Knowledge Preferred qualifications for this role include: - Experience in BPO / Call Center - Fluency in English, Hindi, and Gujarati,
Role Overview: As a Credit Analyst, you will be responsible for appraising proposals and collaborating closely with the Relationship Manager and Funding Specialists. Your main focus will be on evaluating SME loans by analyzing financial statements and interacting with borrowers for additional information. Key Responsibilities: - Appraise SME loans and make recommendations - Approve documents and generate analysis reports based on cash flow statements, tax returns, and other financial information - Perform detailed financial and ratio analysis, and interpret the data to assess credit quality - Interact with borrowers to gather any necessary additional information Qualifications Required: - Strong analytical skills to assess individual and company financial statements, cash flow, industry trends, and projections - Proficiency in Excel, including the use of graphs and charts - Basic knowledge of credit principles, lending operations, loan research, and credit policies - Detail-oriented team player with the ability to work under pressure and multitask - Excellent written and verbal communication skills - Problem recognition and resolution skills Company Additional Details: N/A,