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Area Credit Manager - LAP

Area Credit Manager - LAP

SkillLabs

3 - 7 years

0 Lacs

karnal haryana

Posted:1 day ago| Platform: Shine logo

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Skills Required

interest rates record maintenance regulatory compliance researching evaluating creditworthiness credit scoring models risk prediction loan approval loan negotiation debt settlements credit policies

Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: As a Credit Analyst, your primary role will involve researching and evaluating clients" creditworthiness. You will create credit scoring models to predict risks and make informed decisions on approving or rejecting loan requests, based on credibility and potential revenues and losses. It will be your responsibility to calculate and set interest rates, negotiate loan terms with clients, and maintain records of loan applications. Key Responsibilities: - Researching and evaluating clients" creditworthiness - Creating credit scoring models to predict risks - Approving or rejecting loan requests based on credibility and potential revenues and losses - Calculating and setting interest rates - Negotiating loan terms with clients - Maintaining records of loan applications - Following up with clients to manage debt settlements and loan renewals - Ensuring all lending procedures comply with regulations - Developing, reviewing, and updating our company's credit policies,

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Area Credit Manager - LAP