1512 Creditworthiness Jobs

Job Title: Branch Manager – NBFC Key Responsibilities:1. Business Development Achieve branch sales targets for all loan products (e.g., gold loans, vehicle loans, personal loans, SME loans, etc.). Develop and maintain strong relationships with customers, dealers, and business partners. Identify new business opportunities and potential markets in the branch area. Plan and execute local marketing and promotional activities to increase business. 2. Branch Operations Ensure smooth day-to-day branch operations in line with company policies. Supervise cash handling, disbursement, and collection activities. Verify and approve loan applications as per the company’s credit policy. Maintain accurate d...

Credit Analyst Looking For M.Com/CA inter/CMA/CA with good Knowledge of Project Loan, Tally & Excel. Job Responsibilities: · Gathers and analyzes loan applicants’ financial data to evaluate risk. · Assesses creditworthiness of individuals, companies, and institutions. · Collaborates with other financial experts to approve or deny loans. · Makes recommendations about whether to increase, adjust, extend, or close lines of credit. · Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. · Prepares and presents credit reports. · Completes quality assurance reviews. · Monitors and adheres to collateral compliance covenants. · Ensures that all loans are ...

Embark on a transformative journey as Senior Mortgage Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets. To be successful in this role as a Senior Mortgage Underwriter , you should possess the following skillsets: Prior experience in manual Mortgage Underwriting in a bank or related industry. A general understan...

Embark on a transformative journey as Senior Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets. To be successful in this role as a Senior Underwriter, you should possess the following skillsets: Prior experience in manual Underwriting in a bank or related industry. A general understanding of the regulatory fram...

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Job Summary To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Retail Banking customers within acceptable risk parameters. Contribute toward achieving team's overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Key Responsibilities Strategy...

Job Description We are looking for an experienced and highly motivated Business Finance manager to join our team Responsililities Tender/ Bid Margin, cost and cashflow evaluation, Margin Cash process management – ensuring accurate and timely order COB process Analyze market, pricing, and competitor data to build competitive yet profitable commercial proposals . Maintain control over margins across high and low-margin deals , ensuring alignment with corporate profitability target Credit control management – managing credit and collection processes, ensuring timely payment collection and minimizing credit risk. The ideal candidate will have a solid understanding of financial and commercial lev...

Job Title : Analyst Location : BKC, Mumbai Department : Credit Rating Reporting To : Senior Analyst / Team Lead Qualification : B.Com, MBA (Finance) or equivalent Employment Type : Full-time Preferred Availability: Immediate Start Note: Strong preference will be given to immediate joiners and those with prior credit rating experience About the Role At ACER Credit Rating, we are dedicated to providing transparent, independent, and timely credit ratings and research that empower investors and support market efficiency. We serve a diverse range of clients across sectors, delivering insightful analysis and high-quality ratings that shape informed financial decisions. We are seeking a detail-orie...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Embark on a transformative journey as Senior Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets. To be successful in this role as a Senior Underwriter, you should possess the following skillsets: Prior experience in manual Underwriting in a bank or related industry. A general understanding of the regulatory fram...

Embark on a transformative journey as Senior Mortgage Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets. To be successful in this role as a Senior Mortgage Underwriter , you should possess the following skillsets: Prior experience in manual Mortgage Underwriting in a bank or related industry. A general understan...

Company Description India Shelter Finance Corporation (ISFC) is an affordable housing company with operations across 15 states in India, offering housing and small ticket loans against property. We largely cater to self-employed customers with informal income documentation. Our product offerings include financing for new house purchases, home expansion, home building loans on previously owned land, and loans against property. Headquartered in Gurugram, Haryana, ISFC aims to fulfill the dream of home ownership for average earning Indian citizens by providing loans up to Rs 68 lakhs. Role Description This is a full-time on-site role for a Relationship Manager, located in Ludhiana. The Relation...

Company Description Spandana Sphoorty Financial Limited (SSFL) is a Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India to operate as a Non-Banking Financial Institution without accepting public deposits. Reclassified as an NBFC-Micro Finance Institution (NBFC-MFI) in 2015, SSFL is committed to strengthening the socio-economic status of low-income households by providing financial services. Operating both group-based and individual micro-credit lending models, Spandana’s lending program focuses on enhancing livelihoods and self-esteem. The company offers various products, including micro-credit, farm equipment loans, and loans against gold jewelry. Role Description This ...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Role Summary: The Credit Manager is responsible for assessing and evaluating loan applications at the branch level, ensuring compliance with credit policies and procedures. The role involves collaborating with the sales team, verifying customer credentials, and ensuring that loans are processed efficiently and effectively. Key Responsibilities: Loan Application Evaluation:  Assess loan applications submitted by the sales team.  Verify customer documentation and ensure accuracy and completeness.  Conduct creditworthiness checks, including financial analysis and risk assessment. Compliance and Risk Management:  Ensure all applications comply with internal credit policies and regulatory gui...

Company Description Ujjivan Small Finance Bank Limited, a subsidiary of Ujjivan Financial Services Ltd., is a banking company licensed to carry out small finance bank business under Section 22 (1) of the Banking Regulation Act, 1949. The bank commenced operations on February 1, 2017, and achieved Scheduled Bank status in August 2017. Currently, Ujjivan Small Finance Bank has 752 branches across 26 States and Union Territories. Ujjivan’s mission is to build a leading mass-market bank serving unserved and underserved customers who are currently outside the formal banking system. Role Description This is a full-time on-site role for an MSME Relationship Manager - Working Capital, located in Mum...

About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website www.thoughtfocus.com. Processing Order Setup: Open new lo...

Company Description Digner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial difficulties, supporting them in enriching their businesses. Our primary service focuses on setting up fintech for newly established digital lending companies. Additionally, we specialize in emergency loans and micro-loan services. Role Description This is a full-time on-site role for a Credit Manager located in Delhi, India. The Credit Ma...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Company Description SarvaGram is India’s first rural household-centric platform aimed at empowering rural households through a blend of data intelligence and human delivery. We offer tailored financial services, risk mitigation solutions, and productivity tools for farms and micro-enterprises. Our unique approach focuses on the household as a unit of progress, providing credit for growth, tools to boost farm yield, and advisory services for smarter decision-making. We are driven by data and delivered by humans to help rural India aspire, grow, and prosper. Role Description This is a full-time on-site role located in Udaipur for a Branch Credit Officer – Secured & Unsecured Loans. The Branch ...

Achieve monthly, quarterly, and annual sales targets for the assigned territory. Develop and implement dealer-level business plans to meet objectives and proactively work towards target achievement. Drive growth across both core and high-priority products. Analyse territory performance data to identify opportunities, address gaps, and execute targeted strategies. Expand the dealer network by onboarding new dealers and enhancing engagement with existing ones. Address and resolve dealer queries promptly to maintain strong and productive relationships. Coordinate with internal teams to ensure timely availability of products, services, and promotional materials for dealers. Implement and manage ...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensuring their concerns and needs are addressed efficiently. Facilitate loan disburse...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Reporting To: [Insert Manager/Supervisor Name] Job Location: [Specify Location] Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensur...

Job Title: Loan Officer Department: Bharat Super Shop (BFIL) Location: Will be informed at the time of joining (usually within 100–150 km from home location) Job Description: Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level. Key Responsibilities: Identify and onboard potential customers for microfinance and small business loans. Conduct field visits and verify customer details and business activities. Explain loan terms, repayment process, and company policies to clients. Ensure timely collection of loan repayments and maintain repayment records. Maintain good customer relatio...