1524 Creditworthiness Jobs - Page 2

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Role Summary: The Credit Manager is responsible for assessing and evaluating loan applications at the branch level, ensuring compliance with credit policies and procedures. The role involves collaborating with the sales team, verifying customer credentials, and ensuring that loans are processed efficiently and effectively. Key Responsibilities: Loan Application Evaluation:  Assess loan applications submitted by the sales team.  Verify customer documentation and ensure accuracy and completeness.  Conduct creditworthiness checks, including financial analysis and risk assessment. Compliance and Risk Management:  Ensure all applications comply with internal credit policies and regulatory gui...

Company Description Ujjivan Small Finance Bank Limited, a subsidiary of Ujjivan Financial Services Ltd., is a banking company licensed to carry out small finance bank business under Section 22 (1) of the Banking Regulation Act, 1949. The bank commenced operations on February 1, 2017, and achieved Scheduled Bank status in August 2017. Currently, Ujjivan Small Finance Bank has 752 branches across 26 States and Union Territories. Ujjivan’s mission is to build a leading mass-market bank serving unserved and underserved customers who are currently outside the formal banking system. Role Description This is a full-time on-site role for an MSME Relationship Manager - Working Capital, located in Mum...

About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website www.thoughtfocus.com. Processing Order Setup: Open new lo...

Company Description Digner Fin-lease & Investment Pvt. Ltd. (DFAIPL PVT LTD) is a trusted and advanced Non-Banking Finance Company (NBFC) dedicated to providing instant financial solutions and facilitating the business of digital lending. With a vision of empowering eligible customers with financial strength, DFAIPL PVT LTD stands by those facing financial difficulties, supporting them in enriching their businesses. Our primary service focuses on setting up fintech for newly established digital lending companies. Additionally, we specialize in emergency loans and micro-loan services. Role Description This is a full-time on-site role for a Credit Manager located in Delhi, India. The Credit Ma...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Company Description SarvaGram is India’s first rural household-centric platform aimed at empowering rural households through a blend of data intelligence and human delivery. We offer tailored financial services, risk mitigation solutions, and productivity tools for farms and micro-enterprises. Our unique approach focuses on the household as a unit of progress, providing credit for growth, tools to boost farm yield, and advisory services for smarter decision-making. We are driven by data and delivered by humans to help rural India aspire, grow, and prosper. Role Description This is a full-time on-site role located in Udaipur for a Branch Credit Officer – Secured & Unsecured Loans. The Branch ...

Achieve monthly, quarterly, and annual sales targets for the assigned territory. Develop and implement dealer-level business plans to meet objectives and proactively work towards target achievement. Drive growth across both core and high-priority products. Analyse territory performance data to identify opportunities, address gaps, and execute targeted strategies. Expand the dealer network by onboarding new dealers and enhancing engagement with existing ones. Address and resolve dealer queries promptly to maintain strong and productive relationships. Coordinate with internal teams to ensure timely availability of products, services, and promotional materials for dealers. Implement and manage ...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensuring their concerns and needs are addressed efficiently. Facilitate loan disburse...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Reporting To: [Insert Manager/Supervisor Name] Job Location: [Specify Location] Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensur...

Job Title: Loan Officer Department: Bharat Super Shop (BFIL) Location: Will be informed at the time of joining (usually within 100–150 km from home location) Job Description: Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level. Key Responsibilities: Identify and onboard potential customers for microfinance and small business loans. Conduct field visits and verify customer details and business activities. Explain loan terms, repayment process, and company policies to clients. Ensure timely collection of loan repayments and maintain repayment records. Maintain good customer relatio...

Job ID: 42696 Location: Kolkata, IN Area of interest: Corporate & Commercial Banking Job type: Regular Employee Work style: Office Working Opening date: 27 Oct 2025 Job Summary Strategy To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable CIB customers within acceptable risk parameters. Contribute toward achieving team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Identify, market and onboard New-To-Bank names for asset business ...

(Recruitment Drive in Hyderabad (Must relocate to office location Chennai) on 2nd November (SUN) between 10 AM to 3 PM) JOB TITLE: Mortgage Analyst/ Mortgage Underwriter/ Due Diligence Underwriter/ Credit Risk Underwriter/Loan Underwriter/Mortgage Credit Analyst SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time JOB LOCATION: Chennai Experience Range: 0.6 months – 12 years Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally ...

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Job Summary Strategy To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable CIB customers within acceptable risk parameters. Contribute toward achieving team's overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Identify, market and onboard New...

Job Summary We are seeking an experienced Credit and Collection Professional to join our team. The successful candidate will be responsible for managing credit and collection activities, ensuring timely payments, and minimizing bad debt. This role requires strong analytical and communication skills, as well as the ability to work effectively with customers and internal stakeholders. Key Responsibilities Credit Management: Assess creditworthiness, set credit limits, and manage credit risk. Collections: Develop and implement collection strategies, negotiate payment plans, and resolve disputes. Customer Communication: Build strong relationships with customers, communicate effectively, and resol...

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensuring their concerns and needs are addressed efficiently. Facilitate loan disburse...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Job description: A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyze and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value throug...

Job Summary Strategy To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable CIB customers within acceptable risk parameters. Contribute toward achieving team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Identify, market and onboard New-To-Bank names for asset business across target client base of mid-sized and large local corporates Achieve individual financial and non-financial targets while contributing towards team’s overall de...

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi ICM UW is an integral part of the Institutional Credit Management (“ICM”) organization. The ICM's mandate is to deliver best-in-class credit ...

· Support and assist all Operations & back office works of Vehicle loan department on daily basis. · Sourcing of vehicle loans for society as per the policy from open market or through BCs · Collection and maintenance of Pre-disbursement and post disbursement documents. · Background verification of customers and complete documentation process as instructed by A.O. · Sourcing and empanelment of New BCs. · Co-ordinating BCs and Registered office for invoice generation and pay out disbursements. · Meet with applicants to obtain information for loan application and document collection accordingly. · Analyse applicant financial status, creditworthiness and property evaluations to determine feasib...

Manager – Sales & Collection Department: Sales & Collection Location: Muktsar, Faridkot, Abohar, Malout, Fazilka Key Responsibilities: Sales Management: Develop and implement effective sales strategies to achieve monthly and annual targets. Identify new business opportunities and maintain strong relationships with existing clients. Monitor sales team performance, provide guidance, and ensure achievement of individual goals. Prepare and analyze sales reports to track performance and market trends. Coordinate with marketing and operations to ensure smooth order fulfillment and customer satisfaction. Collection Management: Oversee and manage accounts receivable processes to ensure timely collec...

JOB DESCRIPTION CREDIT EXECUTIVE Candidate job profile involves assessing and managing creditworthiness to minimize risk for our society. They review loan applications, analyze financial data, and make decisions on approvals and terms, while also ensuring compliance with lending regulations. This role requires strong analytical and communication skills, as well as a deep understanding of financial principles and risk management. ROLES & RESPONSIBILITIES - Monitoring the lending activities of the society and ensuring that all the loan process operate within the right credit risk Developing advanced analytics and modelling of credit and retailer risk strategy and policies Ensuring that advance...