1524 Creditworthiness Jobs - Page 3

Job Title: Loan Officer Department: Bharat Super Shop (BFIL) Location: Will be informed at the time of joining (usually within 100–150 km from home location) Job Description: Loan Officers are responsible for managing customer relationships, assessing creditworthiness, and ensuring smooth loan disbursement and recovery at the branch level. Key Responsibilities: Identify and onboard potential customers for microfinance and small business loans. Conduct field visits and verify customer details and business activities. Explain loan terms, repayment process, and company policies to clients. Ensure timely collection of loan repayments and maintain repayment records. Maintain good customer relatio...

Key Responsibilities Prepare comprehensive country profiles that assess political, economic, and banking sectors, along with conducting thorough financial and credit analysis of major financial institutions Draft detailed credit proposals to assess the creditworthiness of financial institutions / companies, recommending appropriate exposure limits and strategies Think critically and analytically to identify key insights from data, market conditions, and trends, and weave these insights into well-structured, cohesive reports Ensure that all reports are well-written, clear, and provide a compelling narrative for the client Stay updated on market trends, political developments, and economic shi...

JOB DESCRIPTION Experience : 1 - 4 Yrs Location : Bengaluru Designation : Business Analyst About Company: This is a leading digital lending platform in India that provides quick and convenient personal loans to individuals through a completely online process. It focuses on offering short-term and long-term credit options to salaried and self-employed professionals, aiming to make credit access simple, paperless, and efficient. The platform leverages technology and data-driven insights to assess creditworthiness and ensure instant loan disbursement, supporting financial inclusion for young professionals and first-time borrowers. Key Responsibilities and skills: Bachelor's degree from IIT/NIT ...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Company Description BFIL FINANCE LIMITED is a financial services company based out of Eucharistic Congress Building No.1, Fourth Floor, 5, Convent Street, Colaba, Mumbai, Maharashtra, India. The company is known for its reliable financial services and customer-centric approach. BFIL FINANCE LIMITED aims to provide tailored financial solutions to meet the unique needs of their clients, fostering financial inclusion and growth. Role Description This is a full-time on-site role for a Loan Officer, located in Varanasi. The Loan Officer will be responsible for evaluating and approving loan applications, managing loan origination processes, assessing creditworthiness and financial information of a...

Skills: B2B Sales, Lead Generation, Hardware, Customer Relationship Management, Sales, Business Development, Achieve monthly, quarterly, and annual sales targets for the assigned territory. Develop and implement dealer-level business plans to meet objectives and proactively work towards target achievement. Drive growth across both core and high-priority products. Analyse territory performance data to identify opportunities, address gaps, and execute targeted strategies. Expand the dealer network by onboarding new dealers and enhancing engagement with existing ones. Address and resolve dealer queries promptly to maintain strong and productive relationships. Coordinate with internal teams to e...

Qualifications Any degree Experience 2-4 yrs in Finance company or NBFC Sector Skills Proven work experience as a Credit Officer, Loan Officer or similar role Hands-on experience with lending procedures and products Description Credit Officer responsibilities include reviewing loan requests Assessing clients’ financial status Evaluating creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Calculate financial ratios (e.g. credit scores and interest rates) Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

Supporting Actions (Max 1325 Characters) Identify business growth opportunities across the location, build direct/ channel/ new client acquisition strategies and tap growth opportunities to achieve zonal targets Augment the business volumes of mortgage lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Region Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the zone Scan the location market and its competitive offerings on a periodic basis; report on emerging trends and busi...

Company Description Oxyzo Financial Services specializes in providing tailored credit solutions to help small and medium enterprises (SMEs) in India expand their operations and increase revenue. We offer low-interest, collateral-free loans with minimal documentation, and quick processing times within 48 hours. With a deep understanding of SME business needs, Oxyzo disburses over 4000+ crores annually and has an AUM of 8000+ crores, making it a leading lending option for SMEs across the country. Role Description This is a full-time on-site role for a Credit Analyst: CA Freshers only, located in Ahmedabad. The Credit Analyst will be responsible for assessing creditworthiness, managing credit p...

Job Requirements Job Title - Credit Manager - KCC Function - Credit (KCC / Agri) Job Purpose Agricultural Credit Manager’s job is to assess loan applications, which involves determining the financial health and creditworthiness of potential borrowers, as well as agricultural activities carried out at his field. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties. In addition, Agricultural Credit Managers often help develop relevant ag-related credit policies based on laws, regulations, and industry trends. Roles & Responsibilities Assessment of customers sourced by Agri Sales Team as per credit poli...

Role Description This is a full-time on-site role for a Credit Analyst focusing on SME Lending. The role is based in Gurugram. The Credit Analyst will be responsible for assessing the creditworthiness of SME clients, conducting financial analysis, managing credit operations, preparing credit reports, and ensuring compliance with credit policies. The Credit Analyst will also communicate regularly with stakeholders to provide insights and recommendations. Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: C...

eClerx is a leading productized services company, bringing together people, technology and domain expertise to amplify business results. Our mission is to set the benchmark for client service and succession in our industry. Our vision is to be the innovation partner of choice in technology, data analytics, and process management services. Why eClerx? Dynamic Work Environment: Engage in innovative projects and a diverse team. Growth Opportunities: Enhance your professional journey with continuous learning. Inclusive Culture: Collaborate with a team that values every contribution Tasks Job Summary: We are seeking an experienced and proactive Credit Controller with a background in the travel in...

Aditya Birla Capital Limited ABCL- Area Sales Head- SME- Emerging Market- Ludhiana Location: Feroze G Mkt Ludhiana, Punjab Supporting Actions (Max 1325 Characters) Identify business growth opportunities across the location, build direct/ channel/ new client acquisition strategies and tap growth opportunities to achieve zonal targets Augment the business volumes of mortgage lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Region Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture acr...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Position: Credit Head/ Manager - (Unsecured Business Loan) Company: Maxemo Capital - NBFC Job Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and implementing risk mitigation strategies. The Credit Manager will work closely with the sales and underwriting teams to ensure that lending decisions align with the company's risk appetite and regulatory compliance. Key Responsibilities: Credit Assessment:CAM Preparation Evaluate the creditworthiness of potential borrowers by analyzing ...

Position: Credit Manager/Head - NBFC (Unsecured Business Loan) Key Responsibilities: Credit Assessment: Evaluate the creditworthiness of potential borrowers by analyzing financial statements, credit reports, industry trends, and other relevant data. Utilize credit scoring models and risk assessment tools to make informed lending decisions. Underwriting: Determine appropriate loan structures, terms, and conditions based on the risk profile of the borrower. Collaborate with the underwriting team to ensure accurate and timely processing of loan applications. Credit Policy Development: Contribute to the development and refinement of the company's credit policies and guidelines. Ensure that lendi...

Job Title: Credit Controller (Freight Forwarding & Logistics – Sea) Location: Noida, Sector 126 Experience Required: 3–4 Years Industry: Freight Forwarding & Logistics (Ocean / Sea Freight) Job Description: We are looking for an experienced Credit Controller from the Freight Forwarding / Logistics (Sea) industry to manage the company’s credit and collections process. The ideal candidate will have strong knowledge of shipping documentation, billing procedures, and client account management. Key Responsibilities: Monitor and manage accounts receivable and ensure timely collection of outstanding payments. Evaluate customer creditworthiness and set appropriate credit limits. Reconcile customer a...

Job Summary: We are seeking a highly skilled and analytical Credit folk to join our growing team. The ideal candidate will have 7-10 years of experience in credit underwriting of corporate clients preferably with exposure to Mid-market financial sector and NBFC clients. A background in accounting audit and/or forensic audit will be considered a strong advantage. Key Responsibilities: Perform end-to-end credit underwriting for wholesale and mid-market corporate clients, primarily in the financial sector Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks. Structure and recommend credit facilities in line with internal polic...

Position: Credit Head/ Manager - (Unsecured Business Loan) Company: Maxemo Capital - NBFC Job Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and implementing risk mitigation strategies. The Credit Manager will work closely with the sales and underwriting teams to ensure that lending decisions align with the company's risk appetite and regulatory compliance. Key Responsibilities: Credit Assessment:CAM Preparation Evaluate the creditworthiness of potential borrowers by analyzing ...

Supporting Actions ( Max 1325 Characters) Identify business growth opportunities across the location, build direct/ channel/ new client acquisition strategies and tap growth opportunities to achieve zonal targets Augment the business volumes of mortgage lending in the location, manage client databases and tap them through Relationship Managers. Drive relationships with key clients, faster TAT and cross selling initiatives in order to increase the client base of the Region Monitor lead generation & RM sales productivity metrics to drive a high-performance sales culture across the zone Scan the location market and its competitive offerings on a periodic basis; report on emerging trends and bus...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Seeking a dedicated and detail-oriented Loan Officer to guide clients through the loan application process. The ideal candidate will evaluate applicants' financial eligibility, analyze loan applications, and provide exceptional service while ensuring compliance with all lending regulations. This role involves a mix of customer-facing interactions, financial analysis, and administrative management to help clients achieve their financial goals. Responsibilities Meet with prospective borrowers to understand their needs and collect information for loan applications. Analyze applicant financial information, including credit history, debt-to-income ratios, and other documentation to determine elig...

Company Description NEC Software Solutions (India) Private Limited! is based in Mumbai (Worli & Airoli) and Bangalore with an employee strength of 1300+. It is one of the foremost providers of end- to-end IT services across various sectors. We work with diverse industry verticals which include publishing, media, financial services, retail, healthcare and technology companies around the world. Our customers range from two-person startups to $bn listed companies. We have more than 30 years of experience in providing end to end IT services across the globe and have earned a reputation for delighting our customers by consistently surpassing expectations and helping them deliver robust, market-re...