Line of Service Advisory Industry/Sector Not Applicable Specialism SAP Management Level Senior Associate Job Description & Summary At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives. As a SAP consulting generalist at PwC, you will focus on providing consulting services across various SAP applications to clients, analysing their needs, implementing software solutions, and offering training and support for effective utilisation of SAP applications. Your versatile knowledge will allow you to assist clients in optimising operational efficiency and achieving their strategic objectives. *Why PWC At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC , we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. Responsibilities: · Order Management: Managing sales orders, including creation, modification, and tracking. · Pricing and Billing: Handling complex pricing structures and generating invoices. · Shipping and Delivery: Managing the clinical aspects of getting goods to customers. · Credit Management: Evaluating customer creditworthiness and managing credit limits. · Returns Management: Processing returns and managing credits/debit memos. · Customer Service: Managing service notifications, warranties, and repair orders. · Integration with other SAP modules: Seamlessly integrating with MM, FI, PP, and other modules. · Reporting and Analytics: Providing sales-related reports and analytics for better decision-making. Benefits of using SAP SD: · Improved Customer Service: Streamlined processes and real-time information allow for better customer service. · Enhanced Efficiency: Automated processes and integrations reduce manual effort and errors. · Better Inventory Management: Accurate order information and availability checks help optimize inventory levels. · Stronger Financial Control: Accurate billing and integration with FI ensure proper financial recording. · Global Reach: Supports international sales and distribution operations. Mandatory skill sets: SAP SD Preferred skill sets: SAP SD Years of experience required: 6- 9 yrs Education qualification: Btech MBA MCA MTECH Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: Master of Engineering, Master of Business Administration, Bachelor of Engineering Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills SAP Sales and Distribution (SD) Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Application Software, Business Model Development, Business Process Modeling, Business Systems, Communication, Creativity, Developing Training Materials, Embracing Change, Emerging Technologies, Emotional Regulation, Empathy, Enterprise Integration, Enterprise Software, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Innovative Design, Intellectual Curiosity, IT Infrastructure, Learning Agility {+ 18 more} Desired Languages (If blank, desired languages not specified) Travel Requirements Available for Work Visa Sponsorship? Government Clearance Required? Job Posting End Date Show more Show less

Line of Service Advisory Industry/Sector Not Applicable Specialism SAP Management Level Senior Associate Job Description & Summary At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives. As a SAP consulting generalist at PwC, you will focus on providing consulting services across various SAP applications to clients, analysing their needs, implementing software solutions, and offering training and support for effective utilisation of SAP applications. Your versatile knowledge will allow you to assist clients in optimising operational efficiency and achieving their strategic objectives. *Why PWC At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC , we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. Responsibilities: · Order Management: Managing sales orders, including creation, modification, and tracking. · Pricing and Billing: Handling complex pricing structures and generating invoices. · Shipping and Delivery: Managing the clinical aspects of getting goods to customers. · Credit Management: Evaluating customer creditworthiness and managing credit limits. · Returns Management: Processing returns and managing credits/debit memos. · Customer Service: Managing service notifications, warranties, and repair orders. · Integration with other SAP modules: Seamlessly integrating with MM, FI, PP, and other modules. · Reporting and Analytics: Providing sales-related reports and analytics for better decision-making. Benefits of using SAP SD: · Improved Customer Service: Streamlined processes and real-time information allow for better customer service. · Enhanced Efficiency: Automated processes and integrations reduce manual effort and errors. · Better Inventory Management: Accurate order information and availability checks help optimize inventory levels. · Stronger Financial Control: Accurate billing and integration with FI ensure proper financial recording. · Global Reach: Supports international sales and distribution operations. Mandatory skill sets: SAP SD Preferred skill sets: SAP SD Years of experience required: 6- 9 yrs Education qualification: Btech MBA MCA MTECH Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: Master of Engineering, Master of Business Administration, Bachelor of Engineering Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills SAP Sales and Distribution (SD) Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Application Software, Business Model Development, Business Process Modeling, Business Systems, Communication, Creativity, Developing Training Materials, Embracing Change, Emerging Technologies, Emotional Regulation, Empathy, Enterprise Integration, Enterprise Software, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Innovative Design, Intellectual Curiosity, IT Infrastructure, Learning Agility {+ 18 more} Desired Languages (If blank, desired languages not specified) Travel Requirements Available for Work Visa Sponsorship? Government Clearance Required? Job Posting End Date Show more Show less

Line of Service Advisory Industry/Sector Not Applicable Specialism SAP Management Level Senior Associate Job Description & Summary At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives. As a SAP consulting generalist at PwC, you will focus on providing consulting services across various SAP applications to clients, analysing their needs, implementing software solutions, and offering training and support for effective utilisation of SAP applications. Your versatile knowledge will allow you to assist clients in optimising operational efficiency and achieving their strategic objectives. *Why PWC At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC , we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. Responsibilities: · Order Management: Managing sales orders, including creation, modification, and tracking. · Pricing and Billing: Handling complex pricing structures and generating invoices. · Shipping and Delivery: Managing the clinical aspects of getting goods to customers. · Credit Management: Evaluating customer creditworthiness and managing credit limits. · Returns Management: Processing returns and managing credits/debit memos. · Customer Service: Managing service notifications, warranties, and repair orders. · Integration with other SAP modules: Seamlessly integrating with MM, FI, PP, and other modules. · Reporting and Analytics: Providing sales-related reports and analytics for better decision-making. Benefits of using SAP SD: · Improved Customer Service: Streamlined processes and real-time information allow for better customer service. · Enhanced Efficiency: Automated processes and integrations reduce manual effort and errors. · Better Inventory Management: Accurate order information and availability checks help optimize inventory levels. · Stronger Financial Control: Accurate billing and integration with FI ensure proper financial recording. · Global Reach: Supports international sales and distribution operations. Mandatory skill sets: SAP SD Preferred skill sets: SAP SD Years of experience required: 6- 9 yrs Education qualification: Btech MBA MCA MTECH Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: Master of Engineering, Master of Business Administration, Bachelor of Engineering Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills SAP Sales and Distribution (SD) Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Application Software, Business Model Development, Business Process Modeling, Business Systems, Communication, Creativity, Developing Training Materials, Embracing Change, Emerging Technologies, Emotional Regulation, Empathy, Enterprise Integration, Enterprise Software, Implementation Research, Implementation Support, Implementing Technology, Inclusion, Innovative Design, Intellectual Curiosity, IT Infrastructure, Learning Agility {+ 18 more} Desired Languages (If blank, desired languages not specified) Travel Requirements Available for Work Visa Sponsorship? Government Clearance Required? Job Posting End Date Show more Show less

Location: Marol Andheri Reporting To: Finance Manager Department: Finance & Accounts Working days: Mon to Sat (6 full days) Must have Ecommerce experience in Reconciliation with companies like Zepto, Blinkit, Amazon, Flipkart, Nykaa etc. Key Responsibilities: Credit Control: Manage the credit control process across domestic and international clients. Evaluate creditworthiness of new and existing customers based on financial data and payment history. Set credit limits, monitor ageing reports, and proactively follow up for collections. Minimize overdue payments and bad debts through timely and strategic interventions. Coordinate with the Sales team for client-specific credit issues. Reconciliation: Ensure accurate reconciliation of accounts receivables with sales invoices and collections. Oversee bank reconciliations, customer ledger maintenance, and clearing open items in Tally. Reconcile third-party portals (e.g., Amazon, Flipkart, Nykaa, etc.) for sales vs. payouts. Maintain accurate and updated documentation for audits and internal reviews. Reporting & Compliance: Prepare and analyze credit control dashboards, DSO (Days Sales Outstanding), and reconciliation reports monthly. Support statutory and internal audits with required data and reconciliations. Ensure compliance with GST, TDS, and other financial regulations relevant to receivables. Process Improvement: Identify gaps in current systems and propose improvements for more efficient AR and reconciliation workflows. Work closely with tech/ERP teams for automation and reporting enhancements. Qualifications & Skills: Bachelor’s degree in Commerce/Finance; MBA (Finance) or CA Inter preferred. 6–8 years of experience in credit control, accounts receivable, and reconciliation in FMCG, retail, or e-commerce sector. Proficient in Excel, Tally, and ERP systems. Strong analytical, negotiation, and communication skills. Ability to multitask and work under tight deadlines. Why Join Soulflower? Work with a purpose-driven, cruelty-free, and sustainable brand. Opportunity to take ownership and lead high-impact financial functions. Transparent and collaborative work culture. Show more Show less

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Show more Show less

Brief Job Description: Perform daily customer invoicing for PPD division including review for accuracy, freight rating and escalate as needed. Deliver invoices 4x day in Elixir Perform releasing of loads for freight rating, reconcile shipping documents/SDN to invoicing, LC/DP documentations to US Bank, Documentation related to COI's, upload documents to US Bank portal, Marsh portal and for Air freight export shipments Perform /create manual debit/credit and rebates after obtaining adequate approvals per approval matrix and without any non-conformance to Sales Policy. Rebates Process/Manage line-item credits/Internal adjustment entries or claims by /from customers Process/Manage line-item credits/Internal adjustment entries in customer accounts and rebilling to customers due to corrections in original billing due to various reasons. The process includes Load Recalls, Invoice cancellations and reprocessing and Pricing/PO changes Manage FSC (Forest Stewardship Council) related activities like Preparing weekly FSC report, completing line-item credits and Transferring rolls to FSC orders Manage and monitor customer invoicing process to ensure timely completion of entire activities and report business in case of any issue/error to correction Perform /Manage month close/Month end activities related to AR process like Change the dates in ERP(JDE), pre/post close communications to business, adding to auto moved loads at 6 AM, move invoice report to clear of closing month shipment and share reconciliation reports to controllers Participate in UAT related to application and ERP upgradation projects related to AR (applications like Elixir, DMX, Paper Soft and JDE) Support AR Supervisor on various key corporate initiatives Perform daily customer order releasing activity in invoicing applications (Elixir) Responsible for updating the SOP/process map of customer invoicing and exporting invoices to ERP processes Provide trainings to team members on customer invoice application (Elixir) and customer invoicing process Support of controller’s reconciliation of inventory moves vs invoicing weekly/month end Responsible for maintaining the AR resource page and process related documents up to date in SharePoint Supports accounts receivable activities through high level collection, deduction, Refund and billing practices Obtain supporting back up documentation from mills, customers and/or carriers to validate claims. Perform all collection related duties including calls/correspondence, troubleshooting collection issues, processing customer refunds, and resolving client discrepancies and short payments for customer accounts. Maintain collection tracking using a weekly collection report of all open AR in conjunction with various customer watch lists. Convey the highest level of support to the collection effort and overall DSO results. Monitor the aged receivables/credits and work with customers/internal stake holders to close the open issues on a timely manner. Mitigate bad debt by monitoring aging reports and potential write-offs. Perform the Credit/rebill offsets activities by working closely with customers and buyers Perform Check/ACH changes and Bank account confirmations function with highly degree of quality Regularly escalate cases to respective buyers/sales team related to past due payments from customers Generate weekly customer statements with outstanding, analysis, reporting, circulation to customers and follow up for timely settlements Monitoring of WinSCP application. Track and report movements in customer records on a daily basis. Take corrective actions on any cash application errors. Perform reconciliation between main ERP and subsidiary 's ERP Perform month end activities. The activities incudes review of old/open deductions, monitor/review write offs, bad debts, uncollectable amounts, minor write offs, offset entries, reconciliation between ERPs, inter-company sales, month end customer invoicing, inventory management, month end statement creation, cash discounts and reverse upload from main ERP to subsidiary ERP and Month end reconciliation certification etc. Perform all AR related month end reporting including reconciliation and analysis of data. Take care of all the activities as a back of credit manager and also support credit manager to keep the system up to date Handle SOX reporting related to orders shipped, but not invoiced Perform/handle adjustments or corrections to customer accounts for over-billed or erroneous charges Perform uploading of Paper Soft supplier invoice into ERP during AP month end Perform customer creation and its related activities like validation/decide on New customer forms, Credit Application, Establish credit limits, Review credit reports, Credit references, Establish terms after discussion with sales team and average Annual volume expectations etc. Maintain/update customer master data in ERP/applications JDE, DMX, Elixir. Track changes, new customer creations and inform master data team for making timely changes in ERP records. Manage C/P hierarchy like master data management, credit assessment, invoice creation and its delivery, Payment monitoring, dispute resolution and reporting & analysis and Tax ID collection Responsible for training new hires/team members in the process Responsible for email box handling (Helpdesk) Should be experienced in credit analysis role. Should be able to evaluate and manage the credit risk associated with customers. Monitoring and Reviewing: Continuously monitoring customer accounts for any changes in their financial status or payment behavior. Regular reviews help in adjusting credit limits and taking proactive measures Risk Mitigation Strategies: Implementing strategies such as requiring advance payments, securing collateral, or using credit insurance to mitigate potential losses Collection Management: Developing and executing collection strategies to recover overdue payments. This includes sending reminders, negotiating payment plans, and, if necessary, taking legal action Should be able to manage duties like Order releases, Term discrepancies/changes, Average days to pay (DSO),Discount analysis, Sales questions/reporting & Quarterly Credit Limit reviews Work closely with cash application team to ensure accurate and timely receipt of all payments and provide missing remittance advices Evaluate the creditworthiness of potential customers to fix/modify credit limits. Perform Credit Assessment, establish credit policies, Implement/process credit applications and credit reference checks Perform /Maintain up-to-date Portal logins details, Carrier contact list and Customer List/information for smooth Ar functions Monitor and maintain AR Corp Box. Perform Filing all emails for Shared service manager/AR supervisor, Maintain Daily Invoices, Open Invoice Reports, Credit Hold notifications, sent remittances to Corp remits email box for smooth function of cash application process and monitor and file all communications for customer portfolio Support AR Supervisor on all internal/external audit requests. Collate and save all audit selection documentation for selected customer portfolios and perform flow chart reviews/walkthroughs sessions Create and maintain credit folders in shared drive to save the credit reports from agencies like Dun & Bradstreet (D&B), Customer Relationship Management (CRM) systems, S&P Global, and Moody’s. Support in creating/setting up new customers in ERP. Update/maintain related supporting like Credit references, Filing, Documentation collection, Credit Reports & request for resale certificates Support all daily invoicing activities as needed including resolution to sales order errors prior to invoicing and generation of invoices, as needed Enter manually all the invoices/credits for all divisions for customers subscribed Ariba portal. Work with customer services for correcting the errors while entering invoices/credits into the Ariba portal Update approved credit limits and the credit review dates in respective customer records in JDE/ERP as per the request by credit manager Collect the Remittance details, bank fees related to all wire payments and share it with cash application team for timely and accurate application of payments received from customers Generate weekly aging to Sales report from ERP for all divisions and circulate among respective internal stake holders Should be able to handle all AR related calls from customers and internal stake holders independently Technical Skill Requirements: Minimum 2 to 8 years claims, collections, deduction management and accounts receivable experience required. Qualification - Should be a B. Com/M. Com/MBA Finance/CA Inter Strong computer skills fluent in all Microsoft Suite products including Microsoft Excel, Word and Power Point applications. Experience with accounting (ERP) programs/Applications (JDE/Papersoft /Deduction modules). Understanding of Generally Accepted Accounting Principles (US GAAP) Excellent written and oral communication skills. Demonstrated organizational skills. Solid analytical, problem solving, and critical thinking capabilities. Strong customer service and interpersonal skills. High level of detail and efficiency. Solid analytical, problem solving, and critical thinking capabilities. Ability to function in a team environment. Strong accounting knowledge with O2C experience Knowledge of JDE, Papersoft, DMX systems and deduction modules is desired Knowledge of SOX related activities and documentation Show more Show less

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring . The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Manager to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Sales Manager – Growth (West India) will be responsible for developing and executing sales /revenue for West India, identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Manager – Growth (Region- West) Location: Mumbai, at Bandra Kurla complex. Mode of working: Work from office, Frequent travel. Education: Bachelor/master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Execute sales (per regional sales strategy/plan) to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Hit sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 5+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2+ years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. Show more Show less

Application Operations Engineer Hyderabad, India Information Technology 311052 Job Description About The Role: Grade Level (for internal use): 09 The Team Diverse And Responsible Team Working On Multiple Applications And Providing Application Support In Two Shifts. Ready To Accept Challenge On Multiple Technologies And Eager For Any New Challenges. Responsibilities: Gather And Analyze Metrics From Operating Systems As Well As Applications To Assist In Performance Tuning And Fault Finding. Partner With Development Teams To Improve Services Through Rigorous Testing And Release Procedures. Participate In System Design Consulting, Platform Management, And Capacity Planning. Create Sustainable Systems And Services Through Automation. Balance Feature Development Speed And Reliability With Well-Defined Service-Level Objective Day To Day Working With Different Teams Like Infra Team For Related Issues Build And Document Automation Processes For Infrastructure As A Service/Infrastructure As Code. Backup And Patch Management RCA Of All The Issues And Deep Interest In Finding Permanent Resolution Of All Issues. Co-Ordination Of All Other Teams Involved In Issues Related With Users. Self-Driven Person What We’re Looking For: Bachelor’s Degree (Or Equivalent) In Computer Science Or Related Discipline With At Least 3+ Years Of Experience Proactive Approach To Identifying Problems, Performance Bottlenecks, And Areas For Improvement. Strong Interpersonal Skills, Analytical And Problem-Solving Ability Along With Strong Written And Verbal Communication. Ability To Communicate Ideas In Both Technical And Non-Technical Ways. A Strong Capacity For Teamwork And A Sense Of Ownership And Able To Work Independently And Be Self-Driven. Hands On Experience With Linux Server, AD, LDAP, DNS, Network Storage, AWS Compute Services (EC2, FSX, Managed AD, Route 53, Etc…) Ability To Program Using Scripting With Tools Or Languages, Such As PowerShell, Python, Ansible, Terraform And Bash Familiarity With ITSM Processes Like Incident, Problem And Change Management Using ServiceNow (Preferable) The Location: Hyderabad, India Grade: 09 {Software Engineer-Application Operations} Hybrid Model : 4 Times A Week Work From Office Is Mandatory. Shift Time: 6:30 Am To 2:30 Pm IST / 2:30 Pm To 11 Pm IST About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 311052 Posted On: 2025-06-10 Location: Hyderabad, Telangana, India

Job Title: Credit Manager - Payday Loans Reports to: Senior Management/Risk Head Location: Mumbai/Delhi NCR/Noida (varies based on company requirements) Key Responsibilities: - Credit Risk Assessment: Evaluate creditworthiness of customers applying for payday loans, ensuring adherence to company credit policies and regulatory requirements. - Loan Approval/Rejection: Approve or reject loan applications based on credit scoring models, income verification, and other relevant factors. - Credit Policy Development: Develop, review, and update credit policies to minimize bad debts and optimize loan portfolio performance. - Team Management: Lead and mentor a team of credit analysts, providing guidance on credit assessment, risk management, and customer service. - Portfolio Monitoring: Oversee loan portfolio performance, identifying potential credit risks and implementing strategies to mitigate them. - Stakeholder Communication: Collaborate with sales teams, operations, and senior management to ensure alignment and effective credit management. Requirements: - Qualifications: CA/MBA Finance with minimum 3-7 years of experience in credit risk management, preferably in an NBFC or banking institution. - Skills: - Strong analytical and problem-solving skills. - Excellent communication and interpersonal skills. - Ability to work under pressure and meet deadlines. - Proficient in financial modeling, credit scoring, and risk assessment. - Experience: Previous experience in credit management, loan approval, and risk assessment is essential. Key Skills: - Analytical Skills: Ability to evaluate creditworthiness, assess risk, and make informed decisions. - Communication Skills: Effective communication with customers, sales teams, and stakeholders. - Leadership Skills: Ability to lead and mentor a team of credit analysts. - Risk Management: Strong understanding of credit risk management principles and practices. Job Types: Full-time, Permanent Pay: ₹300,000.00 - ₹400,000.00 per year Benefits: Cell phone reimbursement Paid sick time Schedule: Day shift Fixed shift Weekend availability Supplemental Pay: Commission pay Overtime pay Performance bonus Yearly bonus Work Location: In person

About The Role Grade Level (for internal use): 10 The Team Security Testing Team in the Quality Engineering space plays a crucial role in safeguarding business operations by identifying vulnerabilities and ensuring robust protection against cyber threats. Through meticulous testing practices, we enhance the security posture of applications, thereby reducing the risk of data breaches and financial loss. By integrating security measures early in the development lifecycle, the team helps streamline processes, minimize disruptions, and ultimately contribute to greater business efficiency and resilience. S&P Global Ratings is the world’s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency, and helping educate market participants so they can make decisions with confidence. We have more than one million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide. What Is In It For You Serve as a highly technical security expert to bring security transformation to both new and legacy applications in quality engineering space. Using a wide range of cutting-edge technology to innovate while testing. An ever-challenging environment to hone your existing skills in Security Testing, Automation, Python Programming, Bash scripting etc. Being a part of an organization which values ‘Culture of Urgency’ and ‘Shift Left’ approaches. Gain the opportunity to apply your strategic thinking alongside technical skills to safeguard our systems defending against emerging cyber threats. A plenty of skill building, knowledge sharing, and innovation opportunities. Building a fulfilling career with a global financial technology company. Responsibilities This role will involve designing and executing security tests, identify vulnerabilities, and drive remediation strategies while collaborating with cross-functional teams in an Agile environment. Understand the application’s security requirements and identify & document the scope of the test. Develop and maintain security testing automation using tools like Burp Suite, ZAP, or similar tools. Integrate security testing into CI/CD pipelines. Automate processes and workflows using Python to minimize manual work. Collaborate with development, QE, and DevOps teams to investigate security incidents, perform root cause analysis, and validate security fixes. Oversee results and logs to analyze, prioritize, and initiate remediation for findings identified by security tools during SAST, DAST, SCA, artifact scanning, container scanning, etc... Prepare detailed reports summarizing test results, logs, findings, and recommendations for strengthening overall security of an application. Create and track security metrics, KPIs, and KRIs to measure operational effectiveness. Prepare comprehensive reports for senior management on security performance and strategic initiatives. Work independently, providing recommendations, and leading the accomplishments of the tasks from inception to completion. Demonstrate outstanding flexibility and leadership with proper communication of security testing result interpretation and explanation to audience. Participate in Daily Stand-up Calls, works closely with the Agile Manager to know the deliverables and commitments of each release. Actively taking part in resolving critical security issues and coming up with solutions to mitigate the same. Basic Qualifications Bachelor's or master’s degree in Electronics and Communication, Computer Science, Cybersecurity, or related fields. 6 to 9 years of IT experience with relevant professional experience of Minimum 4 years in the field of Cyber Security Testing. Should have strong hands-on experience in security testing, penetration testing, and vulnerability assessment. Strong experience in web, API, and cloud security testing. Clear understanding of security vulnerabilities, exploits, and mitigation techniques Strong grasp of the OWASP Top 10 vulnerabilities and effective mitigation strategies. Hands-on experience with security testing tools such as Burp Suite, OWASP ZAP, Wireshark, Nessus, OpenSSL and Crypto validation tools. Proficiency in SAST/DAST tools and security frameworks like OWASP Top 10, CIS Benchmarks, and CVSS. Hands-on experience with Selenium, Pytest, and RestAssured API Testing using Python. Strong hands-on experience with scripting and programming languages including Python, PowerShell, Bash for security tasks. Familiarity with RESTful APIs, webhooks, and integration of third-party security tools and services via automation. Knowledge of DevSecOps practices and integrating security in CI/CD pipelines. Self-motivated and driven to stay updated with the latest security trends, technologies, and best practices, maintain high level of accuracy in security assessments. Ability to analyze and communicate complex cybersecurity and technical challenges to technical and non-technical users, leaders, and stakeholders. Experience collaborating with cross functional global and remote teams with diverse backgrounds. Should be able to work under a competitive time frame and deliver. Should be a very fast learner and have the excellent problem-solving ability. Should have excellent written and verbal communication skills. Nice To Have Skills Security Certifications like CISSP, CEH, CISM, OSCP or CompTIA Security+ shall be having the preference. Hands-On experience in building AI-powered security tools, chatbots, and agent-driven automation pipelines. Knowledge on Agentic AI frameworks, LLMs, and orchestration libraries like LangChain, crewAI or RAG-based architectures. Grade: 10 Location: Hyderabad Shift time: 11am to 8pm / 12pm to 9pm IST Hybrid Model: twice a week work from office About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 307720 Posted On: 2025-06-12 Location: Hyderabad, Telangana, India Show more Show less

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less

SRE {Java + React + Devops} Hyderabad, India Information Technology 315970 Job Description About The Role: Grade Level (for internal use): 09 Job Description: We Are Seeking A Skilled And Motivated Application Operations Engineer For An SRE Role With Java, React JS And Spring Boot Skillset Along With Expertise In Data Bricks, Particularly With Oracle Integration, To Join Our Dynamic SRE Team. The Ideal Candidate Should Have 3 To 6 Years Of Experience In Supporting Robust Web Applications Using Java, React JS And Spring Boot With A Strong Background In Managing And Optimizing Data Workflows Leveraging Oracle Databases. The Incumbent Will Be Responsible For Supporting Applications, Troubleshooting Issues, Providing RCA’s And Suggestive Fixes By Managing Continuous Integration And Deployment Pipelines, Automating Processes, And Ensuring Systems Reliability, Maintainability And Stability. Responsibilities: The Incumbent Will Be Working In CI/CD, Handle Infrastructure Issues, Know How On Supporting Operations And Maintain User-Facing Features Using React JS, Spring Boot & Java Has Ability To Support Reusable Components And Front-End Libraries For Future Use Partner With Development Teams To Improve Services Through Rigorous Testing And Release Procedures. Has Willingness To Learn New Tools And Technologies As Per The Project Demand. Ensure The Technical Feasibility Of UI/UX Designs Optimize Applications For Maximum Speed And Scalability Collaborate With Other Team Members And Stakeholders Work Closely With Data Engineers To Ensure Smooth Data Flow And Integration. Create And Maintain Documentation For Data Processes And Workflows. Troubleshoot And Resolve Issues Related To Data Integrity And Performance. Good To Have Working Knowledge On Tomcat App Server And Apache Web Server, Oracle, Postgres Command On Linux & Unix. Self-Driven Individual Requirements : Bachelor’s Degree In Computer Science Engineering, Or A Related Field 3-6 Years Of Professional Experience Proficiency In Advanced Java, JavaScript, Including DOM Manipulation And The JavaScript Object Model Experience With Popular React JS Workflows (Such As Redux, MobX, Flux) Familiarity With RESTful APIs Experience With Cloud Platforms Such As AWS And Azure Knowledge Of CI/CD Pipelines And DevOps Practices Experience With Data Engineering Tools And Technologies, Particularly Data Bricks Proficiency In Oracle Database Technologies And SQL Queries Excellent Problem-Solving Skills And Attention To Detail Ability To Work Independently And As Part Of A Team Good Verbal And Written Communication Skills Familiarity With ITSM Processes Like Incident, Problem And Change Management Using ServiceNow (Preferable) Ability To Work In Shift Manner. Grade - 09 Location - Hyderabad Hybrid Mode - Twice A Week Work From Office Shift Time - 6:30 Am To 1 Pm OR 2 Pm To 10 Pm IST About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 315970 Posted On: 2025-06-12 Location: Hyderabad, Telangana, India

About the Role: Grade Level (for internal use): 09 Job Description: We are seeking a skilled and motivated Application Operations Engineer for an SRE role with Java, React JS and Spring boot skillset along with expertise in Data Bricks, particularly with Oracle integration, to join our dynamic SRE team. The ideal candidate should have 3 to 6 years of experience in supporting robust web applications using Java, React JS and Spring boot with a strong background in managing and optimizing data workflows leveraging Oracle databases. The incumbent will be responsible for supporting applications, troubleshooting issues, providing RCA’s and suggestive fixes by managing continuous integration and deployment pipelines, automating processes, and ensuring systems reliability, maintainability and stability. Responsibilities: The incumbent will be working in CI/CD, handle Infrastructure issues, know how on supporting Operations and maintain user-facing features using React JS, Spring boot & Java Has ability to support reusable components and front-end libraries for future use Partner with development teams to improve services through rigorous testing and release procedures. Has willingness to learn new tools and technologies as per the project demand. Ensure the technical feasibility of UI/UX designs Optimize applications for maximum speed and scalability Collaborate with other team members and stakeholders Work closely with data engineers to ensure smooth data flow and integration. Create and maintain documentation for data processes and workflows. Troubleshoot and resolve issues related to data integrity and performance. Good to have working knowledge on Tomcat App server and Apache web server, Oracle, Postgres Command on Linux & Unix. Self-driven individual Requirements : Bachelor’s degree in computer science engineering, or a related field 3-6 years of professional experience Proficiency in Advanced Java, JavaScript, including DOM manipulation and the JavaScript object model Experience with popular React JS workflows (such as Redux, MobX, Flux) Familiarity with RESTful APIs Experience with cloud platforms such as AWS and Azure Knowledge of CI/CD pipelines and DevOps practices Experience with data engineering tools and technologies, particularly Data Bricks Proficiency in Oracle database technologies and SQL queries Excellent problem-solving skills and attention to detail Ability to work independently and as part of a team Good verbal and written communication skills Familiarity with ITSM processes like Incident, Problem and Change Management using ServiceNow (preferable) Ability to work in shift manner. Grade - 09 Location - Hyderabad Hybrid Mode - twice a week work from office Shift Time - 6:30 am to 1 pm OR 2 pm to 10 pm IST About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. ----------------------------------------------------------- Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf ----------------------------------------------------------- 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 315970 Posted On: 2025-06-12 Location: Hyderabad, Telangana, India

About FinAGG Technologies FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for India's Distributor and Retailer ecosystem. Founded and led by industry veterans with a track record of successful exits to global firms, FinAGG is at the forefront of digital lending innovation. Trusted by 20+ leading corporate houses, we are transforming SME/MSME financing and driving the vision of Atmanirbhar Bharat by empowering businesses with seamless working capital solutions. Role: Senior Manager/AVP - Credit & Risk 📍 Location: Noida (On-site) | 🏢 Full-time As a Senior Manager/AVP - Credit & Risk , you will play a key role in shaping FinAGG’s risk strategy and credit policies. You will be responsible for assessing and mitigating credit risks, developing robust underwriting frameworks, and driving financial risk management strategies to support our growing portfolio. Key Responsibilities: ✅ Oversee credit risk management frameworks and policies ✅ Conduct in-depth financial assessments and underwriting activities ✅ Implement risk management strategies to optimize portfolio performance ✅ Utilize analytical tools to evaluate creditworthiness and risk exposure ✅ Collaborate with cross-functional teams to enhance credit models and decision-making Qualifications & Skills: ✔ Proven experience in Credit Risk Management & Underwriting ✔ Strong analytical skills with expertise in financial modeling ✔ Deep understanding of credit assessment, finance, and risk management ✔ Background in financial services, fintech, or banking ✔ Ability to thrive in a fast-paced, high-growth environment ✔ Bachelor's or Master’s degree in Finance, Economics, Business , or a related field 🚀 Join us in redefining MSME financing and driving India’s economic growth! 📩 Interested? Apply now or reach out to learn more. Show more Show less

About the Role: We are seeking an experienced US Mortgage Specialist to join our dynamic team in Hyderabad. This role offers a hybrid work model, allowing for a balance of in-office collaboration and remote work. The ideal candidate will have a deep understanding of US mortgage underwriting processes, regulations, and guidelines, and will be responsible for ensuring the accuracy and completeness of mortgage loan applications. Key Responsibilities: Analyze and verify loan applications to ensure eligibility, creditworthiness, and compliance with US mortgage lending regulations and guidelines. Review financial statements, credit reports, and applicable ratios (i.e., Debt ratios, loan-to-value) to make loan eligibility decisions. Evaluate mortgage loan requests and assess risks based on credit, capacity, and collateral considerations. Ensure all required documentation is collected, reviewed, and accurately processed. Work closely with loan processors and officers to provide guidance and clarification on underwriting standards and requirements. Stay updated with changes in underwriting procedures, criteria, and regulatory requirements. Provide timely and constructive feedback to agents and clients regarding loan decisions, conditions, and additional requirements. Maintain a high level of customer service by being proactive in communication with clients and stakeholders. Qualifications: Bachelor’s degree in Finance, Business Administration, or a related field. Minimum of 5 years of experience in US mortgage underwriting. Strong understanding of current US mortgage lending laws, regulations, and guidelines. Familiarity with underwriting tools and software used in the US mortgage industry. Excellent analytical and decision-making skills. Strong attention to detail and accuracy. Effective communication skills, both written and verbal. Ability to work independently and collaboratively in a hybrid work environment. Preferred Skills: Experience with FHA, VA, and conventional loan underwriting. Certification in mortgage underwriting from a recognized institution. Proficiency in risk analysis and mitigation. Show more Show less

Company Description Enviri Corporation is a market-leading global provider of environmental solutions for industrial, retail, and medical waste streams, as well as innovative equipment and technology for the rail sector. We have an unrivaled breadth of experience across the globe and an impressive reputation that stretches back more than a century. Based in Camp Hill, PA, with more than 13,000 employees and the company operates in more than 30 countries. About Enviri GSC Enviri GSC handles a wide range of services, including finance and accounting shared services, global HR shared services, providing IT services and helpdesk support, and market research support to Harsco globally. We have been Operating since 2008 & Serving 30+ Countries Job Description Primary Responsibilities: Perform Regular credit analysis of the portfolio with detailed credit write-up of both standalone and/ or groups of companies as required. The credit write-up includes business (operating), industry, and financial analysis (including company financials and performance to plan analysis) to assess the creditworthiness of our customers while keeping track of the latest developments, including analyzing regional, sector-specific, environmental, and other financial data to assess and mitigate credit risk. Evaluate the performance of our customers based on historical data and capture the parameters from external rating agencies, which include analysis of financial statements, ratios, cash flow, etc. Regularly work and assess the customer risk category based on predetermined parameters. Perform quality assurance reviews and ensure 100% completeness of the Credit Process. Adhere to and comply with the company policies and procedures. Complete monthly trend and portfolio management analysis via defined reports, as well as using knowledge, experience, and observation to determine if new analysis is needed. Communicate the results of portfolio analysis to the management. Communicate (in a defined format) exceptions, trends, concerns, and conclusions of the Credit Risk associated with the management. Explore opportunities for standardization and automation in the existing process. Drive CI initiatives across the process and communicate weaknesses identified to the management, and work on process improvements. Experience and exposure to various data analytical tools would be a plus. Open for support on additional assignments or special projects as requested by the management. Qualifications 5-10 years of relevant experience. Bachelor's degree. Additional Information Disclaimer The information about this job description given above has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.

Job Title: Relationship Manager Department: Finance / Sales Reports To : Branch Manager Location: [Thrissur] - Kodungallur, Chalakudy, Thrissur, Chavakkad, Vadakkancherry Job Summary: A Relationship Manager is responsible for promoting and processing vehicle financing solutions to customers purchasing new car. The role involves understanding customer needs, evaluating creditworthiness, liaising with banks / NBFCs, and ensuring loan applications are processed smoothly and efficiently. Key Responsibilities: Loan Processing & Documentation: Assist customers in completing loan applications. Collect and verify required documents (KYC, income proof, etc.). Ensure timely submission of forms and follow up on loan approvals. Customer Interaction: Explain available financing options, interest rates, terms, and conditions. Maintain positive relationships with clients, guiding them throughout the financing process. Address and resolve customer queries related to loan products. Bank/NBFC Coordination: Liaise with multiple banks and NBFCs to find suitable financing options. Maintain relationships with dealership representatives, underwriters, and bank representatives, other bank loan representatives Negotiate loan terms, if necessary, on behalf of the customer. Sales Support: Work closely with the vehicle sales team to convert leads into financed deals. Upsell loan protection products and insurance if applicable. Achieve monthly loan disbursal targets. Compliance: Ensure all activities comply with company policies and regulatory guidelines. Maintain proper records for audit and compliance checks. Qualifications & Skills: Above Plus two/ Diploma/ Bachelor’s degree. Minimum 1–3 years of experience in car loan sales or car sales. Strong communication and interpersonal skills. Good understanding of lending procedures, credit evaluation, and loan products. Proficiency in MS Office and CRM tools. Ability to work under pressure and meet sales targets. Work Environment: Visit our work area car showrooms Regular interaction with sales teams, customers, and banking partners. Key Performance Indicators (KPIs): Loan conversion rate Loan disbursal volume TAT (Turnaround Time) for approvals Customer satisfaction scores Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Schedule: Day shift Language: English (Preferred) Work Location: In person Speak with the employer +91 7736626618

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience 2+ years of experience in credit. Show more Show less

Job Overview: The Credit Officer is responsible for evaluating online loan applications, assessing risk, ensuring compliance with regulatory guidelines, and managing collections to minimize bad debts. The role requires strong communication & analytical skills, decision-making abilities, and a customer-focused approach to ensure timely recoveries. Key Responsibilities: Loan Processing & Credit Assessment: Evaluate online loan applications, verify income/employment, and assess creditworthiness using financial statements and CIBIL reports. Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. Approve or reject loan applications based on risk assessment. Documentation pre–Loan Disbursement: Verify KYC, salary slips, bank statements, and other loan agreements before disbursement. Assess borrowers' nature and intentions for loan repayment based on online chats/telephonic conversations. Educate borrowers on loan terms, repayment schedules, and penalties. Coordinate with finance teams for timely loan disbursements. Identify fraud, risks and report suspicious applications. Collections & Recovery: Monitor active loans and track overdue accounts. Contact borrowers via calls, emails, and messages to ensure timely payments. Negotiate repayment plans and settlements to optimize recovery. Escalate non-recoverable loans to recovery teams if necessary. Customer Relationship Management: Maintain strong customer relationships to improve repayment rates. Address borrower queries and educate them on responsible borrowing. Qualifications & Skills: Education: Bachelor’s degree in Finance, Commerce, Accounting, or a related field. Experience: Preference for experience in credit assessment & collections (NBFC/ loans). Technical Skills: Working knowledge in MS Excel, Credit bureau (CIBIL) reports and Bank transactions analysis. Soft Skills: Good analytical, negotiation, and communication skills. Key Competencies: Quick decision-making, problem-solving, and adaptability in dynamic financial environments. Who can apply: Experienced or fresher Male / Female (preferred) candidates can apply for this vacancy. Work Conditions: Fixed working hours (06 days a week). Job Types: Full-time, Permanent Pay: ₹18,000.00 - ₹25,000.00 per month Benefits: Paid sick time Provident Fund Schedule: Day shift Education: Bachelor's (Required) Location: Dwarka, Delhi, Delhi (Required) Work Location: In person

Senior Data Researcher Ahmedabad, India Data Management 310048 Job Description About The Role: Grade Level (for internal use): 08 The Team Data Quality Measurement teams execute analyses and implement controls to ensure information quality for the associated client group. A key goal of this job family is to ensure that the data sets used by the user group is of high quality and considered to be sufficient, timely and reliable considering the standards that are set by the business or regulating entity/industry group, if applicable. The team consists of highly trained data quality professionals, who understand the business and who strive to deliver outstanding client experience, while helping to mitigate regulatory and legal risk exposure to the organization. Responsibilities and Impact Engages with stakeholders to define requirements and usage needs for the measurement of data quality for a specific region or part of a business. Undertakes ownership for the on-going delivery of data quality measurement activities with a concentrated focus on a specific region or part of a business. On identification of data quality issues, performs analysis and escalates for next level review to remediate the issue and achieve high quality data. Performs testing of defined use cases on new technology and deliver results on data tasks performed; identifies sources or errors. Performs basic root cause analysis on smaller self-contained data analysis tasks that may be related to assigned projects or other unfamiliar projects. Delivers testing of defined use cases as part of data audits on new data vendors. Delivers data quality processes to assure S&P Ratings compliance against regulatory requirements. Performs data queries to identify and drive correction of data inconsistencies. Functional and Business Knowledge Applies basic knowledge of data development lifecycle, theories and work tools developed through past experience to best complete assignments. Basic knowledge of the business and the data quality objectives for his/her team. Problem Solving Identifies and solves problems in data domain of primary operation. Ability to analyze a complex business problem or use case and propose clean, objective solutions Ability to listen to & dissect a business problem and translate into objective technical requirements with minimal interaction with business use Passion for problem solving/new technologies Interactions* Works within own team; may interact with other related teams Works with stakeholders in data domain of primary operation to understand processes and procedures Communicates updates on data quality within own team Typical Scope & Impact Contributes to the achievement of personal and team objectives. Minimum and Preferred Education What We’re Looking For Basic Required Qualifications Bachelor's degree or equivalent experience. An S&P Global employee in a similar position would typically have 3-4 years of experience in data operations, preferably in a data quality role. Proficiency in Data Visualization, Data Analytics, and tools like Advanced Excel, SQL, Oracle database, Power BI, ETL, Python. General understanding of financial and market data. General understanding of data and data flows Ability to deliver prioritized tasks on time Willingness to ask questions and escalate where concerns are not resolved Additional Preferred Qualifications Experience in data quality roles is an advantage. Ability to work effectively within a large, global team. Strong written and verbal communication skills. Attention to detail and problem-solving capabilities. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), DTMGOP203 - Entry Professional (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 310048 Posted On: 2025-06-10 Location: Ahmedabad, Gujarat, India

About The Role Grade Level (for internal use): 13 S&P Global Ratings The Role : Director, Application Operations, SRE (Site Reliability Engineering) The Team : This team is part of the global SRE group that provides Site Reliability Engineering Services for the critical applications used by the analysts for conducting the business. Application Operations team is responsible for the Stability (Uptime), Reliability (Quality & Performance) and Engineering of these applications to improve business outcomes, user experience and efficiencies. The Team operates at the intersection of IT operations and software development, ensuring that our services are not only robust but also agile enough to adapt to the ever-evolving business needs. Impact and Responsibilities : The Impact of this role extends far beyond the immediate team. You will be instrumental in shaping the reliability and performance standards of our critical applications, ensuring they meet the highest benchmarks. By driving advancements in automation and cloud technologies, you will contribute significantly to the organization's strategic goals and toil reduction, enhancing both the user experience and operational efficiency. You will nurture the team members to be the best-in-class by upskilling and cross-skilling. General & Team Management Ensure the team balances its focus between daily operational tasks and strategic long-term projects Drive the adoption of new technologies and processes through training and mentoring Lead/Mentor/Guide/Coach and transform a team of Application Operations to SRE’s Create/maintain documentation for systems and processes to ensure continuity and knowledge sharing within the team. Adoption of Gen AI to leverage knowledge repository Collaborate with cross-functional teams to ensure seamless integration and support for new technologies and initiatives Oversee daily operations and ensure the shifts are adequately managed Set the roadmap; derive goals for each team member; review, motivate and support to make them successful Stability Build a SRE practice that improves system stability with Monitoring & AIOps. Avert P1/P2 incidents and minimize business impact Analyze system vulnerabilities, SPOFs and address them proactively to improve stability Refactor monolithic apps and databases to containerized services to improve delivery/scale Work with business users to understand needs, issues, develop root cause analysis and work with the cross functional teams to address them permanently Reliability Monitor system performance and create strategies to improve it Reduce the number of incidents and the time taken to resolve them (MTTR) Develop and implement disaster recovery plans to ensure business continuity Lead DevOps transformation to improve the delivery of value to business, reduction of costs & manual errors, increased velocity of releases and improved config management Engineering Involvement in Architecture and Development design reviews (Shift-left) for new implementation and integration projects to build SRE best practices into the SDLC Continuously look for opportunities to automate tasks, simplify processes, Self-service to reduce the toil Value Stream Alignment While alignment as horizontal lead is expected to begin with, it’s expected that you also handle the role of a SRE value stream lead going forward. Ensure smooth inter-working with value streams (VS) to meet the objectives & realize value Foster a 2-way knowledge sharing with VS and reduce dependency on SRE Help shepherd VS to improve SRE maturity levels; implement & prioritize best practices like monitoring, post-mortem, toil reduction, retrospectives etc. Application to User Journey orientation and transformation What’s In It For You In this role, you will have the opportunity to collaborate with a diverse and talented team, working on cutting-edge technology solutions to drive efficiency and innovation within the organization. You will be at the forefront of implementing best practices in site reliability engineering, with a strong emphasis on automation, cloud technologies, and performance optimization. You will interface with the value stream leads to improve the SRE practices and maturity levels within the value streams. Basic Qualifications What We’re Looking For: Bachelor’s degree in computer science or equivalent is required, or in lieu, a demonstrated equivalence in work experience 15+ years of experience in Information Technology domain including cloud, systems & database administration, networking, performance, and application operations Proven experience in IT Operations and/or Site Reliability Engineering, successful handling of Application Operations in a complex IT setup Manage Multi-cloud (AWS/Azure) environments Engineering and implementing proactive monitoring of applications, infrastructure & databases. Engineering automation to self-heal and mature towards AIOps Manage, innovate, and create processes, software and tools that continuously improve the availability, reliability, scalability, latency and efficiency of platforms Engineer Self-service portals, Scalable platforms and repeatable processes that allow product teams to own the entire life cycle of their products, reducing the SRE dependency Excellent communication skills with experience in managing, coaching, and building highly effective teams. Manage and inspire a team of full stack Site Reliability Engineers across regions and time zones, emphasizing collaboration and efficiency. Establish relationships with business teams & other IT partners. Identifying and measuring KPIs like CSAT/NPS scores, establishing feedback channels which have a direct correlation to UX Cost management through forecasting consumption, budgeting, tagging assets & tracking cost, disposing unused allocations & right sizing, optimizing usage & correlating cost to business value Establish incident & defect review process to help guide and continually improve stability of applications Shapes and leverages advanced conceptual thinking to solve complex and/or completely new or novel situations that have never been dealt with before. Actively pursues innovative solutions that align with the company’s tolerance for risk (business and reputational) Looks at external companies, products and capabilities and how they may accelerate Ratings technology initiatives Preferred Qualifications Experience in application & data architecture, system design, algorithms, data structures, complexity analysis, and software design Ability to architect high availability application and servers on cloud adhering best practices. Ability to perform technical deep-dives into code, networking, systems, databases and storage configuration Experience working in Agile software product development Experience working with stakeholders and collaborating across organizational boundaries. Configuration management, automation of patching, threat and vulnerability management, security monitoring, network security, endpoint security, cloud application and data security Awareness of security frameworks like NIST to address technology, information and resilience risk, information security and risk management Support & transform ITSM process – Incident, Change & Problem management to align with DevOps maturity About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 10 - Officials or Managers (EEO-2 Job Categories-United States of America), IFTECH103.2 - Middle Management Tier II (EEO Job Group) Job ID: 314557 Posted On: 2025-06-04 Location: Hyderabad, Telangana, India Show more Show less

About The Role Grade Level (for internal use): 09 S&P Global Ratings The Role: Vendor Operations Administrator The Team: S&P Global Ratings is the world’s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide. The Impact: As a Vendor Operations Administrator , you will make a key contribution in managing day-to-day vendor operations across Ratings technology. Your challenge will be collaborating with Ratings Technology internal stake holders & vendors and resolve day-to-day operational issues without having impact on the business. Also, you are accountable for onboarding, offboarding vendor employees, managing operational trackers and providing transparent, proactive communicating with all stake holders. You will use a wide range of tools and have the opportunity to interact with different internal and external stake holders. What Is In It For You Working with a team of highly committed, ambitious and result-oriented professionals. Using a wide range of trackers to manage day-to-day vendor operations. An ever-challenging environment to learn and exhibit how to manage multiple vendors and Internal stake holders. A great opportunity to think and implement best practices in vendor operations. A plenty of skill building, knowledge sharing, and innovation opportunities. Building a fulfilling career with a global financial technology company. Responsibilities Provide a comprehensive administrative service which can include anything from providing meeting support, chasing actions, managing trackers, and dealing with ad-hoc queries between vendors and Internal stake holders Maintain systems/trackers for managing multi vendor teams across Ratings Technology – timesheets, leaves, onboardings, offboarding’s , team movements across portfolios, compliance, VMO Coordinate the collation of trackers and produce summary reports Maintain risks, actions, issues, change and dependency registers Resolving operational issues between vendors and Ratings Leaders Working with Ratings leadership in preparing Job Descriptions, finalizing team compositions, scheduling Job calibration sessions. Produce status reports and metrics related to the vendor scrum teams Understanding of current vendor footprint in Ratings Technology Basic Qualifications What we’re Looking For: 5+ years of experience in Analytical and/or software Industry. 1+ years of part/full time experience as a project/vendor administrator 2+ years of experience creating, maintaining, and executing different trackers Very good in communication skills Passion to work with multiple stake holders in and out side of Ratings Good understanding of compliance and VMO organizations and the importance to collaborate Experience with data management techniques and being top of operational issues Excellent interpersonal skills and written communications High standards of confidentiality; ability to handle sensitive information with integrity and trust. Preferred Qualifications 5+ years of relevant experience with Bachelor's degree/Masters in Business Administration (MBA). About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 312151 Posted On: 2025-05-07 Location: Hyderabad, Telangana, India Show more Show less

Job Requirements Role/Job Title: Relationship Manager-Rural Business Banking Function/Department: Rural Banking Roles & Responsibilities Develop and maintain relationships with existing and potential business banking clients in the rural areas. Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking. Conduct thorough financial analysis and risk assessment of potential clients to determine creditworthiness and suitability for business banking products. Cross-sell and upsell a range of business banking products and services to existing clients to increase revenue and deepen relationships. Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies. Stay updated on market trends, competition, and regulatory changes to identify new business opportunities and mitigate risks. Collaborate with other departments within the bank to provide customized solutions and excellent customer service to clients. Meet and exceed sales targets and contribute to the overall growth and profitability of the bank. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant experience Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less