Work Type: Full-time | On-site| Working Hours: Standard business hours Location - Mumbai, India Compensation (Yearly): ₹800,000 – ₹1,300,000 Note: If shortlisted, we’ll contact you via WhatsApp and email. Please monitor both and respond promptly. About The Client We are hiring for a financial services provider operating in the NBFC space, focused on business and secured lending solutions. The organization is scaling operations and seeks strong risk governance and credit control mechanisms. About The Role We are looking for an experienced Risk Manager with a strong background in NBFC-secured lending, especially Loan Against Property (LAP) and business loans. The role involves evaluating borrower creditworthiness, approving secured loans, and drafting SOPs and risk policies. You'll collaborate with underwriting and collections teams, ensuring compliance with RBI guidelines and risk tolerance thresholds. Key Responsibilities Independently evaluate and sanction secured loans (LAP, MSME, WC Loans) Assess borrower creditworthiness and enforce risk mitigation policies Analyze banking and financial statements for credit decisions Collaborate with collections to control NPAs and improve recoveries Draft and implement SOPs and credit policies aligned with compliance standards Monitor regulatory changes and ensure policy updates accordingly Generate regular risk dashboards and insights for management Align credit strategy with business goals through collaboration with underwriting teams Must-Have Qualifications 3–6 years’ experience in risk management in an NBFC or bank Bachelor’s/Master’s in Finance, Economics, or Business (MBA/CFA/FRM preferred) Strong knowledge of RBI regulations and lending compliance Hands-on experience with LOS, LMS, and credit risk models Excellent written/verbal communication and decision-making ability under pressure Show more Show less

Work Type: Full-time | On-site| Working Hours: Standard business hours Location - Mumbai, India Compensation (Yearly): ₹800,000 – ₹1,300,000 Note: If shortlisted, we’ll contact you via WhatsApp and email. Please monitor both and respond promptly. About The Client We are hiring for a financial services provider operating in the NBFC space, focused on business and secured lending solutions. The organization is scaling operations and seeks strong risk governance and credit control mechanisms. About The Role We are looking for an experienced Risk Manager with a strong background in NBFC-secured lending, especially Loan Against Property (LAP) and business loans. The role involves evaluating borrower creditworthiness, approving secured loans, and drafting SOPs and risk policies. You'll collaborate with underwriting and collections teams, ensuring compliance with RBI guidelines and risk tolerance thresholds. Key Responsibilities Independently evaluate and sanction secured loans (LAP, MSME, WC Loans) Assess borrower creditworthiness and enforce risk mitigation policies Analyze banking and financial statements for credit decisions Collaborate with collections to control NPAs and improve recoveries Draft and implement SOPs and credit policies aligned with compliance standards Monitor regulatory changes and ensure policy updates accordingly Generate regular risk dashboards and insights for management Align credit strategy with business goals through collaboration with underwriting teams Must-Have Qualifications 3–6 years’ experience in risk management in an NBFC or bank Bachelor’s/Master’s in Finance, Economics, or Business (MBA/CFA/FRM preferred) Strong knowledge of RBI regulations and lending compliance Hands-on experience with LOS, LMS, and credit risk models Excellent written/verbal communication and decision-making ability under pressure Show more Show less

Work Type: Full-time | On-site| Working Hours: Standard business hours Location - Mumbai, India Compensation (Yearly): ₹800,000 – ₹1,300,000 Note: If shortlisted, we’ll contact you via WhatsApp and email. Please monitor both and respond promptly. About The Client We are hiring for a financial services provider operating in the NBFC space, focused on business and secured lending solutions. The organization is scaling operations and seeks strong risk governance and credit control mechanisms. About The Role We are looking for an experienced Risk Manager with a strong background in NBFC-secured lending, especially Loan Against Property (LAP) and business loans. The role involves evaluating borrower creditworthiness, approving secured loans, and drafting SOPs and risk policies. You'll collaborate with underwriting and collections teams, ensuring compliance with RBI guidelines and risk tolerance thresholds. Key Responsibilities Independently evaluate and sanction secured loans (LAP, MSME, WC Loans) Assess borrower creditworthiness and enforce risk mitigation policies Analyze banking and financial statements for credit decisions Collaborate with collections to control NPAs and improve recoveries Draft and implement SOPs and credit policies aligned with compliance standards Monitor regulatory changes and ensure policy updates accordingly Generate regular risk dashboards and insights for management Align credit strategy with business goals through collaboration with underwriting teams Must-Have Qualifications 3–6 years’ experience in risk management in an NBFC or bank Bachelor’s/Master’s in Finance, Economics, or Business (MBA/CFA/FRM preferred) Strong knowledge of RBI regulations and lending compliance Hands-on experience with LOS, LMS, and credit risk models Excellent written/verbal communication and decision-making ability under pressure Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. Applicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Show more Show less

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Function / Department - Rural Banking Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 2+ years of experience in credit. Show more Show less

Job Requirements Role/Job Title: Relationship Manager-Rural Business Banking Function/Department: Rural Banking Roles & Responsibilities Develop and maintain relationships with existing and potential business banking clients in the rural areas. Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking. Conduct thorough financial analysis and risk assessment of potential clients to determine creditworthiness and suitability for business banking products. Cross-sell and upsell a range of business banking products and services to existing clients to increase revenue and deepen relationships. Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies. Stay updated on market trends, competition, and regulatory changes to identify new business opportunities and mitigate risks. Collaborate with other departments within the bank to provide customized solutions and excellent customer service to clients. Meet and exceed sales targets and contribute to the overall growth and profitability of the bank. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant experience Show more Show less

Job Requirements Role/Job Title: Relationship Manager-Rural Business Banking Function/Department: Rural Banking Roles & Responsibilities Develop and maintain relationships with existing and potential business banking clients in the rural areas. Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking. Conduct thorough financial analysis and risk assessment of potential clients to determine creditworthiness and suitability for business banking products. Cross-sell and upsell a range of business banking products and services to existing clients to increase revenue and deepen relationships. Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies. Stay updated on market trends, competition, and regulatory changes to identify new business opportunities and mitigate risks. Collaborate with other departments within the bank to provide customized solutions and excellent customer service to clients. Meet and exceed sales targets and contribute to the overall growth and profitability of the bank. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 3 to 6 years of relevant experience Show more Show less

Job Description The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments, and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. We commit people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Our people are our greatest asset – we say it often and with good reason. It is only with the determination and dedication of our people that we can serve our clients, generate long-term value for our shareholders and contribute to the broader public. We take pride in supporting each colleague both professionally and personally. From collaborative workspaces and ergonomic services to wellbeing and resilience offerings, we offer our people the flexibility and support they need to reach their goals in and outside the office. RISK BUSINESS The Risk Business identifies, monitors, evaluates, and manages the firm’s financial and non-financial risks in support of the firm’s Risk Appetite Statement and the firm’s strategic plan. Operating in a fast paced and dynamic environment and utilizing the best-in-class risk tools and frameworks, Risk teams are analytically curious, have an aptitude to challenge, and an unwavering commitment to excellence. Business Unit The Risk Review Group (RRG) is an independent review group that reports to the GS-Group Chief Risk Officer and comprises of three pillars: Credit Review, Risk Testing Group and Reg Obligations Review Group. The Risk Testing Group (RTG) is a multidisciplinary group of quantitative and financial experts at Goldman Sachs with presence in Bangalore, New York, London, Dallas, and Salt Lake City. RTG is responsible for independent oversight of all financial and non-financial risks at the firm, ensuring compliance with regulatory and internal expectations. The group’s primary mandate is the independent review of qualitative models, data, processes, controls, and systems covering Credit, Market, Operational and Liquidity risk types. RTG is looking for an Associate to work on challenging projects that entail performing analysis to ensure holistic risk management practices. The role will involve interactions with multiple stakeholders across the firm and regulators across different geographies and offers exposure to financial products, risk management tools, quantification techniques and a wide-ranging technology stack. What We Look For This business is ideal for collaborative individuals who have strong ethics and attention to detail. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. RTG is looking for people with strong quantitative and technical backgrounds and a strong interest in financial markets. We seek bright and dynamic individuals with a quantitative orientation, basic financial acumen, and fluency with programming. Responsibilities Develop an understanding of firm’s risk management framework, models, methodology, techniques, and processes. Conduct independent review of key regulatory and internal deliverables and communicate results through formal reports. Provide effective challenge of stakeholder process(es) and outcomes. Liaise across relevant business, technology, and control functions to prioritize risks, challenge decisions, assumptions, and tolerances, and drive appropriate risk response. Develop and maintain effective and constructive stakeholder relationships. Raise action items and independently validate remediation plans. Contribute to the establishment of metrics and tools to assess and report on inherent risks, control strength and residual risk in a consistent and objective manner. Skills And Relevant Experience Minimum of bachelor’s degree required. Masters in a quantitative discipline is preferred. Exposure to qualitative and quantitative risk management (credit, market, liquidity, and operational risk). Solid knowledge of programming fundamentals including software development life cycle concepts. Ability to navigate data sets, develop metrics and perform analysis. Proactive with strong analytical orientation, lateral thinking, organizational, influencing skills and attention to detail. Strong written and verbal communications skills. Strong interpersonal skills, ability to create relationships and leverage network within the organization. Interest in financial markets and risk management, motivated by learning and continuous improvement. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Show more Show less

Job Requirements Role/Job Title: Relationship Manager-Rural Business Banking Function/Department: Rural Banking Roles & Responsibilities Develop and maintain relationships with existing and potential business banking clients in the rural areas. Identify and acquire new business banking clients through various channels such as referrals, cold calling, and networking. Conduct thorough financial analysis and risk assessment of potential clients to determine creditworthiness and suitability for business banking products. Cross-sell and upsell a range of business banking products and services to existing clients to increase revenue and deepen relationships. Monitor and manage the performance of the business banking portfolio, ensuring timely repayments and minimizing delinquencies. Stay updated on market trends, competition, and regulatory changes to identify new business opportunities and mitigate risks. Collaborate with other departments within the bank to provide customized solutions and excellent customer service to clients. Meet and exceed sales targets and contribute to the overall growth and profitability of the bank. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant experience Show more Show less

ASSOCIATE DIRECTOR, QUALITY ENGINEERING MANAGER Hyderabad, India Information Technology 313060 Job Description About The Role: Grade Level (for internal use): 12 The Team: A part of Ratings Technology, the Ratings QA team leads the IT organization in the delivery of trusted quality to our users. From a foundation of disciplined processes, QA seeks out innovative testing solutions, reliable & transparent test execution, and aspires towards continuous improvement in achieving top quality. In close partnership with Product Management and Development Team, QA team members help drive quality accountability, and work to ensure our end users receive reliable, stable, defect free products, which help confidently execute our business and elevate our products. The Impact: As an S&P Global Ratings QA ART Lead, you will partner with equivalent level Product Management and Development peers to lead the successful delivery of a defined product portfolio for our internal and external customers. The role focusses on developing effective product strategy roadmaps, building end to end product test strategy encompassing automation (API/DB/UI level), data and environment, defining managing supporting people & processes, and guiding associated projects to successful delivery – with a product-oriented and proactive quality mindset. The QA Strategic Lead is part of the broader Ratings QA organization, but aligned to the Analytical/Commercial portfolio in day-to-day delivery accountability with reporting directly into the Value Stream Lead. What’s in it for you: List 3-4 bullets highlighting the opportunity/selling-points to the applicant; growth/development opportunities, exposure to policy makers/market leaders, global nature of the role, etc. Utilizing your industry-proven experience and planning practices to contribute to the assessment of business needs, organizational capabilities, IT investments and insights to design and execute actionable QA strategies and tactical plans, with an awareness of product value realization and customer satisfaction. You will lead a group of quality engineers, who play a QA leadership role amongst our product Scrum teams, providing them with career and skills growth opportunities and interface with senior leadership by facilitating clear communication and leadership surrounding the quality and strategic direction of our products. Help lead our successful delivery, collaborating with both product management and engineering partners to set direction, build consensus, resolve challenges, and create an environment which draws contributions from all participants within and across the portfolios, the scrum teams, and QA community of practice. Responsibilities: Define and build end to end product test strategy encompassing automation, data and environment approach based on product roadmaps built by the different scrum teams Lead and manage execution of the product strategy by a global product quality assurance team, oversee related functions including QA strategy, automation, data, environment, performance, and resourcing, supporting the delivery of top quality in Analytical Tools. Provide tactical planning, SAFE agile execution and direction on reports, communications, and training materials and ensure recommendations are aligned with customer/organization needs and capabilities. Function as a trusted product leadership team member, who collaborates with both product management and engineering partners to set direction, build consensus, resolve challenges, and helps to create an environment which solicits contributions from all participants within and across the portfolios, the scrum teams, and QA community of practice. Using our SAFE methodology, contribute to the IT product portfolio ownership, including the creation and maintenance of the overall product roadmaps and supporting QA strategy for both existing and new product systems, assuring top quality for all stakeholders. Define, document and adhere to SAFE processes and operational policies by building upon and improving what is already in-place. Through the adoption of new methodologies, test automation, RPA and other advanced testing methods, provide leadership in certifying applications for our DevOps/CI/CD/CT strategy leading to true cloud native operations for the product portfolio. Contribute to the evolution and delivery of world class quality assurance operations that are a showcase of process documentation, communication and defect reduction. Promote and drive innovation in technologies, processes, and tools for cutting-edge development. Help lead the organization towards efficiency using AI tools and techniques. What We’re Looking For: Basic Qualifications: Bachelor’s degree, BS degree in Computer Science, Information Technology or software engineering preferred. 10+ years of Technology experience within the financial services industry or a regulated industry; 7+ years of leadership experience with a software engineering team, preferably in a product delivery oriented environment. Demonstrated experience of delivering successful end-to-end quality with complex analytical & financial platforms and data sets, with regulatory & compliance considerations. Ability to lead development of strategic plans and operating plans, to grow, enhance quality assurance procedures, processes and transform a business. Experience with test driven development, testing frameworks (including data testing, service testing, performance testing, load testing etc), test automation and RPA. Strong analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both technology and business partners. Preferred Qualifications: Master’s degree preferred Knowledge of Python and Selenium automation is necessary. Strong experience implementing automated testing in cloud environments in a DevOps/CI/CD based environment where automation is the basis for defect free releases. Experience collaborating effectively with global cross-product teams for successful delivery & problem solving. Strong knowledge of SAFE approaches to software testing and able to define, document and put key SAFE principles into practice to test solutions incrementally including continuous testing. Strong continuous improvement mindset, with demonstrated ability to lead & deliver solutions to complex problems. Experience working with AI tools (Copilot etc) is beneficial. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.2 - Middle Professional Tier II (EEO Job Group) Job ID: 313060 Posted On: 2025-04-03 Location: Hyderabad, Telangana, India

Director, Application Operations - SRE Hyderabad, India Information Technology 314557 Job Description About The Role: Grade Level (for internal use): 13 S&P Global Ratings The Role : Director, Application Operations, SRE (Site Reliability Engineering) The Team : This team is part of the global SRE group that provides Site Reliability Engineering Services for the critical applications used by the analysts for conducting the business. Application Operations team is responsible for the Stability (Uptime), Reliability (Quality & Performance) and Engineering of these applications to improve business outcomes, user experience and efficiencies. The Team operates at the intersection of IT operations and software development, ensuring that our services are not only robust but also agile enough to adapt to the ever-evolving business needs. Impact and Responsibilities : The Impact of this role extends far beyond the immediate team. You will be instrumental in shaping the reliability and performance standards of our critical applications, ensuring they meet the highest benchmarks. By driving advancements in automation and cloud technologies, you will contribute significantly to the organization's strategic goals and toil reduction, enhancing both the user experience and operational efficiency. You will nurture the team members to be the best-in-class by upskilling and cross-skilling. General & Team management: Ensure the team balances its focus between daily operational tasks and strategic long-term projects Drive the adoption of new technologies and processes through training and mentoring Lead/Mentor/Guide/Coach and transform a team of Application Operations to SRE’s Create/maintain documentation for systems and processes to ensure continuity and knowledge sharing within the team. Adoption of Gen AI to leverage knowledge repository Collaborate with cross-functional teams to ensure seamless integration and support for new technologies and initiatives Oversee daily operations and ensure the shifts are adequately managed Set the roadmap; derive goals for each team member; review, motivate and support to make them successful Stability: Build a SRE practice that improves system stability with Monitoring & AIOps. Avert P1/P2 incidents and minimize business impact Analyze system vulnerabilities, SPOFs and address them proactively to improve stability Refactor monolithic apps and databases to containerized services to improve delivery/scale Work with business users to understand needs, issues, develop root cause analysis and work with the cross functional teams to address them permanently Reliability: Monitor system performance and create strategies to improve it Reduce the number of incidents and the time taken to resolve them (MTTR) Develop and implement disaster recovery plans to ensure business continuity Lead DevOps transformation to improve the delivery of value to business, reduction of costs & manual errors, increased velocity of releases and improved config management Engineering: Involvement in Architecture and Development design reviews (Shift-left) for new implementation and integration projects to build SRE best practices into the SDLC Continuously look for opportunities to automate tasks, simplify processes, Self-service to reduce the toil Value Stream Alignment: While alignment as horizontal lead is expected to begin with, it’s expected that you also handle the role of a SRE value stream lead going forward. Ensure smooth inter-working with value streams (VS) to meet the objectives & realize value Foster a 2-way knowledge sharing with VS and reduce dependency on SRE Help shepherd VS to improve SRE maturity levels; implement & prioritize best practices like monitoring, post-mortem, toil reduction, retrospectives etc. Application to User Journey orientation and transformation What’s in it for you : In this role, you will have the opportunity to collaborate with a diverse and talented team, working on cutting-edge technology solutions to drive efficiency and innovation within the organization. You will be at the forefront of implementing best practices in site reliability engineering, with a strong emphasis on automation, cloud technologies, and performance optimization. You will interface with the value stream leads to improve the SRE practices and maturity levels within the value streams. What We’re Looking For: Basic Qualifications : Bachelor’s degree in computer science or equivalent is required, or in lieu, a demonstrated equivalence in work experience 15+ years of experience in Information Technology domain including cloud, systems & database administration, networking, performance, and application operations Proven experience in IT Operations and/or Site Reliability Engineering, successful handling of Application Operations in a complex IT setup Manage Multi-cloud (AWS/Azure) environments Engineering and implementing proactive monitoring of applications, infrastructure & databases. Engineering automation to self-heal and mature towards AIOps Manage, innovate, and create processes, software and tools that continuously improve the availability, reliability, scalability, latency and efficiency of platforms Engineer Self-service portals, Scalable platforms and repeatable processes that allow product teams to own the entire life cycle of their products, reducing the SRE dependency Excellent communication skills with experience in managing, coaching, and building highly effective teams. Manage and inspire a team of full stack Site Reliability Engineers across regions and time zones, emphasizing collaboration and efficiency. Establish relationships with business teams & other IT partners. Identifying and measuring KPIs like CSAT/NPS scores, establishing feedback channels which have a direct correlation to UX Cost management through forecasting consumption, budgeting, tagging assets & tracking cost, disposing unused allocations & right sizing, optimizing usage & correlating cost to business value Establish incident & defect review process to help guide and continually improve stability of applications Shapes and leverages advanced conceptual thinking to solve complex and/or completely new or novel situations that have never been dealt with before. Actively pursues innovative solutions that align with the company’s tolerance for risk (business and reputational) Looks at external companies, products and capabilities and how they may accelerate Ratings technology initiatives Preferred Qualifications: Experience in application & data architecture, system design, algorithms, data structures, complexity analysis, and software design Ability to architect high availability application and servers on cloud adhering best practices. Ability to perform technical deep-dives into code, networking, systems, databases and storage configuration Experience working in Agile software product development Experience working with stakeholders and collaborating across organizational boundaries. Configuration management, automation of patching, threat and vulnerability management, security monitoring, network security, endpoint security, cloud application and data security Awareness of security frameworks like NIST to address technology, information and resilience risk, information security and risk management Support & transform ITSM process – Incident, Change & Problem management to align with DevOps maturity About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 10 - Officials or Managers (EEO-2 Job Categories-United States of America), IFTECH103.2 - Middle Management Tier II (EEO Job Group) Job ID: 314557 Posted On: 2025-06-04 Location: Hyderabad, Telangana, India

Automation Engineer (Tosca) Hyderabad, India Information Technology 307718 Job Description About The Role: Grade Level (for internal use): 10 The Team: A Part Of Ratings Technology, The Ratings QA Team Leads The IT Organization In The Delivery Of Trusted Quality To Our Users. From A Foundation Of Disciplined Processes, QA Seeks Out Innovative Testing Solutions, Reliable & Transparent Test Execution, And Aspires Towards Continuous Improvement In Achieving Top Quality. In Close Partnership With Product Management And Product Engineering, QA Team Members Help Drive Quality Accountability, And Work To Ensure Our End Users Receive Reliable, Stable, Defect Free Products, Which Help Confidently Execute Our Business And Elevate Our Products. What’s In It For You: Working With A Team Of Highly Skilled, Ambitious, And Result-Oriented Professionals. Using A Wide Range Of Cutting-Edge Technology To Innovate While Testing. An Ever-Challenging Environment To Hone Your Existing Skills In Automation, Performance, Service Layer Testing, SQL Scripting Etc. A Great Opportunity To Think And Execute Like A Developer While Performing The Role Of QA. Being A Part Of An Organization Which Values ‘Culture Of Urgency’ And ‘Shift Left’ Approaches. A Plenty Of Skill Building, Knowledge Sharing, And Innovation Opportunities. Building A Fulfilling Career With A Global Financial Technology Company. . Key Roles & Responsibilities: Design And Develop Automation Solutions That Meet Organization Standards And Build Reliable, Reusable, And Maintainable Automated Regression Suites & Test Harnesses. Create Tools And Frameworks With Quality Code To Simplify Testing Scenarios. Design And Develop Test Plans, Test Cases Based Upon Functional And Design Specifications, Execute Test Cases, And Analyze And Report Test Results To The Teams. Work In Partnership With The Development Teams To Deliver Business Functionality On Time With Required Quality That Meets The Acceptance Criteria. Acts As A Test Lead, Planning The Work Of Other Testing Staff And Assigning Tasks To Meet Project Deadlines. Mentor/Upskill Junior Team Members And Provide Guidance On Best Practices In Test Automation. Participate In Code Reviews To Ensure High Standards Of Code Quality. Stay Updated With The Latest Industry Trends And Technologies In Test Automation. Uses Strong Testing Skills To Provide Guidance And Assist Project Staff. Reviews And Approves The Work Of Project Team Members In The Writing Of Scripts, Expected Results, Test Results And Defect Descriptions. Ensures Best Practices Are Followed And Testing Activities Stay On Schedule. Focus On Building Efficient Solutions For Web, Services/APIs, Database Testing Requirements. Participate In Internal/Cross Team Meetings, Project Scoping, Functional Reviews, Test Specifications, Technical Reviews For Assigned Projects In An Agile Environment. Involved In Requirements Review And Participate In Architecture/Design Reviews With An Emphasis On Test Automation/Performance Strategy And Ensuring Best Practices. Participate Actively In Functional, System And Regression Testing Activities. Capture Quality Assurance Data And Metrics To Provide Insights And Conclusions. Estimate And Perform Risk Analysis For Quality Delivery. Agile Evangelist Qualifications: 5+ Years Of Strong Hands-On TOSCA Automation Testing & Engineering. Complete Knowledge On TOSCA Server Side Configuration Advanced Knowledge Of Modules And Test Case Section In TOSCA Very Good At Best Practices Implementation In TOSCA Automation Integration Of TOSCA With ADO Good Hands On TOSCA REST API To Implement Custom Solutions For Maintenance Hands On TOSCA TCSHELL Hands On Distributed Execution With And Without AOS TOSSCA User Management With AD And OKTA TOSCA Version Management Hands On Web Services And DB Testing With TOSCA Hands On Executing Scripts Created With Js/PowerShell/VBS TOSCA Report Designing Good Knowledge In TQL To Create Custom Queries General: Excellent Understanding Of QA And Testing Methodologies, Best Practices Excellent Hands-On In Programming Languages Such As Python (Preferred), Java Or JavaScript. Excellent Logical Thinking And Problem-Solving Skills And Experience In Agile Processes (Scrum Preferred) Experience In CI/CD/CT Tools Such As Azure DevOps (Preferred), Jenkins Experience In Accessibility, Visual And Cross Browser/Device Testing. Experience Of Working With Rest And SOAP Services And Understanding Of SOA Architecture Experience In Creating And Maintaining Test Automation Framework Is Mandatory. Experience Using SQL To Query Databases Required. Exposure To Distributed Source Control Systems Such As Git Experience With Test Data Management Techniques & Change Management And Defect Tracking Tools. Zeal To Be Domain Expert And Learn New Technologies. Excellent Interpersonal Skills And Written Communications High Standards Of Confidentiality; Ability To Handle Sensitive Information With Integrity And Trust. Knowledge Of Cloud Technologies Like AWS/Azure And Experience Of Testing Micro-Services, Containers, Dockers, And Kubernetes Is Preferred. Should Be A Self-Motivated, Result-Oriented, And Excellent Team Player. Should Be Able To Work Under A Competitive Time Frame And Deliver. Should Be A Very Fast Learner And Have The Excellent Problem-Solving Ability. Minimum And Preferred Education: Bachelor's Or Higher Qualification In Computer Science, Information Systems Or Equivalent Is Preferred Grade/Level ( Relevant For Internal Applicants Only ): 10 About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 307718 Posted On: 2025-05-16 Location: Hyderabad, Telangana, India

Scrum Master Hyderabad, India Information Technology 313430 Job Description About The Role: Grade Level (for internal use): 10 S&P Global Ratings Technology The Role: Scrum Master Responsibilities: In this role, you will be working with a team of enthusiastic members supporting our critical technology systems and guiding our business partners & end users with industry best practices, solution design, and creating long term value to our customers. Act as Servant leader to an Agile team. Educate Agile teams to maximize efficiencies and performance from Scaled Agile practices and values. Coach Agile teams in self-organization and continuous improvement. Guide the Agile teams to consistently deliver customer value. Manage risks, mitigate impediments, and negotiate dependencies within and across Agile teams. Facilitate Scrum events including, Daily Stand-ups, Iteration Planning, Refinement sessions, Iteration Reviews, and Retrospectives. Work with Product Owners to ensure features and user stories are clear, concise, prioritized, and understood by every member of the Agile team. Establish and maintain open and clear lines of team communication to facilitate progress transparency. Work with peer Scrum Masters, Release Train Engineers, and Agile Coaches to increase the effectiveness of Scaled Agile. What we’re looking for: A person with ‘Team First’ mindset with an ability to build and sustain trust at all levels across the organization Ability to develop and foster teamwork. Ability to gauge how the team is doing and to drive the necessary actions to improve Emotional intelligence, level-headed diplomat, skilled listener, and clear communicator, with strong empathy traits, able to remain objective and constructive in all situations Ability to facilitate constructive debate and resolve disagreements and conflicts constructively Deliver hands-on training and coaching of defined Agile practices to individual teams and programs. Proven ability to work cross-functionally and cross-regionally across multiple Product portfolios Understand other engineering processes and methodologies and leverage other techniques to provide value to a team/Enterprise Basic Qualifications: Experience leading teams as a Scrum Master Excellent communication and collaboration skills Basic knowledge of the software development life cycle (SDLC) Proven ability to identify and mitigate risks Team-first, servant leader mentality Preferred Qualifications: Certified SAFe Scrum Master Certified PSM or CSM S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 313430 Posted On: 2025-04-02 Location: Hyderabad, Telangana, India

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications Graduation: Any Graduation Experience 2+ years of experience in credit. Show more Show less

CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. Applicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 55+ million customers get more from their money every day. As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. About the role The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big job, but our people are a credit to us all. Not everything in fintech can be automated. That's where you come in. We're looking for an Underwriter who can review our customer credit applications when there's a little more digging to be done. You'll be an expert in creditworthiness, and decide if the evidence provided meets Revolut's assessment criteria. You'll also support our Collections team with forbearance applications, and get an opportunity to be involved in product and marketing management work. Up for the challenge? Let's get in touch. What you’ll be doing Verifying applicants’ income Assessing their creditworthiness and identifying risks Reviewing customer documentation and details for accuracy and authenticity Identifying potentially fraudulent applications and escalating where required Communicating with customers to either request or provide information relating to their credit application Supporting collections team with assessment of forbearance applications Helping to improve and optimise our processes What you'll need Experience underwriting personal credit applications Excellent problem-solving and analytical skills Customer communication experience High level of numeracy and attention to detail regarding documentation examination The ability to work within given deadlines/SLAs A solid understanding of lending products and practices Exceptional communication and interpersonal skills Compensation range Lithuania: €3,000 - €3,400 gross monthly* Other locations: Compensation will be discussed during the interview process Final compensation will be determined based on the candidate's qualifications, skills, and previous experience Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. Important notice for candidates: Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles. Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment. Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain. We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice

About The Role Grade Level (for internal use): 10 The Team The current team is composed of highly skilled engineers with solid development background who build and manage tier-0 platforms in AWS cloud environments. In their role, they will play a pivotal part in shaping the platform architecture and engineering. Their additional tasks include, exploring new innovative tools that benefit the organization needs, developing services and tools around the platform, establishing standards, creating reference implementations, and providing support for application integrations on need basis. The Impact This role is instrumental in constructing and maintaining dependable production systems within cloud environments. The team bears the crucial responsibility for ensuring high availability, minimizing latency, optimizing performance, enhancing efficiency, overseeing change management, implementing robust monitoring practices, responding to emergencies, and strategically planning for capacity. The impact of this team is pivotal for the organization, given its extensive application portfolio, necessitating a steadfast commitment to achieving and maintaining a 99.9% uptime, thus ensuring the reliability and stability of the firm's digital infrastructure. Essential Duties & Responsibilities As part of a global team of Engineers, deliver highly reliable technology products. Strong focus on developing robust solutions meeting high-security standards. Build and maintain new applications/platforms for growing business needs. Design and build future state architecture to support new use cases. Ensure scalable and reusable architecture as well as code quality. Integrate new use cases and work with global teams. Work with/support users to understand issues, develop root cause analysis and work with the product team for the development of enhancements/fixes. Become an integral part of a high performing global network of engineers/developers working from Colorado, New York, and India to help ensure 24x7 reliability for critical business applications. As part of a global team of engineers/developers, deliver continuous high reliability to our technology services. Strong focus towards developing permanent fixes to issues and heavy automation of manual tasks. Provide technical guidance to junior level resources. Works on analyzing/researching alternative solutions and developing/implementing recommendations accordingly. Technical Qualifications Required Bachelor / MS degree in Computer Science, Engineering or a related subject Must have 5 to 8 years of working experience in Java with Spring technology Must have API development experience Ability to use CICD flow and distribution pipelines to deploy applications Working experience with DevOps tools such as Git, Azure DevOps, Jenkins, Maven Solid understanding of Cloud technologies and the use of Terraform for building and managing infrastructures Experience in developing, deploying & debugging cloud applications Strong knowledge of Functional programming, Linux and Docker Nice To Have Technical Skills Knowledge and experience of Identity Federation, Single Sign-On, MFA, Directory Services technologies Familiar with IDM standards and protocols like SAML, OIDC, JWT token, etc. Working experience with AWS and OKTA is a plus Experience in building single-page applications with Angular or ReactJS in conjunction with Python scripting Familiarity with web services, messaging, identity & access control, monitoring Experience in developing micro services and deploying on Kubernetes Working experience with API Gateway, Apache and Tomcat server, Helm, Ansible, Terraform, CI/CD, Azure DevOps, Jenkins, Git, Splunk, Grafana, Prometheus, Jaeger(or other OTEL products), LDAP, Confluent Platform, Active MQ. Understanding of messaging via MQ/Kafka Additional Required Skills Good written and oral communication skills. Experience in maintaining focus and driving results in a fast-paced, dynamic environment. A strong background interfacing with multiple groups; ability to coordinate effectively, multi-task and manage pressure. Proven ability to work using different styles as needed to accommodate the situations encountered. Experience in assessing change impacts and the development of task estimates. Strong analytic, problem solving and decision-making skills. Education Bachelors’ degree in Computer Science, Information Systems or Engineering is required, or in lieu, a demonstrated equivalence in work experience. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 313268 Posted On: 2025-04-16 Location: Hyderabad, Telangana, India Show more Show less

Key Responsibilities Client Consultation : Engage with clients to assess their financial situations and discuss suitable home loan options. Loan Application Management : Assist clients in completing loan applications, ensuring all necessary documentation is collected and verified. Financial Analysis : Evaluate clients' creditworthiness and financial information to determine loan eligibility. Regulatory Compliance : Ensure all loan processes adhere to current lending laws and regulations. Liaison Duties : Coordinate between clients, underwriters, and other stakeholders to facilitate timely loan processing and approval. Customer Support : Provide ongoing support to clients throughout the loan process, addressing any queries or concerns.expertia.ai+1en.wikipedia.org+1indeed.com+1himalayas.app+1 Qualifications Education : Bachelor’s degree in Finance, Economics, Business Administration, or a related field. Experience : Proven experience as a Loan Officer or Mortgage Specialist. Knowledge : In-depth understanding of home loan products, lending procedures, and mortgage regulations. Skills : Strong analytical and problem-solving abilities. Excellent communication and interpersonal skills. Proficiency in loan origination software and Microsoft Office Suite. Job Type: Full-time Pay: ₹20,000.00 - ₹50,000.00 per month Schedule: Day shift Supplemental Pay: Performance bonus Location: Noida, Uttar Pradesh (Preferred) Work Location: In person Speak with the employer +91 9871356350

About The Role Grade Level (for internal use): 10 S&P Global Ratings Technology The Role: Scrum Master Responsibilities In this role, you will be working with a team of enthusiastic members supporting our critical technology systems and guiding our business partners & end users with industry best practices, solution design, and creating long term value to our customers. Act as Servant leader to an Agile team. Educate Agile teams to maximize efficiencies and performance from Scaled Agile practices and values. Coach Agile teams in self-organization and continuous improvement. Guide the Agile teams to consistently deliver customer value. Manage risks, mitigate impediments, and negotiate dependencies within and across Agile teams. Facilitate Scrum events including, Daily Stand-ups, Iteration Planning, Refinement sessions, Iteration Reviews, and Retrospectives. Work with Product Owners to ensure features and user stories are clear, concise, prioritized, and understood by every member of the Agile team. Establish and maintain open and clear lines of team communication to facilitate progress transparency. Work with peer Scrum Masters, Release Train Engineers, and Agile Coaches to increase the effectiveness of Scaled Agile. What We’re Looking For A person with ‘Team First’ mindset with an ability to build and sustain trust at all levels across the organization Ability to develop and foster teamwork. Ability to gauge how the team is doing and to drive the necessary actions to improve Emotional intelligence, level-headed diplomat, skilled listener, and clear communicator, with strong empathy traits, able to remain objective and constructive in all situations Ability to facilitate constructive debate and resolve disagreements and conflicts constructively Deliver hands-on training and coaching of defined Agile practices to individual teams and programs. Proven ability to work cross-functionally and cross-regionally across multiple Product portfolios Understand other engineering processes and methodologies and leverage other techniques to provide value to a team/Enterprise Basic Qualifications Experience leading teams as a Scrum Master Excellent communication and collaboration skills Basic knowledge of the software development life cycle (SDLC) Proven ability to identify and mitigate risks Team-first, servant leader mentality Preferred Qualifications Certified SAFe Scrum Master Certified PSM or CSM S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 313430 Posted On: 2025-04-02 Location: Hyderabad, Telangana, India Show more Show less

About The Role Grade Level (for internal use): 09 The Team You will be an expert contributor and part of the S&P Global Rating Core Services Engineering Team. The team has diverse experience in technology stacks. From a foundation of disciplined processes, QA seeks out innovative testing solutions, reliable & transparent test execution, and aspires towards continuous improvement in achieving top quality. What You’ll Do Design and develop automation solutions that meet organization standards and build reliable, reusable, and maintainable automated regression suites & test harnesses. Create tools and frameworks with quality code to simplify testing scenarios. Design and develop test plans, test cases based upon functional and design specifications, execute test cases, and analyze and report test results to the teams. Work in partnership with the development teams to deliver business functionality on time with required quality that meets the acceptance criteria. Acts as a test lead, planning the work of other testing staff and assigning tasks to meet project deadlines. Mentor/upskill junior team members and provide guidance on best practices in test automation. Participate in code reviews to ensure high standards of code quality. Stay updated with the latest industry trends and technologies in test automation. Uses strong testing skills to provide guidance and assist project staff. Reviews and approves the work of project team members in the writing of scripts, expected results, test results and defect descriptions. Ensures best practices are followed and testing activities stay on schedule. Focus on building efficient solutions for Web, Services/APIs, Database testing requirements. Participate in internal/cross team meetings, project scoping, functional reviews, test specifications, technical reviews for assigned projects in an Agile environment. Involved in requirements review and participate in architecture/design reviews with an emphasis on test automation/performance strategy and ensuring best practices. Participate actively in functional, system and regression testing activities. Capture quality assurance data and metrics to provide insights and conclusions. Estimate and perform risk analysis for quality delivery. Agile evangelist What We’re Looking For 3+ years of strong hands-on coding/scripting experience in automation testing & engineering. Experience of working with Rest and SOAP services and understanding of SOA architecture Experience in creating and maintaining test automation framework is mandatory. Experience using SQL to query databases required. Exposure to distributed source control systems such as Git Experience with test data management techniques. Experience with change management and defect tracking tools. Zeal to be domain expert and learn new technologies. Excellent interpersonal skills and written communications High standards of confidentiality; ability to handle sensitive information with integrity and trust. Knowledge of cloud technologies like AWS/Azure and experience of testing micro-services, containers is preferred. Should be a self-motivated, result-oriented, and excellent team player. Should be able to work under a competitive time frame and deliver. Should be a very fast learner and have the excellent problem-solving ability. Excellent understanding of QA and testing methodologies, best practices Excellent hands-on in programming languages such as Python (preferred), Java or JavaScript. Experience in creating, maintaining, and executing automation tests utilizing tools such as Tricentis Tosca, Selenium required (Python preferred) Excellent logical thinking and problem-solving skills. 1+ Year of experience in Agile processes (Scrum preferred) Experience in CI/CD/CT tools such as Azure DevOps (preferred), Jenkins Experience in Accessibility, Visual and Cross Browser/Device testing. Minimum And Preferred Education Bachelor's or higher qualification in Computer Science, Information Systems or equivalent is preferred. Grade/Level : 09 Job Location: Hyderabad Shift Time: 12 pm to 9 pm IST Hybrid model: twice a week work from office. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 310264 Posted On: 2025-05-15 Location: Hyderabad, Telangana, India Show more Show less

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. In March 2022, we proudly raised $13M in our Series A funding, bringing our total funding to $18M. We’re privileged to be backed by renowned investors like General Catalyst, Nexus, Sequoia Surge, Waterbridge, and other leading angel investors. What began in 2019 with just two people has now grown into a spirited team, united by a common mission to drive fintech innovation for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Responsibilities: Take ownership of all Back-end applications and their CI/CD pipelines. The candidate will own the technical strategy and will work with the PM on defining the product strategy. Built for resiliency, scalability, and performance. The candidate is accountable for production, operational, and better engineering excellence in their area. Responsible for surfacing goals, progress and blockers to stakeholders. This opportunity is for you if, You have 1+ years of work experience in building highly-interactive applications using object oriented programming languages like Java, Spring Boot along with MySQL and AWS. You have experience in working with Restful web services. You have a knack for writing clean, readable, reusable code. You have good knowledge on TDD and CI/CD practices. You have penchant for learning You are a great analytical & logical thinker and someone who loves solving problems You are passionate, energetic, enthusiastic and a go-getter You are “ FUN @ Work “ For more details, please check www.zetapp.in Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills. • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less

Job Title: Credit Analyst Location: Pune Employment Type: Full-Time Role Overview We are seeking a dynamic and analytical Credit Analyst to join our credit risk team. The ideal candidate will be responsible for preparing robust credit models, conducting credit scoring, and drafting detailed credit memos that support sound, rapid lending decisions. This role demands strong financial acumen, a deep understanding of SME and corporate credit risk, and the ability to operate in a fast-paced, high-impact environment. Key Responsibilities • Credit Modeling: Develop and maintain quantitative credit risk models to assess borrower creditworthiness and design cash-flow projection models tailored to seasonal, sector-specific SME cycles. • Credit Scoring: Apply proprietary and industry-standard credit scoring techniques to MSMEs and corporate clients. • Credit Memos: Draft detailed and concise credit memos to support loan approval decisions, integrating financial analysis, industry outlook, and risk assessment. • Financial Analysis: Analyze financial statements, cash flows, business plans, and operational metrics to assess credit risk. Experience evaluating thin-file borrowers using alternative/behavioral data. • Due Diligence: Perform background checks and validation of submitted documents for credit assessment. • Portfolio Monitoring: Continuously monitor existing clients’ financial health and flag early warning signs for deteriorating credit quality. • Collaboration: Work closely with Business Development, Risk, and Legal teams to structure funding solutions aligned with risk appetite and customer needs. • Automation & Tools: Contribute to the development and refinement of automated underwriting tools and credit scoring models, participate in training data pipelines and validating ML-based underwriting engines. Requirements • CA/CFA level 3 cleared. Bachelor’s degree in Finance, Accounting, Economics, or a related field. • 2–5 years of experience in credit analysis, preferably in NBFCs, fintechs, or banks. • Strong understanding of SME and corporate credit dynamics, especially in emerging markets. • Experience in cash-flow-based lending and forward-looking risk assessments is highly desirable. • Proficiency in financial modeling and analysis tools (Excel, Python/R/PowerBi is a plus). • Excellent written and verbal communication skills; ability to write concise, data-backed credit memos. • Comfortable working in a dynamic, fast-paced lending environment with quick turnaround expectations. • Strong attention to detail and risk-oriented mindset. Preferred Qualifications • Experience with credit scoring frameworks. • Exposure to lending to sectors like manufacturing, trading, or logistics. • Familiarity with alternative data and digital underwriting methods. About us RCK Analytics Private Limited provides world-class custom equity research, investment research, PE/VE research support, Investment Banking support, analytics, and assurance services to global clients. We work with financial and investment companies, private equity, asset management and hedge funds, investment banks and broking houses, market research firms, consulting firms, and various sector corporates. The environment at RCK Analytics encourages not only best performance, hard work and commitment but also have fun and work life balance. We promote an open, transparent and performance-based culture in our organization. We provide regular training and feedback to people to ensure consistent performance, skill-set enhancement and systematic growth. Show more Show less

Job Description The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. Job Title: Finance Risk - Capital Risk Associate Location: Bangalore The Goldman Sachs Group, Inc. is a leading global financial institution that delivers a broad range of financial services across investment banking, securities, investment management and consumer banking to a large and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. Divisional Overview The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, operational and capital risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with t rading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. The Finance Risk - Capital Risk team within the Risk Division provides an independent view into the capital decisions across the firm. The team advises on regulatory capital interpretations and firmwide capital management decisions. Job Summary The candidate will join the Capital Risk team, responsible for monitoring, analyzing, interpreting, and challenging the firm’s regulatory capital requirements and capital management processes. This will involve working closely with stakeholders across the firm, including trading desks, Controllers, Legal, Corporate Treasury and Technology, and will require a strong control mindset. Other responsibilities include oversight of the firm’s capital strategy and the firm’s proximity to capital requirements. Responsibilities Understanding capital regulations and determining appropriate capital interpretations Monitoring, summarizing, challenging, and generating thought leadership related to the impact of and risk appetite associated with the implementation of the regulatory capital rules. Conduct independent reviews of regulatory capital exposures including verification of rule application, data accuracy/ aggregation and reporting compliance. Communicating thoughtful analysis on sophisticated regulatory capital matters to senior managers, businesses, risk departments and other impacted areas Assessing the impact of capital regulation on individual transactions, new products, and business proposals Validation of regulatory capital requirement approaches and calculations. Understanding and controlling the firm’s overall capital management strategy Basic Qualifications Chartered Accountants/ MBA (Finance)/ CFA/ equivalent degree. Articleship/ Internship with exposure in Financial Services sector is preferred. 3-5 years of relevant Regulatory Capital or Risk work experience in peer firms Strong organizational skills - ability to manage a constantly evolving inflow of projects and priorities. Effective communicator - both orally and in writing Team player - ability to maintain mutual support within a high-profile team. Self-motivated, proactive and willing to take on additional responsibilities, ability to run with issues, and get involved as necessary. Control-oriented Ability to conduct research, analyze technical regulatory papers and identify relevant issues. Understanding of banking organizations, financial products; ability to analyze new trades and businesses with particular focus on regulatory capital implications. Strong Microsoft Office skills, including Power Point, Word and Excel About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Show more Show less