2025 Creditworthiness Jobs - Page 8

Company Description NJT Finance Private Limited is a prominent Non-Banking Financial Company (NBFC) based in Kottayam, Kerala. NJT specializes in providing secured and unsecured business loans, working capital and inventory funds. Role Description This full-time on-site Credit Analyst role is located in Kottayam, Kerala. The Credit Analyst will assess the creditworthiness and financial health of clients to make informed recommendations on loan approvals. Responsibilities include analyzing financial data, preparing credit reports, monitoring credit portfolios, and maintaining strong communication with clients and other stakeholders. Qualifications Strong knowledge of Credit Management and Cre...

Job Description Position: Officer – Credit & Risk Department: Credit & Risk Location: Hyderabad Reports To: Manager – Credit & Risk Summary: Responsible for assessing the financial status and creditworthiness of clients, preparing risk analyses, and supporting credit decisions within defined timelines. Key Responsibilities: Conduct financial and risk analysis for new and existing clients. Maintain strong relationships with clients, banks, and internal teams. Prepare and review credit renewal files. Ensure compliance and achieve departmental targets. Qualifications & Experience: Postgraduate degree in Finance Minimum 2 years of experience in credit/risk analysis Skills: Strong due diligence a...

Role Summary The Credit Manager will manage the credit function for the payday loan portfolio, ensuring efficient underwriting, strong portfolio quality, and compliance with regulatory norms. The role includes credit risk assessment, fraud control, portfolio monitoring, and leading the credit team to meet business and quality targets. Location: Pune (Full-time) Key Responsibilities  Oversee end-to-end underwriting for payday/short-term personal loans.  Assess customer creditworthiness using bank statements, income analysis, digital data, and credit bureau reports.  Lead, supervise, and motivate the credit team to achieve underwriting targets, TAT, and portfolio quality benchmarks.  Devel...

Job description We’re Hiring: Credit & Risk Analyst Location: Gurugram, Haryana (Near IFFCO Chowk Metro Station) Department: Risk & Compliance Budget: 10–14 LPA We are looking for a Credit & Risk Analyst to design and monitor financial risk models that strengthen our compliance and transaction security. The ideal candidate should have strong analytical skills and an understanding of commodity or financial markets. Key Responsibilities Conduct creditworthiness assessments using data-driven risk frameworks Collaborate with finance and product teams to enhance internal compliance systems Monitor financial transactions to identify fraud risks and compliance deviations Required Qualifications Exp...

Greetings for the Day!!! We are looking for a QA Underwriter for one of our esteemed clients in Pune having experience into live underwriting ,Manual underwriting,Residential mortgage,Quality analysis. Exp: - 3+ years Location: Pune Job Description: - Sr Underwriter Creditworthiness is scrutinized by reviewing credit history and scores to evaluate the borrower's reliability and past debt management. Capacity is assessed through an in-depth analysis of the borrower's income, employment stability, and the Debt-to-Income (DTI) ratio to confirm their ability to repay the new mortgage. Collateral is verified via the property appraisal and title search to ensure the home's value supports the loan ...

Kenvue Is Currently Recruiting For a Invoice to Cash Analyst - Risk What We Do At Kenvue, we realize the extraordinary power of everyday care. Built on over a century of heritage and rooted in science, we’re the house of iconic brands - including NEUTROGENA®, AVEENO®, TYLENOL®, LISTERINE®, JOHNSON’S® and BAND-AID® that you already know and love. Science is our passion; care is our talent. Who We Are Our global team is ~ 22,000 brilliant people with a workplace culture where every voice matters, and every contribution is appreciated. We are passionate about insights, innovation and committed to delivering the best products to our customers. With expertise and empathy, being a Kenvuer means ha...

Position Overview: We are seeking an experienced and detail-oriented Credit Executive to join our team. The role involves evaluating loan applications, analyzing creditworthiness, managing documentation, and ensuring smooth loan processing in line with company policies and compliance standards. Key Responsibilities: Evaluate and process loan applications as per company policies and credit guidelines. Verify applicant information, financial statements, and supporting documentation. Conduct credit assessments, financial analyses, and risk evaluations. Recommend appropriate loan amounts and credit limits based on assessment results. Approve or reject credit applications within delegated authori...

Job Description – Collection Manager Department: Finance & Accounts Location: Head Office (with monthly travel to branches: Umbergaon, Bhiwandi, etc.) Reporting To: Head of Finance / Director – Finance Designation: Customer Credit Control Manager 1. Role Overview The Customer Credit Control Manager is responsible for evaluating customer creditworthiness, setting credit limits, monitoring outstanding receivables, ensuring timely collections, and reducing credit risk across all branches. The role requires strong analytical ability, coordination with Sales, Accounts, and Dispatch teams, and continuous credit monitoring for smooth cash flow. 2. Key Responsibilities A. Credit Assessment & Approva...

Job Summary We are seeking a knowledgeable and customer-focused Loan Officer to join our financial services team. The ideal candidate will be responsible for guiding clients through the loan process, evaluating creditworthiness, and ensuring compliance with industry regulations. This role requires a strong understanding of mortgage products, loan origination, and financial analysis, with a focus on delivering exceptional customer service and sales performance. The Loan Officer will play a vital role in helping clients secure the financing they need while adhering to all applicable laws and regulations. Responsibilities Assist clients in identifying suitable loan options based on their financ...

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magne...

Job Requirements Job Description: Company Name: IDFC FIRST Bank Job Title: Associate Debt Manager-Flows-2 Wheeler Loan Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler Location: Kolkata, West Bengal, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. Key Responsibilities Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries Monitor delinquent accounts and tak...

· Support and assist all Operations & back office works of Vehicle loan department on daily basis. · Sourcing of vehicle loans for society as per the policy from open market or through BCs · Collection and maintenance of Pte-disbursement and post disbursement documents. · Background verification of customers and complete documentation process as instructed by A.O. · Sourcing and emplacement of New BCs. · Co-coordinating BCs and Registered office for invoice generation and pay out disbursements. · Meet with applicants to obtain information for loan application and document collection accordingly. · Analyse applicant financial status, creditworthiness and property evaluations to determine feas...

Company Profile: candi is a dedicated solar partner for businesses across Asia and Africa. Combining the international capital of our Swiss-based platform with local expertise in these regions, we’re able to provide a unique offering to this underserved sector. In doing so, we aim to have a big social impact, reduce carbon emissions, create jobs, increase energy access, and save money for businesses of all sizes in emerging markets. Our approach is to take the risk so our partners don’t have to, providing businesses with flexible, end-to-end solar and battery solutions that are built to last. Our shared value model leverages our experience in customisable finance and performance offerings, q...

Embark on a transformative journey as a Manual Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. To be successful in this role as a Manual Underwriter, you should possess the following skillsets: Prior experience in manual Underwriting in a bank or related industry. Good understanding of credit writing & open to explore opportunity in driving various simplification initiatives. Strong communication skills, verbal and written. You will be assessed on the key critical skills relevant for success in ro...

Job Title: Credit Risk Manager – Vendor Onboarding & Analysis Location: Vesu, Surat Experience: Minimum 3+ years Salary: As per interview & experience Key Responsibilities: Evaluate financial and operational risk of vendors during onboarding. Conduct financial analysis, credit scoring, and vendor due diligence. Assess vendor creditworthiness and recommend appropriate credit limits. Ensure compliance with internal policies and regulatory standards. Continuously monitor vendor performance and risk exposure. Prepare reports and support management in risk-related decisions. Requirements : Graduate/Post-Graduate in Finance, Accounting, or Business Administration. 3+ years of experience in credit ...

Requisition Id: 1664493 As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you the training, opportunities and creative freedom. At EY, we don't just focus on who you are now, but who you can become. We believe that it’s your career and ‘It’s yours to build’ which means potential here is limitless and we'll provide you with motivating and fulfilling experiences throughout your career to help you on the path to becoming your best professional self. The opportunity : Senior Associate-National-SaT-SaT - TCF - Capital and Deb...

A Credit Manager evaluates customer creditworthiness, manages credit risks, and oversees the credit-granting process to minimize bad debt while supporting sales growth

Embark on a transformative journey as a Manual Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. To be successful in this role as a Manual Underwriter, you should possess the following skillsets: Prior experience in manual Underwriting in a bank or related industry. Good understanding of credit writing & open to explore opportunity in driving various simplification initiatives. Strong communication skills, verbal and written. You will be assessed on the key critical skills relevant for success in ro...

valuate and underwrite Surety Bond proposals including Performance Bonds, Financial Guarantee Bonds, Advance Payment Bonds, Bid Bonds, and other related surety products. Conduct thorough risk assessment by analysing financial statements, creditworthiness, balance sheets, cash flows, bank statements, and industry risk factors. Coordinate with clients, insurance companies, and internal teams to gather necessary information for underwriting. Ensure all underwriting activities comply with IRDAI regulations , company policies, and industry standards. Prepare underwriting reports, risk notes, and justification for approvals. Review and validate required documentation, indemnity agreements, and col...

Location: Ahmedabad Job Type: Full-time Industry: Financial Services We are looking for an experienced Credit Underwriter with strong exposure to NBFC lending operations. The ideal candidate will be responsible for assessing creditworthiness, evaluating financial risk, and ensuring high-quality portfolio performance across retail or MSME loan products. Key Responsibilities Evaluate loan applications by analyzing financial statements, income documents, banking data, bureau reports, GST records, and other risk indicators. Conduct detailed credit assessments, including borrower profiling, cash flow review, and repayment capacity analysis. Recommend approvals, modifications, or rejections based ...

About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website www.thoughtfocus.com. ESSENTIAL DUTIES AND RESPONSIBILITI...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Responsibility Area Specific Tasks Business Development Identify and develop new business opportunities in the B2B market (contractors, builders, RMC plants, carting dealers, and infrastructure projects). Research and target potential clients and projects in the given area. Build and maintain strong relationships with purchase managers, project engineers, and the site heads of customers. Generate leads through market visits, networking, and referrals. Sales Process Negotiate and close sales deals with clients for aggregates and quarry products. Manage the entire sales cycle from lead generation to order closure. Handle client queries, resolve delivery/quality issues, and maintain trust. Shar...

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and bu...

Job Summary Strategy To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable CIB customers within acceptable risk parameters. Contribute toward achieving team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Identify, market and onboard New-To-Bank names for asset business across target client base of mid-sized and large local corporates Achieve individual financial and non-financial targets while contributing towards team’s overall de...