Credit Analyst

Company Description

NJT Finance Private Limited is a prominent Non-Banking Financial Company (NBFC) based in Kottayam, Kerala. NJT specializes in providing secured and unsecured business loans, working capital and inventory funds.

Role Description

This full-time on-site Credit Analyst role is located in Kottayam, Kerala. The Credit Analyst will assess the creditworthiness and financial health of clients to make informed recommendations on loan approvals. Responsibilities include analyzing financial data, preparing credit reports, monitoring credit portfolios, and maintaining strong communication with clients and other stakeholders.

Qualifications

• Strong knowledge of Credit Management and Credit evaluation processes
• Proficiency in Analytical Skills and the ability to interpret financial data effectively
• Excellent Communication skills to maintain relationships with clients and stakeholders
• Background in Finance, including familiarity with industry standards and practices
• Attention to detail and the ability to work in a collaborative, team-oriented environment
• Bachelor’s or Master’s degree in Finance, Business Administration, or related field
• Prior experience in a credit or financial analysis-related role is advantageous
• CA inter qualified, CMA prefered