1524 Creditworthiness Jobs - Page 11

Position: Credit Manager - (Unsecured Business Loan) Company: Maxemo Capital - NBFC Job Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and implementing risk mitigation strategies. The Credit Manager will work closely with the sales and underwriting teams to ensure that lending decisions align with the company's risk appetite and regulatory compliance. Key Responsibilities: Credit Assessment:CAM Preparation Evaluate the creditworthiness of potential borrowers by analyzing financ...

We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.K (11am -11pm). Working Days: 5 days of working. Key Responsibilities: Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines. 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility. Income Calculation: Assess bor...

Job Requirements Job Description: Company Name: IDFC FIRST Bank Job Title: Associate Debt Manager-Flows-2 Wheeler Loan Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler Location: Kolkata, West Bengal, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. Key Responsibilities Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries Monitor delinquent accounts and tak...

Job Requirements Job Description: Company Name: IDFC FIRST Bank Job Title: Associate Debt Manager-Flows-2 Wheeler Loan Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler Location: Kolkata, West Bengal, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. Key Responsibilities Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries Monitor delinquent accounts and tak...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Job Description J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide. As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation. Job Responsibilities Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral ...

JOB DESCRIPTION J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide. As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation. Job Responsibilities: Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Company Description Lendingkart Group aims to facilitate working capital finance for entrepreneurs, allowing them to focus on their business instead of cash-flow gaps. Lendingkart Technologies Private Limited is a fintech startup specializing in the working capital space, utilizing big data analysis to evaluate creditworthiness. Lendingkart Finance Limited, a non-deposit taking NBFC, provides SME lending in India with a focus on making credit access seamless and convenient. The company's technology and analytics tools assess creditworthiness rapidly and accurately, supporting small business growth. Role Description This is a full-time on-site role for a Sales Manager in the DSA Vertical Chan...

Role Overview: We are seeking a highly skilled and experienced professional to lead our Debt Execution practice and head the department. The role involves end-to-end execution of debt syndication mandates, managing senior stakeholder relationships, and driving financial closure for complex debt transactions. The ideal candidate will bring strong financial acumen, client management expertise, and proven leadership in structuring and executing debt solutions. Key Responsibilities: • Lead debt syndication mandates across sectors, ensuring smooth execution from origination to financial closure. • Manage and nurture strong relationships with promoters, CFOs, banks, NBFCs, and financial institutio...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Aditya Birla Capital Limited Area Sales Head - SME - Tier 1 - Delhi Location: Delhi - CP2, Delhi Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABCL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses...

Job Overview: The Credit Officer is responsible for evaluating online loan applications, assessing risk, ensuring compliance with regulatory guidelines, and managing collections to minimize bad debts. The role requires strong communication & analytical skills, decision-making abilities, and a customer-focused approach to ensure timely recoveries. Key Responsibilities: Loan Processing & Credit Assessment: Evaluate online loan applications, verify income/employment, and assess creditworthiness using financial statements and CIBIL reports. Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. Approve or reject loan applications based on risk assessment. Docu...

Job Reference # 325029BR Job Type Full Time Your role Do you enjoy understanding corporate’s creditworthiness? Are you organized with an eye for detail? Are you willing to learn dynamics of different sectors/industries? If yes We’re looking for someone like that to support its Portfolio Monitoring function in India. Analysts will manage an assigned portfolio and contribute to key portfolio management deliverables. Primary responsibilities include: analyze the ongoing creditworthiness of businesses, conducting ongoing monitoring by reviewing counterparty financial statements to extract key data for financial model updates. preparing weekly reporting dashboards and proving updates on recent de...

Job Reference # 325029BR Job Type Full Time Your role Do you enjoy understanding corporate’s creditworthiness? Are you organized with an eye for detail? Are you willing to learn dynamics of different sectors/industries? If yes We’re looking for someone like that to support its Portfolio Monitoring function in India. Analysts will manage an assigned portfolio and contribute to key portfolio management deliverables. Primary responsibilities include: analyze the ongoing creditworthiness of businesses, conducting ongoing monitoring by reviewing counterparty financial statements to extract key data for financial model updates. preparing weekly reporting dashboards and proving updates on recent de...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

About the Role: Grade Level (for internal use): 11 About the Role: We are seeking a Lead Machine Learning and MLOps Engineer focused on Generative AI to join our ML team within the Data Science Center of Excellence at S&P Global. In this role, you will lead engineering activities to build production-grade generative AI solutions and play a pivotal role in implementing machine learning engineering operations to ensure seamless deployment, monitoring, and management of our machine learning models and data pipelines. The Team: You will work closely with a world-class AI and ML team comprised of experts in AI and ML modeling, MLOps engineers, data science, and data engineering. Your contribution...

AB Housing Finance Limited Technical Manager Location: VSA Comm Cmplx, Salem, Tamil Nadu Job Purpose Real Estate property is the underlying security for any secured mortgage based funding. Hence it becomes imperative to have underlying security to be legally, technically clear & fundable. Important aspects of real estate properties are valuation, compliances w.r.t. statutory permissions, physical condition. This can be done through approved valuers as well as in-house technical team. This position is required to cater different businesses for Aditya Birla Finance Ltd. which majorly includes: Risk evaluation: Evaluation of different risks related to underlying security i.e. real estate proper...

Jaipur Head Office PRODUCT KNOWLEDGE, KYC KNOWLEDGE, CREDIT KNOWLEDGE Job Description TO APPRAISE CREDIT OF LOAN APPLICATIONS WITHIN DEFINED GUIDELINES AND DEFINED TAT. TO EVALUATE CREDITWORTHINESS OF POTENTIAL CUSTOMERS. TO DO FOLLOW UP ON THE ASSIGNED DELINQUENT POOL. TO ENSURE ALL LOANS AND LENDING PROCEDURES COMPLY WITH THE REGULATIONS Desired Skills and Experience

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ap...

Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABCL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses a wide variety of financing solutions for clients, ranging Loan against property, to more comple...

Aditya Birla Capital Limited Area Sales Head - SME - Tier 1 - Delhi Location: Delhi - CP2, Delhi Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABCL offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM. SME caters to the varied needs of a diverse set of customers across retail, HNI, ultra HNI, Micro, Small & Medium enterprises. It encompasses...

Job Requirements Role/ Job Title: Relationship Manager – Commercial Banking Function/ Department: Commercial Banking Job Purpose Own end‑to‑end acquisition and relationship management of mid‑corporate clients to deliver sustainable revenue and book growth across assets and liabilities, with a strong focus on new‑to‑bank (NTB) acquisition and activation and on cross‑sell of transaction banking products e.g., Cash Management Services (CMS), Trade Services—and treasury/FX solutions, while maintaining portfolio quality, ensuring compliance with risk policies, and orchestrating seamless service through cross‑functional collaboration Roles & Responsibilities Acquire new mid-corporate clients and o...