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2 - 3 years

0 Lacs

Chennai, Tamil Nadu, India

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Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve.Hand on experience in Quality Tools such as RCA, Pareto Analysis etc Qualifications Any Batchelor's Degree

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2 - 5 years

0 Lacs

Mumbai, Maharashtra, India

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Join us as an "Analyst" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings ensuring unapparelled customer experiences. Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific, and any changes should be reviewed. It is important to ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or employment offer being withdrawn at anytime. Securitization Credit Analyst, responsible for analysis and monitoring of securitization transactions, including exposures to both pre- and post-securitization collateral pools. Responsible for effective credit risk management of the assigned portfolio of Securitized Product exposures and ensuring compliance with Bank’s credit risk policies & procedures and internal controls framework. Act as Securitization Credit Analyst for exposures across various asset classes across US & EMEA regions. Prepare and analyze credit proposal for new and existing transactions. Provide credit review and provide commercially mindful challenge to business proposals. Providing support on portfolio analysis and risk management of assigned portfolio including excess/ exception management. Prepare and present sector/ asset-class reviews. Monitor trends within the assigned sectors. Escalate material adverse developments in timely manner. Day to day management and monitoring of risk limits, reporting of any positions outside approve parameters. Maintaining accurate and up to date information in the Banks’ Risk systems. Prepare periodic portfolio deck for manage on assigned portfolio. To be successful as an "Analyst" you should have experience with Strong analytical skillsStrong verbal & written communications skills.Good stakeholder management skills. Some Other Highly Valued Skills May Include Experience in credit analysis. Understanding of securitized products preferred.Familiarity with Investment Banking products You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills Mumbai Purpose of the role To assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirement and analysing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices. Accountabilities Analysis of lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity.Monitoring the performance of approved lending , identifying potential risks and early warning signs of delinquency.Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.Provision of independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements.Development and implementation of appropriate course of action for troubled lending , including workout plans, restructuring, or collections. Analyst Expectations Will have an impact on the work of related teams within the area.Partner with other functions and business areas.Takes responsibility for end results of a team’s operational processing and activities.Escalate breaches of policies / procedure appropriately.Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.Advise and influence decision making within own area of expertise.Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.Make evaluative judgements based on the analysis of factual information, paying attention to detail.Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.Guide and persuade team members and communicate complex / sensitive information.Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

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15.0 years

0 Lacs

Hyderabad, Telangana

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Director, Data Engineering Manager Hyderabad, India Information Technology 310030 Job Description About The Role: Grade Level (for internal use): 13 About the Role : Director, Data Engineering Manager S&P Global Ratings is seeking for an experienced leader to head our data engineering teams within the Data Services group, a collaborative team of data and technology professionals dedicated to shaping and executing the strategic data roadmap for S&P Global Ratings. This position is based out of Hyderabad, India. The successful candidate will play a key role in designing and building our data engineering platforms, contributing to the design and deployment of advanced engineering and machine learning solutions. We look forward to welcoming a leader who can drive innovation and excellence within our teams. The Team : Join the Rating Organization’s Data Services Product Engineering Team, known for its expertise in critical data domains and technology stacks. This team values knowledge sharing, collaboration, and a unified strategy to build S&P Ratings' next-gen analytics platform. Members provide leadership, innovation, and articulate business value, contributing to a unique opportunity to evolve the platform. Responsibilities and Impact : Lead and manage multiple engineering teams across different time zones, ensuring effective collaboration and communication. Provide technical guidance and mentorship in data engineering and microservice architecture. Drive the development and implementation of best practices in software engineering. Collaborate with cross-functional teams to align engineering efforts with business goals and objectives. Cultivate a positive team environment that encourages innovation, creativity, and open communication. Influence stakeholders and team members to embrace new technologies and methodologies. Monitor team performance, providing constructive feedback and coaching. Stay abreast of industry trends and emerging technologies to inform strategic decisions. Participate actively in all Agile scrum ceremonies, contributing to the continuous improvement of team processes. Produce comprehensive technical design documents and conduct technical walkthroughs. Enhance team productivity and efficiency through effective leadership and mentorship. Drive innovation in engineering practices that align with business objectives. Ensure high-quality deliverables that meet or exceed stakeholder expectations. Strengthen collaboration across global teams, improving overall project outcomes. Foster a culture of continuous learning and improvement across engineering teams. What We’re Looking For: Basic Required Qualifications: Bachelor's degree in Computer Science, Information Systems or Engineering is required Proficient with software development lifecycle (SDLC) methodologies like Agile, Test-driven development 15+ years of experience with 8+ years designing enterprise products, modern data stacks and analytics platforms 8+ years of hands-on experience contributing to application architecture & designs, proven software/enterprise integration design patterns and full-stack knowledge including modern distributed front end and back-end technology stacks 8+ years full stack development experience in modern web development technologies, Java/J2EE, UI frameworks like Angular, React, data lake systems like Databricks using AWS cloud technologies and PySpark, SQL, Oracle, NoSQL Databases like MongoDB Thorough understanding of distributed computing Experience designing transactional/data warehouse/data lake and data integrations with big data eco system leveraging AWS cloud technologies Passionate, smart, and articulate developer Exp. with frameworks such as Angular, React JS, Durandaljs, Knockoutjs, React and Bootstrap.js Quality first mindset with a strong background and experience with developing products for a global audience at scale Excellent analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both IT and business partners Superior knowledge of system architecture, object-oriented design, and design patterns. Good work ethic, self-starter, and results-oriented Excellent communication skills are essential, with strong verbal and writing proficiencies Additional Preferred Qualifications : Experience working AWS Experience with SAFe Agile Framework Bachelor's/PG degree in Computer Science, Information Systems or equivalent. Hands-on experience contributing to application architecture & designs, proven software/enterprise integration design principles Ability to prioritize and manage work to critical project timelines in a fast-paced environment Excellent Analytical and communication skills are essential, with strong verbal and writing proficiencies Ability to train and mentor About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 10 - Officials or Managers (EEO-2 Job Categories-United States of America), IFTECH103.2 - Middle Management Tier II (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 310030 Posted On: 2025-05-07 Location: Hyderabad, Telangana, India

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1.0 years

0 Lacs

Hyderabad, Telangana

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Vendor Operations Administrator (Technology) Hyderabad, India Information Technology 312151 Job Description About The Role: Grade Level (for internal use): 09 S&P Global Ratings The Role : Vendor Operations Administrator The Team : S&P Global Ratings is the world’s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide. The Impact: As a Vendor Operations Administrator , you will make a key contribution in managing day-to-day vendor operations across Ratings technology. Your challenge will be collaborating with Ratings Technology internal stake holders & vendors and resolve day-to-day operational issues without having impact on the business. Also, you are accountable for onboarding, offboarding vendor employees, managing operational trackers and providing transparent, proactive communicating with all stake holders. You will use a wide range of tools and have the opportunity to interact with different internal and external stake holders. What is in it for you: Working with a team of highly committed, ambitious and result-oriented professionals. Using a wide range of trackers to manage day-to-day vendor operations. An ever-challenging environment to learn and exhibit how to manage multiple vendors and Internal stake holders. A great opportunity to think and implement best practices in vendor operations. A plenty of skill building, knowledge sharing, and innovation opportunities. Building a fulfilling career with a global financial technology company. Responsibilities: Provide a comprehensive administrative service which can include anything from providing meeting support, chasing actions, managing trackers, and dealing with ad-hoc queries between vendors and Internal stake holders Maintain systems/trackers for managing multi vendor teams across Ratings Technology – timesheets, leaves, onboardings, offboarding’s , team movements across portfolios, compliance, VMO Coordinate the collation of trackers and produce summary reports Maintain risks, actions, issues, change and dependency registers Resolving operational issues between vendors and Ratings Leaders Working with Ratings leadership in preparing Job Descriptions, finalizing team compositions, scheduling Job calibration sessions. Produce status reports and metrics related to the vendor scrum teams Understanding of current vendor footprint in Ratings Technology What we’re Looking For: Basic Qualifications: 5+ years of experience in Analytical and/or software Industry. 1+ years of part/full time experience as a project/vendor administrator 2+ years of experience creating, maintaining, and executing different trackers Very good in communication skills Passion to work with multiple stake holders in and out side of Ratings Good understanding of compliance and VMO organizations and the importance to collaborate Experience with data management techniques and being top of operational issues Excellent interpersonal skills and written communications High standards of confidentiality; ability to handle sensitive information with integrity and trust. Preferred Qualifications: 5+ years of relevant experience with Bachelor's degree/Masters in Business Administration (MBA). About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 312151 Posted On: 2025-05-07 Location: Hyderabad, Telangana, India

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0 years

0 - 0 Lacs

Raipur, Chhattisgarh

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Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with le Job Types: Full-time, Permanent Pay: ₹12,000.00 - ₹25,000.00 per month Benefits: Cell phone reimbursement Health insurance Provident Fund Schedule: Day shift Morning shift Supplemental Pay: Commission pay Performance bonus Yearly bonus Work Location: In person

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8 - 12 years

30 - 40 Lacs

Gurugram, Haryana

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Designation / Position: SAP FICA Job Description: Functional Lead - FICA (Financial Contract Accounting) Role Overview: The Functional Lead for FICA will manage SAP FICA implementations and support, ensuring robust financial contract accounting and integration with the billing system. Key Responsibilities: Lead SAP FICA implementation and support, with 2-3 full life cycle implementations. Expert knowledge of BRF, Dunning processes, and hands-on experience in FICA configuration (SPRO). Handle customer account maintenance, incoming/outgoing payments, dunning, creditworthiness, and clearing. Keywords: FICA (Financial Contract Accounting) Mandatory Key Skills: SAP FICA, BRF, Dunning, Configuration, SPRO Work Experience Required: 8-12 Years CTC offered: Up to ₹40 LPA Job Location(s): Mumbai, Pune, Gurgaon, Noida, Bangalore, Hyderabad, Kolkata Industry Type: IT / Consulting Functional Area: SAP / ERP Implementation Qualification: Graduate / Postgraduate in relevant field Job Types: Full-time, Permanent Pay: ₹3,000,000.00 - ₹4,000,000.00 per month Application Question(s): Lead SAP FICA implementation and support, with 2-3 full life cycle implementations. SAP FICA, BRF, Dunning, Configuration, SPRO Functional Area: SAP / ERP Implementation Work Location: In person

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6.0 years

0 Lacs

Hyderabad, Telangana

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Sr SRE Cloud Database Engineer Hyderabad, India Information Technology 313560 Job Description About The Role: Grade Level (for internal use): 10 The Team: This team is part of the global Application Operations and Infrastructure group that provides production support to Ratings Applications. These applications are critical for the Analysts who drive the business through their actions. Team is responsible for the high availability and resiliency of these applications. The Impact: As part of global team of engineers, provide production support for Tier-1 business critical applications. Troubleshoot application related issues and work with infrastructure & Database team to triage Major Incidents. Contribute to delivery of innovative and continuous highly reliable technology services. Strong focus towards developing shared integration services with automation and cloud enablement, guide the team to design technical solutions. Become an integral part of a high performing global network of engineers working from India, Denver, New York and London to help advance our technology. What’s in it for you: Working with a team of highly skilled, ambitious and result-oriented professionals. An ever-challenging environment to hone your existing skills in Automation, performance, service layer testing, SQL scripting etc. A plenty of skill building, knowledge sharing, and innovation opportunities. Building a fulfilling career with a global financial technology company. Ability to lead and build a world class production support group. Highly technical hands-on role which will help enhance team skills. Work on Tier-1 applications that are in the critical path for the business. Ability to work on cutting-edge technologies such as AWS, Oracle and Ansible. Ability to grow within the organization that’s part of the global team. Responsibilities: This role requires extensive skills in operating within the AWS cloud platform, along with deep expertise in database engineering, performance tuning, backup and recovery solutions (such as Cohesity), cloud database technologies, and the auditing and security of database systems. Hands-on experience working with AWS cloud service provider. encompassing key services such as IAM (Identity and Access Management), Compute, Storage, Elastic Load Balancing, RDS (Relational Database Service), VPC (Virtual Private Cloud), TGW (Transit Gateway), Route 53, ACM, Serverless computing, Containerization, Account Administration, CloudWatch, CloudTrail etc. Additional experience with other cloud providers is advantageous. Proficiency in working with configuration management tools such as Ansible Solid understanding of CI/CD pipelines, utilizing tools such as Azure DevOps and GitHub for seamless integration and deployment. Proficiency in scripting languages such as PowerShell, Bash, and Python. Demonstrated ability to learn new technologies quickly and integrate them into existing systems. Collaborate with cross-functional teams to ensure the stability, security, and efficiency of our database environment Ability to support/resolve infrastructure related issues across different business applications. As part of global team of engineers, deliver innovative and continuous highly reliable technology services. Ability to communicate well and manage multiple initiatives with multiple engineers potentially across multiple time zones. Participate in on call and a weekly rotating shift schedule Involvement in Architecture and Development design reviews for new implementation and integration projects. Troubleshoot application related issues and work with infrastructure team to triage Major Incidents. Work with business users to understand needs, issues, develop root cause analysis and work with the team for the development of solutions and enhancements Manage the Error Budgets to measure risk, balance availability and feature development. Drive the automation to reduce the Manual Toil Measure, Track & Report the SLOs Create & Manage the Systems & Process documentation. Analyse & Conduct Post Incident reviews & drive the actions. What we’re looking for: Basic Qualifications: 6+ Years of IT Experience Bachelor / MS degree in Computer Science, Engineering, or a related subject Ability to architect high availability application and servers on cloud adhering best practices. Hands-on experience using automation tooling like Shell, Python, Ansible and Terraform Hand-on experience with DevOps tools like ADO, Jenkins, Ansible Tower, Docker. Hands-on experience integrating AWS services like VPC, EC2, Route53, S3 to create scalable application environments. Experience performing Root Cause analyses and automating solutions to address underlying issues. Having exposure to Database technologies like Oracle, PostgreSQL, SQL Server, Mongo etc, are desirable A team player capable of high performance, flexibility in a dynamic working environment. Skill and ability to train others on technical and procedural topics. Ability to support/resolve infrastructure related issues as required. Preferred Qualifications: Bachelor’s degree in Computer Science, Engineering or a related technical discipline Proven working experience in AWS Cloud Platform Engineering Expert knowledge of Observability Tools like SPLUNK & Open Telemetry. Expert knowledge automating the building and deployment of containerized applications Expertise in Infra as Code automations Certification in AWS Cloud Technologies, DevOps preferred. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 313560 Posted On: 2025-05-05 Location: Hyderabad, Telangana, India

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0.0 - 6.0 years

0 Lacs

Hyderabad, Telangana

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Application Operations Sr. Engineer Hyderabad, India Information Technology 314733 Job Description About The Role: Grade Level (for internal use): 09 Job Description: We are seeking a skilled and motivated Application Operations Engineer for an SRE role with Java, React JS and Spring boot skillset along with expertise in Data Bricks, particularly with Oracle integration, to join our dynamic SRE team. The ideal candidate should have 3 to 6 years of experience in supporting robust web applications using Java, React JS and Spring boot with a strong background in managing and optimizing data workflows leveraging Oracle databases. The incumbent will be responsible for supporting applications, troubleshooting issues, providing RCA’s and suggestive fixes by managing continuous integration and deployment pipelines, automating processes, and ensuring systems reliability, maintainability and stability. Responsibilities: The incumbent will be working in CI/CD, handle Infrastructure issues, know how on supporting Operations and maintain user-facing features using React JS, Spring boot & Java Has ability to support reusable components and front-end libraries for future use Partner with development teams to improve services through rigorous testing and release procedures. Has willingness to learn new tools and technologies as per the project demand. Ensure the technical feasibility of UI/UX designs Optimize applications for maximum speed and scalability Collaborate with other team members and stakeholders Work closely with data engineers to ensure smooth data flow and integration. Create and maintain documentation for data processes and workflows. Troubleshoot and resolve issues related to data integrity and performance. Good to have working knowledge on Tomcat App server and Apache web server, Oracle, Postgres Command on Linux & Unix. Self-driven individual Requirements : Bachelor’s degree in computer science engineering, or a related field 3-6 years of professional experience Proficiency in Advanced Java, JavaScript, including DOM manipulation and the JavaScript object model Experience with popular React JS workflows (such as Redux, MobX, Flux) Familiarity with RESTful APIs Experience with cloud platforms such as AWS and Azure Knowledge of CI/CD pipelines and DevOps practices Experience with data engineering tools and technologies, particularly Data Bricks Proficiency in Oracle database technologies and SQL queries Excellent problem-solving skills and attention to detail Ability to work independently and as part of a team Good verbal and written communication skills Familiarity with ITSM processes like Incident, Problem and Change Management using ServiceNow (preferable) Ability to work in shift manner. Grade - 09 Location - Hyderabad Hybrid Mode - twice a week work from office Shift Time - 6:30 am to 1 pm OR 2 pm to 10 pm IST About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 314733 Posted On: 2025-05-05 Location: Hyderabad, Telangana, India

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0 years

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Mumbai, Maharashtra

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You will join the Risk function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient. Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm’s wholesale credit portfolio. As an Associate within APAC& EMEA Structured Finance Team, you will lead the evaluation, underwriting, and management of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade, and approve credit exposures. You will be working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions. Your leadership will be crucial in fostering a culture of excellence and continuous improvement. Job responsibilities Lead transaction execution, including due diligence, credit analysis, and review of loan agreements to assess creditworthiness and recommend appropriate structures and risk gradings Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models Manage the ongoing credit risk portfolio, including monitoring credit exposures, limits, credit ratings, market events, and client performance Drive team development by managing, coaching, and training junior team members on technical and professional skills Required qualifications, capabilities, and skills Masters degree in Business Administration, Finance or other quantitative disciplines or Chartered Accountant 4+ years’ experience in underwriting, structuring and portfolio management in securitization and asset backed finance Strong interpersonal and communication skills, with the ability to establish credibility and trust with stakeholders In-depth knowledge of transaction structures, documentation, and banking products, with the ability to lead deal execution Self-motivated and capable of working independently while effectively managing junior ream members

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0.0 - 8.0 years

0 Lacs

Hyderabad, Telangana

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Java Developer Hyderabad, India Information Technology 313268 Job Description About The Role: Grade Level (for internal use): 10 The Team: The current team is composed of highly skilled engineers with solid development background who build and manage tier-0 platforms in AWS cloud environments. In their role, they will play a pivotal part in shaping the platform architecture and engineering. Their additional tasks include, exploring new innovative tools that benefit the organization needs, developing services and tools around the platform, establishing standards, creating reference implementations, and providing support for application integrations on need basis. The Impact: This role is instrumental in constructing and maintaining dependable production systems within cloud environments. The team bears the crucial responsibility for ensuring high availability, minimizing latency, optimizing performance, enhancing efficiency, overseeing change management, implementing robust monitoring practices, responding to emergencies, and strategically planning for capacity. The impact of this team is pivotal for the organization, given its extensive application portfolio, necessitating a steadfast commitment to achieving and maintaining a 99.9% uptime, thus ensuring the reliability and stability of the firm's digital infrastructure. Essential Duties & Responsibilities: As part of a global team of Engineers, deliver highly reliable technology products. Strong focus on developing robust solutions meeting high-security standards. Build and maintain new applications/platforms for growing business needs. Design and build future state architecture to support new use cases. Ensure scalable and reusable architecture as well as code quality. Integrate new use cases and work with global teams. Work with/support users to understand issues, develop root cause analysis and work with the product team for the development of enhancements/fixes. Become an integral part of a high performing global network of engineers/developers working from Colorado, New York, and India to help ensure 24x7 reliability for critical business applications. As part of a global team of engineers/developers, deliver continuous high reliability to our technology services. Strong focus towards developing permanent fixes to issues and heavy automation of manual tasks. Provide technical guidance to junior level resources. Works on analyzing/researching alternative solutions and developing/implementing recommendations accordingly. Technical Qualifications Required: Bachelor / MS degree in Computer Science, Engineering or a related subject Must have 5 to 8 years of working experience in Java with Spring technology Must have API development experience Ability to use CICD flow and distribution pipelines to deploy applications Working experience with DevOps tools such as Git, Azure DevOps, Jenkins, Maven Solid understanding of Cloud technologies and the use of Terraform for building and managing infrastructures Experience in developing, deploying & debugging cloud applications Strong knowledge of Functional programming, Linux and Docker Nice to have Technical Skills : Knowledge and experience of Identity Federation, Single Sign-On, MFA, Directory Services technologies Familiar with IDM standards and protocols like SAML, OIDC, JWT token, etc. Working experience with AWS and OKTA is a plus Experience in building single-page applications with Angular or ReactJS in conjunction with Python scripting Familiarity with web services, messaging, identity & access control, monitoring Experience in developing micro services and deploying on Kubernetes Working experience with API Gateway, Apache and Tomcat server, Helm, Ansible, Terraform, CI/CD, Azure DevOps, Jenkins, Git, Splunk, Grafana, Prometheus, Jaeger(or other OTEL products), LDAP, Confluent Platform, Active MQ. Understanding of messaging via MQ/Kafka Additional Required skills: Good written and oral communication skills. Experience in maintaining focus and driving results in a fast-paced, dynamic environment. A strong background interfacing with multiple groups; ability to coordinate effectively, multi-task and manage pressure. Proven ability to work using different styles as needed to accommodate the situations encountered. Experience in assessing change impacts and the development of task estimates. Strong analytic, problem solving and decision-making skills. Education Bachelors’ degree in Computer Science, Information Systems or Engineering is required, or in lieu, a demonstrated equivalence in work experience. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 313268 Posted On: 2025-04-16 Location: Hyderabad, Telangana, India

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12.0 years

0 Lacs

Mumbai, Maharashtra

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Associate Director, Data Engineering (J2EE/Angular/React Full Stack Individual Contributor) Mumbai, India Information Technology 312491 Job Description About The Role: Grade Level (for internal use): 12 The Team You will be an expert contributor and part of the Rating Organization’s Data Services Product Engineering Team. This team, who has a broad and expert knowledge on Ratings organization’s critical data domains, technology stacks and architectural patterns, fosters knowledge sharing and collaboration that results in a unified strategy. All Data Services team members provide leadership, innovation, timely delivery, and the ability to articulate business value. Be a part of a unique opportunity to build and evolve S&P Ratings next gen analytics platform. Responsibilities: Architect, design, and implement innovative software solutions to enhance S&P Ratings' cloud-based analytics platform. Mentor a team of engineers (as required), fostering a culture of trust, continuous growth, and collaborative problem-solving. Collaborate with business partners to understand requirements, ensuring technical solutions align with business goals. Manage and improve existing software solutions, ensuring high performance and scalability. Participate actively in all Agile scrum ceremonies, contributing to the continuous improvement of team processes. Produce comprehensive technical design documents and conduct technical walkthroughs. Experience & Qualifications: Bachelor’s degree in computer science, Information Systems, Engineering, equivalent or more is required Proficient with software development lifecycle (SDLC) methodologies like Agile, Test-driven development Total 12+ years of experience with 8+ years designing enterprise products, modern data stacks and analytics platforms 6+ years of hands-on experience contributing to application architecture & designs, proven software/enterprise integration design patterns and full-stack knowledge including modern distributed front end and back-end technology stacks 5+ years full stack development experience in modern web development technologies, Java/J2EE, UI frameworks like Angular, React, SQL, Oracle, NoSQL Databases like MongoDB Exp. with Delta Lake systems like Databricks using AWS cloud technologies and PySpark is a plus Experience designing transactional/data warehouse/data lake and data integrations with Big data eco system leveraging AWS cloud technologies Thorough understanding of distributed computing Passionate, smart, and articulate developer Quality first mindset with a strong background and experience with developing products for a global audience at scale Excellent analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both IT and business partners Superior knowledge of system architecture, object-oriented design, and design patterns. Good work ethic, self-starter, and results-oriented Excellent communication skills are essential, with strong verbal and writing proficiencies Additional Preferred Qualifications: Experience working AWS Experience with SAFe Agile Framework Bachelor's/PG degree in Computer Science, Information Systems or equivalent. Hands-on experience contributing to application architecture & designs, proven software/enterprise integration design principles Ability to prioritize and manage work to critical project timelines in a fast-paced environment Excellent Analytical and communication skills are essential, with strong verbal and writing proficiencies Ability to train and mentor About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.2 - Middle Professional Tier II (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 312491 Posted On: 2025-04-07 Location: Mumbai, Maharashtra, India

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10.0 years

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Hyderabad, Telangana

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ASSOCIATE DIRECTOR, QUALITY ENGINEERING MANAGER Hyderabad, India Information Technology 313060 Job Description About The Role: Grade Level (for internal use): 12 The Team: A part of Ratings Technology, the Ratings QA team leads the IT organization in the delivery of trusted quality to our users. From a foundation of disciplined processes, QA seeks out innovative testing solutions, reliable & transparent test execution, and aspires towards continuous improvement in achieving top quality. In close partnership with Product Management and Development Team, QA team members help drive quality accountability, and work to ensure our end users receive reliable, stable, defect free products, which help confidently execute our business and elevate our products. The Impact: As an S&P Global Ratings QA ART Lead, you will partner with equivalent level Product Management and Development peers to lead the successful delivery of a defined product portfolio for our internal and external customers. The role focusses on developing effective product strategy roadmaps, building end to end product test strategy encompassing automation (API/DB/UI level), data and environment, defining managing supporting people & processes, and guiding associated projects to successful delivery – with a product-oriented and proactive quality mindset. The QA Strategic Lead is part of the broader Ratings QA organization, but aligned to the Analytical/Commercial portfolio in day-to-day delivery accountability with reporting directly into the Value Stream Lead. What’s in it for you: List 3-4 bullets highlighting the opportunity/selling-points to the applicant; growth/development opportunities, exposure to policy makers/market leaders, global nature of the role, etc. Utilizing your industry-proven experience and planning practices to contribute to the assessment of business needs, organizational capabilities, IT investments and insights to design and execute actionable QA strategies and tactical plans, with an awareness of product value realization and customer satisfaction. You will lead a group of quality engineers, who play a QA leadership role amongst our product Scrum teams, providing them with career and skills growth opportunities and interface with senior leadership by facilitating clear communication and leadership surrounding the quality and strategic direction of our products. Help lead our successful delivery, collaborating with both product management and engineering partners to set direction, build consensus, resolve challenges, and create an environment which draws contributions from all participants within and across the portfolios, the scrum teams, and QA community of practice. Responsibilities: Define and build end to end product test strategy encompassing automation, data and environment approach based on product roadmaps built by the different scrum teams Lead and manage execution of the product strategy by a global product quality assurance team, oversee related functions including QA strategy, automation, data, environment, performance, and resourcing, supporting the delivery of top quality in Analytical Tools. Provide tactical planning, SAFE agile execution and direction on reports, communications, and training materials and ensure recommendations are aligned with customer/organization needs and capabilities. Function as a trusted product leadership team member, who collaborates with both product management and engineering partners to set direction, build consensus, resolve challenges, and helps to create an environment which solicits contributions from all participants within and across the portfolios, the scrum teams, and QA community of practice. Using our SAFE methodology, contribute to the IT product portfolio ownership, including the creation and maintenance of the overall product roadmaps and supporting QA strategy for both existing and new product systems, assuring top quality for all stakeholders. Define, document and adhere to SAFE processes and operational policies by building upon and improving what is already in-place. Through the adoption of new methodologies, test automation, RPA and other advanced testing methods, provide leadership in certifying applications for our DevOps/CI/CD/CT strategy leading to true cloud native operations for the product portfolio. Contribute to the evolution and delivery of world class quality assurance operations that are a showcase of process documentation, communication and defect reduction. Promote and drive innovation in technologies, processes, and tools for cutting-edge development. Help lead the organization towards efficiency using AI tools and techniques. What We’re Looking For: Basic Qualifications: Bachelor’s degree, BS degree in Computer Science, Information Technology or software engineering preferred. 10+ years of Technology experience within the financial services industry or a regulated industry; 7+ years of leadership experience with a software engineering team, preferably in a product delivery oriented environment. Demonstrated experience of delivering successful end-to-end quality with complex analytical & financial platforms and data sets, with regulatory & compliance considerations. Ability to lead development of strategic plans and operating plans, to grow, enhance quality assurance procedures, processes and transform a business. Experience with test driven development, testing frameworks (including data testing, service testing, performance testing, load testing etc), test automation and RPA. Strong analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both technology and business partners. Preferred Qualifications: Master’s degree preferred Knowledge of Python and Selenium automation is necessary. Strong experience implementing automated testing in cloud environments in a DevOps/CI/CD based environment where automation is the basis for defect free releases. Experience collaborating effectively with global cross-product teams for successful delivery & problem solving. Strong knowledge of SAFE approaches to software testing and able to define, document and put key SAFE principles into practice to test solutions incrementally including continuous testing. Strong continuous improvement mindset, with demonstrated ability to lead & deliver solutions to complex problems. Experience working with AI tools (Copilot etc) is beneficial. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.2 - Middle Professional Tier II (EEO Job Group) Job ID: 313060 Posted On: 2025-04-03 Location: Hyderabad, Telangana, India

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0.0 years

0 Lacs

Hyderabad, Telangana

On-site

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Scrum Master Hyderabad, India Information Technology 313430 Job Description About The Role: Grade Level (for internal use): 10 S&P Global Ratings Technology The Role: Scrum Master Responsibilities: In this role, you will be working with a team of enthusiastic members supporting our critical technology systems and guiding our business partners & end users with industry best practices, solution design, and creating long term value to our customers. Act as Servant leader to an Agile team. Educate Agile teams to maximize efficiencies and performance from Scaled Agile practices and values. Coach Agile teams in self-organization and continuous improvement. Guide the Agile teams to consistently deliver customer value. Manage risks, mitigate impediments, and negotiate dependencies within and across Agile teams. Facilitate Scrum events including, Daily Stand-ups, Iteration Planning, Refinement sessions, Iteration Reviews, and Retrospectives. Work with Product Owners to ensure features and user stories are clear, concise, prioritized, and understood by every member of the Agile team. Establish and maintain open and clear lines of team communication to facilitate progress transparency. Work with peer Scrum Masters, Release Train Engineers, and Agile Coaches to increase the effectiveness of Scaled Agile. What we’re looking for: A person with ‘Team First’ mindset with an ability to build and sustain trust at all levels across the organization Ability to develop and foster teamwork. Ability to gauge how the team is doing and to drive the necessary actions to improve Emotional intelligence, level-headed diplomat, skilled listener, and clear communicator, with strong empathy traits, able to remain objective and constructive in all situations Ability to facilitate constructive debate and resolve disagreements and conflicts constructively Deliver hands-on training and coaching of defined Agile practices to individual teams and programs. Proven ability to work cross-functionally and cross-regionally across multiple Product portfolios Understand other engineering processes and methodologies and leverage other techniques to provide value to a team/Enterprise Basic Qualifications: Experience leading teams as a Scrum Master Excellent communication and collaboration skills Basic knowledge of the software development life cycle (SDLC) Proven ability to identify and mitigate risks Team-first, servant leader mentality Preferred Qualifications: Certified SAFe Scrum Master Certified PSM or CSM S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - IFTECH202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 313430 Posted On: 2025-04-02 Location: Hyderabad, Telangana, India

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6 - 10 years

8 - 13 Lacs

Mumbai

Work from Office

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1. Credit appraisal of Loan applications which are in compliance with the broad credit policy laid down by the management 2. Personal Discussions with the client as applicable. 3. Responsible for Under writing cases with desired level of quality. 4. Evaluating clients credit data and financial statements in order to determine the degree of risk involved in lending money to them. 5. Use performance history along with liquidity, debt/asset management and profitability to assess creditworthiness in evaluation 6. Evaluating financial statements and projections with stress tests to determine risks of extending credit to prospects. 7. Responsible for doing all the credit checks such as CIBIL, Highmark etc 8. Coordinate with Sales, Operations and Legal.

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4.0 years

0 Lacs

Mumbai, Maharashtra

On-site

Indeed logo

Data Engineering - Java, Angular / Reactjs Mumbai, India Information Technology 313193 Job Description About The Role: Grade Level (for internal use): 10 S&P Global Ratings About the Role : Senior Engineer / Lead Engineer / Senior Lead Engineer - Data Engineering S&P Global Ratings is looking for a Java/Angular full stack solid engineering technologist/individual contributor to join Ingestion Pipelines Engineering team within Data Services group, a team of data and technology professionals who define and execute the strategic data roadmap for S&P Global Ratings. The successful candidate will participate in the design and build of S&P Ratings cutting edge Ingestion pipelines solutions. The Team : You will be an expert contributor and part of the Rating Organization’s Data Services Product Engineering Team. This team, who has a broad and expert knowledge on Ratings organization’s critical data domains, technology stacks and architectural patterns, fosters knowledge sharing and collaboration that results in a unified strategy. All Data Services team members provide leadership, innovation, timely delivery, and the ability to articulate business value. Be a part of a unique opportunity to build and evolve S&P Ratings next gen analytics platform. Responsibilities and Impact : Architect, design, and implement innovative software solutions to enhance S&P Ratings' cloud-based analytics platform. Mentor a team of engineers (as required), fostering a culture of trust, continuous growth, and collaborative problem-solving. Collaborate with business partners to understand requirements, ensuring technical solutions align with business goals. Manage and improve existing software solutions, ensuring high performance and scalability. Participate actively in all Agile scrum ceremonies, contributing to the continuous improvement of team processes. Produce comprehensive technical design documents and conduct technical walkthroughs. What We’re Looking For: Basic Required Qualifications : Bachelor’s degree in computer science, Information Systems, Engineering, equivalent or more is required Proficient with software development lifecycle (SDLC) methodologies like Agile, Test-driven development Designing/developing enterprise products, modern tech stacks and data platforms 4+ years of hands-on experience contributing to application architecture & designs, proven software/enterprise integration design patterns and full-stack knowledge including modern distributed front end and back-end technology stacks 4+ years full stack development experience in modern web development technologies, Java/J2EE, UI frameworks like Angular, React, SQL, Oracle, NoSQL Databases like MongoDB Experience designing transactional/data warehouse/data lake and data integrations with Big data eco system leveraging AWS cloud technologies Thorough understanding of distributed computing Passionate, smart, and articulate developer Quality first mindset with a strong background and experience with developing products for a global audience at scale Excellent analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both IT and business partners Superior knowledge of system architecture, object-oriented design, and design patterns. Good work ethic, self-starter, and results-oriented Excellent communication skills are essential, with strong verbal and writing proficiencies Exp. with Delta Lake systems like Databricks using AWS cloud technologies and PySpark is a plus Additional Preferred Qualifications : Experience working AWS Experience with SAFe Agile Framework Bachelor's/PG degree in Computer Science, Information Systems or equivalent. Hands-on experience contributing to application architecture & designs, proven software/enterprise integration design principles Ability to prioritize and manage work to critical project timelines in a fast-paced environment Excellent Analytical and communication skills are essential, with strong verbal and writing proficiencies Ability to train and mentor About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 313193 Posted On: 2025-03-09 Location: Mumbai, Maharashtra, India

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4 years

0 Lacs

Mumbai, Maharashtra, India

On-site

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About The Role Grade Level (for internal use): 10 S&P Global Ratings About the Role: Senior Engineer / Lead Engineer / Senior Lead Engineer - Data Engineering S&P Global Ratings is looking for a Java/Angular full stack solid engineering technologist/individual contributor to join Ingestion Pipelines Engineering team within Data Services group, a team of data and technology professionals who define and execute the strategic data roadmap for S&P Global Ratings. The successful candidate will participate in the design and build of S&P Ratings cutting edge Ingestion pipelines solutions. The Team: You will be an expert contributor and part of the Rating Organization’s Data Services Product Engineering Team. This team, who has a broad and expert knowledge on Ratings organization’s critical data domains, technology stacks and architectural patterns, fosters knowledge sharing and collaboration that results in a unified strategy. All Data Services team members provide leadership, innovation, timely delivery, and the ability to articulate business value. Be a part of a unique opportunity to build and evolve S&P Ratings next gen analytics platform. Responsibilities And Impact Architect, design, and implement innovative software solutions to enhance S&P Ratings' cloud-based analytics platform.Mentor a team of engineers (as required), fostering a culture of trust, continuous growth, and collaborative problem-solving.Collaborate with business partners to understand requirements, ensuring technical solutions align with business goals.Manage and improve existing software solutions, ensuring high performance and scalability.Participate actively in all Agile scrum ceremonies, contributing to the continuous improvement of team processes.Produce comprehensive technical design documents and conduct technical walkthroughs. What We’re Looking For Basic Required Qualifications: Bachelor’s degree in computer science, Information Systems, Engineering, equivalent or more is requiredProficient with software development lifecycle (SDLC) methodologies like Agile, Test-driven developmentDesigning/developing enterprise products, modern tech stacks and data platforms4+ years of hands-on experience contributing to application architecture & designs, proven software/enterprise integration design patterns and full-stack knowledge including modern distributed front end and back-end technology stacks4+ years full stack development experience in modern web development technologies, Java/J2EE, UI frameworks like Angular, React, SQL, Oracle, NoSQL Databases like MongoDBExperience designing transactional/data warehouse/data lake and data integrations with Big data eco system leveraging AWS cloud technologiesThorough understanding of distributed computingPassionate, smart, and articulate developerQuality first mindset with a strong background and experience with developing products for a global audience at scaleExcellent analytical thinking, interpersonal, oral and written communication skills with strong ability to influence both IT and business partnersSuperior knowledge of system architecture, object-oriented design, and design patterns.Good work ethic, self-starter, and results-orientedExcellent communication skills are essential, with strong verbal and writing proficienciesExp. with Delta Lake systems like Databricks using AWS cloud technologies and PySpark is a plus Additional Preferred Qualifications Experience working AWSExperience with SAFe Agile FrameworkBachelor's/PG degree in Computer Science, Information Systems or equivalent.Hands-on experience contributing to application architecture & designs, proven software/enterprise integration design principlesAbility to prioritize and manage work to critical project timelines in a fast-paced environmentExcellent Analytical and communication skills are essential, with strong verbal and writing proficienciesAbility to train and mentor About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body.Flexible Downtime: Generous time off helps keep you energized for your time on.Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Inclusive Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf 20 - Professional (EEO-2 Job Categories-United States of America), IFTECH202.1 - Middle Professional Tier I (EEO Job Group), SWP Priority – Ratings - (Strategic Workforce Planning) Job ID: 313193 Posted On: 2025-03-09 Location: Mumbai, Maharashtra, India

Posted 3 months ago

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0 - 1 years

1 - 2 Lacs

Navi Mumbai

Work from Office

Naukri logo

Should be able to speak fluently in Bhojpuri or local language of Uttar Pradesh .Good Communication. Able to take decision independently. Job Responsibilities: Assess and evaluate loan applications based on financial and creditworthiness. Analyze financial statements, credit reports, and repayment history. Ensure compliance with credit policies and risk management guidelines. Work closely with sales teams to process loan approvals efficiently. Prepare credit reports and recommend approvals/rejections.

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0.0 - 31.0 years

0 - 0 Lacs

Sodala, Jaipur

Remote

Apna logo

Position Overview We are seeking a detail-oriented Back Office Executive to manage critical administrative and operational tasks. The role involves handling MIS, verifying loan file eligibility, interacting with customers, assessing CIBIL scores, and preparing loan documentation. This position is pivotal in ensuring compliance, accuracy, and efficiency in our loan processing workflow. Key Responsibilities MIS (Management Information Systems) Generate daily/weekly/monthly reports to track loan application statuses and team performance. Maintain accurate data records in Excel/ERP systems. Analyse trends and provide insights to improve operational efficiency. File Eligibility Verification Review loan applications and documents (e.g., income proofs, KYC) for completeness and compliance. Validate eligibility criteria as per company policies and regulatory guidelines. Flag discrepancies and coordinate with sales/underwriting teams for resolution. Customer Interaction & Relationship Management Respond to customer inquiries via phone/email regarding loan status, documentation, or process. Build rapport with clients to ensure satisfaction and trust. Escalate complex issues to senior staff when necessary. CIBIL Score Evaluation Assess applicants’ creditworthiness by analysing CIBIL scores and credit histories. Collaborate with credit analysts to determine risk levels and loan approval feasibility. Loan File Preparation Compile and organise loan files with all required documentation (e.g., agreements, collateral details). Ensure files are audit-ready and adhere to internal/external compliance standards. Coordinate with legal, underwriting, and disbursement teams for timely processing.

Posted 6 months ago

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0.0 - 31.0 years

0 - 0 Lacs

Nawada, New Delhi

Remote

Apna logo

A Personal Loan Associate is primarily responsible for evaluating loan applications, assessing the borrower's creditworthiness, and facilitating the loan process. This includes gathering and verifying financial documents, determining loan eligibility, and ensuring compliance with lending policies. They also provide financial advice to clients, explaining loan options and repayment terms, and maintain loan records.

Posted 1 year ago

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5.0 years

0 Lacs

Eluru, Andhra Pradesh

On-site

Indeed logo

Relationship Manager - Eluru Eluru, Eluru, Andhra Pradesh, India Department Sales Job posted on Dec 27, 2023 Employment type Employee Evaluating credit proposals covering financial, business and industrial risk & deciding on the loan. Verifying borrowers' track record & ascertaining their creditworthiness. Analysis of the financial statements of the prospective customer to identify the short-term & long term solvency & liquidity position Understanding the customer requirements and ensure quick service delivery Set up audit framework. Carry out audits and get closure on items Basic Analytics and MIS reporting to various stakeholders. Monitor and enforce approval rate and TAT as per prescribed standards. Vendor Management. Candidate Requirements: CA/MBA Finance Minimum 5 years of experience in SME Credit Knowledge of the local geography and industry Willing to travel frequently for customer visits

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5.0 - 8.0 years

0 Lacs

Srikakulam, Andhra Pradesh

On-site

Indeed logo

Credit Manager - Srikakulam Srikakulam, Andhra Pradesh, India Department Credit Job posted on Dec 27, 2023 Employee Type Employee Experience range (Years) 3 years - 8 years Evaluating credit proposals covering financial, business and industrial risk & deciding on the loan. Verifying borrowers' track record & ascertaining their creditworthiness. Analysis of the financial statements of the prospective customer to identify the short-term & long-term solvency & liquidity position Understanding the customers requirements and ensure quick service delivery Set up audit framework. Carry out audits and get closure on items Basic Analytics and MIS reporting to various stakeholders. Monitor and enforce approval rate and TAT as per prescribed standards. Vendor Management. Candidate Requirements: CA/MBA Finance Minimum 5 years of experience in SME Credit Knowledge of the local geography and industry Willing to travel frequently for customer visits

Posted 1 year ago

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5.0 - 10.0 years

0 Lacs

Kurnool, Andhra Pradesh

On-site

Indeed logo

Credit Manager - Nandyal Kurnool, Nandyal, Andhra Pradesh, India Department Credit Job posted on Dec 27, 2023 Employee Type Employee Experience range (Years) 5 years - 10 years Evaluating credit proposals covering financial, business and industrial risk & deciding on the loan. Verifying borrowers' track record & ascertaining their creditworthiness. Analysis of the financial statements of the prospective customer to identify the short-term & long term solvency & liquidity position Understanding the customer requirements and ensure quick service delivery Set up audit framework. Carry out audits and get closure on items Basic Analytics and MIS reporting to various stakeholders. Monitor and enforce approval rate and TAT as per prescribed standards. Vendor Management. Candidate Requirements: CA/MBA Finance Minimum 5 years of experience in SME Credit Knowledge of the local geography and industry Willing to travel frequently for customer visits

Posted 1 year ago

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5.0 years

0 Lacs

Vizianagaram, Andhra Pradesh

On-site

Indeed logo

Credit Manager - Srungavarapukota Vizianagaram, Srungavarapukota, Andhra Pradesh, India Department Credit Job posted on Dec 27, 2023 Employment type Employee Evaluating credit proposals covering financial, business and industrial risk & deciding on the loan. Verifying borrowers' track record & ascertaining their creditworthiness. Analysis of the financial statements of the prospective customer to identify the short-term & long-term solvency & liquidity position Understanding the customers requirements and ensure quick service delivery Set up audit framework. Carry out audits and get closure on items Basic Analytics and MIS reporting to various stakeholders. Monitor and enforce approval rate and TAT as per prescribed standards. Vendor Management. Candidate Requirements: CA/MBA Finance Minimum 5 years of experience in SME Credit Knowledge of the local geography and industry Willing to travel frequently for customer visits

Posted 1 year ago

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5.0 years

0 Lacs

Tirupati, Andhra Pradesh

On-site

Indeed logo

Credit Manager - Madanapalle Tirupati, Madanapalle, Andhra Pradesh, India Department Credit Job posted on Dec 27, 2023 Employment type Employee Evaluating credit proposals covering financial, business and industrial risk & deciding on the loan. Verifying borrowers' track record & ascertaining their creditworthiness. Analysis of the financial statements of the prospective customer to identify the short-term & long term solvency & liquidity position Understanding the customer requirements and ensure quick service delivery Set up audit framework. Carry out audits and get closure on items Basic Analytics and MIS reporting to various stakeholders. Monitor and enforce approval rate and TAT as per prescribed standards. Vendor Management. Candidate Requirements: CA/MBA Finance Minimum 5 years of experience in SME Credit Knowledge of the local geography and industry Willing to travel frequently for customer visits

Posted 1 year ago

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Exploring Creditworthiness Jobs in India

The creditworthiness job market in India is thriving with opportunities for individuals with strong analytical skills and a keen eye for detail. These roles are crucial in assessing the credit risk of potential borrowers and ensuring the financial stability of lending institutions.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Chennai
  5. Hyderabad

Average Salary Range

The average salary range for creditworthiness professionals in India varies based on experience and location. Entry-level positions typically start at ₹3-5 lakhs per annum, while experienced professionals can earn upwards of ₹10 lakhs per annum.

Career Path

In the field of creditworthiness, a typical career path may include roles such as Credit Analyst, Senior Credit Analyst, Credit Manager, and eventually Chief Credit Officer. Advancement in this field is often based on gaining experience, acquiring additional certifications, and demonstrating strong analytical skills.

Related Skills

In addition to a strong understanding of creditworthiness, professionals in this field may benefit from having skills such as financial analysis, risk assessment, data interpretation, and excellent communication skills.

Interview Questions

  • What factors do you consider when assessing the creditworthiness of a borrower? (basic)
  • How do you stay updated on current market trends that may impact credit risk? (medium)
  • Can you walk us through a time when you had to make a difficult credit decision? How did you handle it? (medium)
  • What tools or software have you used to analyze credit data in the past? (basic)
  • How do you communicate credit risk assessments to stakeholders who may not be familiar with financial terminology? (medium)
  • What steps would you take to mitigate credit risk in a volatile market environment? (advanced)
  • How do you ensure compliance with regulatory requirements when assessing creditworthiness? (medium)
  • What role do industry benchmarks play in your credit risk assessment process? (medium)
  • How do you handle conflicts of interest when assessing creditworthiness? (medium)
  • Can you give an example of a successful credit risk management strategy you implemented in your previous role? (advanced)
  • How do you prioritize credit assessments when dealing with a large volume of loan applications? (basic)
  • What are some key metrics you use to evaluate the creditworthiness of a borrower? (basic)
  • How do you determine the appropriate credit limit for a borrower? (medium)
  • What is your approach to evaluating the creditworthiness of a new business without a significant financial history? (advanced)
  • How do you incorporate qualitative factors into your credit risk assessment process? (medium)
  • Can you explain the concept of credit scoring and its importance in credit risk assessment? (basic)
  • How do you handle situations where the creditworthiness of a borrower is borderline? (medium)
  • What steps do you take to verify the accuracy of financial information provided by a borrower? (basic)
  • How do you handle situations where a borrower defaults on their loan payments? (medium)
  • How do you assess the creditworthiness of international borrowers with limited credit history in India? (advanced)
  • Can you explain the impact of macroeconomic factors on credit risk assessment? (advanced)
  • How do you ensure confidentiality and data security when handling sensitive credit information? (basic)
  • How do you keep yourself motivated and updated in the field of credit risk management? (basic)
  • Can you provide an example of a time when you had to challenge a credit decision made by a senior colleague? How did you handle it? (medium)

Closing Remark

As you prepare for your journey into the world of creditworthiness jobs in India, remember to showcase your analytical skills, attention to detail, and ability to make sound financial decisions. With determination and preparation, you can confidently apply for roles in this field and excel in your career. Good luck!

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