672 Creditworthiness Jobs - Page 14

Company Description Lendingkart Group aims to make working capital finance readily accessible for entrepreneurs, enabling them to focus on their business rather than cash-flow gaps. Lendingkart Technologies Private Limited is a fintech startup specialized in the working capital space, utilizing big data analysis to assess borrower creditworthiness. Lendingkart Finance Limited, a non-deposit taking NBFC, provides SME lending in India, leveraging technology and analytics to transform small business lending. The company strives to make credit easily accessible for SMEs through rapid and accurate creditworthiness assessments. Role Description This is a full-time on-site role for a Salesperson, located in Ahmedabad. The Salesperson will be responsible for identifying and acquiring new clients, maintaining relationships with existing clients, presenting Lendingkart's financial products and services, and achieving sales targets. Daily tasks include conducting market research to identify sales opportunities, following up on leads, negotiating contracts, and providing customer feedback to the product team. Qualifications Excellent Communication and Interpersonal skills Proven experience in Sales and Account Management Strong understanding of financial products and services Market Research and Analytical skills Ability to achieve sales targets and meet deadlines Experience in the fintech or financial services industry is a plus Bachelor's degree in Business, Marketing, Finance, or related field

Job Summary The Field Leader is at the forefront of our operations, responsible for delivering exceptional client experiences. This role involves expertly managing client interactions, conducting tailored training sessions, ensuring accurate field documentation, overseeing loan collections, and resolving issues promptly. The Field Leader is integral to achieving organizational goals by fostering trust and ensuring operational excellence in the field. Job Details Designation: Field Leader Workplace Type: On-site Employment Type: Full-Time Roles and Responsibilities Manage a caseload of at least 650 clients , ensuring their concerns and needs are addressed efficiently. Facilitate loan disbursements ranging from ₹15 to ₹20 lakh monthly, adhering to company policies. Conduct Credit and Group Training (CGT) sessions to empower clients with financial management skills. Ensure timely and complete collection of loan repayments, proactively minimizing delinquencies and defaults. Perform Loan Utilization Checks to verify the appropriate use of disbursed funds. Maintain full coverage of all households in the assigned portfolio, ensuring no eligible client is overlooked. Conduct thorough Know Your Customer (KYC) verifications, meeting regulatory and organizational standards. Implement Best Client Selection by identifying high-potential clients based on creditworthiness and repayment history. Perform Income Parameter Analysis to evaluate clients’ repayment capacity and customize loan offerings. Skills Required Client Handling: Professional, empathetic, and efficient management of client interactions. Field Work: Conduct on-site visits to assess client needs and verify information. Monitoring: Proactively track client accounts to ensure loan compliance and address any issues. Technology Proficiency: Skilled in using computers and mobile devices for record-keeping, communication, and transactions. Bike Riding: Efficient navigation between client locations and the office for timely service delivery. Adaptability: Eagerness to learn new skills and embrace professional growth opportunities. Education and Experience Minimum Qualification: 12th Grade Open to both freshers and experienced candidates . Job Types: Full-time, Permanent, Fresher Pay: ₹15,000.00 - ₹23,000.00 per month Benefits: Health insurance Leave encashment Life insurance Provident Fund Schedule: Day shift Monday to Friday Supplemental Pay: Yearly bonus Ability to commute/relocate: Damla, Haryana: Reliably commute or willing to relocate with an employer-provided relocation package (Required) Language: Hindi (Required) Work Location: In person

About The Role Grade Level (for internal use): 09 The Team The S&P Global Ratings, Data Modernization and Automation team is responsible for providing data automation capabilities and solutions along with creating efficiencies in processes. The overall team operates globally and brings together business and technical skills to drive data transformation. As a Data Engineer, you will design and implement solutions that showcase business value through prioritization methods and work with teams across the business. Responsibilities Interpret and analyze business use-cases and feature requests into technical designs and development tasks. Accountable for analyzing new assignments, developing scripts and tests to validate data, handling change requests, and providing quick and efficient solutions. Deliver real, measurable business value with ownership and accountability for the results. Actively participate in regular design and code reviews. Work with highly skilled teammates in a collaborative and fast-paced team environment. Adhere to and apply software engineering practices and implement automation across all elements of solution delivery. Explore the whole of S&P Global Ratings by performing automation assessments on ideas submitted from all internal departments. Expected Behaviors Perspective: Understands the team’s broader goals and how their work plays a role, applying their skills or knowledge to situations where the output is defined. Impact: Takes initiative to provide support to the team, paying close attention to detail and identifying potential issues, while delivering as part of a broader agenda. Emotional Intelligence: Actively listens, seeking to understand other perspectives and concerns, fostering inclusivity and collaboration. Collaboration: Collaborates effectively with colleagues to achieve common goals, working beyond immediate tasks to contribute to team success. Time Management: Consistently delivers high-quality work and meets deadlines, assessing urgency in tasks allocated to them. Adaptability: Resourceful and solution-oriented, able to shift priorities and actions as team objectives shift. Creativity: Generates new ideas and thinks outside the box, proactively seeking opportunities for innovation and improvement. Communication: Communicates effectively, expressing thoughts clearly and persuasively, and actively participates in collaborative efforts/team discussions. Leadership: Acts as a team player by being supportive and collaborative, demonstrating commitment to work and team. What We’re Looking For Bachelor’s degree in Computer Science, Engineering, or a related discipline, or equivalent experience. Proficiency with at least one complementary programming language (Python, etc.). Understanding of CI/CD pipelines. Intermediate SQL knowledge. Database and data frames knowledge. Knowledge of financial domains, preferred. Experience with Power BI/Tableau. Experience writing test stories and conducting unit testing (UAT) to validate, debug, and document issues and release succession. Experience with Agile software development processes. Exposure to cloud-based infrastructures, preferably with AWS, Databricks. Fluent in English. Additional Preferred Qualifications Team player who can coordinate multiple projects and prioritize effectively against a timeline. Demonstrates a thorough understanding of information systems, business processes, the key drivers, and measures of success while choosing the proper methodologies and policies to support broad business goals. Excellent aptitude for learning, experimenting, and picking up new technologies quickly. Ability to work in cross-functional, multi-geography teams displaying cultural sensitivity and championing a global mindset. Aptitude to solve complex problems, critical thinking, and out-of-the-box thinking. Ability to present own ideas and solutions, as well as guide technical discussions. Ability to work in a team-oriented environment and, in addition, can work independently. Office presence twice a week. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our Benefits Include Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring And Opportunity At S&P Global At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here. Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf DTMGOP202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 316062 Posted On: 2025-06-21 Location: Ahmedabad, Gujarat, India

Data Engineer, Data & Content Management Ahmedabad, India Data Management 316062 Job Description About The Role: Grade Level (for internal use): 09 The Team: The S&P Global Ratings, Data Modernization and Automation team is responsible for providing data automation capabilities and solutions along with creating efficiencies in processes. The overall team operates globally and brings together business and technical skills to drive data transformation. As a Data Engineer, you will design and implement solutions that showcase business value through prioritization methods and work with teams across the business. Responsibilities: Interpret and analyze business use-cases and feature requests into technical designs and development tasks. Accountable for analyzing new assignments, developing scripts and tests to validate data, handling change requests, and providing quick and efficient solutions. Deliver real, measurable business value with ownership and accountability for the results. Actively participate in regular design and code reviews. Work with highly skilled teammates in a collaborative and fast-paced team environment. Adhere to and apply software engineering practices and implement automation across all elements of solution delivery. Explore the whole of S&P Global Ratings by performing automation assessments on ideas submitted from all internal departments. Expected Behaviors: Perspective: Understands the team’s broader goals and how their work plays a role, applying their skills or knowledge to situations where the output is defined. Impact: Takes initiative to provide support to the team, paying close attention to detail and identifying potential issues, while delivering as part of a broader agenda. Emotional Intelligence: Actively listens, seeking to understand other perspectives and concerns, fostering inclusivity and collaboration. Collaboration: Collaborates effectively with colleagues to achieve common goals, working beyond immediate tasks to contribute to team success. Time Management: Consistently delivers high-quality work and meets deadlines, assessing urgency in tasks allocated to them. Adaptability: Resourceful and solution-oriented, able to shift priorities and actions as team objectives shift. Creativity: Generates new ideas and thinks outside the box, proactively seeking opportunities for innovation and improvement. Communication: Communicates effectively, expressing thoughts clearly and persuasively, and actively participates in collaborative efforts/team discussions. Leadership: Acts as a team player by being supportive and collaborative, demonstrating commitment to work and team. What We’re Looking For: Bachelor’s degree in Computer Science, Engineering, or a related discipline, or equivalent experience. Proficiency with at least one complementary programming language (Python, etc.). Understanding of CI/CD pipelines. Intermediate SQL knowledge. Database and data frames knowledge. Knowledge of financial domains, preferred. Experience with Power BI/Tableau. Experience writing test stories and conducting unit testing (UAT) to validate, debug, and document issues and release succession. Experience with Agile software development processes. Exposure to cloud-based infrastructures, preferably with AWS, Databricks. Fluent in English. Additional Preferred Qualifications: Team player who can coordinate multiple projects and prioritize effectively against a timeline. Demonstrates a thorough understanding of information systems, business processes, the key drivers, and measures of success while choosing the proper methodologies and policies to support broad business goals. Excellent aptitude for learning, experimenting, and picking up new technologies quickly. Ability to work in cross-functional, multi-geography teams displaying cultural sensitivity and championing a global mindset. Aptitude to solve complex problems, critical thinking, and out-of-the-box thinking. Ability to present own ideas and solutions, as well as guide technical discussions. Ability to work in a team-oriented environment and, in addition, can work independently. Office presence twice a week. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here. - Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf - DTMGOP202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 316062 Posted On: 2025-06-21 Location: Ahmedabad, Gujarat, India

About the Role: Grade Level (for internal use): 09 The Team: The S&P Global Ratings, Data Modernization and Automation team is responsible for providing data automation capabilities and solutions along with creating efficiencies in processes. The overall team operates globally and brings together business and technical skills to drive data transformation. As a Data Engineer, you will design and implement solutions that showcase business value through prioritization methods and work with teams across the business. Responsibilities: Interpret and analyze business use-cases and feature requests into technical designs and development tasks. Accountable for analyzing new assignments, developing scripts and tests to validate data, handling change requests, and providing quick and efficient solutions. Deliver real, measurable business value with ownership and accountability for the results. Actively participate in regular design and code reviews. Work with highly skilled teammates in a collaborative and fast-paced team environment. Adhere to and apply software engineering practices and implement automation across all elements of solution delivery. Explore the whole of S&P Global Ratings by performing automation assessments on ideas submitted from all internal departments. Expected Behaviors: Perspective: Understands the team’s broader goals and how their work plays a role, applying their skills or knowledge to situations where the output is defined. Impact: Takes initiative to provide support to the team, paying close attention to detail and identifying potential issues, while delivering as part of a broader agenda. Emotional Intelligence: Actively listens, seeking to understand other perspectives and concerns, fostering inclusivity and collaboration. Collaboration: Collaborates effectively with colleagues to achieve common goals, working beyond immediate tasks to contribute to team success. Time Management: Consistently delivers high-quality work and meets deadlines, assessing urgency in tasks allocated to them. Adaptability: Resourceful and solution-oriented, able to shift priorities and actions as team objectives shift. Creativity: Generates new ideas and thinks outside the box, proactively seeking opportunities for innovation and improvement. Communication: Communicates effectively, expressing thoughts clearly and persuasively, and actively participates in collaborative efforts/team discussions. Leadership: Acts as a team player by being supportive and collaborative, demonstrating commitment to work and team. What We’re Looking For: Bachelor’s degree in Computer Science, Engineering, or a related discipline, or equivalent experience. Proficiency with at least one complementary programming language (Python, etc.). Understanding of CI/CD pipelines. Intermediate SQL knowledge. Database and data frames knowledge. Knowledge of financial domains, preferred. Experience with Power BI/Tableau. Experience writing test stories and conducting unit testing (UAT) to validate, debug, and document issues and release succession. Experience with Agile software development processes. Exposure to cloud-based infrastructures, preferably with AWS, Databricks. Fluent in English. Additional Preferred Qualifications: Team player who can coordinate multiple projects and prioritize effectively against a timeline. Demonstrates a thorough understanding of information systems, business processes, the key drivers, and measures of success while choosing the proper methodologies and policies to support broad business goals. Excellent aptitude for learning, experimenting, and picking up new technologies quickly. Ability to work in cross-functional, multi-geography teams displaying cultural sensitivity and championing a global mindset. Aptitude to solve complex problems, critical thinking, and out-of-the-box thinking. Ability to present own ideas and solutions, as well as guide technical discussions. Ability to work in a team-oriented environment and, in addition, can work independently. Office presence twice a week. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here . ----------------------------------------------------------- Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf ----------------------------------------------------------- DTMGOP202.1 - Middle Professional Tier I (EEO Job Group) Job ID: 316062 Posted On: 2025-06-21 Location: Ahmedabad, Gujarat, India

Job Title: Accounts Receivables Associate Department: Accounts Reports to: Accounts Receivable Manager Location: Nagasandra Employment Type: Full-Time Job Summary:The Accounts Receivables (AR) Associate is responsible for managing the incoming payments, ensuring accurate recordkeeping, and supporting the company’s cash flow by timely collection of outstanding invoices. The ideal candidate will be detail-oriented, organized, and capable of interacting with customers and internal teams professionally. Key Responsibilities:Generate and send customer invoices and account statements. Monitor customer accounts for non-payments, delayed payments, and other irregularities. Perform daily reconciliation of payments received via different channels (ACH, wire, checks, etc.). Contact clients to follow up on outstanding payments and resolve billing issues. Maintain accurate and up-to-date accounts receivable records in the accounting system. Apply payments accurately against customer invoices. Assist in month-end and year-end closing activities. Work with the sales and customer service departments to resolve invoice disputes. Prepare aging reports and assist in analyzing customer creditworthiness. Ensure compliance with company policies and relevant accounting regulations. Qualifications:Associate’s or Bachelor’s degree in Accounting, Finance, or a related field preferred. 4-6 years of experience in accounts receivable or general accounting. Proficiency in accounting software (e.g., QuickBooks, SAP, Oracle) and Microsoft Excel. Strong attention to detail and organizational skills. Good communication and interpersonal skills. Ability to manage multiple priorities and meet deadlines.

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory About Corporate & Investment Banking (CIB) For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors. Key Responsibilities Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. Provide insightful, succinct and timely client portfolio credit analysis. Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events. Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters. Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations. Provide credit analysis with consideration for market dynamics and client industry, including: Industry risks and client competitive positioning within the industry. Client funding strategy, financial policies, treasury activities, including hedging, and cash management. Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability. Reputational risk profile, including climate and sustainability risks. Skills And Experience Risk management lifecycle. Financial forecasting and modelling. Financial and quantitative skills. Client due diligence. Using client behaviours and preferences to evolve products and services. Product knowledge for Markets, Transaction Banking and Corporate Finance. Knowledge of the financial services' regulatory environment. Data analysis and visualisation. Ability to work under pressure, in a dynamic environment. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory. About Corporate & Investment Banking (CIB) For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors. Key Responsibilities Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. Provide insightful, succinct and timely client portfolio credit analysis. Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events. Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters. Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants. Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations. Provide credit analysis with consideration for market dynamics and client industry, including: Industry risks and client competitive positioning within the industry. Client funding strategy, financial policies, treasury activities, including hedging, and cash management. Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability. Reputational risk profile, including climate and sustainability risks. Skills And Experience Risk management lifecycle. Financial forecasting and modelling. Financial and quantitative skills. Client due diligence. Using client behaviours and preferences to evolve products and services. Product knowledge for Markets, Transaction Banking and Corporate Finance. Knowledge of the financial services' regulatory environment. Data analysis and visualisation. Ability to work under pressure, in a dynamic environment. Qualifications About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds. About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals. Key Responsibilities: Review and analyze loan applications, financial documents, and credit reports Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards Collaborate with sales, collections, and operations teams to ensure seamless customer journeys Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records Qualifications: Bachelor’s degree in Finance, Economics, Business, or related field 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies Strong understanding of credit risk, financial ratios, and lending practices Proficiency in MS Excel and credit scoring tools High attention to detail and strong analytical skills Ability to work independently and make sound judgments Experience in underwriting Personal loans or digital lending platforms (Preferred) Job Type: Full-time Schedule: Day shift Ability to commute/relocate: Delhi, Delhi: Reliably commute or planning to relocate before starting work (Preferred) Application Question(s): Current CTC? (Annual) Expected CTC? (Annual) Notice Period? (In Days) Have you previously handled underwriting for personal loans? Experience: Underwriting: 1 year (Required) Work Location: In person

Job Title: U.K. Mortgage Underwriter Client: One of the Top MNCs We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.K (afternoon shifts). Working Days: 5 days of working. Key Responsibilities: Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines. 4 C’s of Underwriting: Evaluate borrower’s Credit, Capacity, Collateral, and Capital to determine loan eligibility. Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements. Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making. Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards. Collaboration: Work closely with loan officers, processors, and other stakeholders to streamline the underwriting process. Requirements: Experience: Minimum 2 years in mortgage underwriting, preferably in U.S. or U.K. or global residential loans. Attention to Detail: Strong analytical skills to assess financial documents and property risks accurately. Communication: Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.

Job ID: 32407 Location: Hyderabad, IN Area of interest: Retail Banking Job type: Regular Employee Work style: Office Working Opening date: 20 Jun 2025 Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills and Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. Key Responsibilities Skills and Experience Qualifications About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www.sc.com/careers

Salary ;- up to 16000/- ₹ Qualification;- 12th Minimun Location;- MP Nagar Bhopal Age ;- 21yr to 34yr Responsibilities Communicate effectively with clients and team members, ensuring clarity and professionalism in all interactions. Manage incoming calls with exemplary phone etiquette, providing information and assistance as required. Perform data entry tasks accurately, maintaining up-to-date records and documentation. Analyse data to identify trends and insights that can inform business decisions. Assist in the development of strategies to enhance customer satisfaction and retention. Evaluate and assess the creditworthiness of clients Monitor and report on credit operations performance. Address and resolve any issues related to credit operations. For More Info;- 6260535550 Job Types: Full-time, Permanent Pay: ₹10,000.00 - ₹16,000.00 per month Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. Key Responsibilities Skills and Experience Qualifications About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Company Overview Career Craft Consultants India Pvt Ltd, headquartered in Gujarat, is a prominent player in the education industry. With a team of 200+ professionals, Career Craft Consultants is dedicated to facilitating access to educational opportunities through reliable consulting services. The company's mission revolves around empowering students and educational institutions with the right guidance and resources. Job Overview We are seeking a dedicated Education Loan Officer for a full-time mid-level position at our Vadodara office. The successful candidate will be responsible for assisting clients in securing educational loans, ensuring compliance with regulatory requirements, and contributing to our team's growth by converting leads into successful loan applications. Qualifications and Skills Proven experience in education loan processing, with the ability to manage the end-to-end loan application process effectively. (Mandatory skill) Expertise in loan eligibility assessment, ensuring applicants meet the necessary criteria and guidelines for loan approval. (Mandatory skill) Strong understanding of regulatory compliance in financial and educational sectors to ensure all processes adhere to legal requirements. (Mandatory skill) Excellent sales conversion skills to effectively turn inquiries and leads into approved loan applications, thereby increasing business revenue. Proficiency in KYC and documentation verification to ensure the authenticity of client information and compliance with legal protocols. Ability to conduct thorough credit assessments to evaluate the financial stability and creditworthiness of loan applicants. Strong interpersonal and communication skills to provide clear guidance and support to clients throughout the loan application process. Proactive problem-solving abilities to address challenges in the loan approval process and develop viable solutions for clients. Roles and Responsibilities Handle the entire loan application process from initial inquiry to loan disbursement, ensuring timely and effective delivery of services. Assess and evaluate the eligibility of prospective clients, making informed decisions regarding loan approvals based on internal guidelines and compliance standards. Collaborate closely with clients to gather and verify necessary documents, ensuring full compliance with KYC and regulatory requirements. Maintain accurate records of all communication and documentation related to loan processes to ensure transparency and accountability. Keep up-to-date with industry trends, regulatory changes, and market conditions to provide clients with informed and accurate advice. Work collaboratively with team members to achieve department objectives and develop strategies to improve service delivery and client satisfaction. Regularly review loan policies and procedures, suggesting improvements to optimize the loan processing workflow and increase efficiency. Educate potential borrowers about loan products and options available to them, helping them to make informed financial decisions.

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.

Key Responsibilities: Evaluate credit data, financial statements, and payment history to determine the risk of lending. Analyze financial information such as income growth, profitability, and liquidity to forecast future trends. Prepare credit reports and risk analysis for loan approvals or credit lines. Recommend credit limits and terms of credit based on findings. Monitor existing accounts for changes in financial condition or creditworthiness. Ensure compliance with company policies and relevant regulations. Communicate with clients or internal teams to gather additional information if required.

About Company: Pinnacle Group is a leading provider of workforce solutions and managed services. We specialise in delivering innovative solutions to meet the evolving needs of businesses, empowering organisations to optimise their workforce and achieve operational excellence! About the Role: We are looking for an Accounts Receivable Manager who will play a pivotal role in overseeing and directing the Accounts Receivable function. This role involves ensuring the efficient execution of essential AR tasks and processes while maintaining a hands-on approach. The position demands strategic thinking, strong leadership skills, and active participation in daily operational activities. Responsibilities: Billing Expertise: Managing the end-to-end billing process, ensuring accurate and timely invoicing based on client contracts and services rendered. Cash Application: Overseeing the efficient and accurate application of payments received from clients to their respective accounts. Accounts Receivable Monitoring: Analysing aging reports to track outstanding balances, initiating follow-ups for overdue payments, and resolving billing discrepancies and disputes in collaboration with internal stakeholders and clients. Credit Management: Evaluating client creditworthiness, establishing credit limits, and managing collections to minimise bad debt risks. Financial Reporting: Preparing and interpreting accounts receivable reports, metrics, and cash flow forecasts to provide insights into revenue recognition and aging trends. Process Improvement: Identifying opportunities to streamline billing processes, enhance cash application efficiency, and implement best practices in accounts receivable management. Compliance: Ensuring compliance with accounting standards, regulations (including GAAP), and company policies related to accounts receivable and cash application. Qualifications: Experience: Minimum of 7 years in accounts receivable management within the staffing industry, emphasising expertise in billing processes and cash application. Skills: Proficiency in financial software and ERP systems (e.g., QuickBooks, SAP) for billing and payment processing, strong analytical skills, and attention to detail. Communication: Excellent interpersonal and communication skills to liaise effectively with clients, internal teams, and senior management. Problem-Solving: Ability to resolve billing discrepancies and disputes promptly and collaboratively. Team Collaboration: Demonstrated ability to work closely with sales, business development, and finance teams to ensure accurate revenue recognition and cash flow management. Strategic Thinking: Proactive mindset toward process improvement initiatives and operational efficiencies in accounts receivable and cash application functions.

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring . The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Director – Growth (Regional Head North) Location: Gurugram Mode of working: Work from office, Frequent travel. Education: Bachelor/master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements What we look for: Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.

We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products (motor, property, health, liability, etc.) and underwriting principles. Key Responsibilities Evaluate and assess risks for general insurance proposals . Analyze application forms, supporting documents, previous claims history, and creditworthiness of clients. Determine coverage terms, premium amounts, policy conditions, and exclusions. Communicate with agents, brokers, or direct clients to obtain additional information if required. Ensure adherence to underwriting guidelines, company policies, and regulatory compliance. Collaborate with other departments such as claims and sales to provide appropriate insurance solutions. Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings. Monitor portfolio performance, analyze risk exposure, and recommend pricing or product adjustments. Assist in developing and improving underwriting processes and systems. Handle renewal underwriting and portfolio analysis. Bachelor’s degree in Insurance, Business, Finance, or a related field. 1-2 years of experience in general insurance underwriting. Sound knowledge of underwriting principles, general insurance products, and risk assessment. Strong analytical and decision-making skills. Excellent verbal and written communication skills. Attention to detail and high level of accuracy. Proficiency in MS Office and insurance-related software platforms. Job Types: Full-time, Permanent Benefits: Flexible schedule Health insurance Life insurance Paid sick time Schedule: Day shift Monday to Friday Work Location: In person

Job Information Company Accumn Date Opened 06/18/2025 Job Type Full time Industry Financial Services City Gurgaon State/Province Haryana Country India Zip/Postal Code 560034 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring . The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Education: Preferably a Master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives.

JD - Location Credit Manager 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit and recommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing and disbursement. Managing vault and safe keeping of property documents and Identify potential risks in loan proposals and recommend mitigation strategies. 3. Risk & Portfolio Management: Monitor the portfolio for early warning signals, delinquencies, and fraud detection. Work closely with the collections team to ensure timely follow-ups on overdue accounts. Conduct regular credit reviews and portfolio analysis to maintain a healthy loan book. 4. Compliance & Audit: Ensure adherence to internal credit policies, RBI/NHB guidelines, and regulatory requirements. Maintain proper documentation and ensure audit readiness at all times. Work with internal and external auditors to ensure smooth audit processes. 5. Stakeholder & Team Management: Provide training and guidance to sales and credit teams on loan policies and credit evaluation. Collaborate with business teams to ensure a balance between growth and risk management. Engage with legal and technical vendors for smooth processing of loan approvals. Key Skills & Competencies: Strong understanding of LAP & Affordable Housing Loans underwriting. Knowledge of legal & technical aspects related to property financing. Experience in credit risk assessment, financial analysis, and portfolio monitoring. Familiarity with CIBIL, CRIF, and other credit assessment tools. Attention to detail, decision-making ability, and problem-solving skills. Excellent communication and stakeholder management skills.

Sales Manager – Hardware Channel Experience: 2-4 Years Location: Ahmedabad Qualification: B.Com / MBA About Aristo India Pvt Ltd: Aristo India Pvt Ltd is a leading manufacturer and supplier of wardrobe shutters, furniture, and aluminium profiles, with a global presence across 14 countries. With a strong focus on design and sales, we are committed to delivering high-quality solutions to our customers. Role Overview: We are seeking a dynamic and results-driven Sales Manager – Hardware Channel to drive growth, expand our dealer network, and achieve sales targets. The ideal candidate will be responsible for developing and implementing sales strategies, managing dealer relationships, and ensuring revenue growth in the assigned territory. Key Responsibilities: • Sales & Business Development: Achieve monthly, quarterly, and annual sales targets by implementing effective sales strategies. • Dealer Management: Develop and execute dealer-level plans, onboard new dealers, and enhance engagement to expand the network. • Market & Territory Analysis: Analyze territory data, identify growth opportunities, and address gaps with targeted strategies. • Product & Promotional Strategy: Drive sales for core and high-priority products while implementing marketing strategies, including promotions, pricing, and distribution policies. • Client Relationship Management: Build and maintain strong relationships with dealers and business partners to ensure long-term business success. • Operational Excellence: Collaborate with internal teams to ensure product availability, resolve dealer queries, and provide necessary support. • Receivables & Credit Management: Ensure timely collection of receivables as per company norms and conduct periodic creditworthiness reviews. • Market Outreach & Events: Organize Mini Carpenter Meets (MCMs) and other engagement activities to drive secondary sales. • Reporting & Analytics: Provide detailed sales reports and market insights to senior management, offering strategic recommendations for growth. • Sales Process Management: Oversee the sales cycle from prospecting to successful closure while maintaining accurate records using CRM tools and Microsoft Excel. Required Skills & Qualifications: • MBA with 2-4 years of experience in sales and dealer management within the hardware, interior, or furniture industry. • Strong business acumen with expertise in B2B sales, dealer expansion, and revenue growth strategies. • Proficiency in CRM tools and Microsoft Excel for sales tracking and data management. • Excellent communication, negotiation, and relationship management skills. • Ability to analyze market trends and implement targeted sales initiatives. • Self-motivated, result-oriented, and capable of working in a fast-paced environment. Show more Show less

Mxon Technologies is a cutting-edge fintech platform focused on accelerating the growth of Micro, Small, and Medium Enterprises (MSMEs) by providing accessible and transparent credit solutions. Our flagship offerings—Supply Chain Finance (SCF) and Working Capital Term Loans—are designed to simplify the borrowing process through a seamless, tech-enabled experience. We are committed to empowering small businesses with reliable, easy-to-access credit options, helping them tackle financial challenges and scale in an increasingly competitive market. Join us in revolutionizing the B2B Lending and Credit Management space! We are looking for a Finance and Operations Intern who is enthusiastic about understanding and optimizing internal financial processes. The ideal candidate should be curious, analytical, and open to learning from team feedback. This is a unique opportunity to gain hands-on experience in fintech operations while contributing to impactful projects. Selected intern's day-to-day responsibilities include Assist in the preparation of financial reports, dashboards, and budget forecasts Analyze customer profiles, repayment capacity, and overall creditworthiness Conduct regular follow-ups with customers to ensure progress and timely payments Assist in lead generation and collect customer feedback for continuous improvement Perform research and analysis to support cost optimization and operational efficiency Collaborate with cross-functional teams to streamline internal workflows and processes Evaluate loan applications by: Review financial documents and statements Assess credit history and repayment trends Analyze risk parameters to determine borrower eligibility and minimize credit exposure Ready to make an impact in the fintech world? Join us at Mxon Technologies and grow your career where innovation meets opportunity. About Company: We are a fintech company specializing in innovative financial products and solutions tailored for Micro, Small, and Medium Enterprises (MSMEs) and Small and Medium Enterprises (SMEs Show more Show less

Skills: Market Analysis, Hardware, Hardware Sales, Channel Sales, Trading Sales, Sales, B2B, Channel Sales Development, Sales Manager Hardware Channel Experience: 2-4 Years Location: Ahmedabad Qualification: B.Com / MBA About Aristo India Pvt Ltd: Aristo India Pvt Ltd is a leading manufacturer and supplier of wardrobe shutters, furniture, and aluminium profiles, with a global presence across 14 countries. With a strong focus on design and sales, we are committed to delivering high-quality solutions to our customers. Role Overview We are seeking a dynamic and results-driven Sales Manager Hardware Channel to drive growth, expand our dealer network, and achieve sales targets. The ideal candidate will be responsible for developing and implementing sales strategies, managing dealer relationships, and ensuring revenue growth in the assigned territory. Key Responsibilities Sales & Business Development: Achieve monthly, quarterly, and annual sales targets by implementing effective sales strategies. Dealer Management: Develop and execute dealer-level plans, onboard new dealers, and enhance engagement to expand the network. Market & Territory Analysis: Analyze territory data, identify growth opportunities, and address gaps with targeted strategies. Product & Promotional Strategy: Drive sales for core and high-priority products while implementing marketing strategies, including promotions, pricing, and distribution policies. Client Relationship Management: Build and maintain strong relationships with dealers and business partners to ensure long-term business success. Operational Excellence: Collaborate with internal teams to ensure product availability, resolve dealer queries, and provide necessary support. Receivables & Credit Management: Ensure timely collection of receivables as per company norms and conduct periodic creditworthiness reviews. Market Outreach & Events: Organize Mini Carpenter Meets (MCMs) and other engagement activities to drive secondary sales. Reporting & Analytics: Provide detailed sales reports and market insights to senior management, offering strategic recommendations for growth. Sales Process Management: Oversee the sales cycle from prospecting to successful closure while maintaining accurate records using CRM tools and Microsoft Excel. Required Skills & Qualifications MBA with 2-4 years of experience in sales and dealer management within the hardware, interior, or furniture industry. Strong business acumen with expertise in B2B sales, dealer expansion, and revenue growth strategies. Proficiency in CRM tools and Microsoft Excel for sales tracking and data management. Excellent communication, negotiation, and relationship management skills. Ability to analyze market trends and implement targeted sales initiatives. Self-motivated, result-oriented, and capable of working in a fast-paced environment. Show more Show less

About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring . The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Education: Preferably a Master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. Requirements Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. Show more Show less