Lendingkart

About the Role: The Manager of IT Operations is responsible for planning, coordinating, and supervising all activities related to the organization's IT infrastructure. This includes managing the IT support team, ensuring the availability and performance of systems, and implementing and maintaining security measures. Some high level things you would own but not limited to: 1. Team Leadership: Lead and mentor a team of IT professionals, including system administrators, network engineers, and support staff. Foster a collaborative and efficient work environment within the IT Operations team. 2. Infrastructure Management: Oversee the planning, implementation, and maintenance of the organization's IT infrastructure. Ensure the availability, reliability, and performance of servers, networks, and other critical systems. 3. Security Management: Implement and manage security measures to protect the organization's IT assets and data. Stay updated on the latest cybersecurity threats and technologies, and develop strategies to mitigate risks. 4. IT Support: Coordinate IT support services, ensuring timely and effective resolution of issues. Develop and maintain IT policies and procedures to streamline support processes. 5. Vendor Management: Collaborate with external vendors for IT services and solutions. Negotiate contracts, manage relationships, and ensure service level agreements are met. 6. Budgeting and Planning: Develop and manage the IT Operations budget. Contribute to the strategic planning process, aligning IT initiatives with organizational goals. 7. Disaster Recovery and Business Continuity: Develop and maintain a robust disaster recovery and business continuity plan. Conduct regular testing to ensure the effectiveness of these plans. What you would possess already: Bachelor's degree in Computer Science, Information Technology, or a related field. Master's degree is a plus. 6-7 years or more of experience in IT operations, with a proven track record of leadership and team Experience in implementing and managing security measures. In-depth knowledge of IT infrastructure, including servers, networks, and storage systems. Familiarity with cybersecurity best practices and tools. Strong leadership and team management skills. Excellent communication and interpersonal skills. Ability to collaborate with cross-functional teams. Relevant certifications such as ITIL, CISSP, or PMP are a plus.

Roles and Responsibilities: • Design, develop, and deploy machine learning models to solve real-world business problems. • Develop production-quality machine learning pipelines and frameworks using Python and Java. • Collaborate with data scientists, engineers, and business teams to define data requirements, model specifications, and system architecture. • Preprocess and clean large datasets, perform feature engineering, and ensure data quality for ML applications. • Implement, optimize, and deploy algorithms, ensuring scalability and performance in production systems. • Work with cloud-based platforms (AWS, GCP, Azure) for deploying and scaling machine learning models. • Stay current with the latest machine learning research and trends, and propose innovative solutions and techniques. • Document processes, models, and code to ensure reproducibility, maintainability, and knowledge sharing. Required Skills & Qualifications: • 5-6 years of professional experience in software engineering, with at least 2-3 years of hands-on experience in machine learning and data science. • Proficiency in Python for machine learning, data analysis, and algorithm development. • Fair experience with Java, including the development of production-level applications and integration with ML models. • Familiarity with data preprocessing techniques, including feature extraction, cleaning, normalization, and transformation. • Strong experience with SQL and working with large datasets from databases and data lakes. • Proficiency in cloud platforms (AWS, GCP, or Azure) for deploying machine learning models and managing infrastructure. • Strong knowledge of version control systems like Git and experience with CI/CD pipelines for machine learning models. • Strong problem-solving and debugging skills. • Ability to work independently and in a collaborative team environment. • Excellent communication skills for technical documentation and presenting solutions to stakeholders. Desired Skills: • Familiarity with big data technologies such as Spark, or Kafka. • Experience with DevOps practices for automating ML workflows. • Experience in deploying ML models using Docker, Kubernetes, or similar containerization technologies.

About the Role At Lendingkart we are looking for individuals who will be assisting the Credit Risk Head & CRO in active portfolio management strategies, including collections strategy. Some high level things you would own but not limited to: 1. Undertaking data analytics of LKs credit portfolios and providing weekly, monthly and quarterly credit risk reporting over the health and composition of the book to the management. This involves collaborating with the internal data science, finance & other teams as may be required. 2. Identify more meaningful ways to analyze and present insights and highlight the risks in the credit portfolios, including early stress build up, EWS, triangulation with external data sources, if any. 3. Develop recommendations to adjust credit policies by utilizing statistical scoring, segmentation and simulation techniques. 4. Documentation of various monitoring reports, portfolio/policy changes with rationale and data. 5. Manage Risk Appetite metrics What you would possess already: 1. A minimum of 4-12 years of experience, in NBFCs & FinTechs in Credit Risk Analytics & Portfolio Management/Reporting. 2. Hands-on experience & ability to work as an individual contributor in carrying out statistical analysis using appropriate software and statistical programming languages e.g. Excel, SQL, Python, Power BI etc. 3. The ability to conduct complex risk analyses and provide senior management with business insights of portfolio quality and product and portfolio trends, and portfolio performance. 4. Strong communication skills (written and oral) . 5. Working experience in running projects within the Portfolio Management space which may include system changes, IFRS ECL implementation etc.

About the Role At Lendingkart we are looking for individuals who will be assisting the Credit Risk Head & CRO in active portfolio management strategies, including collections strategy. Some high level things you would own but not limited to: 1. Undertaking data analytics of LKs credit portfolios and providing weekly, monthly and quarterly credit risk reporting over the health and composition of the book to the management. This involves collaborating with the internal data science, finance & other teams as may be required. 2. Identify more meaningful ways to analyze and present insights and highlight the risks in the credit portfolios, including early stress build up, EWS, triangulation with external data sources, if any. 3. Develop recommendations to adjust credit policies by utilizing statistical scoring, segmentation and simulation techniques. 4. Documentation of various monitoring reports, portfolio/policy changes with rationale and data. 5. Manage Risk Appetite metrics What you would possess already: 1. A minimum of 8-10 years of experience, in NBFCs & FinTech’s in Credit Risk Analytics & Portfolio Management/Reporting. 2. Hands-on experience & ability to work as an individual contributor in carrying out statistical analysis using appropriate software and statistical programming languages e.g. Excel, SQL, Python, Power BI etc. 3. The ability to conduct complex risk analyses and provide senior management with business insights of portfolio quality and product and portfolio trends, and portfolio performance. 4. Strong communication skills (written and oral) . 5. Working experience in running projects within the Portfolio Management space which may include system changes, IFRS ECL implementation etc.

#Urgent Requirement Legal Officer/ Assistant Legal Manager in Lendingkart Finance Limited Location - Kolhapur Only Male Candidate (Has to travel for field work) Experience - Minimum 2-3 years of experience working in any reputed NBFC/Bank CTC- As per market standards Submit your resume on prafull.tipale@lendingkart.com WhatsApp - 9075760999 (No calls)

Company Description Lendingkart Group aims to make working capital finance readily accessible for entrepreneurs, enabling them to focus on their business rather than cash-flow gaps. Lendingkart Technologies Private Limited is a fintech startup specialized in the working capital space, utilizing big data analysis to assess borrower creditworthiness. Lendingkart Finance Limited, a non-deposit taking NBFC, provides SME lending in India, leveraging technology and analytics to transform small business lending. The company strives to make credit easily accessible for SMEs through rapid and accurate creditworthiness assessments. Role Description This is a full-time on-site role for a Salesperson, located in Ahmedabad. The Salesperson will be responsible for identifying and acquiring new clients, maintaining relationships with existing clients, presenting Lendingkart's financial products and services, and achieving sales targets. Daily tasks include conducting market research to identify sales opportunities, following up on leads, negotiating contracts, and providing customer feedback to the product team. Qualifications Excellent Communication and Interpersonal skills Proven experience in Sales and Account Management Strong understanding of financial products and services Market Research and Analytical skills Ability to achieve sales targets and meet deadlines Experience in the fintech or financial services industry is a plus Bachelor's degree in Business, Marketing, Finance, or related field

Company Description Lendingkart Group specializes in providing working capital finance to entrepreneurs, allowing them to focus on their business operations without the stress of cash-flow gaps. Lendingkart Technologies Private Limited is a fintech startup that leverages big data analysis for evaluating creditworthiness, while Lendingkart Finance Limited is a non-deposit taking NBFC focused on SME lending in India. Their goal is to revolutionize small business lending through technology and analytics tools. Role Description This is a full-time on-site role as a Sales Manager handling DSA Vertical Channel Sales at Lendingkart in Kolkata. The Sales Manager will be responsible for day-to-day sales tasks, managing channel relationships, driving sales targets, and expanding the DSA network for the vertical channel. Qualifications Sales Management, Channel Sales, and Business Development skills Experience in the financial or fintech industry Strong communication and negotiation skills Ability to analyze market trends and identify opportunities Proven track record of meeting sales targets Bachelor's degree in Business Administration, Finance, Marketing, or related field

Role : Area Collections Manager (Recovery) Location : Chennai, Coimbatore & Bangalore Email : Prem.kumar@lendingkart.com Role & responsibilities You will manage the portfolio of the assigned geography. Lead, mentor, and motivate a team of collections agents to achieve performance targets and objectives You will follow up with delinquent cases personally, along with the collection manager, along with the collection agencies team & ensure resolution of the cases. You will be part of Recovery on high value NPA - write-off cases. Also, responsible to collect & resolve the Current bounce, 1-30, 31-60 & 61-90 cases. Must focus on collecting late payment & other charges. You will recruit collection agencies, repossession agencies, valuation agencies as required. You will recruit advocates as required. You will have collection & legal knowledge of secured & unsecured business. You will have relevant legal knowledge to use the same recovery & collection tool. You will have proper MIS & account management knowledge. You will be open to operate from home & without the presence of an office. You will be excellent in written & oral communication skills. You will have the ability to interact with the senior management team in case of requirement. You will have ability to understand statement of account, repayment schedule & foreclosure of the loan accounts. You will be an efficient leader, must believe in the spirit of teamwork, must maintain the decorum of the office, must follow the reporting hierarchy, must follow the entire laid down policy & Process of collection. Preferred candidate profile Bachelor's degree in Finance, Business Administration, or a related field. Proven experience in collections management within the financial services industry, preferably in a fintech or banking environment. Strong leadership abilities with a demonstrated ability to coach, mentor, and develop teams. Excellent analytical skills with the ability to interpret data and trends to drive strategic decision-making. Sound knowledge of regulatory requirements governing collections practice

Position : Collection Manager (Recovery) / Deputy Manager - Collections (Recovery) Location : Coimbatore, Chennai & Hyderabad Email : Prem.kumar@lendingkart.com Role & responsibilities : You will manage the portfolio of the assigned geography. Work closely with collections agents to achieve performance targets and objectives You will be part of Recovery on high value NPA - write-off cases. Also, responsible to collect & resolve the Current bounce, 1-30, 31-60 & 61-90 cases. Must focus on collecting late payment & other charges. You will have collection & legal knowledge of unsecured business. You will have relevant legal knowledge to use the same recovery & collection tool. You will have proper MIS & account management knowledge. You will be open to operate from home & without the presence of an office. You will be excellent in written & oral communication skills. You will have ability to understand statement of account, repayment schedule & foreclosure of the loan accounts. Preferred candidate profile Bachelor's degree. Proven experience in collections management within the financial services industry, preferably in a fintech or banking environment. Strong leadership abilities with a demonstrated ability to coach, mentor, and develop teams. Excellent analytical skills with the ability to interpret data and trends to drive strategic decision-making. Sound knowledge of regulatory requirements governing collections practice

Position : Collection Manager / Deputy Manager - Collections (Recovery) Location : Chennai Email: Prem.kumar@lendingkart.com Role & responsibilities : You will manage the portfolio of the assigned geography. Work closely with collections agents to achieve performance targets and objectives You will be part of Recovery on high value NPA - write-off cases. Also, responsible to collect & resolve the Current bounce, 1-30, 31-60 & 61-90 cases. Must focus on collecting late payment & other charges. You will have collection & legal knowledge of unsecured business. You will have relevant legal knowledge to use the same recovery & collection tool. You will have proper MIS & account management knowledge. You will be open to operate from home & without the presence of an office. You will be excellent in written & oral communication skills. You will have ability to understand statement of account, repayment schedule & foreclosure of the loan accounts. Preferred candidate profile : Bachelor's degree. Proven experience in collections management within the financial services industry, preferably in a fintech or banking environment. Strong leadership abilities with a demonstrated ability to coach, mentor, and develop teams. Excellent analytical skills with the ability to interpret data and trends to drive strategic decision-making. Sound knowledge of regulatory requirements governing collections practice

Company Description Lendingkart Group is a fin-tech startup focused on making working capital finance easily accessible to entrepreneurs. Lendingkart Technologies Private Limited and Lendingkart Finance Limited utilize big data analysis and technology tools to evaluate creditworthiness and provide SME lending services rapidly and accurately. Role Description This is a full-time on-site role for a Sales Manager in the DSA Vertical Channel Sales at Lendingkart located in Kolkata. The Sales Manager will be responsible for managing and expanding the DSA vertical channel sales, building and maintaining client relationships, and achieving sales targets through effective strategies and team management. Qualifications Sales, Channel Sales, and Relationship Management skills Experience in the financial or fintech industry Ability to drive sales performance and achieve targets Excellent communication and negotiation skills Team management and leadership abilities Bachelor's degree in Business Administration or related field Knowledge of working capital finance and credit assessment is a plus Ability to work in a fast-paced and target-driven environment

You will be joining Lendingkart Group, a fin-tech startup dedicated to simplifying access to working capital finance for entrepreneurs. Lendingkart Technologies Private Limited and Lendingkart Finance Limited leverage big data analysis and technology tools to assess creditworthiness efficiently and offer SME lending services promptly. As a full-time Sales Manager based in Kolkata within the DSA Vertical Channel Sales division at Lendingkart, your primary responsibilities will include overseeing and expanding the DSA vertical channel sales, nurturing client relationships, and meeting sales targets through the implementation of effective strategies and team supervision. To excel in this role, you should possess skills in Sales, Channel Sales, and Relationship Management, coupled with previous experience in the financial or fintech sectors. Your ability to boost sales performance, accomplish targets, and adeptly communicate and negotiate will be crucial. Moreover, your proficiency in team management, leadership, and a Bachelor's degree in Business Administration or a related field are essential. Knowledge of working capital finance and credit assessment would be advantageous, alongside the capability to thrive in a dynamic, goal-oriented environment.,

Overview: We are seeking a detail-oriented and proactive Accounts Receivable Specialist to join our finance team. The Accounts Receivable Specialist will be responsible for managing the receivables process, ensuring timely collection of payments, and maintaining accurate records. This role involves interaction with clients/customers to resolve outstanding issues and collaborate with internal teams to streamline the invoicing and collections process. Responsibilities: Generate and send out invoices to customers accurately and promptly. Monitor accounts to ensure timely collection of payments and follow up on overdue accounts. Resolve billing discrepancies and disputes; communicate with customers to facilitate payment resolution. Reconcile accounts receivable ledger and prepare aging reports regularly. Collaborate with sales, customer service, and other departments to address customer inquiries andresolve payment-related issues. Perform account reconciliations and maintain accurate records of transactions. Evaluate customer creditworthiness and recommend credit limits in collaboration with the credit department. Assist in month-end closing activities related to accounts receivable. Requirements Bachelors degree in Accounting, Finance, or related field preferred 1 - 3 years of experience in accounts receivable or related finance/accounting roles. Proficiency in accounting software (e.g., QuickBooks, SAP, Oracle) and Microsoft Excel. Strong understanding of accounting principles and practices related to accounts receivable management. Excellent communication and interpersonal skills for effective interaction with customers and internal teams. Detail-oriented with strong organizational and problem-solving abilities. Ability to prioritize tasks and work independently in a fast-paced environment. Traits: Meticulous attention to detail in handling financial records and transactions. Proactive and persistent in following up on outstanding payments. Strong customer service orientation and ability to build rapport with clients/customers. Ability to adapt to changing priorities and deadlines.

The Lendingkart Group is dedicated to facilitating access to working capital finance for entrepreneurs, enabling them to concentrate on their ventures. Lendingkart Technologies Private Limited, a fin-tech startup, leverages big data analysis to evaluate the creditworthiness of borrowers and offer associated services. Lendingkart Finance Limited, a non-deposit taking NBFC, revolutionizes SME lending in India, simplifying credit accessibility for small enterprises. By utilizing advanced analytics tools, the company effectively evaluates the creditworthiness of small businesses by analyzing a multitude of data points. As a seasoned professional, you should possess 10-15 years of experience in collections management, financial analysis, and credit management. Demonstrating strong leadership abilities, team management expertise, and effective training skills are essential for this role. Excellent communication, negotiation, and conflict resolution skills are highly valued, along with proficiency in analytical tools for data analysis. A background in the financial services or banking sector is preferred, and the role requires on-site presence in Delhi, India. A Bachelor's degree in Finance, Business Administration, or a related field is also required for this position.,

Role Description Handling and overseeing the entire Account Receivable Management/ customer accounting. Manage the work related to various reconciliation of principal outstanding, interest and other charges between systems. Manage the collection recording/uploading, reporting of Principal at Risk and Bank Reconciliation. Providing support in timely closure of month end, quarter end and year end financials and MIS. Manage a team to monitor the complete process of presentation of the repayments and tallying the accounts daily with the lender system. Providing support in launch and integration of new products and finalizing the process. Coordinating the work regular E-collection work with respect to daily recording/ refunding of amount received through partners. Managing escrow accounts for collection and reconciliation and managing account receivables. Timely disposing off various complaints received from RBI or any other source. Guiding and tracking the suspense clearance process. Timely clearance of suspense and maintaining it at a certain level. Providing data and other details as and when asked by various auditors or management. Manage the Co-lender accounting and reconciliation. Providing the data as and when asked by co-lenders. Supervising the work of regular payments as and when required to them Develop financial policy and procedure for operational efficiency. Qualifications CA preferred Strong analytical skills and attention to detail Excellent communication and interpersonal skills Ability to work effectively on-site in a collaborative team environment Experience in the fin-tech or financial services industry is a plus