Manager- Portfolio Analytics

Job Description

About the Role At Lendingkart we are looking for individuals who will be assisting the Credit Risk Head & CRO in active portfolio management strategies, including collections strategy. Some high level things you would own but not limited to: 1. Undertaking data analytics of LKs credit portfolios and providing weekly, monthly and quarterly credit risk reporting over the health and composition of the book to the management. This involves collaborating with the internal data science, finance & other teams as may be required. 2. Identify more meaningful ways to analyze and present insights and highlight the risks in the credit portfolios, including early stress build up, EWS, triangulation with external data sources, if any. 3. Develop recommendations to adjust credit policies by utilizing statistical scoring, segmentation and simulation techniques. 4. Documentation of various monitoring reports, portfolio/policy changes with rationale and data. 5. Manage Risk Appetite metrics What you would possess already: 1. A minimum of 4-12 years of experience, in NBFCs & FinTechs in Credit Risk Analytics & Portfolio Management/Reporting. 2. Hands-on experience & ability to work as an individual contributor in carrying out statistical analysis using appropriate software and statistical programming languages e.g. Excel, SQL, Python, Power BI etc. 3. The ability to conduct complex risk analyses and provide senior management with business insights of portfolio quality and product and portfolio trends, and portfolio performance. 4. Strong communication skills (written and oral) . 5. Working experience in running projects within the Portfolio Management space which may include system changes, IFRS ECL implementation etc.