2025 Creditworthiness Jobs - Page 5

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Job Description The Goldman Sachs Group, Inc. is a leading global investment banking, Global Markets and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments, and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's bus...

Conduct credit reviews for both new and existing client requests by assessing their creditworthiness across multiple parameters. This includes assigning internal customer risk ratings and performing a comprehensive analysis of the client’s business profile, industry outlook, management quality, and financial performance. Evaluate financial statements such as Balance Sheet, Income Statement, and Cash Flow Statement, along with ratio analysis, to determine profitability, liquidity, and leverage. Based on this assessment, recommend appropriate credit limits. Perform market research using third-party tools like D&B reports to assess overall business performance. Possess strong knowledge of finan...

We’re Hiring | US Mortgage Live Underwriter Job Title: US Mortgage Live Underwriter Location: | #Pune | Work From Office Experience: Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting) Salary: Up to ₹13 LPA Key Responsibilities Review and analyze mortgage loan applications for eligibility, accuracy, and compliance. Evaluate creditworthiness, income, collateral, and loan-to-value ratios. Make independent decisions on loan acceptance and associated risk. Provide final approval on mortgage loans. Collaborate with internal teams to resolve escalations. Manage loan files and processing using Encompass and other LOS platforms. Requirements Bachelor’s degree or ...

JOB TITLE: US Mortgage Underwriter/ Due Diligence Underwriter/ Credit Risk Underwriter/Loan Underwriter/Mortgage Credit Analyst/US Mortgage Specialist/Senior Mortgage Underwriter/SME/Mortgage Team Lead SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time JOB LOCATION: Chennai Experience Range: 0.6 months – 12 years Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all l...

Kenvue Is Currently Recruiting For a Invoice To Cash Senior Team Lead - Collections What We Do At Kenvue, we realize the extraordinary power of everyday care. Built on over a century of heritage and rooted in science, we’re the house of iconic brands - including NEUTROGENA®, AVEENO®, TYLENOL®, LISTERINE®, JOHNSON’S® and BAND-AID® that you already know and love. Science is our passion; care is our talent. Who We Are Our global team is ~ 22,000 brilliant people with a workplace culture where every voice matters, and every contribution is appreciated. We are passionate about insights, innovation and committed to delivering the best products to our customers. With expertise and empathy, being a ...

A Credit Card and Loan Officer assesses applicant finances, analyzes creditworthiness, gathers documentation, explains terms, and approves/denies loan/card applications while ensuring compliance with regulations, managing client relationships, and cross-selling financial products. Key duties involve client interaction, risk assessment (credit scores, income), processing applications, setting up payments, and maintaining records for loans (personal, auto, home) and credit cards.

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities:  Knowledge of mortgage underwriting and Agency automated underwriting systems  Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines ...

Job Description Candidate should be comfortable with Salary and US shift Salary UPTO 5.5 LPA & Shift - US Shift ( 05:30 PM - 02:30 AM ) Job Profile We are seeking a proactive, customer-focused and results-driven Accounts Receivable Specialist responsible for managing end-to-end accounts receivable operations, including customer billing, collections, cash application, dispute resolution, customer master data management, and month-end AR closing & reporting. The role ensures timely collection of receivables, accurate accounting of customer transactions, and compliance with company policies and accounting standards. Demonstrated ability to identify discrepancies, streamline AR processes, and bu...

Job Requirements About the Role The Credit Manager is responsible for managing a team and coordinating with the sales team to achieve the assigned area targets. This role involves direct interaction with customers to assess their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy. The Credit Manager must balance sales support with risk aversion, contributing to the broader organizational objectives of the bank. Key Responsibilities Primary Responsibilities Underwrite secured and unsecured loan proposals in accordance with established policies and procedures to meet agreed SLAs and manage business volumes. Supervise a team of credit underwriter...

· Support and assist all Operations & back office works of Vehicle loan department on daily basis. · Sourcing of vehicle loans for society as per the policy from open market or through BCs · Collection and maintenance of Pre-disbursement and post disbursement documents. · Background verification of customers and complete documentation process as instructed by A.O. · Sourcing and empanelment of New BCs. · Co-ordinating BCs and Registered office for invoice generation and pay out disbursements. · Meet with applicants to obtain information for loan application and document collection accordingly. · Analyse applicant financial status, creditworthiness and property evaluations to determine feasib...

We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products ( property, health, liability, Employee Benefits etc.) and underwriting principles. Key Responsibilities Evaluate and assess risks for general insurance proposals . Analyse application forms, supporting documents, previous claims history, and creditworthiness of clients. Determine coverage terms, premium amounts, policy conditions, and exclusions. Communicate with agents, brokers, or direct clients to obtain additional information if required. Ens...

Requisition Number: 45427 Job Location: Delhi, IND Work Type: Office Working Employment Type: Permanent Posting Start Date: 05/12/2025 Posting End Date: 18/12/2025 : Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Ent...

Company Description Hero Housing Finance, a part of the B.M. Munjal Hero Group, has been offering housing finance solutions since 2018. The company provides home loans, loans against property, and construction financing services to customers across 11 locations in India. With a robust foundation and commitment to customer-centric solutions, Hero Housing Finance empowers individuals and businesses to achieve their housing and property goals. For more details, please visit our website at Hero Housing Finance. Role Description This is a full-time, on-site role for a Relationship Manager located in Noida. The Relationship Manager will be responsible for building and maintaining strong customer r...

Company Description Best Capital Services Limited is a non-banking financial company (NBFC) that has been providing innovative financial solutions across India since 1995. With a strong presence in Rajasthan, Delhi, Gujarat, Maharashtra, Andhra Pradesh, Karnataka, and Kerala, the company is dedicated to empowering individuals, businesses, and communities. Focused on improving lives in rural and semi-urban areas, Best Capital Services Limited offers a comprehensive range of services such as Auto Loans, Used Car Loans, Commercial Vehicle Loans, Loan Against Property, MSME Loans, Agricultural Loans, and Business Loans. As an organization built on inclusivity and collaboration, we are committed ...

Job Requirements Job Description Job Title - Credit Manager - KCC Business Unit - Retail Banking Function - Credit (KCC / Agri) Job Purpose Agricultural Credit Manager’s job is to assess loan applications, which involves determining the financial health and creditworthiness of potential borrowers, as well as agricultural activities carried out at his field. These managers work with borrowers to explain loan terms and offer advice aimed at reducing risks and achieving positive outcomes for all parties. In addition, Agricultural Credit Managers often help develop relevant ag-related credit policies based on laws, regulations, and industry trends. Roles & Responsibilities Assessment of customer...

Job Title: Credit Senior Executive/executive Department: Credit Management Job Type: Full-time Salary: As per Industry standards Job Summary: We are seeking a highly skilled and experienced Credit Manager to join our Credit Management team. The Credit Manager is responsible for overseeing and managing the credit sanctioning process, ensuring compliance with internal policies, regulatory requirements, and risk management guidelines. This role involves assessing credit applications, evaluating creditworthiness, and making informed decisions regarding credit approvals or denials Key Responsibilities: 1. Credit Assessment: -Reviewing loan applications to determine whether applicants meet the cri...

The Loan and Credit Card Sales Executive is responsible for aggressively driving the sales of the bank/financial institution's loan and credit card products. This role involves identifying and acquiring new customers, understanding their financial needs, presenting suitable product solutions, and ensuring a high standard of customer service and regulatory compliance throughout the sales cycle. Key Responsibilities 1. Sales and Business Development Achieve Sales Targets: Consistently meet or exceed monthly, quarterly, and annual sales targets for various loan (e.g., personal, auto, home) and credit card products. Lead Generation: Proactively source new customers through various channels, incl...

Location – 2-3 days work from Office Only Hyderabad Location Timing- 2nd Shift 2-11 PM Job Type – Contract For Client Experience- 2-4 Year Job Description- Key Responsibilities: Order Processing And Management Accurately process customer orders in the system. Ensure orders comply with company policies and customer agreements. Coordinate with cross-functional teams for timely delivery. Invoicing Generate and submit invoices to clients accurately and timely. Handle invoice adjustments or credit memos when required. Cash Application Apply customer payments to corresponding invoices. Ensure accurate reconciliation between accounts receivables (AR) and cash received. Investigate and resolve discr...

About Northern Trust Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world’s most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service. Under general supervision (while working independently most of the time), the Senior Analyst – Credit Risk in Wealth Manage...

Location: Marol Andheri Working days: Mon to Sat, 10 am to 07 pm Reporting To: Finance Manager Key Responsibilities: Credit Control: Manage the credit control process across domestic and international clients. Evaluate creditworthiness of new and existing customers based on financial data and payment history. Set credit limits, monitor ageing reports, and proactively follow up for collections. Minimize overdue payments and bad debts through timely and strategic interventions. Coordinate with the Sales team for client-specific credit issues. Reconciliation: Ensure accurate reconciliation of accounts receivables with sales invoices and collections. Oversee bank reconciliations, customer ledger...

Aditya Birla Capital Limited Cluster Sales Head - SME Tier 1 Chennai Location: Chennai-The Oval, Tamil Nadu Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Unit Aditya Birla Finance Limited Location South Zone Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Cluster Sales Head Reports to: Poornata Position Title Zonal Sales Head Function Sales Reports to: Function Sales Department Retail LAP SME Tier 1 Reports to: Department SME Designation of the Employee Cluster Sales Head Designation of the Manager ...

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Cl...

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and bu...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We ...