ZET

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. In March 2022, we proudly raised $13M in our Series A funding, bringing our total funding to $18M. We’re privileged to be backed by renowned investors like General Catalyst, Nexus, Sequoia Surge, Waterbridge, and other leading angel investors. What began in 2019 with just two people has now grown into a spirited team, united by a common mission to drive fintech innovation for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Responsibilities: Take ownership of all Back-end applications and their CI/CD pipelines. The candidate will own the technical strategy and will work with the PM on defining the product strategy. Built for resiliency, scalability, and performance. The candidate is accountable for production, operational, and better engineering excellence in their area. Responsible for surfacing goals, progress and blockers to stakeholders. This opportunity is for you if, You have 1+ years of work experience in building highly-interactive applications using object oriented programming languages like Java, Spring Boot along with MySQL and AWS. You have experience in working with Restful web services. You have a knack for writing clean, readable, reusable code. You have good knowledge on TDD and CI/CD practices. You have penchant for learning You are a great analytical & logical thinker and someone who loves solving problems You are passionate, energetic, enthusiastic and a go-getter You are “ FUN @ Work “ For more details, please check www.zetapp.in Show more Show less

As an intern at ZET, you will be responsible for managing end-to-end talent acquisition processes which include overseeing recruitment activities such as candidate sourcing, making offers, and onboarding new hires. Additionally, you will assist in HR operations support by maintaining the HRMS system and ensuring the accuracy of employee data. Providing timely assistance to employees and stakeholders, resolving queries and issues efficiently will also be part of your responsibilities. You will play a key role in contributing to employee engagement initiatives to create a positive work environment. This involves supporting various engagement activities and programs within the organization. Furthermore, you will support the performance management process by preparing and analyzing performance data to facilitate performance reviews. Your role will also involve facilitating smooth onboarding for new hires and managing the exit process for departing employees. This includes ensuring a seamless transition for employees joining and leaving the organization. About Company: ZET is a team of passionate individuals committed to making a difference in people's lives by bringing fintech services to the untapped Bharat with 500 million online users. The company aims to build the largest network of trusted agents through a technology-driven platform that connects consumers to financial brands. ZET focuses on providing a source of income to the largest unemployed sector by expanding the reach of fintech to Bharat. With a strong presence in tier 2, 3 & 4 cities of India, ZET empowers millions of agents through its platform, enabling digital-first fintech brands to reach users in untapped regions. The company recently secured $13M in series A funding in March 2022, with backing from prominent investors like General Catalyst, Nexus, Sequoia Surge, and other leading Angel Investors. Since its inception in 2019 with just two members, ZET has grown into a workforce of dedicated individuals working towards enabling fintech solutions for Bharat.,

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Software Development Engineer -II (Backend) Responsibilities: You will own the entire application lifecycle including research, design, development, along with continuous deployment and delivery You will act as a mentor through both your technical knowledge and bring in continuous improvements and implement best practices. You will apply the latest technology thinking from our tech radar, adopt best design practices to solve complex problems and ensure our product is the best in usability. You will work directly with the cross functional product teams, align on the needs of the products and operations. You will analyze business, technology challenges and suggest solutions This opportunity is for you if, You have 3+ years of work experience in building highly-interactive applications using object oriented programming languages like Java, Spring Boot along with MySQL and AWS. You have experience in working with Restful web services. You have strong knowledge and understanding of design patterns and domain driven design. You understand fundamental design principles behind building scalable, resilient, and maintainable applications. You have a knack for writing clean, readable, re-usable code. You have good knowledge on TDD and CI/CD practices. You have penchant for learning You are a great analytical & logical thinker and someone who loves solving problems You are passionate, energetic, enthusiastic and a go-getter You are “ FUN @ Work “

Responsibilities Design automated testing solutions and processes to ensure quality, performance, and scalability of the system. Collaborate with team members to create a test plan. Design, implement, enhance, and maintain test cases corresponding to various product areas. Analyse test results and work with the engineering team to resolve issues. Ensure code test coverage meets standards. Requirements 2+ years of testing and automation experience. Experience in writing exhaustive test plans, test cases, and automating test cases, & Test result analysis. Experience in executing automated and performance tests for REST-based services. Experience with test automation toolsSelenium, Appium, or others. Strong Problem Solving and Analytical Thinking. Accustomed to dealing with ambiguity in a fast-paced environment. Proven ability to collaborate successfully across cross-functional functions. This job was posted by Rinsy Backer from ZET.

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Product Management at ZET: At ZET, you will execute the development of groundbreaking consumer applications designed to revolutionize financial services for billions of users across India. You will be instrumental in building from scratch, scaling exponentially and continuously innovating to ensure market leadership in the fintech landscape. Responsibilities: ● Own end-to-end product lifecycle for consumer and partner-facing products—cards, loans, and integrations with multiple banks. ● Translate banking and compliance requirements into simple, trustworthy user experiences. ● Drive integrations with partner banks for new products (secured cards, personal loans, credit builder products). ● Collaborate with engineering, design, compliance, operations, and business teams to deliver high-quality releases. ● Conduct User research in Tier 2-4 contexts to deeply understand pain points around trust, literacy, and access. ● Define and monitor success metrics, delivering measurable impact (e.g., X% faster bank integrations, Y% improvement in user activation). ● Balance speed of execution with risk management, ensuring regulatory and financial safeguards are built into products. ● Accustomed to dealing with ambiguity in a fast-paced environment. ● Proven ability to collaborate successfully across cross functions. Requirements: ● 2–3 years of product management experience, ideally in fintech or consumer internet. ● Prior experience integrating with banks or financial institutions (cards, loans, or lending platforms) is strongly preferred. ● Strong analytical, problem-solving, and decision-making skills. ● Comfortable working in ambiguous, fast-paced environments with multiple parallel projects. ● Excellent communication and stakeholder management skills across business, tech, and compliance teams. ● Strategic thinker who can zoom out on business goals, but also hands-on in execution. ● MBA is a plus, plus, not mandatory. What matters is your ability to deliver impact.

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Risk Analytics Manager Responsibilities Design, develop, and validate risk models (scorecards, look-alike models, behavioural risk models) to optimize credit decisioning. Conduct portfolio analytics to monitor delinquency trends, vintage analysis, and risk-return trade-offs. Leverage statistical and machine learning techniques to improve customer underwriting, fraud detection, and collection strategies. Work closely with credit, product, and technology teams to implement and refine data-driven risk policies. Identify early warning signals and recommend changes in credit approval criteria. Perform A/B testing and back-testing of models to ensure robustness and accuracy. Partner with credit bureaus, data providers, and internal teams to source and integrate new data variables. Create dashboards, MIS, and insights for leadership to enable risk-based decision-making. Accustomed to dealing with ambiguity in a fast-paced environment. Proven ability to collaborate successfully across cross functions. Requirements 3+ years of experience in risk analytics within an NBFC, fintech. Strong exposure to AI/ML, credit risk modelling, portfolio analytics, and policy formulation. Hands-on experience with look-alike models, scorecards, and data modelling techniques. Proficiency in SQL, Python/R, and statistical modelling techniques. Understanding of credit bureau data (CIBIL, Experian, Equifax, CRIF) and alternate data usage. Strong analytical, problem-solving, and communication skills. Educational background in Statistics, Mathematics, Economics, Engineering, or related fields (Tier-1/Tier-2 institute preferred).

Role Overview: At ZET, as a Risk Analytics Manager, you will play a crucial role in designing, developing, and validating risk models to optimize credit decisioning. You will be responsible for conducting portfolio analytics, leveraging statistical and machine learning techniques, and working closely with cross-functional teams to implement data-driven risk policies. Key Responsibilities: - Design, develop, and validate risk models such as scorecards, look-alike models, and behavioural risk models to optimize credit decisioning. - Conduct portfolio analytics to monitor delinquency trends, vintage analysis, and risk-return trade-offs. - Leverage statistical and machine learning techniques to enhance customer underwriting, fraud detection, and collection strategies. - Collaborate with credit, product, and technology teams to implement and refine data-driven risk policies. - Identify early warning signals and propose changes in credit approval criteria. - Perform A/B testing and back-testing of models to ensure robustness and accuracy. - Partner with credit bureaus, data providers, and internal teams to integrate new data variables. - Create dashboards, MIS, and insights for leadership to facilitate risk-based decision-making. - Demonstrate adaptability in dealing with ambiguity in a fast-paced environment. - Successfully collaborate across functions to achieve objectives. Qualifications Required: - Possess 3+ years of experience in risk analytics within an NBFC or fintech industry. - Strong exposure to AI/ML, credit risk modelling, portfolio analytics, and policy formulation. - Hands-on experience with look-alike models, scorecards, and data modelling techniques. - Proficiency in SQL, Python/R, and statistical modelling techniques. - Familiarity with credit bureau data (CIBIL, Experian, Equifax, CRIF) and alternate data usage. - Strong analytical, problem-solving, and communication skills. - Educational background in Statistics, Mathematics, Economics, Engineering, or related fields (Tier-1/Tier-2 institute preferred).,

Role Overview: At ZET, you will execute the development of groundbreaking consumer applications designed to revolutionize financial services for billions of users across India. You will be instrumental in building from scratch, scaling exponentially and continuously innovating to ensure market leadership in the fintech landscape. Key Responsibilities: - Own end-to-end product lifecycle for consumer and partner-facing products such as cards, loans, and integrations with multiple banks. - Translate banking and compliance requirements into simple, trustworthy user experiences. - Drive integrations with partner banks for new products like secured cards, personal loans, and credit builder products. - Collaborate with engineering, design, compliance, operations, and business teams to deliver high-quality releases. - Conduct User research in Tier 2-4 contexts to deeply understand pain points around trust, literacy, and access. - Define and monitor success metrics, delivering measurable impact (e.g., X% faster bank integrations, Y% improvement in user activation). - Balance speed of execution with risk management, ensuring regulatory and financial safeguards are built into products. - Accustomed to dealing with ambiguity in a fast-paced environment. - Proven ability to collaborate successfully across cross functions. Qualifications Required: - 2-3 years of product management experience, ideally in fintech or consumer internet. - Prior experience integrating with banks or financial institutions (cards, loans, or lending platforms) is strongly preferred. - Strong analytical, problem-solving, and decision-making skills. - Comfortable working in ambiguous, fast-paced environments with multiple parallel projects. - Excellent communication and stakeholder management skills across business, tech, and compliance teams. - Strategic thinker who can zoom out on business goals, but also hands-on in execution. - MBA is a plus, not mandatory. What matters is your ability to deliver impact. (Note: Additional details about the company were not provided in the job description.),

You will be working at ZET, a company focused on driving financial inclusion and accessibility across Bharat. With a mission to connect consumers to trusted financial solutions, ZET aims to empower individuals, especially those new to credit or with low credit scores, to build and improve their CIBIL scores. The company offers the Magnet FD Credit Card, co-branded with SBM, to help users from Tier 2, 3, and 4 cities boost their credit scores and make informed financial decisions. As part of the ZET team, you will have the opportunity to take ownership of all front-end applications and their CI/CD pipelines. You will work on defining the technical strategy and product strategy, prioritize team goals, allocate resources, and design technical solutions for resiliency, scalability, and performance. Your role will also involve ensuring engineering excellence, production, and operational efficiency in your area, as well as effectively communicating goals, progress, and blockers to stakeholders. Qualifications required for this role include: - 3+ years of experience in building and delivering apps using React Native - Solid working knowledge of Redux, React Native, Expo, React Query, and Jest - Experience in building React Native plugins using Java/Kotlin and Objective/Swift is an added advantage - Strong problem-solving and analytical skills - Proficiency in Agile software development life cycle - Ability to thrive in a fast-paced environment with ambiguity - Proven track record of successful collaboration across cross-functional teams Join ZET for a challenging yet rewarding opportunity to work with high-end technology, contribute to the Make in India initiative, experience accelerated growth, and build solutions for the next billion users. Embrace the fast-paced and innovative culture at ZET, and thrive in an environment that fosters continuous learning and development.,

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia's Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Product Management at ZET: At ZET, you will execute the development of groundbreaking consumer applications designed to revolutionize financial services for billions of users across India. You will be instrumental in building from scratch, scaling exponentially and continuously innovating to ensure market leadership in the fintech landscape. Responsibilities: ? Own end-to-end product lifecycle for consumer and partner-facing productscards, loans, and integrations with multiple banks. ? Translate banking and compliance requirements into simple, trustworthy user experiences. ? Drive integrations with partner banks for new products (secured cards, personal loans, credit builder products). ? Collaborate with engineering, design, compliance, operations, and business teams to deliver high-quality releases. ? Conduct User research in Tier 2-4 contexts to deeply understand pain points around trust, literacy, and access. ? Define and monitor success metrics, delivering measurable impact (e.g., X% faster bank integrations, Y% improvement in user activation). ? Balance speed of execution with risk management, ensuring regulatory and financial safeguards are built into products. ? Accustomed to dealing with ambiguity in a fast-paced environment. ? Proven ability to collaborate successfully across cross functions. Requirements: ? 23 years of product management experience, ideally in fintech or consumer internet. ? Prior experience integrating with banks or financial institutions (cards, loans, or lending platforms) is strongly preferred. ? Strong analytical, problem-solving, and decision-making skills. ? Comfortable working in ambiguous, fast-paced environments with multiple parallel projects. ? Excellent communication and stakeholder management skills across business, tech, and compliance teams. ? Strategic thinker who can zoom out on business goals, but also hands-on in execution. ? MBA is a plus, plus, not mandatory. What matters is your ability to deliver impact.

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. In March 2022, we proudly raised $13M in our Series A funding, bringing our total funding to $18M. We’re fortunate to be backed by renowned investors like General Catalyst, Nexus, Sequoia Surge, Waterbridge, and other leading angel investors. What began in 2019 with just two people has now grown into a spirited team, united by a common mission to drive fintech innovation for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Responsibilities Design automated testing solutions and processes to ensure quality, performance and scalability of the system Collaborate with team members to create test plan Design, implement, enhance, and maintain test cases corresponding to various product areas Analyse test results and work with engineering team to resolve issues Ensure code test coverage meets standards Requirements 2+ years of testing and automation experience Experience in writing exhaustive test plan, test cases and automating test cases & Test result analysis Experience in executing automated and performance tests for REST based services. Experience with test automation tools Selenium, Appium or others Strong Problem Solving and Analytical Thinking. Accustomed to dealing with ambiguity in a fast-paced environment Proven ability to collaborate successfully across cross functions.

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia's Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Risk Analytics Manager Responsibilities Design, develop, and validate risk models (scorecards, look-alike models, behavioural risk models) to optimize credit decisioning. Conduct portfolio analytics to monitor delinquency trends, vintage analysis, and risk-return trade-offs. Leverage statistical and machine learning techniques to improve customer underwriting, fraud detection, and collection strategies. Work closely with credit, product, and technology teams to implement and refine data-driven risk policies. Identify early warning signals and recommend changes in credit approval criteria. Perform A/B testing and back-testing of models to ensure robustness and accuracy. Partner with credit bureaus, data providers, and internal teams to source and integrate new data variables. Create dashboards, MIS, and insights for leadership to enable risk-based decision-making. Accustomed to dealing with ambiguity in a fast-paced environment. Proven ability to collaborate successfully across cross functions. Requirements 3+ years of experience in risk analytics within an NBFC, fintech. Strong exposure to AI/ML, credit risk modelling, portfolio analytics, and policy formulation. Hands-on experience with look-alike models, scorecards, and data modelling techniques. Proficiency in SQL, Python/R, and statistical modelling techniques. Understanding of credit bureau data (CIBIL, Experian, Equifax, CRIF) and alternate data usage. Strong analytical, problem-solving, and communication skills. Educational background in Statistics, Mathematics, Economics, Engineering, or related fields (Tier-1/Tier-2 institute preferred).

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Product Management at ZET: At ZET, you will execute the development of groundbreaking consumer applications designed to revolutionize financial services for billions of users across India. You will be instrumental in building from scratch, scaling exponentially and continuously innovating to ensure market leadership in the fintech landscape. Responsibilities: ● Own end-to-end product lifecycle for consumer and partner-facing products—cards, loans, and integrations with multiple banks. ● Translate banking and compliance requirements into simple, trustworthy user experiences. ● Drive integrations with partner banks for new products (secured cards, personal loans, credit builder products). ● Collaborate with engineering, design, compliance, operations, and business teams to deliver high-quality releases. ● Conduct User research in Tier 2-4 contexts to deeply understand pain points around trust, literacy, and access. ● Define and monitor success metrics, delivering measurable impact (e.g., X% faster bank integrations, Y% improvement in user activation). ● Balance speed of execution with risk management, ensuring regulatory and financial safeguards are built into products. ● Accustomed to dealing with ambiguity in a fast-paced environment. ● Proven ability to collaborate successfully across cross functions. Requirements: ● 2–3 years of product management experience, ideally in fintech or consumer internet. ● Prior experience integrating with banks or financial institutions (cards, loans, or lending platforms) is strongly preferred. ● Strong analytical, problem-solving, and decision-making skills. ● Comfortable working in ambiguous, fast-paced environments with multiple parallel projects. ● Excellent communication and stakeholder management skills across business, tech, and compliance teams. ● Strategic thinker who can zoom out on business goals, but also hands-on in execution. ● MBA is a plus, plus, not mandatory. What matters is your ability to deliver impact.

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. In March 2022, we proudly raised $13M in our Series A funding, bringing our total funding to $18M. We're fortunate to be backed by renowned investors like General Catalyst, Nexus, Sequoia Surge, Waterbridge, and other leading angel investors. What began in 2019 with just two people has now grown into a spirited team, united by a common mission to drive fintech innovation for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia's Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Responsibilities Identify and approach corporates for strategic tie-ups on ZET's credit card products. Drive B2B sales by pitching partnership opportunities, co-branded programs, and distribution models. Negotiate and close commercial agreements that maximize value for both ZET and partners. Build and maintain strong relationships with decision-makers in fintech and financial service organizations. Achieve business targets by driving partner-sourced credit card acquisitions and usage growth. Requirements 3+ years of experience in B2B sales, partnerships, or corporate tie-ups (preferably in fintech or financial services). Strong communication, negotiation, and relationship management skills. Proven ability to close deals and achieve sales/partnership targets. Exposure to credit cards, payments, or financial products will be an added advantage. Willingness to work in an offline, client-facing role with regular partner interactions. Accustomed to dealing with ambiguity in a fast-paced environment Proven ability to collaborate successfully across cross functions.