672 Creditworthiness Jobs - Page 4

Key Responsibilities Supervise the end-to-end loan process from application to disbursal. Ensure proper documentation, verification, and approval as per lending guidelines. Build and maintain strong relationships with NBFCs, banks, and financial institutions. Negotiate terms and manage partnerships for better financing rates and terms. Guide customers in selecting suitable finance options. Resolve queries related to loan eligibility, EMI, documentation, and disbursement. Review borrower profiles and assess creditworthiness. Coordinate with credit teams to reduce loan defaults and fraud. Ensure timely disbursal of loans after completion of all checks. Monitor disbursement status and resolve delays or bottlenecks. Coordinate with recovery teams for overdue or bounced EMI cases. Monitor delinquency reports and initiate corrective actions Prepare and maintain daily/weekly/monthly loan reports (approval, disbursal, rejection, overdue, etc.). Share regular updates with management and suggest process improvements. Ensure compliance with regulatory and company policies in all financing activities. Implement and monitor internal SOPs to reduce risk. Manage and support the loan operations team (executives/coordinators). Train staff on loan documentation, product knowledge, and customer handling. Keep track of industry loan schemes, competitor finance plans, and interest rate trends. Suggest new finance products or tie-ups based on market demand.

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for? Ability to manage multiple stakeholders Ability to meet deadlines Written and verbal communication Commitment to quality Agility for quick learning The role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for? Ability to manage multiple stakeholders Ability to meet deadlines Ability to perform under pressure Written and verbal communication Prioritization of workload The role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Analyst Qualifications: BCom/Master of Business Administration/ICWA(Inter) Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Written and verbal communication Detail orientation Results orientation Accounting & Financial Reporting Standards Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Should be able to review the US financial statements of the borrowers/guarantors, calculate/interpret the financial ratios. Understand and Analyze the company / borrower performance based on financials, cashflow, and other secondary information Understand the type of facilities and exposure of the borrower to asses the Loss Given Default and the Probability of Default. Should have knowledge of financials ratios impact on the overall performance. Ability to summarize borrower, financials, cashflow. Industry performance details in a clear and crisp way Identify the Risk associated with the borrower / company and mention it accordingly in the review along with the possible mitigants with justification. Performing assignments/deals/tasks of moderate complexity Working with limited supervision, Performing tasks with some degree of independent decision making, Ability to take judgment calls

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. A process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies. What are we looking for? Ability to handle disputes Ability to manage multiple stakeholders Agility for quick learning Commitment to quality Written and verbal communication The role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, Operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. Expertise in commercial real estate underwriting or commercial underwriting is a must whereas residential underwriting is preferable. Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts

Job Description CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated, and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm's business. Controllers also ensure that the firm's activities are conducted in compliance with the regulations governing transactions in the financial markets. OUR IMPACT We're a team of specialists charged with managing the firm’s liquidity, capital, and risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The business is ideal for collaborative individuals who have strong ethics and attention to detail. BUSINESS UNIT The Controllers group is responsible for safeguarding the firm's assets: to help maintain the integrity of Goldman Sachs' finances and expenditures. Through careful consideration and analyses of firm finances, objectives and strategies, we ensure that the firm's businesses continue to be profitable and efficiently run. Controllers also ensure that all business practices are in compliance with financial and regulatory requirements worldwide. Since contact with virtually every part of the firm is essential to Controllers, professionals in the department experience Goldman Sachs businesses, products, and sophisticated technology systems in depth. Direct Hedge Funds, Hedge Funds Strategies, Private Equity Group teams within Controllers support the alternative investments within Goldman Sachs Asset Management division with oversight over complex private funds. Responsibilities Supporting EMEA payrolls based out of Bengaluru office Working closely with EMEA Compensation Accounting and ensuring timely and accurate deliverables Assist in formulating/automating payroll process to facilitate new operations for the firm. Documentation of Payroll Process Employee (Client ) satisfaction by ensuring timely response to their queries Participation in global projects Responsible for the compensation and statutory reporting for both external as well as internal authorities Commitment to control, ensuring data/ information flow has gone through proper internal controls Coordination with the Global counterparts in the administration of compensation reporting Skills & Relevant Experience Degree in Business, Accounting or Finance. 4 - 7 years relevant work experience. Excellent teamwork, interpersonal and communication skills. Details and controls oriented Flexible, can easily adapt to changes. Strong PC skills, Peoplesoft, MS Word, MS Excel, Outlook Payroll administration of EMEA and London payroll Exposure to Oracle Cloud Payroll would be an added advantage Knowledge in taxes , local benefits and regulatory reporting is a plus About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html Please note that our firm has adopted a COVID-19 vaccination requirement for employees who work onsite at any of our U.S. locations to safeguard the health and well-being of all our employees and others who enter our U.S. offices. This role requires the employee to be able to work on-site. As a condition of employment, employees working on-site at any of our U.S. locations are required to be fully vaccinated for COVID-19, and to have either had COVID-19 or received a booster dose if eligible under Centers for Disease Prevention and Control (CDC) guidance, unless prohibited by applicable federal, state, or local law. Applicants who wish to request for a medical or religious accommodation, or any other accommodation required under applicable law, can do so later in the process. Please note that accommodations are not guaranteed and are decided on a case by case basis. © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Divisional Overview JOB DESCRIPTION The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. Department Overview Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment. Responsibilities RESPONSIBILITIES AND QUALIFICATIONS Evaluate derivatives and financing transactions across Global Market clients, reviewing and approving risk taking across this sector Assess the credit and financial strength of the firm's hedge fund, mutual fund, private equity fund and Financial Institution counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Assess risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods Approve transactions and opine on risk mitigation for products (fixed income funding, equity derivatives, prime brokerage, swaps, etc) based on counterparty and trade details. Hold risk conversation with respective sales and trading teams Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits Basic Qualifications 3-5 years of experience in a finance or risk role Knowledge of capital markets, including derivatives and/or repo products preferred Strong analytical, communication, and organizational skills required Bachelor’s degree (Master’s preferred) in business or finance Competencies Functional Expertise and Technical Skills – Knowledge of financial markets, risk analysis and current risk management practices as well as strong technical skills required for the role. Values attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations Teamwork – Gives evidence of being a strong team player, collaborates with others within and across teams Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, while demonstrating judgment to escalate as appropriate Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues Creativity and Influence- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers . We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2020. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity

Who we are…? REA India is a part of REA Group Ltd. of Australia (ASX: REA) (“REA Group”). It is the country’s leading full stack real estate technology platform that owns Housing.com and PropTiger.com. In December 2020, REA Group acquired a controlling stake in REA India. REA Group, headquartered in Melbourne, Australia, is a multinational digital advertising business specialising in property. It operates Australia’s leading residential and commercial property websites, realestate.com.au and realcommercial.com.au and owns leading portals in Hong Kong (squarefoot.com.hk) and China (myfun.com). REA Group also holds a significant minority shareholding in Move, Inc., operator of realtor.com in the US, and the PropertyGuru Group, operator of leading property sites in Malaysia, Singapore, Thailand, Vietnam and Indonesia. REA India is the only player in India that offers a full range of services in the real estate space, assisting consumers through their entire home seeking journey all the way from initial search and discovery to financing to the final step of transaction closure. It offers advertising and listings products to real estate developers, agents & homeowners, exclusive sales and marketing solutions to builders, data and content services, and personalized search, virtual viewing, site visits, negotiations, home loans and post- sales services to consumers for both buying and renting. With a 1600+ strong team, REA India has a national presence with 25+ offices across India with its corporate office located in Gurugram, Haryana. Housing.com Founded in 2012 and acquired by REA India in 2017, Housing.com is India’s most innovative real estate advertising platform for homeowners, landlords, developers, and real estate brokers. The company offers listings for new homes, resale homes, rentals, plots and co-living spaces in India. Backed by strong research and analytics, the company’s experts provide comprehensive real estate services that cover advertising and marketing, sales solutions for real estate developers, personalized search, virtual viewing, AR&VR content, home loans, end-to-end transaction services, and post-transaction services to consumers for both buying and renting. PropTiger.com PropTiger.com is among India’s leading digital real estate advisory firm offering a one-stop platform for buying residential real estate. Founded in 2011 with the goal to help people buy their dream homes, PropTiger.com leverages the power of information and the organisation’s deep rooted understanding of the real estate sector to bring simplicity, transparency and trust in the home buying process. PropTiger.com helps home-buyers through the entire home-buying process through a mix of technology-enabled tools as well as on-ground support. The company offers researched information about various localities and properties and provides guidance on matters pertaining to legal paperwork and loan assistance to successfully fulfil a transaction. Our Vision Changing the way India experiences property. Our Mission To be the first choice of our consumers and partners in discovering, renting, buying, selling, financing a home, and digitally enabling them throughout their journey. We do that with data, design, technology, and above all, the passion of our people while delivering value to our shareholders. Our Culture Culture forms the core of our foundation and our effort towards creating an engaging workplace that has resulted in REA India being ranked 5th among the coveted list of India’s Best 100 Companies to Work For in 2024 by the Great Place to Work Institute®. REA India was also ranked among Top 5 workplaces list in 2023, the Top 25 workplaces list in 2022 and 2021, and the Top 50 workplaces list in 2019. In addition, REA India was also recognized as Best Workplace™ in Building a Culture of Innovation by All in 2024 & 2023 and India’s Best Workplaces™ in Retail (e-commerce category) for the fourth time in 2024. REA India is ranked 4th among Best Workplaces in Asia in 2023 and was ranked 55th in 2022, & 48th in 2021 apart from being recognized as Top 50 Best Workplaces™ for Women in India in 2023 and 2021. REA India is also recognized as one of India's Top 50 Best Workplaces for Millennials in 2023 by Great Place to Work®. At REA India, we believe in creating a home for our people, where they feel a sense of belonging and purpose. By fostering a culture of inclusion and continuous learning and growth, every team member has the opportunity to thrive, embrace the spirit of being part of a global family, while contributing to revolutionize the way India experiences property. When you come to REA India, you truly COME HOME! REA India (Housing.com, PropTiger.com) is an equal opportunity employer and welcomes all qualified individuals to apply for employment. We are committed to creating an environment that is free from discrimination, harassment, and any other form of unlawful behavior. We value diversity and inclusion and do not discriminate against our people or applicants for employment based on age, color, gender, marital status, caste, religion, race, ethnic group, nationality, religious or political conviction, sexual orientation, gender identity, pregnancy, family responsibility, or disability or any other legally protected status. We firmly strive to eliminate any barriers that may impede equal opportunities while also recognizing that specific job roles may require appointees to possess the necessary qualifications, skills, abilities to perform essential functions of the position effectively. What does this role hold for you...?? We are seeking a highly motivated and detail-oriented Business Finance Partner to join our finance team. The ideal candidate will possess a strong analytical mindset, exceptional problem-solving skills, and a keen eye for detail. The Business Finance Partner will play a critical role in supporting various financial functions, including financial planning and analysis, budgeting, forecasting, credit control and decision support. Key Responsibilities: 1. Financial Analysis: • Conduct thorough financial analysis to support strategic decision-making and business planning efforts. • Analyze financial data, trends, and performance metrics to identify areas of opportunity or concern. • Prepare detailed financial models and forecasts to assist in budgeting and long-term planning initiatives. 2. Budgeting and Forecasting: • Assist in the development and maintenance of annual budgets and forecasts. • Collaborate with cross-functional teams to gather relevant data and assumptions for budgeting and forecasting processes. • Monitor budget variances and provide insightful analysis to management on key drivers impacting financial performance. 3. Reporting and Presentation: • Prepare and distribute regular financial reports to stakeholders, highlighting key performance indicators and variances. • Create presentations for senior management and board meetings, summarizing financial results, trends, and insights. • Communicate financial insights and recommendations in a clear and concise manner to non-financial stakeholders. 4. Business Partnering: • Collaborate with business unit leaders and department heads to provide financial guidance and support. • Serve as a trusted advisor to operational teams, assisting in financial decision- making. • Partner with internal stakeholders to develop business cases for new initiatives or investments. 5. Credit Control and resolution management: • Design and implement the credit policies and procedures to suite to the requirements of the business. • Assess the creditworthiness of customers by evaluating their financial statements, credit reports, and other relevant information in the public domain. • Ascribe credit limits to customers based on their creditworthiness and the company's risk appetite. • Monitor and manage the portfolio of receivables from Credit Risk perspective, identifying emerging risks and implementing proactive measures. • Monitor customer accounts to identify potential risks and take corrective action as needed including leading reconciliation and dispute resolution as required. • Collaborate with sales team to understand client needs and objectives, providing credit insights to facilitate informed decision-making for faster recovery of outstanding. • Proactively identify and report the likely risk scenarios including potential risk of recovery. • Develop and maintain credit risk models and methodologies. • Prepare credit risk reports for senior management. Apply if you have... • Chartered Accountant with around 6-9 years of relevant experience. • Proven experience in financial analysis, budgeting, and forecasting, preferably in a corporate finance or FP&A role. • Strong proficiency in financial modelling and data analysis tools (e.g., Microsoft Excel, PowerPoint). Excellent communication and presentation skills, with the ability to distill complex financial information into clear, actionable insights. • Detail-oriented with a high degree of accuracy in financial analysis and reporting. • Ability to work effectively both independently and as part of a team in a fast-paced environment. • Strong analytical and problem-solving skills, with a proactive and results-driven approach. Know more about us... Visit our career websites at https://careers.housing.com/ & https://careers.proptiger.com/ and LinkedIn page to know more about our company culture, and gain insights into what makes us a Great Place to Work. Want to dive into what we do? Visit our main websites for an in-depth look at www.housing.c

Job ID: 32590 Location: Delhi, IN Area of interest: Retail Banking Job type: Regular Employee Work style: Office Working Opening date: 22 Jul 2025 Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills and Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www.sc.com/careers

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Specialist Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 7 to 11 years Language - Ability: English(Domestic) - Advanced About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for? Accounting Reconciliation Account Management Accounts Receivable (AR) Numerical ability Negotiation skills Results orientation Ability to work well in a team Written and verbal communication Accounting Journal Entries Actionable Insights Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website www.sc.com/careers

About Us: Platton Inc. is an international, asset-based supply chain services and solutions company. Our services include air and ocean freight forwarding, customs brokerage, contract logistics, warehousing and distribution, truckload and LTL brokerage, and digital logistics solutions for importers and exporters. We serve clients across various industries with a strong focus on automation, visibility, and client success. Position Overview: The Sales Manager will be responsible for driving revenue growth, protecting gross margins, and leading strategic sales execution across global markets. This role requires a proactive, commercially astute leader who can manage a team across the sales funnel—from lead generation through pricing to final conversion—while ensuring alignment with company objectives and profitability targets. You will collaborate closely with the CEO, and cross-functional teams to execute growth strategies, drive high-value client acquisition, and guide the sales team to consistently meet and exceed targets. Core Objective: To drive revenue growth, protect profit margins, and lead the strategic execution of the sales pipeline across global markets. Key Responsibilities: Define and implement the commercial sales strategy aligned with company revenue and profit goals Supervise and guide the full lead-to-revenue process, overseeing SDR, BDM, and Pricing teams Review and approve customer creditworthiness in coordination with the Finance team Approve pricing exceptions and discount deviations beyond standard margin thresholds Participate in high-stakes sales calls and final negotiation rounds to close key deals Prioritize high-value opportunities and ensure smooth onboarding of strategic clients Monitor and guide the SDR and BDM pipelines for quality, volume, and conversion efficiency Review sales performance reports, including quote win/loss analysis, margin trends, and SQL-to-opportunity conversion rates Coordinate with the CEO and Finance on revenue planning and forecasting adjustments Actively track and evaluate team KPIs, pipeline health, and individual performance metrics Ensure all commercial decisions reflect margin protection and long-term client success Required Skills & Experience: 8–15 years of B2B sales experience in freight forwarding or international logistics (managerial or leadership level) Proven success in managing sales teams, setting targets, and scaling pipeline conversion Strong understanding of FCL, LCL, customs clearance, warehousing, and transportation services Demonstrated ability to engage and negotiate with U.S.-based clients and high-level decision-makers Familiarity with tools such as Apollo, LinkedIn Sales Navigator, and CRMs like HubSpot, Pipedrive, or Zoho Sound knowledge of international shipping terms, pricing models, Incoterms, and trade documentation Commercial acumen with experience in margin protection and strategic deal structuring Excellent communication, team leadership, and stakeholder management skills Ability to work across time zones and align regional execution with global business strategy Analytical mindset with experience using sales reports and metrics to drive performance

Job Requirements Role/ Job Title – Credit Manager - Mortgage Rural Function/ Department - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Responsibilities Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to drive down the net credit loss and delinquency metrics by ensuring that trends on delinquent customers are identified and communicated to the Collections team in order to take corrective action through new sourcing. Review and approve credit proposals given the discretionary authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc. Recommend process changes in order to improve service efficiency and quality across the assigned area. Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service. Educational Qualifications: Graduation (Any Field) Experience: 2+ years of relevant experience

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other Relationship Managers, Credit Analysts, Team Managers, Segment Heads, colleagues in Client Due Diligence, and partners in Risk, Compliance, other support functions, and Product. Skills And Experience Minimum 5 years of relevant experience in serving Business, Commercial and Corporate clients. Experience servicing cross-border international businesses. Proven track record in client relationship management and business development. Demonstrates strong understanding of accounting principles, financial modelling, and financial statement analysis. Able to assess client creditworthiness and provide key risk considerations and mitigations. Sound product knowledge on trade, cash, lending, and FX. Strong understanding of local industries, supply and value chains, and market environment. Knowledge of operational procedures, documentation requirements, banking practices and regulations related to SME Banking. Strong understanding in business guidelines and compliance issues. Sound knowledge of financial markets and investment products. Outstanding communication and presentation skills. Motivated self-starter, identifying opportunities, providing innovative approaches to meet client needs. Maintains a high standard of personal conduct and lives our valued behaviours. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Core Responsibilities: Invoicing: Creating and sending accurate invoices to customers for goods or services rendered. Payment Processing: Receiving and recording payments from customers through various methods (cash, checks, credit cards, electronic transfers). Account Reconciliation: Ensuring that all transactions are accurately reflected in customer accounts and that payments match the billed amounts. Collections: Monitoring and following up on outstanding invoices, sending reminders, and escalating collection efforts when necessary. Customer Communication: Addressing customer inquiries regarding billing, payments, and account status. Record Keeping: Maintaining organized and accurate records of all accounts receivable transactions. Reporting: Generating reports on accounts receivable aging, outstanding balances, and other relevant financial data. Credit Management: Assessing the creditworthiness of new customers and managing credit limits for existing ones. Dispute Resolution: Investigating and resolving billing disputes or discrepancies with customers. Key Skills and Qualifications: Financial Acumen: Understanding of accounting principles, financial statements, and basic bookkeeping. Communication Skills: Ability to communicate effectively with customers and internal teams, both verbally and in writing. Analytical Skills: Ability to analyze data, identify trends, and resolve discrepancies. Organizational Skills: Ability to manage multiple tasks, prioritize work, and maintain accurate records. Attention to Detail: Ensuring accuracy in all aspects of accounts receivable management. Problem-Solving Skills: Ability to identify and resolve issues related to billing, payments, and customer accounts. Proficiency in Accounting Software: Familiarity with accounting software like QuickBooks, SAP, or other relevant systems. Customer Service Skills: Ability to handle customer inquiries and resolve issues in a professional and courteous manner. Credit Analysis Skills: Ability to assess the creditworthiness of customers. Job Type: Full-time Pay: ₹25,000.00 - ₹35,000.00 per month Schedule: Day shift Work Location: In person

CONSULTING & BEYOND Company profile - https://candbindia.com/ Team Lead - Corporate Finance Location : Chennai Experience: 4-5 years in Banking, with a focus on Debt Funding Job Description: We are seeking an experienced and dynamic professional to join our team as a Team Lead in Corporate Finance. The ideal candidate will have a strong background in banking, with a specific emphasis on debt funding. As a Team Lead, you will be responsible for leading a team and managing various aspects of corporate finance, including debt structuring, funding proposals, and relationship management. Key Responsibilities: Ø · Lead and motivate a team of finance professionals, providing guidance and support to achieve team goals. · Foster a collaborative and high-performance work environment. Ø · Analyse and evaluate debt financing opportunities for corporate clients. · Structure debt deals and develop financing proposals tailored to client needs. · Collaborate with internal and external stakeholders to ensure successful funding outcomes. Ø · Conduct thorough financial analysis, including cash flow projections, risk assessments, and financial modelling. · Assess the creditworthiness of clients and provide recommendations for risk mitigation. Ø · Cultivate and maintain strong relationships with corporate clients, financial institutions, and other key stakeholders. · Act as the primary point of contact for clients throughout the financing process. Ø · Stay informed about market trends, industry developments, and regulatory changes affecting corporate finance and debt funding. · Provide insights and recommendations based on market research. Ø · Ensure compliance with relevant regulations and internal policies. · Collaborate with legal and compliance teams to mitigate legal risks associated with financing transactions. Qualifications: *Should have Strong Banking Experience and Background and experience in Loan Operations especially Business loan and well versed in Corporate Banking* Ø Bachelor's degree in Finance, Business, or a related field. Master's degree or relevant professional certifications (CFA, CPA) is a plus. Ø 4-5 years of progressive experience in banking, with a focus on corporate finance and debt funding. Ø Strong understanding of financial models, CMA, debt structures, and corporate finance principles. Ø Proven leadership experience, with the ability to lead and develop a team. Ø Excellent analytical and problem-solving skills. Ø Effective communication and interpersonal skills. Ø Ability to work under pressure and meet tight deadlines. Ø Knowledge of regulatory frameworks and compliance requirements related to corporate finance. If you are a motivated individual with a passion for corporate finance and debt funding, we invite you to apply for this exciting opportunity. Join our team and play a key role in driving financial success for our clients and the organization. Job Types: Full-time, Permanent Pay: ₹300,000.00 - ₹800,000.00 per year Benefits: Paid sick time Provident Fund Work from home Schedule: Fixed shift Supplemental Pay: Performance bonus Yearly bonus Experience: total work: 5 years (Required) Work Location: In person

Key Responsibilities: Evaluate creditworthiness of loan proposals submitted by the retail sales team. Analyze financial documents including income statements, bank statements, ITRs, and CIBIL reports. Perform risk assessment on customers applying for personal loans, business loans, or other retail financial products. Prepare detailed credit appraisal memos and present findings to the credit committee. Ensure compliance with internal credit policy and RBI/NBFC regulatory norms. Monitor portfolio performance and recommend actions for delinquent accounts. Coordinate with sales, operations, and legal teams for smooth credit evaluation process. Desired Candidate Profile: Graduate/Postgraduate in Finance, Commerce, Economics, or related field. 2–5 years of experience in credit analysis, preferably in the retail segment (personal loan, business loan, consumer finance, etc.) within an NBFC or financial institution. Strong understanding of retail lending products, credit underwriting, and risk analysis.

Dezerv is India’s first expert-led investment platform. Dezerv is co-founded by Sandeep Jethwani, Vaibhav Porwal and Sahil Contractor who have led and founded successful wealth management businesses and managed over USD 7 billion in assets. Our team brings together decades of investing expertise from leading global franchise institutions. Why are we building Dezerv? Dezerv is an investment management company that combines the expertise of seasoned investment professionals with advanced technology to provide comprehensive investment management solutions. Our team of experts monitor the performance of portfolios and rebalance them if required to ensure long-term success. At Dezerv, we aim to deliver: - Comprehensive assessment of your investment portfolio from India's leading investment experts - Diversified portfolios to help you create long-term wealth using scientific allocation strategies - Day-to-day active management of your portfolio and timely corrective actions as and when needed We are a Series B funded startup and have marquee investors like Premji Invest, Accel, Elevation Capital and Matrix Partners India, as our backers along with Whiteboard Capital & Blume Founders Fund, Kunal Shah of CRED, Varun Dua of Acko, Vidit Aatrey of Meesho, Ashish Mohapatra of OfBusiness, Revant Bhate of Mosaic Wellness are also some of our early investors. Since inception in 2021, our clients have trusted us with over 10000+ crs of their assets. Role Overview: As a Credit Analyst in our Fixed Income team, you will be responsible for evaluating creditworthiness of issuers, conducting detailed financial and business analysis, and supporting investment decisions in listed and unlisted debt instruments across AIF/PMS platforms. Key Responsibilities Conduct in-depth financial analysis of companies across sectors Analyze balance sheets, income statements, and cash flow statements Evaluate credit risk based on business model, sector dynamics, and management quality Prepare detailed credit notes and rating rationales for investment committee discussions Track portfolio companies regularly and flag early warning signs Support the team in deal evaluation, due diligence, and documentation Interact with rating agencies, company management, and market participants for insights Monitor market developments impacting credit quality and pricing Qualifications & Skills Chartered Accountant (with 3 to 5 years of experience) Strong understanding of financial statements and accounting concepts Interest in capital markets and fixed income investing High attention to detail, analytical mindset, and eagerness to learn Strong communication and presentation skills

🚀 Hiring Product Manager- Are you an experienced Product Manager with hands-on expertise in developing fintech solutions like bank statement analyzers, credit analysis tools, and GST compliance products? If you have a track record of building and launching similar products, and you're passionate about using AI and ML to create smarter, more efficient financial analysis tools, we’d love to hear from you! About the Role As our Product Manager, you’ll lead the development of products that empower digital lenders, banks, and financial institutions by providing in-depth insights into borrower financials, creditworthiness, and compliance. Your work will focus on: Bank Statement Analysis : Build and optimize tools that analyze transaction patterns, income consistency, and cash flow to support credit assessment. Credit Analysis : Deliver solutions for comprehensive credit evaluation, enabling end-to-end analysis of cash flow, fraud detection, and financial reliability for complex data profiles. GST Compliance & GSTR Analysis : Develop tools that capture GST data, identify sales and purchase trends, and deliver actionable insights into filing compliance and vendor relations. Key Responsibilities : Drive product development from concept to launch in the fintech analytics space. Apply AI/ML to enhance risk profiling, fraud detection, and reporting. Build solutions to simplify decision-making for high-volume financial data. Qualifications : Proven experience managing similar fintech products from the ground up. Deep knowledge of bank statement analysis, credit assessment, and GST analytics. Strong understanding of AI/ML in fintech applications.

Hiring a Candidate For PAUL MERCHANT PVT LTD Location: Chandigarh Job Title: Credit Manager - NBFC CORPORATE FUNDING Industry: NBFC/Banks - Working Capital/CC/OD/MSME TERM LOAN/CORPORATE BUSINESS LOAN/ About the Role: As we expand our lending portfolio with the introduction of corporate lending, we are looking for a dedicated and detail-oriented Credit Manager to join our team in Chandigarh. Key Responsibilities: • Independently assess and underwrite loan proposals. • Perform in-depth financial analysis, evaluate business models, and analyse economic indicators and industry trends. • Conduct Personal Discussions (PD) with applicants to evaluate their creditworthiness and understand their financial behaviour and business viability. • Maintain high productivity and ensure timely credit decisions as per company TATs. • Adhere strictly to internal credit policies and regulatory compliance standards. • Guide and mentor credit officers to ensure quality underwriting and continuous skill development. • Ensure timely resolution of discrepancies and completion of post-disbursement documentation (PDD). • Maintain and track PDD and other key credit metrics through accurate and timely MIS reporting. Education: B.Com, MBA in Finance/Chartered Accountant (CA), or equivalent from a reputed institution. Experience: Minimum 2 years of experience in lending (preferably with a Bank or NBFC). Mail ID: head.ccu2@paulmerchants.net References are Highly Appreciated. Share Your Resume, We will Call Back Urgent and Immediate Requirement and Joiners

Company Description At Surya Loan, we offer individualized financial solutions tailored to meet your needs. As a trusted personal loan provider, we understand that life can present unexpected challenges, and having access to financial support is crucial. Our mission is to empower individuals by offering flexible and accessible personal loans that help you achieve your goals. We are committed to providing exceptional service to ensure our clients achieve their objectives. Role Description This is a full-time on-site role for a Credit Manager located in Hisar. The Credit Manager will be responsible for overseeing the credit management operations, including assessing creditworthiness, approving credit applications, and managing credit risk. The day-to-day tasks include analyzing financial data, developing credit policies, and ensuring adherence to regulatory standards. The Credit Manager will also collaborate with other departments to optimize credit performance and mitigate risks. Qualifications Credit Management and Credit Risk Management skills Strong Analytical Skills and experience in Finance Expertise in Credit assessment and approval processes Excellent written and verbal communication skills Ability to work independently and handle multiple tasks Bachelor's degree in Finance, Accounting, or related field Experience in the financial services industry is a plus

Company Description Oxyzo Financial Services deeply understands the business needs of SMEs and aims to transform them into large enterprises by offering customized credit solutions. These solutions help SMEs expand operations, increase revenue, and improve profit margins. Known for low-interest rates, collateral-free credit options, and rapid loan processing, Oxyzo is a leading lending option for SMEs in India. Serving thousands of SMEs, Oxyzo disburses over 4000 crores annually and has 9000+ crores in assets under management (AUM). Role Description This is a full-time, on-site role for a Sr. Credit Manager - SME at Oxyzo Financial Services, located in Chennai. The Sr. Credit Manager will be responsible for evaluating and managing the creditworthiness of SME clients, assessing credit risk, and making recommendations for credit approvals. The role includes examining financial statements, conducting credit analyses, and ensuring compliance with credit policies and procedures. Underwriting / Appraisal of credit proposals in line with the policy laid down by TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/other funding requirements of the SME. Key Responsibilities: Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest Qualifications Credit Management, Credit Risk Management, and Credit Skills Strong Analytical Skills and Finance knowledge Excellent written and verbal communication skills Ability to work independently and as part of a team Minimum of 3-6 years of experience in credit management or a related field Bachelor's degree in Finance, Accounting, Business, or a related field; CA preferred Experience in the SME sector is a plus

About ZET: At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians. Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability. On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets. Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat. Problems we are solving Lack of Awareness: Many consumers, especially those in Tier 3/4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same. Reaching Bharat: Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks. Trust: The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion. The rise of ZET April 2019, Founded by Manish Shara & Yash Desai August, 2020, Raised Seed Funding led by Waterbridge Ventures July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors. March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors. Angel Investors who trust our mission Kunal Shah - Co Founder, CRED Kalyan Krishnamurthy- CEO Flipkart Harshil Mathur - Co Founder, Razorpay Vidit Aatrey - Founder & CEO, Meesho Sujeet Kumar - Co Founder, Udaan Lalit Keshre - CEO, GROWW Gaurav Munjal - Co-founder & CEO, Unacademy Aakrit Vaish - Co-founder & CEO, Haptik Jitendra Gupta - Founder, Jupiter Amrish Rau - CEO PineLabs Gokul Rajaram - Product & Business, Doordash Why ZET High-end Technology Make in India Accelerated Growth Build for next Billion users Fast pace & Innovation Opportunity to Thrive Software Development Engineer -II (Backend) Responsibilities: You will own the entire application lifecycle including research, design, development, along with continuous deployment and delivery You will act as a mentor through both your technical knowledge and bring in continuous improvements and implement best practices. You will apply the latest technology thinking from our tech radar, adopt best design practices to solve complex problems and ensure our product is the best in usability. You will work directly with the cross functional product teams, align on the needs of the products and operations. You will analyze business, technology challenges and suggest solutions This opportunity is for you if, You have 3+ years of work experience in building highly-interactive applications using object oriented programming languages like Java, Spring Boot along with MySQL and AWS. You have experience in working with Restful web services. You have strong knowledge and understanding of design patterns and domain driven design. You understand fundamental design principles behind building scalable, resilient, and maintainable applications. You have a knack for writing clean, readable, re-usable code. You have good knowledge on TDD and CI/CD practices. You have penchant for learning You are a great analytical & logical thinker and someone who loves solving problems You are passionate, energetic, enthusiastic and a go-getter You are “ FUN @ Work “

About the job Job Title: Financial Analyst / Sr. Financial Analyst Location: Noida Experience: 3+ Years Industry Preference: Banking, Investment Banking, Financial Services & Consulting Job Type: On-site, Full Time & Permanent Company: FinLender Capital About FinLender FinLender, headquartered in Noida, is recognized as India's most valuable Investment Bank. Over the past 12 months we have Closed 50+ marquee fundraising and special situation transactions. For finding the successful transactions by FinLender, visit the website below: www.finlender.com Promoters and Team Background: Promoters and Teams are CA, CFA, Ex-Banker, IIM, Ex Big 4, with 20+ years of experience each with experience of closing multiple transactions. India’s top 500+ lenders/Investors work with us: Which Includes Banks, NBFCs, Institutional Fund Houses, AIFs, ARCs, VCs, PEs, Hedge Funds, Family Offices, etc. Promoters/ Clients we work with: Average revenue our promoters & clients are making within range of 50 Cr to 2000 Cr, you will only be talking to Promoters, Founders & the CFO of the Company. Roles & Responsibilities : About the Role: As a Financial Analyst/Sr Financial Analyst at FinLender, you will be a key player in evaluating the creditworthiness of potential borrowers. Specialized in Debt Funding and Restructuring is responsible for overseeing the evaluation, approval, and management of credit risks for debt funding opportunities. This role requires in-depth knowledge of debt structuring, financial analysis, and risk mitigation strategies, as well as expertise in managing distressed debt portfolios. The individual will work closely with internal and external stakeholders to develop strategies for debt funding, restructuring negotiations, and ensure the end-to-end process from deal originate to disbursement, ensuring smooth execution and compliance with agreed terms. Strong knowledge of Debt Funding, Stressed Asset Financing, Special Situations Financing, and Debt Restructuring Opportunities to deliver optimal financial solutions and strategic capital structuring. Strong understanding in performing financial due diligence, engaging with clients, and executing deals to assess opportunities, build relationships, and drive successful transactions. Proficient in developing financial projections, conducting pre-credit assessments, and evaluating risks to ensure precise forecasting and adherence to regulatory requirements. Solid understanding of regulatory compliance, SOPs for documentation, and secondary market research to ensure informed decision-making and regulatory alignment. Expertise in preparing investor teasers, pitch decks, and funding proposals to effectively communicate investment opportunities and attract potential investors. Skilled in conducting thorough financial due diligence, compliance checks, and document verification to ensure regulatory adherence and operational integrity. Collaborate with the CRM team or other stake holders to manage the end-to-end lifecycle of transactions, including lead conversion, deal pipeline management, and timely disbursement of funds. Originate, structure, and negotiate financing transactions while building and maintaining strong relationships with client & channel partners for smoother operations. Oversee pre-credit assessment operations to ensure accurate and timely evaluation of potential deals, including review, negotiation, collateral management, and term sheet finalization. Utilize financial modelling, risk assessment, and CRM tools to enhance operational efficiency, decision-making, and business growth. Generate new business opportunities, including large-ticket-size deals, in collaboration with the CRM team & Channel Partner to meet and exceed revenue targets. Stay updated on market trends, regulatory changes, and industry best practices to maintain a competitive edge and support strategic initiatives. The candidate must consistently meet or exceed monthly targets in terms of revenue generation, client onboarding, and signing up the essential documents. Skills & Abilities: Consistently meet and exceed targets in line with defined goals and performance expectations. Sound knowledge in presenting financial insights and customer documentation in alignment with CRM team protocols, ensuring accuracy and compliance. Optimize financial models and analytical tools to enhance efficiency and decision-making. Build and maintain strong relationships with clients and stakeholders to foster collaboration and drive successful outcomes. To Apply: Please send your updated resume to hr@finlender.com. #banking #arc #aif #NBFC #debtfunding #specialsituation #alternativeinvestmentfund #investmentbanking #venturecapitaldebt #nbfc #privateequity #instituationalfunding #workingcapital #termloan #corporatefunding #stressassertfunding #projectfinance #businessbanking

Company Description Piramal Finance Limited, formerly known as Piramal Capital & Housing Finance Limited, is engaged in the financial services business, providing both wholesale and retail funding opportunities within the real estate and non-real estate sectors. We strive to enhance our clients' experiences by valuing their feedback, queries, and requests. Our dedicated team is available to support our clients from Monday to Saturday. Prospective applicants should be cautious of fraudulent messages and only communicate through official channels. Role Description This is a full-time, on-site role for a Loan Against Securities Manager located in Andhra Pradesh, India. The Loan Against Securities Manager will be responsible for managing loan portfolios, assessing creditworthiness, preparing loan proposals, and ensuring compliance with financial regulations. Daily tasks include liaising with clients, performing risk assessments, monitoring loan disbursements, and maintaining accurate records. Building strong relationships with clients and stakeholders will be crucial to succeed in this role. Qualifications Experience in Loan Management, Credit Assessment, and Financial Analysis Knowledge of Regulatory Compliance and Risk Assessment Strong Communication and Relationship-Building Skills Problem-Solving and Analytical Thinking Abilities Proficiency in Financial Software and Database Management Ability to work independently and in a team environment Bachelor's degree in Finance, Accounting, Business Administration, or a related field Prior experience in the financial services industry is a plus