2025 Creditworthiness Jobs - Page 4

Job Requirements About the Role The Associate Debt Manager – Flows – 2-Wheeler Loan is responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. This role involves monitoring delinquent accounts, conducting field visits, and collaborating with internal teams to develop strategies for improving loan performance. The role is based in Kolkata, West Bengal, and contributes to the overall objectives of IDFC FIRST Bank's Retail Banking division. Key Responsibilities Primary Responsibilities Manage the 2-Wheeler Loan portfolio and ensure timely collections and recoveries. Monitor delinquent accounts and take necessary actions to minimize losses. Conduct f...

Job Summary Strategy To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining profitable CIB customers within acceptable risk parameters. Contribute toward achieving team’s overall target and delivering optimal portfolio return. Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as colleagues in CDD teams and partners in risk, compliance, other support functions, and product Identify, market and onboard New-To-Bank names for asset business across target client base of mid-sized and large local corporates Achieve individual financial and non-financial targets while contributing towards team’s overall de...

Job Title: Us Mortgage (Live Underwriting) Location: Gurgaon Job Type: Full Time Shifts: US Shifts(Night shifts) Experience: 2+ Years of experience into Us Mortgage Live underwriting Job Summary: Mortgage Live Underwriter evaluateing residential loan applications in real time to determine the borrower’s creditworthiness and adherence to investor, regulatory, and company guidelines. The underwriter reviews financial documents, analyzes risk, and issues credit decisions (approval, suspension, or denial). This role requires strong knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA underwriting standards. Qualifications Education: Bachelors in any stream. Key Responsibilities: Knowledge of ...

Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users , Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lak...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Job Title: Credit Officer Location: Mohali Job Description: We are seeking a dedicated and detail-oriented Credit Officer to join our client's team. The Credit Officer will play a pivotal role in assessing credit applications, conducting credit checks, and ensuring compliance with credit policies and procedures. Key Responsibilities: Credit Evaluation: Assess creditworthiness of potential customers by analyzing financial information, credit reports, and payment histories to make informed credit decisions. Credit Analysis: Conduct thorough analysis of credit applications, reviewing financial statements, bank records, and other relevant documentation to determine risk and recommend credit term...

Requisition Number: 37775 Job Location: Delhi, IND Work Type: Office Working Employment Type: Permanent Posting Start Date: 10/12/2025 Posting End Date: 19/12/2025 : Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Ent...

This role is for one of the Weekday's clients Salary range: Rs 2500000 - Rs 3000000 (ie INR 25-30 LPA) Min Experience: 9 years Location: Maharashtra JobType: full-time As a Regional Sales Manager for the tiles adhesive segment, you will be responsible for driving sales growth, expanding market presence, and building strong customer relationships within the Mumbai region. This role requires a strategic mindset, an ability to consistently achieve high-volume sales targets, and strong expertise in the construction chemicals or tiles adhesive ecosystem. You will lead the territory's business development efforts, ensure customer satisfaction, and collaborate with internal teams to deliver seamles...

Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Enterprise customers within acceptable risk parameters. Contribute toward achieving the team’s overall target and delivering optimal portfolio return. Collaborate and bu...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Requisition Number: 37775 Job Location: Delhi, IND Work Type: Office Working Employment Type: Permanent Posting Start Date: 10/12/2025 Posting End Date: 19/12/2025 : Job Summary As a Standard Chartered Relationship Manager in SME Banking, you’ll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You’ll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Medium Ent...

Location: Noida, Sector 4 Job Type: Full-time Experience: 0–3 years (Freshers welcome) Key ResponsibilitiesGenerate leads for personal loan products through field visits, telecalling, and online channels. Assess customer profiles, financial documents, and eligibility for personal loans. Explain loan features, EMI structure, interest rates, and processing requirements. Assist customers with loan application, documentation, and KYC compliance. Coordinate with credit and operations teams for file approval and disbursement. Maintain relationships with customers to improve cross-selling opportunities. Meet monthly sales targets and ensure high customer satisfaction. RequirementsGraduate in any st...

Job Title: QC Underwriting Designation: QC Underwriting Location: Mph-Cybercity Tower 4, Pune, IN Job Summary We are seeking a detail-oriented and knowledgeable QC Underwriting professional to join our team. The ideal candidate will possess strong expertise in Originations and Underwriting, ensuring that all underwriting processes are executed with precision and compliance. This role is critical in maintaining the quality and integrity of our underwriting operations, contributing to the overall success of our organization. Responsibilities Conduct thorough analysis of loan applications and supporting documentation to assess risk and ensure compliance with company policies and regulatory requ...

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Are you ready to join our digital revolution journey? At Aleph, we’re not just part of the digital advertising landscape—we’re shaping its future. Representing the world’s leading platforms, including TikTok, Amazon, Google, and nearly 55 others, we operate in 130+ markets across new and existing geographies. Our mission is to empower advertisers and brands to unlock the full potential of these platforms' advertising capabilities. By fostering long-lasting partnerships, we create limitless opportunities for people and businesses to advertise effectively at both local and global levels. With a presence spanning continents, Aleph offers you the chance to be part of a fast-growing, innovative t...

Join Our High-Growth BD Team in LAP! We are actively seeking experienced and driven candidates for Assistant Manager / Manager - Business Development (Loan Against Property - LAP) across multiple key locations. If you have a proven track record in financial services sales, particularly in the LAP/Mortgage segment, and are ready to take on a challenging and rewarding role, we want to talk to you. This isn't just a job; it's a chance to be the face of our growth in your city. Multiple Locations: Chandigarh, Ludhiana, Panipat, Rohtak, Jaipur, Hyderabad, Surat, Ahmedabad, Jamshedpur, Pune Job Purpose: To drive the sourcing of MSME Loan Against Property (LAP) proposals by identifying, onboarding,...

Company Description AU SMALL FINANCE BANK, founded by Mr. Sanjay Agarwal and a skilled team, originated as AU Financiers, one of the fastest-growing Non-Banking Financial Companies (NBFCs). It has evolved into a customer-centric bank, committed to addressing the financial needs of its diverse clientele. With over two decades of expertise, AU SMALL FINANCE BANK aims to create value and positively impact communities by providing innovative financial solutions. Role Description This is an on-site full-time role for a Branch Credit Manager located in Belda. The Branch Credit Manager will oversee and manage credit underwriting processes of designated location of Belda, Nandakumar and Heria branch...

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Vehicle Loans Executive, also known as an Auto Loan Officer or Vehicle Finance Specialist, is responsible for guiding customers through the process of financing the purchase of a vehicle ( Use car, commercial vehicle, etc.). This role involves a mix of sales, customer service, and financial analysis to secure loan approvals and meet sales targets. Core Responsibilities Lead Generation & Sales: Actively source new customers for vehicle loans through various channels, including field visits, cold calling, and establishing relationships with car dealerships and agents. Client Consultation: Meet with applicants to understand their financing needs, explain different loan options and terms, intere...

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include v...

Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes. About Our Banking And Coverage Team Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include v...

Job Description Who We Are At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Divisional Overview More About This Job Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoin...

Billing Management Oversee end-to-end billing operations and ensure accuracy of invoices. Coordinate with business teams to validate billing inputs and contracts. Ensure timely release of invoices and maintain proper documentation. Monitor recurring, variable, and project-based billing. Resolve billing discrepancies quickly with internal and external stakeholders. Credit Control Evaluate customer creditworthiness and recommend credit limits. Monitor customer credit exposure and ensure adherence to approved limits. Develop and implement credit policies to reduce risks. Work with sales and finance teams to manage high-risk accounts. Collections & AR Management Drive collection efforts to ensur...