Senior Associate

Job Title: Us Mortgage (Live Underwriting)

Location:

Job Type:

Shifts:

Experience:

Job Summary:

Mortgage Live Underwriter

Qualifications Education:

Key Responsibilities:

• Knowledge of mortgage underwriting and Agency automated underwriting systems• Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines• Review all mortgage applications and documentation for accuracy and completeness• Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.
• Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
• Review property documentation including title commitments, sales contracts, insurance, and flood determinations
• Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
• Review and analyze appraisals for value and compliance with industry requirements
• Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience
• Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client
• Maintain confidentiality of all customer and employee information
• Respond positively to feedback and redirection
• Fully utilize systems, tools, training, and resources provided to maximize potential
• Meeting daily production.
• Meeting the daily SLA requirement
• Meeting the daily Quality requirements

If Interested kindly apply or share the resume on ashina.aggarwal@wns.com