Associate Debt Manager-Flows-2 Wheeler Loan

Job Requirements

Primary Responsibilities

• Manage the 2-Wheeler Loan portfolio and ensure timely collections and recoveries.
• Monitor delinquent accounts and take necessary actions to minimize losses.
• Conduct field visits to assess customer creditworthiness and collect overdue payments.
• Build and maintain relationships with customers to ensure timely payments and customer satisfaction.
• Collaborate with internal teams to develop and implement strategies for improving loan performance.
• Stay updated on industry trends and regulations related to 2-Wheeler Loans.
• Provide regular reports and updates on portfolio performance to senior management.
  

• Fluency in the local language (Bengali) is preferred.
• Knowledge of the local market and customer behavior is a plus.
• Experience in handling 2-Wheeler Loan collections in Kolkata is highly desirable.
  

• Bachelor’s degree in finance, Business Administration, or a related field.
  

Experience

• Minimum of 2 years of experience in debt management, preferably in the retail banking sector.
• Experience in handling 2-Wheeler Loan collections is highly desirable.
  

• Knowledge of 2-Wheeler Loans and collections processes.
• Strong communication and negotiation skills.
• Ability to work independently and in a team environment.
• Proficient in MS Office and other relevant software.
• Willingness to travel for field visits as required.