72 Credit Policies Jobs - Page 3

Join us as a Credit Manager at Hilti India, a rare opportunity for ambitious finance professionals to build a global career. As Credit Manager, you lead Hilti India's Credit and Collection department, and are responsible for all aspects of the function including development and execution of credit and collection policies, management of credit risk to ensure sustained business growth, and facilitating the organization's understanding of credit policies and decisions. A successful candidate needs to be internationally mobile, and ready to embark on a multinational career by leveraging opportunities in Hilti locations across the globe. At Hilti, we are a passionate global team committed to maki...

You should have a strong understanding of various financial products such as Term loans, Working capital, and structural products. Your role will be sector agnostic and require the following skills: - Conducting due diligence of corporate, group, and promoters - Analyzing financial statements - Understanding industry and market dynamics related to proposals and applying them in credit assessments and risk mitigation - Conducting site visits and having personal discussions with promoters/CFO - Preparing credit notes and specifying deal-specific covenants - Ensuring adherence to internal credit policies and documenting any deviations in the credit note - Approving/recommending credit limits an...

Roles and Responsibilities Manage a team responsible for credit assessment, appraisal, and approval of retail assets (Auto loans, Commercial vehicle loans, Pre-owned car loans) and used car finance. Develop and implement effective credit strategies to minimize defaults and maximize recoveries. Collaborate with cross-functional teams to ensure seamless integration of credit processes into overall business operations. Conduct regular reviews of credit policies, procedures, and guidelines to ensure compliance with regulatory requirements. Analyze market trends, competitor activity, and customer behavior to identify opportunities for growth while managing risk.

The Regional Debt Manager - Consumer Durable Flows, within the Collections department, plays a pivotal role in overseeing a team and coordinating operational recovery efforts to maintain the credit portfolio of the designated region. This individual is responsible for enforcing corporate policies and procedures to minimize delinquencies at the front end. By cultivating relationships internally and externally, opportunities for value creation are identified, aligning with the broader organizational goals of the bank. The Regional Debt Manager's role directly influences the financial institution's budget planning. Responsibilities include: - Accountable for the recovery of the designated produ...

As a Sales Specialist in Loan Sales (personal/business/mortgage), your primary responsibility will be to acquire new customers, promote loan products, and achieve sales targets. This role entails various tasks such as lead generation, customer assessment, loan application processing, and ensuring top-notch customer service. You will be expected to identify and acquire potential customers for loans through direct sales, referrals, and digital channels. Developing and nurturing relationships with individuals, financial intermediaries, and corporate clients for loan sourcing will also be a key aspect of your role. Meeting assigned sales targets and contributing to revenue growth will be crucial...

We are looking for a Senior Manger Plant & Operation Finance based out of Bangalore locations to lead Finance function at plant level. This person will be responsible for handling all the Plant finance and costing related activities at plant level including statutory compliance. Team of 2-3 Finance executive will be reporting to this person. Product costing and variance analysis for the plant cost (covering RM/PM and factory overhead) Working with operation / Supply chain team on operation cost, preparation of their operating plan, tracking of actual cost against budget and reporting of variance. Identification of cost saving opportunities and working with cross functional team on cost savin...

You have over 10 years of experience and are looking for a highly skilled and experienced Head of Audit and Assurance to lead the Audit department and manage the Audit and Risk functions of the Bank. Your responsibilities include ensuring that the Bank's operations comply with relevant laws, regulations, internal policies, and accounting standards. You will also conduct Risk Based Internal Audits (RBIA) as per RBI guidelines and RCMs developed by the Bank. Your qualifications include being a Qualified Chartered Accountant (CA) with additional qualifications in Internal Audit or Risk Management. You should have at least 10 years of post-qualification experience and 3 years in the Banking and ...

As a Credit Underwriter, your primary responsibility will be to implement and manage credit processes for the business. This includes appraising proposals, monitoring the existing portfolio, and maintaining turnaround time for deal evaluation and processing. You will also be involved in preparing MIS reports, implementing credit policies, and conducting credit underwriting. A crucial aspect of your role will involve client interaction, including meetings and unit visits. You will be expected to provide internal customer service by addressing credit and compliance issues promptly and effectively. Close coordination with sales, collection, and operations teams will be essential to drive busine...

Responsibilities will include: Functional Expertise: You will be responsible for designing, developing, and implementing robust risk policies and procedures for Unsecured/Secured Revenue based, Supply Chain, and Invoice based financing, ensuring alignment with the organization's risk appetite and regulatory requirements. This will involve conducting comprehensive risk assessments and analysis for unsecured lending portfolios, identifying potential risks and opportunities to enhance risk-adjusted returns. You should be able to independently conduct Credit Underwriting for higher ticket size [Up to Rs. 5 Crs] proposals for Unsecured Revenue Based/Supply Chain/Invoice Financing. Additionally, o...

Job Description: As a Credit Manager at our company located in Bolpur Sriniketan, you will play a crucial role in the evaluation and approval of loan applications according to our established criteria. Your responsibilities will include managing and mitigating credit risk, analyzing financial statements and credit reports, and overseeing credit operations. Additionally, you will be tasked with developing and implementing credit policies while collaborating with key stakeholders to ensure efficient credit management practices. To excel in this role, you should possess experience in Credit Management and Credit Risk Management, along with strong analytical skills and a solid proficiency in Fin...

The role of Head of Credit for Corporate Finance at our client, a leading NBFC organization, involves leading the credit strategy and ensuring robust credit risk management for business units including SME, Supply Chain, and Leasing. Your responsibilities will include developing and implementing credit strategies tailored to specific business segments, collaborating with the executive team to align credit objectives with the company's strategy, and ensuring compliance with regulatory requirements. You will be responsible for designing and maintaining a comprehensive credit risk framework, overseeing the assessment and approval of credit proposals, and monitoring portfolio performance to iden...

You are a proactive and detail-oriented Field Audit Officer (FAO) sought by SarvaGram to join the Internal Audit team in Maharashtra. Reporting to the Zonal Audit Manager, you will play a critical role in ensuring audit compliance in branch operations, gold loan processes, and file/document destruction protocols. Your responsibilities will include conducting hindsight audits of loan files to verify adherence to credit policies, performing Gold Infrastructure Audits focusing on storage, safety, and process compliance, and carrying out Gold Pouch Audits to ensure alignment with inventory records. You will also audit and supervise the destruction of rejected application files, closed Gold Loan ...

You have an opportunity to join as the Head of Audit and Assurance in a reputed bank based in Mumbai, Maharashtra. As a highly skilled and experienced professional with a minimum of 10-15 years of experience, preferably in banking, you will be responsible for leading the Audit department and managing the Audit and Risk functions of the bank. Your main responsibilities include ensuring that the bank's operations comply with all relevant laws, regulations, internal policies, procedures, and accounting standards. You will conduct Risk Based Internal Audits (RBIA) following the guidelines of the Reserve Bank of India (RBI) and using Risk Control Matrices (RCMs) developed by the bank. Your strong...

You will be responsible for managing the Banks Credit Risk Policies in the role of Wholesale Credit Policy within the Risk Management department at Yes Bank Limited in Mumbai (YBH). Your primary duties will include preparing and maintaining various Bank policies in alignment with RBI guidelines and best practices in Risk Management. Additionally, you will be tasked with creating and managing Credit Underwriting CAMs and Spreads, conducting Sectoral reviews, and monitoring sectoral limits. To excel in this role, you must have a strong understanding of Corporate Credit, Underwriting, and experience in credit underwriting, credit risk management, risk monitoring, and credit policies. Proficienc...

Job Description Job Role: The incumbent will work directly with Commercial Banking Market Coverage and Specialized Industries nCino end-users, answering their questions about how to accomplish credit tasks most efficiently within the system and in compliance with business process and credit policies Work with CB OPMT product team to identify end-user pain points and obstacles as well as provide ongoing feedback related to trends and workarounds, and suggest potential solutions Serve as part of the ongoing User Acceptance Testing (UAT) group that completes extensive system testing prior to each quarterly release Review line of business and product team nCino procedures and job aides prior to ...

As a Credit Officer, you will play a crucial role in evaluating and approving credit applications, managing credit risk, and ensuring adherence to the organization's credit policies. Your attention to detail and analytical skills will be essential in assessing customer creditworthiness, monitoring existing accounts, and collaborating closely with sales and finance teams to maintain a healthy credit portfolio. This is a full-time position with a day shift schedule that requires your presence in person at the work location.,

About Us Flexmoneys mission is to Democratize and Simplify Consumer Finance . Our best-in-class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. What are we doing What will you do You are supposed to build and manage digital lending and origination partnerships with new lending partners. This includes working with lendin...

As a Credit Analyst, your primary responsibility will be to research and assess the creditworthiness of clients. You will be tasked with developing credit scoring models to accurately predict risks associated with loan requests. Based on the credibility and potential revenues and losses, you will be making informed decisions to either approve or reject loan applications. In this role, you will also be responsible for calculating and setting interest rates, as well as negotiating loan terms with clients to ensure mutually beneficial agreements. It will be essential to maintain detailed records of loan applications and follow up with clients to manage debt settlements and loan renewals effecti...

The Branch Head plays a crucial role in leading the sales and operations of the branch to achieve financial goals and ensure compliance. With a deep understanding of the bank's product lines, the Branch Head manages staff, fosters a positive work environment, and ensures customer satisfaction. Daily oversight of sales and operations, along with responsibility for business development, are key aspects of this role. Collaborating with the Cluster Head, the Branch Head participates in setting growth, sales, and profit objectives for the branch. Ensuring proper staffing levels and training to meet customer service and sales goals is essential. Compliance with Bank policies, maintenance of securi...

Hotel Experience Mandatory Min Experience Min. 3 yrs of overall experience min 2 yrs experience Credit Account Receivable Profile Brief Credit Account Receivable is responsible for overseeing the credit and collection processes, ensuring timely payments, and minimizing financial risk for the hotel. They develop and implement credit policies, assess creditworthiness of clients, manage accounts receivable, and work with various teams to optimize revenue and minimize bad debt

GRADE-SM DEPARTMENT-Credit SUB-DEPARTMENT-Micro Banking & Rural Banking REPORTS TO -Area Credit Manager REPORTING INTO-Officer Credit MB Unsecured ROLE PURPOSE & OBJECTIVE This role is responsible to manage credit policies and processes are followed for GL unsecured loans in the region and Manage that the processes/policies are effectively managed on the field. The role incumbent will maintain processing / underwriting of the GL loans in line with regulatory guidelines and internal policies with zero errors and facilitate Prudent Credit Decisions on exceptional cases based on data points SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monitors portfolio and ensure good portfolio quality o...

Job Summary: We are seeking a skilled Credit Underwriter to join our team in evaluating loan applications from dairy farmers. The successful candidate will conduct video calls with applicants to gather financial information, analyze cash flow, and make informed decisions on loan approvals. The Credit Underwriter will also maintain accurate records, track portfolio quality, and perform loan utilization checks. Key Responsibilities: 1. Conduct Video Calls: Engage with dairy farmers via video calls to gather information on income sources, assets, household details, and liabilities. 2. Analyze Cash Flow: Evaluate applicants' cash flow to determine their ability to repay loans. 3. Make Loan Decis...