Company Description At YSS Direct Credit, we are committed to empowering Micro, Small, and Medium Enterprises (MSMEs) by offering accessible and customized financial solutions. We aim to foster sustainable growth and economic development within the MSME sector, contributing to overall community and national prosperity. Our vision is a future where women drive economic development, supported by our specialized financial products and services. We prioritize customer-centricity, integrity, innovation, collaboration, responsible lending, and community impact in all our operations. Role Description This is a full-time on-site role for a Loan Advisor located in Noida. The Loan Advisor will be responsible for assessing loan applications, assisting clients with tailored financial solutions, and ensuring compliance with lending policies. The role includes evaluating creditworthiness, preparing loan documentation, and providing exceptional customer service to MSME clients. The Loan Advisor will work closely with cross-functional teams to deliver optimal financial solutions. Qualifications Experience in loan assessment, credit evaluation, and financial analysis Knowledge of MSME financing and customized financial solutions Excellent customer service and communication skills Ability to work collaboratively with cross-functional teams Strong organizational skills and attention to detail Proficiency in relevant financial software and tools Understanding of responsible lending practices and regulatory compliance Bachelor's degree in Finance, Business, Economics, or a related field Prior experience in the financial sector is a plus Show more Show less

Job Opening: Sales Executive – Mortgage Loan Sales Location: Noida Sector 75, Spectrum Metro Mall, 3rd Floor, Phase-II Company: Direct Credit Department: Sales – Mortgage Loan Sales Reporting To: Sales Manager / Branch Manager Salary: No bar – based on interview Email: Recruitment@directcredit.in Contact: 7982133804 / 97735 93871 Website: www.directcredit.in Preferred Candidate: From Noida or nearby locations Preferred Industry: Loan or Mortgage Sales Job Summary Direct Credit is expanding rapidly, and we’re looking for Sales Executives – Mortgage Sales to join our growing team! In this role, you’ll play a key part in acquiring new customers and achieving sales targets for mortgage loan products such as Home Loans, Loan Against Property (LAP), and Balance Transfers . If you're someone who thrives in a target-driven environment and enjoys helping customers find the best loan solutions, we want to hear from you! Key Responsibilities 1. Lead Generation & Client Acquisition Identify and acquire new customers for mortgage loan products. Build strong networks with real estate agents, builders, and financial advisors. Conduct cold calls, follow-ups, and leverage referrals to generate leads. 2. Sales & Business Development Promote and sell Home Loans, LAP, and Balance Transfer services. Clearly explain loan terms, interest rates, and repayment plans to prospects. Oversee the process from lead generation to final loan disbursement. Consistently meet or exceed assigned sales targets. 3. Customer Interaction & Relationship Management Understand customer requirements and recommend suitable loan products. Assist with eligibility assessments and documentation guidance. Deliver exceptional customer service and support throughout the loan process. 4. Documentation & Compliance Collect and verify KYC documents, financials, and property records. Coordinate with internal teams – credit, operations, legal – for smooth processing. Ensure full compliance with all regulatory norms and internal policies. Required Skills & Qualifications Education: Graduate in any discipline (Finance, Business, or Banking preferred) Experience: 1–3 years in Mortgage Sales or Loan Industry Skills: Strong sales and negotiation capabilities Excellent communication and interpersonal skills Sound knowledge of mortgage products and lending procedures Familiarity with loan documentation and credit assessment Goal-oriented and target-driven mindset Show more Show less

Sales Head – Working Capital Loans Department: Business Loans / SME Lending Location: Noida Sector 75, Spectrum Metro Mall, Phase-II Email: hr@directcredit.in/ 97735 93871 Salary: Up to 15LPA No of Openings: 1 Job Summary: The Sales Head – Working Capital Loans is responsible for strategizing, leading, and growing the working capital loan portfolio for SMEs, MSMEs, and business customers. The role involves overseeing sales operations, building and managing a high-performing sales team, driving customer acquisition, and ensuring portfolio quality and compliance with credit and risk guidelines. Key Responsibilities: 1. Sales Strategy & Planning · Develop and implement the overall sales strategy for working capital loan products (CC, OD, Term Loans, Invoice Discounting, etc.). · Identify key business opportunities across geographies, industries, and customer segments. · Set clear sales goals and performance metrics aligned with organizational objectives. 2. Business Development & Growth · Drive customer acquisition and revenue growth across SME/MSME sectors. · Build a strong lead generation engine through direct sales, channel partners, and digital platforms. 3. Team Leadership & Management · Recruit, train, and mentor a team of Relationship Managers, Area Sales Managers, and Cluster Heads. · Set sales targets, monitor progress, and conduct regular performance reviews. · Motivate the team to achieve individual and collective goals. 4. Credit and Risk Coordination · Work closely with credit and risk teams to ensure the right balance between business growth and asset quality. · Ensure quality sourcing, proper documentation, and minimal delinquencies. · Stay updated with RBI regulations and credit norms applicable to working capital finance. 5. Product & Market Intelligence · Regularly analyze market trends, competitor offerings, and customer feedback. · Collaborate with the product team to enhance loan offerings and create tailored financial solutions. · Launch and promote new products or variants based on market demand. 6. Reporting & Compliance · Maintain accurate MIS, funnel management, and performance dashboards. · Ensure all processes are compliant with internal policies and regulatory guidelines. · Drive adherence to audit standards and close audit observations promptly. Key Requirements: · Education: Graduate/Postgraduate (MBA) · Experience: 8–10 years of experience in business loan/working capital sales with at least 3–5 years in a leadership role · Skills: o Strong knowledge of SME lending, CC/OD structures, financial analysis, and credit evaluation o Excellent leadership, planning, and decision-making skills o Strong communication, negotiation, and networking abilities o Ability to manage large teams and work in a fast-paced environment o Data-driven mindset and proficiency in sales analytics Preferred Background: · Prior experience in banks, NBFCs, or Corporate DSA with exposure to SME lending · Well-versed with underwriting models, bank statement analysis, and industry risk profiling · Established relationships with SMEs, industry clusters. Show more Show less

Job Title: Credit Manager Department: Credit & Risk Location: Noida Sector 75, Spectrum Metro Mall, Phase-II Industry: Financial Services Minimum Exp: 5 to 8 yrs Salary: Up to 8LPA Company Website: www.directcredit.in Cont: 9773593871. Job Summary: We are looking for a reliable and experienced Credit Manager to oversee the credit assessment and loan approval process for HL, LAP & MSME loans . The Credit Manager will play a critical role in evaluating customer financials, mitigating risks, and ensuring portfolio quality while complying with regulatory guidelines and internal policies. Key Responsibilities: · Assess creditworthiness of potential customers based on financial statements, income documents, CIBIL reports. · Evaluate loan applications and make informed recommendations or approvals within delegated authority. Able to handle the big-ticket size (our ticket size is start from 50L) · Ensure timely processing and disbursement of loans with strict adherence to company policies and compliance norms. · Monitor loan portfolio performance, identify delinquent accounts, and initiate corrective actions. · Coordinate with the sales and collections team for seamless operations. · Maintain proper documentation and records for audits and regulatory inspections. · Analyze market trends, customer segments, and competitor offerings to suggest improvements in credit policy. Key Requirements: · Bachelor’s degree in Finance, Accounting, Economics, or a related field (MBA preferred). · 5–8 years of experience in credit underwriting, preferably in the loan/financial services sector HL, LAP & MSME. · Strong understanding of credit risk analysis, financial ratios, and regulatory norms (RBI, NBFC guidelines). Show more Show less

Job Title: Assistant Manager – Credit (Working Capital) Department: Credit / Risk Contact: https://www.linkedin.com/redir/suspicious-page?url=hr%40directcredit%2ein%2F 7982133804 Website: https://www.linkedin.com/redir/suspicious-page?url=www%2edirectcredit%2ein Location: Noida Sector 75, Spectrum Metro Mall Salary: up to 6LPA Job Description: 1. Credit Appraisal & Underwriting: o Assess and analyze working capital finance proposals for SME/MSME clients. o Conduct detailed financial analysis including balance sheet, profit & loss, cash flow, and ratios. o Perform risk assessment and mitigation analysis across industries and client profiles. o Prepare and present credit appraisal memos (CAM) for sanctioning authorities. 2. Due Diligence & Verification: o Conduct background checks and site visits as part of due diligence. o Coordinate with legal, technical, and valuation teams for report assessments. o Ensure KYC, AML, and compliance checks are completed. 3. Policy & Documentation: o Ensure adherence to credit policies and approval matrix. o Assist in periodic review and update of credit policies related to working capital. o Review and verify legal and security documents before disbursement. 4. Portfolio Management: o Monitor the performance of sanctioned limits. o Track early warning signals and support collections or remedial actions if needed. o Engage in periodic portfolio reviews to identify risk patterns or NPAs. 5. Coordination & Stakeholder Management: o Liaise with business, operations, legal, and risk teams. o Communicate decisions and feedback clearly to internal and external stakeholders. Key Skills & Competencies: Strong analytical and financial skills Good understanding of working capital products (CC/OD, Bill Discounting, etc.) Knowledge of credit underwriting standards and regulatory guidelines Effective communication and interpersonal skills Qualifications: Graduate/Postgraduate in Finance/Commerce/MBA (Finance). 2–5 years of experience in credit underwriting, preferably in SME/MSME segment Prefer candidate, NBFC or cooperate DSA’s experience is consider only. Candidate should have stable profile. Show more Show less

💼 We're Hiring: Sales Superstars – Mortgage & Loan Sales 💼 📍 Location: Noida 🕴️ Experience: 1-3 Years (DSAs & Connectors Welcome) 📢 Products: Home Loans | LAP | Balance Transfers | Business Loans | Project Funding | Builder Finance Are you ready to dominate the loan market? We’re on the lookout for sales champions who want to stand out and make a real impact. Whether you're an ambitious Sales Executive , an active DSA , or a well-networked Connector , this is your opportunity to grow your earnings, build your brand, and create success stories. Key Responsibilities: 🔹 Lead Generation & Acquisition • Generate leads through builders, real estate agents, financial advisors, and digital sources. • Build strong relationships with DSAs, connectors, and channel partners. • Tap into your network and use referrals to expand your reach. 🔹 Sales & Business Development • Pitch and sell Home Loans, LAP, Balance Transfers, Business Loans, and more. • Convert leads into successful disbursals with strong follow-ups. • Achieve and exceed sales targets with full backend support. 🔹 Client Engagement & Relationship Building • Understand customer needs and offer tailored financial solutions. • Assist clients through the documentation and loan approval process. • Ensure high satisfaction and long-term client retention. 🔹 Documentation & Compliance • Collect and verify KYC, financials, and property documents. • Coordinate with credit, legal, and operations teams for quick processing. • Maintain 100% compliance with internal and regulatory standards. Who Can Apply? ✔️ Sales professionals with 1-3 years of loan/mortgage experience ✔️ Freelance DSAs and finance connectors with strong market presence ✔️ Highly motivated individuals who are target-driven and customer-focused ✔️ Great communicators with a hunger to succeed Why Work With Us? 💰 High Incentives & Fast Payouts 📈 Multiple Products = Multiple Income Streams 👥 Solid Support Team (Credit, Legal, Ops) 🌟 Platform to Prove Yourself & Grow 💡 Real Career Growth + Personal Brand Building 🚀 We’re not just hiring salespeople – we’re building winners. If you're ready to make your mark in the mortgage & loan market , this is YOUR chance! 📩 Apply Now | 🤝 Referrals Welcome mail id priyanka.yadav@directcredit.in 9599106317 🔖 #HiringNow #MortgageSales #LoanSales #DSAJobs #ConnectorJobs #BusinessLoans #HomeLoans #LAP #RealEstateFinance #LoanAgainstProperty #BalanceTransfer #ProjectFunding #SalesJobs #FinanceJobs #LoanConsultant #FieldSales #CareerOpportunity #IncentiveDriven #WorkWithUs #GrowWithUs Show more Show less

Location: Noida Sector 75, Spectrum Metro Mall, 3rd Floor, Phase-II Company: Direct Credit Department: Admin Salary: Upto-5LPA Email: hr@directcredit.in/7982133804 Website: www.directcredit.in Preferred Candidate: From Noida or a nearby location only. Note: We are looking for immediate joiners only Admin Manager – Job Profile We are looking for a dedicated and experienced Admin Manager who can efficiently manage and oversee the entire administrative operations of the organization. The ideal candidate should be well-versed in handling day-to-day administrative tasks and ensuring smooth office functioning. Key Responsibilities: · Manage overall administrative activities of the office. · Supervise housekeeping, pantry services, and ensure cleanliness and hygiene are maintained across premises. · Oversee office maintenance, repairs, and procurement of office supplies and equipment. · Monitor facility management, including office security, utilities, and infrastructure. · Coordinate with vendors and service providers for administrative support services. · Ensure compliance with company policies and safety regulations. · Maintain inventory records, AMC agreements, and service logs. · Provide support in organizing meetings, internal events, and company functions. Requirements: · 4 to 7 years of experience in administrative or facilities management. · Strong organizational and problem-solving skills. · Require Pleasing Personality Excellent communication and interpersonal abilities. · Proficiency in MS Office and basic reporting tools. · Ability to multitask and work independently. · Education Graduate/Post Graduate Show more Show less

Openings for: Mortgage Sales (Executive/Sr.Executive/Manager/Sr.Manager/Branch Manager/ RM/Zonal Manager/Cluster head) Location: Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II Company: Direct Credit Salary: Upto-No bar for the right candidate Cont. No.- 9773593871 Email ID: Recruitment@directcredit.in  Key Responsibilities: 1. Sales & Business Development: • Drive Loan sales, ensuring achievement of targets for home loans/Personal Loan/ LAP, or mortgage-based financial products. • Develop and implement sales strategies to expand market share and acquire new customers. • Responsible for lead generation. • Identify and establish partnerships with builders, and financial institutions to generate leads. • Monitor competition and market trends to optimize sales approaches. 2. Team Management & Leadership: • Recruit, train, and lead a team of mortgage sales professionals. • Assign sales targets, monitor performance, and provide necessary coaching. • Foster a result-driven culture by implementing incentive programs and performance metrics. 3. Customer Relationship Management: • Ensure superior customer service by guiding clients through the mortgage application process. • Address customer queries related to loan products, eligibility, interest rates, and documentation. • Maintain relationships with high-value clients to drive repeat business. Qualifications & Experience: • Education: Graduate/Postgraduate in Finance, Business, or related field. • Experience: Minimum 2+years in retail loan sales, with at least 2-3 years in a managerial role. • Certifications: Preferably trained in financial sales.. Show more Show less

Company Description Direct Credit is dedicated to empowering Micro, Small, and Medium Enterprises (MSMEs) by providing accessible and customized financial solutions. The company prioritizes customer-centricity, integrity, innovation, collaboration, responsible lending, and community impact. YSS Direct Credit aims to be a catalyst for MSME success and economic development. Role Description This is a full-time on-site role for a Video Editor at YSS Direct Credit in Noida. The Video Editor will be responsible for video production, video editing, video color grading, motion graphics, and graphics. Qualifications Video Production and Video Editing skills (Podcast Shoot) Video Color Grading, Motion Graphics, and Graphics skills Experience with Adobe Creative Suite (Premiere Pro, After Effects) Ability to work in a collaborative team environment Strong attention to detail and creative thinking Relevant degree or certification in Film Production, Video Editing, or related field Food facility and alternative saturday off with weekly off. General shift. Show more Show less

Job Title: Sales Executive – Mortgage Loan Sales Location: Noida Sector 75, Spectrum metro Mall, 3 rd Floor, Phase-II Company: Direct Credit Department: Sales – Mortgage Loan Sales Reports To: Sales Manager/Branch Manager Salary: Upto-6LPA (or depends on the interview) Email ID: priyanka.yadav@directcredit.in Cont: 9599106317 Website: www.directcredit.in Prefer Candidate: From Noida or nearby location only. Prefer Experience: Loan Industry only. No of Vacancy: 15 Job Summary: As a Sales Executive – Mortgage Sales , you will be responsible for generating leads, acquiring new customers, and achieving sales targets for mortgage loan products, including Home Loans, Loan Against Property (LAP), and Balance Transfers . You will engage with potential customers, assess their loan eligibility, and provide tailored mortgage solutions. Key Responsibilities: Lead Generation & Client Acquisition: Identify and acquire potential customers for mortgage loan products. Build and maintain relationships with real estate agents, builders, and financial advisors. Conduct cold calls, follow-ups, and referrals to generate leads. Sales & Business Development: Pitch and sell Home Loans, Loan against Property (LAP), and Mortgage Balance Transfers . Explain loan features, interest rates, and repayment structures to customers. Ensure smooth processing of applications from lead generation to loan disbursement. Achieve assigned sales targets within the stipulated timelines. Customer Interaction & Relationship Management: Understand customer needs and offer the best mortgage solutions. Guide customers on documentation, eligibility, and loan approval processes. Address customer queries and ensure high levels of satisfaction. Documentation & Compliance: Collect and verify KYC documents, financial statements, and property-related documents. Coordinate with internal teams (credit, operations, legal) for smooth loan processing. Ensure compliance with regulatory and company policies. Required Skills & Qualifications: Education: Graduate in any discipline (Finance, Business, or Banking preferred) Experience: 1-3 years in Mortgage Sales, or or core Loan sales Skills: Strong sales and negotiation abilities Good communication and interpersonal skills Knowledge of mortgage loan products and lending policies Ability to work in a target-driven environment Familiarity with loan documentation and credit assessment Show more Show less

DIRECT CREDIT EMPLOYEE’s BENEFIT POLICY Company future prospect: We are not a corporate DSA (Direct Selling Agent). Our organization is currently in the process of obtaining NBFC (Non-Banking Financial Company) registration, and we will be operating as a registered NBFC in the near future. Note: We are not sacrifices form company policy. 1. Employee Benefits Policy Provident Fund (PF), Statutory Leaves, Employee State Insurance Corporation (ESIC) Gratuity, Lucrative Incentive, Group Insurance Coverage up to ₹10 Lakhs (Including Family, (Parents & Wife with two Kids), Free Lunch Facility Fixed ₹3LPA (Minimum) if the salary is Up to 6LPA the insurance amount will ₹25 Lakhs (Including Family, (Parents & Wife with two Kids), *Salary Increment: Salary increment will do with in three month (It is purely based on performance)* Note: Salary is fixed; however, achieving assigned targets remains mandatory as per performance guidelines. 2. Performance Bonus: o Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days’ salary . o If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days’ salary . 3. Diwali Bonus: o A Diwali bonus will be awarded based on employee performance and adherence to company policies . *Diwali bonus will be including Car or other (there is no limit of benefit) it is purely base of performance*. 4. Travel Incentive: o Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. 5. Referral Bonus: o For Executive Level (PL & BL): INR 1,000/- o For Executive Level Mortgage Department: INR 2,000/- o Salary-Based Referral Bonus: § If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . § If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . o Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. 6. Weekend Offs: o All Sundays, second Saturdays of each month will be designated as Week off days . Note: If a team is required to work on a Saturday to meet targets , no compensatory off will be provided. All employees are expected to adhere to these policies to ensure smooth operations and maintain eligibility for the mentioned benefits. Job Title: Assistant Manager – Credit (Working Capital) Contact: hr@directcredit.in/ 7982133804 Website: www.directcredit.in Location: Noida Sector 75, Spectrum Metro Mall Salary: up to 10LPA Job Description: o Assess and analyze working capital finance proposals for SME/MSME clients. o Conduct detailed financial analysis including balance sheet, profit & loss, cash flow, and ratios. o Perform risk assessment and mitigation analysis across industries and client profiles. o Prepare and present credit appraisal memos (CAM) for sanctioning authorities. o Conduct background checks and site visits as part of due diligence. o Coordinate with legal, technical, and valuation teams for report assessments. o Ensure KYC, AML, and compliance checks are completed. o Ensure adherence to credit policies and approval matrix. o Assist in periodic review and update of credit policies related to working capital. o Review and verify legal and security documents before disbursement. Key Skills & Competencies: Strong analytical and financial skills Good understanding of working capital products (CC/OD, Bill Discounting, etc.) Knowledge of credit underwriting standards and regulatory guidelines Effective communication and interpersonal skills, able to work in TAT. Qualifications: Graduate/Postgraduate in Finance/Commerce/MBA (Finance). 2–5 years of experience in credit underwriting, preferably in SME/MSME segment Prefer candidate, NBFC or cooperate DSA’s experience is consider only. Candidate should have stable profile. Call: 7982133804

DIRECT CREDIT EMPLOYEE’s BENEFIT POLICY Company future prospect: We are not a corporate DSA (Direct Selling Agent). Our organization is currently in the process of obtaining NBFC (Non-Banking Financial Company) registration, and we will be operating as a registered NBFC in the near future. Note: We are not sacrifices form company policy. 1. Employee Benefits Policy Provident Fund (PF), Statutory Leaves, Employee State Insurance Corporation (ESIC) Gratuity, Lucrative Incentive, Group Insurance Coverage up to ₹10 Lakhs (Including Family, (Parents & Wife with two Kids), Free Lunch Facility Fixed ₹3LPA (Minimum) if the salary is Up to 6LPA the insurance amount will ₹25 Lakhs (Including Family, (Parents & Wife with two Kids), *Salary Increment: Salary increment will do with in three month (It is purely based on performance)* Note: Salary is fixed; however, achieving assigned targets remains mandatory as per performance guidelines. 2. Performance Bonus: o Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days’ salary . o If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days’ salary . 3. Diwali Bonus: o A Diwali bonus will be awarded based on employee performance and adherence to company policies . *Diwali bonus will be including Car or other (there is no limit of benefit) it is purely base of performance*. 4. Travel Incentive: o Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. 5. Referral Bonus: o For Executive Level (PL & BL): INR 1,000/- o For Executive Level Mortgage Department: INR 2,000/- o Salary-Based Referral Bonus: § If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . § If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . o Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. 6. Weekend Offs: o All Sundays, second Saturdays of each month will be designated as Week off days . Note: If a team is required to work on a Saturday to meet targets , no compensatory off will be provided. All employees are expected to adhere to these policies to ensure smooth operations and maintain eligibility for the mentioned benefits. Openings for: RM in Mortgage Sales Location: Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II Department: Sales – Mortgage Sales Salary: Upto-6LPA Website: www.directcredit.in Prefer Candidate: From Noida or nearby location only. Prefer Experience: Loan Industry only. No. of vacancy: 200 Note: We are looking immediate joiners only Key Responsibilities: Customer Acquisition: Identify and acquire new customers through direct sales. Develop a pipeline of potential customers through market mapping and relationship building. Loan Processing: Understand customer requirements and recommend suitable mortgage products. Collect and verify documents for loan applications. Coordinate with credit, legal, and technical teams for timely processing and disbursement. Client Relationship Management: Maintain strong post-sales relationships with clients to ensure repeat and referral business. Handle customer queries, complaints, and provide end-to-end support. Sales Target Achievement: Achieve monthly, quarterly, and annual sales targets as assigned. Ensure quality sourcing to minimize delinquency and rejections. Market Intelligence: Keep abreast of competitor products, pricing, and market trends. Provide feedback to management on market and customer insights. Key Requirements: Education: Graduate (MBA preferred) Experience: 4–7 years of experience in sales of mortgage loans Skills: Strong communication and negotiation skills Customer-focused approach Ability to work under pressure and meet targets Knowledge of local property markets and documentation Preferred Qualifications: Experience working with NBFCs/Banks/Corporate DSA. Understanding of credit underwriting and basic financial concepts

DIRECT CREDIT EMPLOYEE’s BENEFIT POLICY Company future prospect: We are not a corporate DSA (Direct Selling Agent). Our organization is currently in the process of obtaining NBFC (Non-Banking Financial Company) registration, and we will be operating as a registered NBFC in the near future. Note: We are not sacrifices form company policy. 1. Employee Benefits Policy Provident Fund (PF), Statutory Leaves, Employee State Insurance Corporation (ESIC) Gratuity, Lucrative Incentive, Group Insurance Coverage up to ₹10 Lakhs (Including Family, (Parents & Wife with two Kids), Free Lunch Facility Fixed ₹3LPA (Minimum) if the salary is Up to 6LPA the insurance amount will ₹25 Lakhs (Including Family, (Parents & Wife with two Kids), *Salary Increment: Salary increment will do with in three month (It is purely based on performance)* Note: Salary is fixed; however, achieving assigned targets remains mandatory as per performance guidelines. 2. Performance Bonus: o Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days’ salary . o If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days’ salary . 3. Diwali Bonus: o A Diwali bonus will be awarded based on employee performance and adherence to company policies . *Diwali bonus will be including Car or other (there is no limit of benefit) it is purely base of performance*. 4. Travel Incentive: o Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. 5. Referral Bonus: o For Executive Level (PL & BL): INR 1,000/- o For Executive Level Mortgage Department: INR 2,000/- o Salary-Based Referral Bonus: § If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . § If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . o Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. 6. Weekend Offs: o All Sundays, second Saturdays of each month will be designated as Week off days . Note: If a team is required to work on a Saturday to meet targets , no compensatory off will be provided. All employees are expected to adhere to these policies to ensure smooth operations and maintain eligibility for the mentioned benefits. Designation: Sale Executive Minimum Experience: 2 years in Personal Loan/ Fresher can also welcome if have good communication skill. Location: Noida Sector 75 Job Description: Make outbound calls to potential customers to explain banking and financial products (Personal Loan, Salaried Overdraft, ). · Handle inbound queries and provide accurate information · Generate and follow up on leads to convert them into clients · Maintain a database of customer interactions and update call records · Coordinate with sales and operations teams for client follow-ups and on boarding · Excellent communication and interpersonal skills · Basic knowledge of financial/banking products HR Mail : hr@directcredit.in Call: 7982133804 website: https://directcredit.in/

Job Title: Vice President / Head – Product & Compliance (Sales – Home Loan & LAP) Department: Sales / Product & Compliance Industry: Banking / NBFC / Housing Finance Experience Required: 15–20 Years Location: Noida Sector 75 Salary: Up to 20LPA Contact: hr@directcredit.in/7982133804 Key Responsibilities: 1. Product Strategy & Lifecycle Management • Define and implement Home Loan and LAP product strategies aligned with the organization’s growth targets. • Design tailored offerings for salaried, self-employed, MSME, and LAP customer segments. • Continuously monitor portfolio health, disbursement trends, and NPA behavior to revise product structures accordingly. 2. Compliance Oversight & Regulatory Adherence • Ensure compliance with RBI, NHB, and other applicable regulatory bodies. • Establish frameworks to monitor sales practices, documentation integrity, and partner behavior. • Lead periodic audits, compliance testing, and control implementation across the sales lifecycle. 3. Policy Formulation & Governance • Draft and update credit policies, pricing norms, eligibility criteria, and risk parameters. • Institutionalize maker-checker controls and approval mechanisms for deviations. • Align product notes and process SOPs with internal audit, credit, legal, and operations. 4. Sales & Channel Enablement • Guide large sales teams and channel partners on compliant selling practices, due diligence, and product structuring. • Conduct regular product training, policy refreshers, and compliance sensitization programs. • Provide escalation support and resolution for high-value or sensitive sales cases. 5. Cross-Functional Leadership • Collaborate with Credit, Legal, Risk, Operations, and Technology to drive product innovations and system improvements. • Play a key role in digital process automation for compliant onboarding and disbursement workflows. • Lead product rollouts, regional adaptations, and pilot programs in new markets. 6. Risk Management & Reporting • Monitor early delinquency trends, documentation discrepancies, and customer grievances related to product miscommunication. • Lead root-cause analysis and implement corrective action plans. • Provide strategic inputs to the Board/Leadership through structured dashboards and regulatory MIS. Key Skills & Competencies: • Deep expertise in Home Loan & LAP products, credit policies, and underwriting standards. • Strong command over regulatory compliance, RBI/NHB circulars, and fair practice codes. • Proven track record in leading product teams, managing compliance risk, and supporting large sales organizations. • Excellent interpersonal, training, and leadership skills. • Advanced skills in Excel, MIS, and product/process documentation. • Postgraduate in Finance, Business Administration, Law, or related field (MBA/CA/LLB preferred). • 15 years of experience in product and compliance roles in the Banking/NBFC sector with a strong focus on HL & LAP.

Job Title: Sales Executive – Mortgage Loan Sales Location: Noida Sector 75, Spectrum metro Mall, 3 rd Floor, Phase-II Company: Direct Credit Department: Sales – Mortgage Loan Sales Reports To: Sales Manager/Branch Manager Salary: Upto-6LPA (or depends on the interview) Email ID: priyanka.yadavdirectcredit.in Cont.: 9599106317 Website: www.https://www.linkedin.com/redir/suspicious-page?url=directcredit%2ein Prefer Candidate: From Noida or nearby location only. Prefer Experience: Loan Industry only. No of Vacancy: 30 Job Summary: As a Sales Executive – Mortgage Sales , you will be responsible for generating leads, acquiring new customers, and achieving sales targets for mortgage loan products, including Home Loans, Loan Against Property (LAP), and Balance Transfers . You will engage with potential customers, assess their loan eligibility, and provide tailored mortgage solutions. Key Responsibilities: Lead Generation & Client Acquisition: Identify and acquire potential customers for mortgage loan products. Build and maintain relationships with real estate agents, builders, and financial advisors. Conduct cold calls, follow-ups, and referrals to generate leads. Sales & Business Development: Pitch and sell Home Loans, Loan against Property (LAP), and Mortgage Balance Transfers . Explain loan features, interest rates, and repayment structures to customers. Ensure smooth processing of applications from lead generation to loan disbursement. Achieve assigned sales targets within the stipulated timelines. Customer Interaction & Relationship Management: Understand customer needs and offer the best mortgage solutions. Guide customers on documentation, eligibility, and loan approval processes. Address customer queries and ensure high levels of satisfaction. Documentation & Compliance: Collect and verify KYC documents, financial statements, and property-related documents. Coordinate with internal teams (credit, operations, legal) for smooth loan processing. Ensure compliance with regulatory and company policies. Required Skills & Qualifications: Education: Graduate in any discipline (Finance, Business, or Banking preferred) Experience: 1-3 years in Mortgage Sales, or or core Loan sales Skills: Strong sales and negotiation abilities Good communication and interpersonal skills Knowledge of mortgage loan products and lending policies Ability to work in a target-driven environment Familiarity with loan documentation and credit assessment

WE’RE HIRING | SALES EXECUTIVES – MORTGAGE LOANS Location: Noida Sector 75 | Spectrum Metro Mall | Onsite Company: Direct Credit | https://www.linkedin.com/redir/suspicious-page?url=www%2edirectcredit%2ein Experience: Loan Industry preferred Do you thrive in a fast-paced loan sales environment ? Want to be part of a growing financial services brand making credit accessible to MSMEs and individuals? Join our energetic Mortgage Sales Team and help customers unlock the doors to their dream homes and funding needs! What You’ll Do: -Pitch & sell Home Loans, LAP & Balance Transfers -Generate leads, build relationships with agents/builders -Guide customers through loan eligibility & documentation -Achieve sales targets with a solution-driven mindset Who We’re Looking For: 1–3 years in loan or mortgage sales Strong communication & negotiation skills Local candidates preferred (Noida/NCR) Ambitious, proactive, and customer-focused Apply Now priyanka.yadav@directcredit.in Whatsapp:- 9599106317 Salary : based on experience Let’s build the future of lending together #Hiring #MortgageJobs #SalesJobs #LoanSales #DirectCredit #NoidaJobs #HomeLoans #MortgageExecutives #JobAlert

________________________________________Job Summary: As a Sales Executive – Mortgage Sales, you will be responsible for generating leads, acquiring new customers, and achieving sales targets for mortgage loan products, including Home Loans, Loan Against Property (LAP), and Balance Transfers. You will engage with potential customers, assess their loan eligibility, and provide tailored mortgage solutions. ________________________________________Key Responsibilities: 1. Lead Generation & Client Acquisition: o Identify and acquire potential customers for mortgage loan products. o Build and maintain relationships with real estate agents, builders, and financial advisors. o Conduct cold calls, follow-ups, and referrals to generate leads. 2. Sales & Business Development: o Pitch and sell Home Loans, Loan against Property (LAP), and Mortgage Balance Transfers. o Explain loan features, interest rates, and repayment structures to customers. o Ensure smooth processing of applications from lead generation to loan disbursement. o Achieve assigned sales targets within the stipulated timelines. 3. Customer Interaction & Relationship Management: o Understand customer needs and offer the best mortgage solutions. o Guide customers on documentation, eligibility, and loan approval processes. o Address customer queries and ensure high levels of satisfaction. 4. Documentation & Compliance: o Collect and verify KYC documents, financial statements, and property-related documents. o Coordinate with internal teams (credit, operations, legal) for smooth loan processing. o Ensure compliance with regulatory and company policies. Required Skills & Qualifications: • Education: Graduate in any discipline (Finance, Business, or Banking preferred) • Experience: 1-3 years in Mortgage Sales, or or core Loan sales • Skills: o Strong sales and negotiation abilities o Good communication and interpersonal skills o Knowledge of mortgage loan products and lending policies o Ability to work in a target-driven environment o Familiarity with loan documentation and credit assessment .please share a resume at this email - priyanka.yadav@gmail.com or whats up - 9599106317

🔹 Job Title: Talent Acquisition Specialist – BFSI Bulk Hiring 📍 Location: Noida Sector 75. 🕒 Experience: 4–6 Years 🏢 Industry: Banking & Financial Services (BFSI) 💰 Salary: As per industry standards 📅 Joining: Immediate Key Responsibilities: Lead and manage a team of recruiters for bulk hiring in the BFSI sector End-to-end recruitment: sourcing, screening, interviewing, and closing candidates Develop and execute high-volume hiring strategies to meet business needs Track daily recruitment activities and ensure targets are met Mentor junior recruiters and ensure team productivity and process compliance Requirements: Minimum 4 years of experience in BFSI bulk hiring, with at least 2 year in a team lead role. Strong leadership and people management skills In-depth understanding of BFSI profiles (sales, operations, telecalling, etc.) Excellent communication and coordination abilities Qualifications: Graduate/Postgraduate – Preferably in HR, BBA, or MBA How to Apply: 📩 Email: hr@directcredit.in 📞 Contact: 7982133804

As a Sales Specialist in Loan Sales (personal/business/mortgage), your primary responsibility will be to acquire new customers, promote loan products, and achieve sales targets. This role entails various tasks such as lead generation, customer assessment, loan application processing, and ensuring top-notch customer service. You will be expected to identify and acquire potential customers for loans through direct sales, referrals, and digital channels. Developing and nurturing relationships with individuals, financial intermediaries, and corporate clients for loan sourcing will also be a key aspect of your role. Meeting assigned sales targets and contributing to revenue growth will be crucial for success in this position. Generating leads through cold calls, field visits, networking, and partnerships will be part of your responsibilities. Understanding customer requirements and recommending suitable personal loan options will also be essential to effectively engage with customers. Assisting customers in completing loan applications and guiding them through the submission of required documents will be a significant part of your daily tasks. Verifying KYC details, income proof, salary slips, and assessing credit score eligibility will also be necessary. Furthermore, ensuring seamless coordination with internal teams such as credit, operations, and legal for loan approvals will be vital for the successful completion of loan processing. Ideally, you should hold a graduate degree in Business, Finance, or a related field. A minimum of 1 year of experience in Loan Sales is required for this position. Your success in this role will be supported by your strong sales and negotiation skills, good knowledge of personal loan products and credit policies, excellent communication and relationship management abilities, the capacity to work in a target-driven environment, and an understanding of financial statements and creditworthiness assessment.,