Senior Credit Underwriter - QA - Ncino

Job Role:

• The incumbent will work directly with Commercial Banking Market Coverage and Specialized Industries nCino end-users, answering their questions about how to accomplish credit tasks most efficiently within the system and in compliance with business process and credit policies
• Work with CB OPMT product team to identify end-user pain points and obstacles as well as provide ongoing feedback related to trends and workarounds, and suggest potential solutions
• Serve as part of the ongoing User Acceptance Testing (UAT) group that completes extensive system testing prior to each quarterly release
• Review line of business and product team nCino procedures and job aides prior to publication for accuracy, provide feedback regarding ease of use and understanding

Minimum Qualifications

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
• 4 - 6 years of overall commercial credit experience across diversified asset classes (includes corporate entities and real estate asset class)

Desired qualifications

• Underwriting and portfolio management experience working with commercial banking relationships
• Knowledge of credit process and proficiency at identifying and applying appropriate business procedures to credit underwriting and portfolio management processes
• Knowledge of credit policies applicable to commercial banking relationships/ transactions and proficiency at identifying and interpreting requirements to credit actions
• Hands-on experience with existing commercial banking credit systems and platforms, which may include but is not limited to Asset Rating Tool, Commercial Collateral Management, CreditView, BLAST, nCino, Optimist, EZ-Request, Electronic Tracking Reporting and Compliance Validation system (E-TRAC), Loan Validator Tool, Post Booking Certification, Credit Work Tracker, and Relationship View
• Previous experience working with other employees to help them learn new processes, procedures and/or technology applications
• Demonstrated effective communications skills