You are a proactive and detail-oriented Field Audit Officer (FAO) sought by SarvaGram to join the Internal Audit team in Maharashtra. Reporting to the Zonal Audit Manager, you will play a critical role in ensuring audit compliance in branch operations, gold loan processes, and file/document destruction protocols. Your responsibilities will include conducting hindsight audits of loan files to verify adherence to credit policies, performing Gold Infrastructure Audits focusing on storage, safety, and process compliance, and carrying out Gold Pouch Audits to ensure alignment with inventory records. You will also audit and supervise the destruction of rejected application files, closed Gold Loan (GL), and Consumer Durable (CD) loan files as per company policy, as well as physically verify Farm Mechanization assets across locations and ensure accurate record-keeping. Additionally, you will be responsible for tracking and following up on the closure of open internal audit observations, submitting timely and factual field reports with proper documentation and photographic evidence, and coordinating with branches and zonal teams for audit-related queries and rectifications. To qualify for this role, you should be a graduate in Commerce, Finance, or a related field with prior audit experience in NBFC/BFSI preferred. You should have a strong understanding of lending products, be willing to travel extensively within assigned zones, be proficient in MS Office (especially Excel) and audit tools, and possess strong attention to detail and integrity in field reporting. Joining SarvaGram means being part of a mission-driven, growing financial services company focused on rural transformation. You will have the opportunity to work closely with Credit, Operations, and Risk teams in a dynamic work environment that offers learning and development opportunities.,
Job Summary: SarvaGram is seeking a proactive and detail-oriented Field Audit Officer (FAO) to join our Internal Audit team in Maharashtra. The FAO will report to the Zonal Audit Manager and play a critical role in ensuring audit compliance across branch operations, gold loan processes, and file/document destruction protocols. Location: Nashik, Maharashtra Key Responsibilities: Conduct hindsight audits of loan files and verify adherence to credit policies. Perform Gold Infrastructure Audits, including storage, safety, and process compliance. Carry out Gold Pouch Audits and ensure alignment with inventory records. Audit and supervise the destruction of rejected application files, closed Gold Loan (GL) and Consumer Durable (CD) loan files as per company policy. Conduct physical verification of Farm Mechanization assets across locations and ensure records are updated accurately. Track and follow up on closure of open internal audit observations with relevant teams. Submit timely and factual field reports with proper documentation and photographic evidence. Coordinate with branches and zonal teams for audit-related queries and rectifications. Qualification & Skills: Graduate in Commerce, Finance, or related field. Prior audit experience in NBFC/BFSI is preferred. Strong understanding of lending products. Willingness to travel extensively within assigned zones. Proficient in MS Office, especially Excel and audit tools. Strong attention to detail and integrity in field reporting. Why Join Us? Be part of a mission-driven, growing financial services company focused on rural transformation. Opportunity to work closely with Credit, Operations, and Risk teams. Dynamic work environment with learning and development opportunities. #JobOpportunity #JobAnnouncement
Company Description SarvaGram is India’s first rural household-centric platform that empowers rural households through a combination of data intelligence and human delivery. We offer tailored financial services, risk mitigation solutions, and productivity tools for farms and micro-enterprises. Our unique approach focuses on the household as a unit of progress, providing services from credit for growth to advisory tools that boost farm yield and smart decision-making in rural India. At SarvaGram, we are driven by data and delivered by humans, with the mantra: Aspire. Grow. Prosper. Role Description This is a full-time, on-site role for a GRC Deputy Manager located in Pune. The GRC Deputy Manager will be responsible for managing governance, risk, and compliance activities. This includes developing and implementing risk management frameworks, conducting compliance audits, ensuring regulatory adherence, and developing policies and procedures. The role also entails collaborating with various departments to align compliance strategies and conducting risk assessments to mitigate potential threats. Qualifications Governance, Risk Management, and Compliance skills Experience in developing and implementing risk management frameworks Ability to conduct compliance audits and ensure regulatory adherence Strong analytical and problem-solving skills Excellent written and verbal communication skills Ability to work independently and manage multiple tasks Experience in the financial services or rural sector is a plus Bachelor's or Master's degree in Business, Finance, or a related field
You will be joining SarvaGram, India's first rural household-centric platform, dedicated to empowering rural households through a unique combination of data intelligence and human delivery. At SarvaGram, we offer tailored financial services, risk mitigation solutions, and productivity tools to enhance farm yield and support micro-enterprises. Our focus on the household as a unit of progress enables us to provide credit for growth and advisory services for making smarter decisions. Your role as a full-time Business Relationship Officer based in Haliyal will involve managing business relationships, delivering customized financial services, and offering risk mitigation solutions. You will work closely with rural households, providing support with productivity tools for farms and micro-enterprises, and facilitating growth through advisory services. Effective communication and top-notch customer service skills are crucial for excelling in this role. To thrive in this position, you should possess skills in lead generation, sales closing, and marketing. Strong communication abilities, coupled with excellent customer service skills, are paramount. Prior experience in sales is preferred, and the ability to work in the field in Haliyal is a must. Your success will also depend on your exceptional interpersonal and negotiation skills. Any familiarity with rural market dynamics and household-centric solutions would be considered a definite advantage. A Bachelor's degree is required to qualify for this position. Join us at SarvaGram and be a part of our mission to help rural India aspire, grow, and prosper.,
Company Description SarvaGram is India’s first rural household-centric platform, empowering rural households with data-driven financial services, risk mitigation solutions, and productivity tools for farms and micro-enterprises. Our unique approach focuses on the household as a unit of progress, providing credit for growth and tools that boost farm yield, alongside advisory services that promote smarter decisions for rural India. Driven by data and delivered by humans, we aim to help households aspire, grow, and prosper. Role Description This is a full-time on-site role for a Cluster Insurance Manager located in Raibag Region. The Cluster Insurance Manager will be responsible for managing a team, overseeing insurance sales, and providing excellent customer service. Daily tasks include developing and executing business strategies, tracking sales performance, addressing customer inquiries, and ensuring compliance with all relevant regulations. The role also involves collaborating with other departments to optimize operations and achieve organizational goals. Qualifications Experience in Finance and Insurance Proven Team Management skills Strong Customer Service abilities Effective Sales skills Excellent interpersonal and communication skills Ability to work independently and as part of a team Bachelor's degree in Finance, Business Administration, or a related field preferred Experience in the rural or microfinance sector is a plus
farm mechanization service
We are looking for a Payroll & Data Expert to handle end-to-end payroll processing, HR compliance, taxation, reporting, and HR operations. The ideal candidate should have strong knowledge of payroll systems, statutory laws, and MIS/data analytics. Experience: 7–8 Years Salary: ₹ 8–10 LPA Key Skills: Payroll | Compliance | Taxation | Reporting | HR Operations | Excel/MIS