Branch Credit Officer – Secured & Unsecured Loans

Company Description

SarvaGram is India’s first rural household-centric platform aimed at empowering rural households through a blend of data intelligence and human delivery. We offer tailored financial services, risk mitigation solutions, and productivity tools for farms and micro-enterprises. Our unique approach focuses on the household as a unit of progress, providing credit for growth, tools to boost farm yield, and advisory services for smarter decision-making. We are driven by data and delivered by humans to help rural India aspire, grow, and prosper.

Role Description

This is a full-time on-site role located in Udaipur for a Branch Credit Officer – Secured & Unsecured Loans. The Branch Credit Officer will be responsible for evaluating creditworthiness, managing credit applications, analyzing financial statements, and ensuring compliance with credit policies. The role involves interacting with clients, reviewing loan applications, conducting field visits, and preparing detailed credit reports.

Qualifications

• Credit Management and Credit skills
• Strong Analytical Skills to assess financial statements and creditworthiness
• Knowledge in Finance
• Excellent Communication skills for client interaction and report preparation
• Bachelor's degree in Finance, Economics, Business, or a related field
• Experience in a similar role or in the financial services industry is preferred
• Attention to detail and ability to work independently