Audit Officer - Field

You are a proactive and detail-oriented Field Audit Officer (FAO) sought by SarvaGram to join the Internal Audit team in Maharashtra. Reporting to the Zonal Audit Manager, you will play a critical role in ensuring audit compliance in branch operations, gold loan processes, and file/document destruction protocols. Your responsibilities will include conducting hindsight audits of loan files to verify adherence to credit policies, performing Gold Infrastructure Audits focusing on storage, safety, and process compliance, and carrying out Gold Pouch Audits to ensure alignment with inventory records. You will also audit and supervise the destruction of rejected application files, closed Gold Loan (GL), and Consumer Durable (CD) loan files as per company policy, as well as physically verify Farm Mechanization assets across locations and ensure accurate record-keeping. Additionally, you will be responsible for tracking and following up on the closure of open internal audit observations, submitting timely and factual field reports with proper documentation and photographic evidence, and coordinating with branches and zonal teams for audit-related queries and rectifications. To qualify for this role, you should be a graduate in Commerce, Finance, or a related field with prior audit experience in NBFC/BFSI preferred. You should have a strong understanding of lending products, be willing to travel extensively within assigned zones, be proficient in MS Office (especially Excel) and audit tools, and possess strong attention to detail and integrity in field reporting. Joining SarvaGram means being part of a mission-driven, growing financial services company focused on rural transformation. You will have the opportunity to work closely with Credit, Operations, and Risk teams in a dynamic work environment that offers learning and development opportunities.,