Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description In-country Manager of Consumer Solutions (South Asia) & Consumer Debit (India & South Asia) who will implement the Core Products Strategy for South Asia, focusing in growing the issuance, activation, and contactless penetration of Debit, Credit & Prepaid cards in the South Asia markets. Affluent Product Strategy for South Asia, with growing key performance indicators for the affluent cards (Signature + Infinite variants) Debit Product Strategy for India in an effort to grow the key performance indicators of cards, payments volume, total volume, market share, PCE penetration, international usage, and net revenue targets. South Asia Utilize industry Core Products consumer trends and customer knowledge to build preference for Visa core products. Facilitate launch and adoption of new products with cross functional partners to ensure that Visa considerations, programs and product pilots/ developments are top of mind Manage Activation and Engagement initiatives and budgets and have complete accountability for delivery and expenses. Develop key client strategy and roadmap for growth, work with client organizations and internal teams to ensure execution and delivery of key growth targets. Develop strong cross-functional collaboration with other Visa groups including product, marketing, sales, operations, information services, research, in India and internationally, to provide continual value to clients. Affluent Segment - South Asia Develop a robust affluent product proposition through product requirements and platforms Support existing and new clients in developing their affluent go to market strategies, including development of value proposition, acquisition strategies and customer lifecycle management strategies Conceptualize, create, and execute customized campaigns to help increase activation and usage of affluent credentials. Utilize industry affluent consumer trends and customer knowledge to build preference for Visa affluent products. India Grow Visa’s market leadership on Debit in India by supporting the growth of key clients, achieve client specific product and volume targets as per budget Develop an annual operating plan of market initiatives in partnership with the large clients to improve their portfolio performance and maximize the impact of Visa’s Debit and marketing investments each year. Develop a robust product proposition through product requirements and platforms. Conceptualize, create and execute customized campaigns to help increase debit card activation and usage. Support new clients in developing debit card go to market strategies, including development of value proposition, acquisition strategies and customer lifecycle management strategies. Deliver consumer insights through research and analytics for issuers to incorporate in their payment strategies. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Masters or Bachelor’s degree in business administration Minimum 6 years’ experience in Retail Banking, Cards or Consumer Financial Services, Consulting experience preferred. Experience in service industries such as ecommerce will be an advantage. Understanding of digital trends and new age payment solutions is important. Should have handled a senior responsibility in product management with P&L/ revenue responsibility. Should have a very sharp understanding of consumer behavior, product operations, business processes and revenue impact. Experience in sales and marketing is preferable Good understanding of Visa Products and services is a plus Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Client Services Data & AI Solutions Team builds open, trusted data and AI culture where the cost of curiosity is low, and insights are actionable. We govern transactional data and metrics, deliver usable dashboards and certified data sources, and apply analytics and AI to generate value. We partner with stakeholders, from executive leaders to customer-facing teams, ensuring data and AI assets are reliable, secure, and embedded in daily work. In this specialist role, we are seeking a highly skilled AI Engineer to lead the development and integration of AI technologies into our Client Services operations. This role focuses on leveraging generative AI, machine learning operations (MLOps), AI model fine-tuning, enrichment pipelines to enhance service delivery and predictive capabilities. Responsibilities: Establish data, AI processes and automation aligned to business and technology requirements, leveraging supported data platforms, MLOps tooling, and models. Build production-grade AI services: LLM-based applications, RAG pipelines, recommendation systems, forecasting, and classification Develop and maintain data models and schemas optimized for analytics, ML feature stores, and AI workloads. Deliver data engineering and AI projects end to end: ingestion, modeling, pipeline development, feature engineering, model training, deployment, and monitoring. Use best practices in data architecture and governance and provide expertise in data modeling, and MLOps. Collaborate with cross-functional teams to translate requirements into data and AI solutions. Implement data validation, quality checks, and model evaluation at each stage. Apply Agile principles to plan, build, test, and iterate data & AI solutions, document architectures, dictionaries, and models. Communicate complex data and AI concepts clearly to technical and non-technical audiences. Stay current on trends in cloud engineering, distributed computing, LLMs, databases, orchestration etc. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: 2+ years of work experience with a bachelor’s degree in STEM field or an Advanced degree such as Masters in STEM. Preferred Qualifications: 3-5 years Expertise in SQL, Python, and relational databases. Experience with Python ML/AI frameworks (scikit-learn, PyTorch, TensorFlow). Experience in the core machine learning workflow, including data handling (cleaning, wrangling, feature engineering) and modeling with algorithms like Linear Regression, Decision Trees, and XGBoost. Knowledge using LLM ecosystems (OpenAI, Azure OpenAI, Vertex AI), fine tuning LLMs and using advanced AI techniques like RAG. Knowledge of designing feature stores and ML-ready datasets. Knowledge with large datasets using Hadoop (Hive), Spark, Python (pandas, NumPy), Presto, and SQL. Knowledge of orchestration and scheduling tools such as Airflow. Understanding of data warehousing, ETL/ELT, data modeling, and data architecture. Understanding of visualization tools (Tableau, QlikView, Power BI). Strong problem solving, analytical skills, and attention to detail. Effective communicator of statuses, issues, and risks. Team player and collaborator, comfortable in a matrixed environment and with cross-functional delivery. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description We at Visa, dream of a future where it's easy to pay and be paid. Across the planet. Where ever. Whenever. Securely. Easily. Together, we are building leading edge full-service Payment Management solutions combining global payment processing, fraud management and payment security systems. We are looking for a talented SW Engineer to join our team! The Software Engineer will play a pivotal role in Risk and Identity Solutions (VAS) department. In this mission critical role, it's an opportunity to design and implement solutions and taking it to the production with high quality completing all phases, following an agile methodology. The responsibilities also include gathering and clarifying requirements, facilitating communication with other groups within the organization, and guiding architectural decisions. It is an opportunity to learn, lead and work on technologies for RAIS applications. Responsibilities Design, implement and evolve highly scalable and fault-tolerant distributed components using functional programming paradigm Participate in business requirements review and build functional & technical design documentation Design and implement testing procedures for: APIs, abstractions and integration patterns to solve challenging distributed computing problems covering end to end tests and integration scenarios. Participate in design reviews to provide input on functional/non-functional requirements, product designs, schedules, or potential problems. Work across the team to ensure the team is predictable, productive, and delivering high quality. Review code and accountability for team's development/testing activities Participate in proof of concepts and other technical evaluations of new technologies This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications • Bachelor's degree, OR 3+ years of relevant work experience Preferred Qualififcations • Bachelor’s Degree or an Advanced Degree • 0-1 years of work experience in technology industry with coding and testing skills. • Strong technical competency and experience with web applications, web services, Java, JavaScript, J2EE, XML, unit-testing, shell-scripting and RDBMS is a plus. • Experience with Cassandra/solr/nosql experience as a plus. • Continuous Integration, Code/Test coverage working in different methodologies is a plus. • Must have proactive and strong communications to work well across teams. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

SW Engineer - Sr. Consultant level (11+ years, GenAI) Bengaluru, India Full-time Job Family Group: Technology and Operations Company Description Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters to you, to your community, and to the world. Progress starts with you. Job Description We are seeking a talented and motivated Software Engineer to join our VAS Innovation team. As a key member of the team, you will play a critical role in developing cutting-edge solutions, leveraging innovative technologies, and enhancing the capabilities of our Value-Added Services (VAS) platform. You will be tasked to quickly grasp and evaluate new ideas and technologies from both internal and external sources and match them appropriately with emerging technology and business opportunities, building a culture of innovation and a drive for excellence. Essential Functions Innovative Development: Engage in the design, development, and implementation of innovative software solutions, including generative AI and modern integration patterns. Contribute to a culture of innovation by actively exploring and applying new ideas and technologies. Collaborative Engineering: Collaborate with cross-functional teams to develop and deliver complex projects that integrate emerging technologies with our existing platforms. Work closely with Product Office, Operations & Infrastructure, Cybersecurity, Client Support, and other Product Development teams to build comprehensive solutions. Continuous Learning: Engage in continuous learning and development, actively seeking opportunities to enhance your skills and knowledge. Collaborate with peers to share insights and drive team growth. Client-Focused Solutions: Develop solutions with a client-centric mindset, ensuring that the VAS platform delivers exceptional value and innovation. Engage with client feedback to refine and improve our offerings. API and Integration Development: Contribute to the design and development of APIs that enhance the integration of our Value-Added Services applications, platforms, and solutions. Technology Modernization: Participate in the advancement of our modernization roadmap by adopting best-in-class technology solutions for our core platform, expanding our market reach and client base. Process Improvement: Continuously assess and improve technology stacks, development processes, and methodologies to enhance productivity, quality, and time-to-market. Engineering Excellence: Adhere to industry best practices in software development, emphasizing quality, security, performance, scalability, availability, and resilience. Contribute to the management and reduction of technical debt within projects. Automation and Best Practices: Implement best engineering practices and automate software development, testing, and deployment processes. Ensure the timely delivery and maintenance of multiple services, focusing on continuous improvement. Incident and Change Management: Support incident management, change, and problem management processes to ensure the high availability and reliability of our services. Participate in root-cause analysis and troubleshooting to resolve issues effectively. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications 7 or more years of relevant work experience with a bachelor's degree or 5 years with an Advanced Degree (Masters/PhD in Engineering/Computer Science). Self-driven and willing to work across technologies/languages. Expert-level skills in Java and Python with skills in C++ and C# is a bonus. Experience in building Generative AI applications, conversational AI, RAG architectures, techniques and libraries In-depth understanding of NLP including tokenization, word embeddings, and basic sequence models. Proficiency in implementing and fine-tuning AI models using popular frameworks (e.g., TensorFlow, PyTorch, scikit-learn) Understanding of model compression techniques and their trade-offs Awareness of transfer learning concepts and their applications Familiarity with common robustness issues in AI systems Exposure to leading-edge areas such as Machine Learning, Deep Learning, Stream Computing and MLOps. Proficiency in front-end web development technologies like ReactJS/Angular/NodeJS. Ability to work with large datasets and perform exploratory data analysis Experience with data preprocessing, feature engineering, and model evaluation techniques Experience in configuring build and deployment systems Docker, Jenkins, and Kubernetes. Expertise in handling multi-threading, concurrency, and error-handling. Demonstrated proficiency in troubleshooting, root-cause analysis, application design, and implementing large components for enterprise projects. Knowledge of version control, CI/CD pipelines, and best practices for ML model deployment Familiarity with deep learning basics, including neural network architectures and training procedures Ability to design and implement AI components and integrate them into larger systems Working knowledge using distributed in-memory computing technologies like Redis. Preferred Qualifications Understanding enterprise security, certificate management, etc. Hands-on experience with Jenkins and container deployment architecture. Experience using OAuth2.0, SSO, and authentication methods/protocols. Expertise in application security, SSDLC, and knowledge of cryptography fundamentals. Experience in the payments tech industry is a plus. Join us and help shape the future of innovation in digital payments! Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Commercial Money Movement Solution(CMS) division s charter is to capture new sources of money movement through card and non-card flows, including Visa Business Solutions, Government Solutions and Visa Direct which presents an enormous growth opportunity. Our team brings payment solutions and associated services to clients around the globe. Our global clients and partners deploy our solutions to serve the needs of Small Businesses, Middle Market Clients, Large Corporate Clients, Multi Nationals and Governments. The Visa Business Solutions (VBS) and Visa Government Solutions (VGS) team is a world-class technology organization experiencing tremendous, double-digit growth as we expand products into new payment flows and continue to grow our core card solutions. This is an incredibly exciting team to join as we expand globally. Essential Functions: Work with manager and clients to fully understand business requirements and desired business outcomes Should be good in analyzing and debugging production issues and work with stakeholders to resolve them Should be able to contribute in BAU track Assist in scoping and designing analytic data assets, implementing modelled attributes and contributing to brainstorming sessions Build and maintain a robust data engineering process to develop and implement self-serve data and tools for Visa s data scientists Perform other tasks on R&D, data governance, system infrastructure, analytics tool evaluation, and other cross team functions, on an as-needed basis Find opportunities to create, automate and scale repeatable analyses or build self-service tools for business users Execute data engineering projects ranging from small to large either individually or as part of a project team Ensure project delivery within timelines and budget requirements Provide coaching and mentoring to junior team members This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Bachelor degree in a technical field such as computer science, computer engineering or related field required. Advanced degree preferred Minimum of 8 years of software development experience (with a concentration in data centric initiatives), with demonstrated expertise in leveraging standard development best practice methodologies Minimum of 4 years of experience in building large-scale applications using open source technologies. Design and coding skills with Big Data technologies like Hadoop, Spark, Streaming, Kafka, Hive, and Hbase Minimum of 4+ years of hands-on expertise with Scala Experience with highly distributed, scalable, concurrent and low latency systems working with one or more of the following database technologies: DB2, MySQL and NoSQL data warehouses such as HBase Experience working in an Agile and Test Driven Development environment. Experience with Continuous Integration and Automated Test tools such as Jenkins, Artifactory, Git, Selenium, Chef desirable Experience with SAS as a statistical package is preferred Familiarity or experience with data mining and statistical modeling (e.g., regression modeling, clustering techniques, decision trees, etc.) is preferred Candidates with demonstrated use of generative AI coding tools will be preferred Experience in building monitoring and alerting (Prometheus / Grafana / Datadog / CloudWatch) for broker health, consumer lag, job failures, and pipeline SLAs. Lead incident response, root-cause analysis, and post-mortems, drive preventative improvements Experience in Kafka streaming implementation for Spark based applications Perform rapid root-cause analysis (RCA) using logs, metrics, traces, and lineage, drive permanent fixes and post-mortems with clear action items Mentor engineers, set best practices, code reviews, and technical standards Experience with Java would be added advantage

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description We are seeking an experienced and dedicated Senior QA Engineer to join our dynamic team. The successful candidate will play a crucial role in ensuring the quality and reliability of our Oracle Revenue Management and Billing(ORMB) implementation. This position requires a strong understanding of ORMB, QA methodologies and exceptional problem-solving skills. Key Responsibilities Develop, implement, and maintain comprehensive test plans and test cases for Oracle Revenue Management and Billing applications. Perform thorough testing of software applications, including functional, regression, integration, and performance testing. Collaborate with cross-functional teams, including developers, product managers, and business analysts, to ensure test coverage and resolve issues. Identify, document, and track software defects and ensure timely resolution. Automate test processes and scripts using appropriate testing tools and frameworks. Conduct root cause analysis and provide recommendations for improvements in software quality and processes. Participate in code reviews and provide feedback on design and implementation quality. Stay updated with industry best practices and emerging technologies related to software testing and Oracle applications. Triage and troubleshoot production issues This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience 3 - 6 years of experience in software quality assurance with Oracle Revenue Management and Billing. Strong understanding of QA methodologies, tools, and processes. Proficiency in SQL and experience with automated testing tools (e.g., Selenium, QTP). Excellent analytical and problem-solving skills. Ability to work collaboratively in a fast-paced, agile environment. Strong written and verbal communication skills. Detail-oriented with a commitment to delivering high-quality software solutions. Preferred Qualifications Knowledge of Oracle database and PL/SQL programming. Familiarity with performance testing and load testing tools. Certification in software testing (e.g., ISTQB, CSTE) is a plus. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Job Description Visa is a world leader in payments and technology, with over 259 billion payment transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Visa’s Bangalore Technology Center is one of the company’s largest and most dynamic global innovation hubs. Established in 2015, the site has grown to over 4,00 full-time employees and continues to expand its impact across Visa’s global technology landscape. As the site continues to grow, we are hiring a passionate and strategic People Business Partner to support the technology and / or business groups and help shape the future of talent and culture at Visa Bangalore. What a PBP does at Visa: Strategic Partnership: Build strong relationships with technology and / or business/function leaders, acting as a catalyst for delivering tailored people solutions that align with both specific team needs and overall business objectives. Talent Strategy: Serve as a trusted advisor to senior leadership, driving a transformational talent agenda that attracts, develops, and retains top innovative talent. Organizational Assessment & Solutions: Assess organizational needs and implement impactful people interventions, programs, and practices that accelerate business performance within the region. Employee Experience & Culture: Champion initiatives that enhance employee engagement, foster a positive workplace culture, and drive overall employee satisfaction. Talent Management: Lead workforce planning, performance management, and succession planning to ensure a robust talent pipeline for critical roles. Change Management: Lead or support organizational change efforts, providing expertise and guidance to ensure smooth transitions and adoption. Data-Driven Insights: Leverage HR analytics to inform decision-making, identify trends, and develop strategies for continuous improvement. Continuous Improvement: Identify and implement HR best practices and process enhancements to drive operational excellence. Qualifications Qualifications What you will need: 13 plus years of experience in an innovative business. Preference for experience in the Technology industry working in progressive HR models Strong Communication: Clear and concise verbal and written skills Meeting facilitation Team leadership, coaching, and conflict resolution MS PowerPoint, MS Copilot, Word, Excel, Project, Visio Experience in designing / delivering programs and provide consultation to senior leaders in the following areas: Workforce Planning Talent Management / Leadership Development Change Management Employee Engagement Cultural Change Organizational Design Employee Relations Compensation and Benefits Highly creative and innovative and future thinker on People trends and approaches Exhibit advance planning, project and organizational and problem solving skills Hands on approach willing to roll up sleeves to deliver results Manage stakeholders in a matrixed geographically disperse environment Strong collaboration skills to interface with other business / technology teams. Able to deal effectively with strategic issues, as well as tactical operational details. Additional information This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Work Hours This position requires the incumbent to be available during core business hours. Travel Requirements This position requires the incumbent to travel for work less than 10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms. EEO Statement Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description We are seeking a candidate with a demonstrated ability to lead by influence with a record of successfully delivering modern, large-scale, complex services and products with the highest levels of security and reliability. This is accomplished by leading multiple large diverse technical teams at all levels and closely collaborate with program and product teams. Your mission is to provide hands-on leadership to global Payment Processing teams and build a world-class team of engineers. The focus is on defining, executing, and delivering functional and non-functional features at scale quickly and promoting a diverse culture of cross-functional collaboration and engineering excellence. Be an idea leader and bring industry best practices to benefit the team and the wider organization. The ability to synthesize and simplify complex needs including business capabilities and operational efficiencies while conforming to regulatory, security and privacy requirements is required. As a Senior Director, Payment Processing in Acceptance Solutions, you will pave the way for our most important asset, our engineering teams, to deliver amazing features of the highest quality. You will be working with colleagues, who will help, support and challenge you every day. You will provide technical leadership, foster innovation, set engineering excellence standards, and collaborate with business teams to develop cutting-edge products and solutions. You will build the strategy for your teams to architect, design and deliver the next wave of enterprise FinTech innovation. If this sounds exciting, we would love to chat and tell you more about our work culture and environment. Be a part of our mission to shape the future of secure payments. Essential Functions: Drive the design, implementation, and deployment of secure, reliable, robust and interoperable products. Provide leadership across the engineering organization to ensure solutions are built in alignment with platform principles and standards of six nines availability. Define technical strategy for the payment processing platform that aligns with the product vision and accelerates innovation. Drive strategic impact by delivering fit-for-purpose products with an accelerated time to market. Leverage AI/ML technologies in bringing productivity across the SDLC phases and develop innovative business solutions. Partner with Product, Regional teams on requirements and prioritization. Influence product strategy and roadmap. Lead a multi-disciplinary team of software developers, data engineers, AI & ML experts, test engineers, release engineers. Develop and nurture the engineering team by hiring critical talent, driving retention, motivating, and mentoring staff, and driving career growth for team members. Build an inclusive team culture, and a culture of ownership and accountability. Ensure strong program management and governance practices for your team. Forge strong partnerships with key stakeholders across Technology & Business. Role model Visa Leadership Principles (VLPs). This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 18 or more years of experience with a Bachelor’s Degree or with an Advanced Degree. 15+ years of experience leading product development and delivery using multiple technologies - Java/J2EE, Spring Boot, Angular, JavaScript, MySQL, REST, Maven, Kubernetes, VertX, Kafka, Hazelcast, design patterns, test automation frameworks Extensive experience in designing, developing, and deploying mission-critical, scalable and secure distributed applications Good understanding and experience leading AI/ML initiatives Broad experience and understanding of modern development on both on-prem and cloud platforms, including the use of CI/CD frameworks Strong experience with agile methodologies & software development lifecycle principles Excel in partnering with Product leaders and technical product managers on requirements, helping define joint product/technology roadmaps & driving prioritization Experience driving continuous improvements to processes/tools for better developer efficiency and productivity Demonstrated ability to drive measurable improvements across engineering, delivery and performance metrics Demonstrated success in leading high performing, multi-disciplinary and geographically distributed engineering teams. Demonstrated ability to hire, develop and retain high-caliber talent Excellent problem solving and analytics skills. Capable of forming and advocating an independent viewpoint Must demonstrate longer-term strategic thinking and staying abreast with latest technologies Highly driven, resourceful, and results-oriented Strong collaboration and effective communication, with focus on win-win outcomes Payments industry experience is preferred Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description Key Responsibilities: Data Analysis & Reporting Collect, clean, and analyze global travel data from various sources (air, hotel, car, rail, TMC reports, expense data). Manage and develop dashboards and KPIs that monitor compliance for spend, traveler behavior, and supplier performance. Identify trends, savings opportunities, and forecasting insights to support strategic decisions. Prepare monthly, quarterly, and annual travel program performance reports for leadership. Sourcing & Supplier Management Support RFPs, supplier evaluations, and contract analysis for air, hotel, car rental, as well as meeting & events creative/production work, and related categories Benchmark contract proposals against industry rates and internal program goals. Ability to identify travel and events related cost saving opportunities in such areas as sourcing, travel policy compliance, preferred supplier utilization, and traveler behavior. Track supplier compliance with service-level agreements and negotiated terms. Identify opportunities to consolidate suppliers, improve discounts, or enhance service quality. Program Optimization Serve as an internal SME on travel data, market trends, and pricing structures. Partner with Finance, Procurement, People team, and the agencies on program initiatives. Tools & Systems Utilize travel reporting tools (e.g., Ariba, SAP Concur, TMC tools, Tableau, Power BI). Maintain data accuracy across travel systems and reporting platforms. Support system enhancements, integrations, and configuration updates. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 3 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 4 or more years of work experience with a Bachelor’s Degree or more than 3 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Bachelor’s degree 2 to 5 plus years of experience in corporate travel, procurement analytics, or related fields. Advanced Excel capabilities with solid data modeling experience and expertise in visualization tools (Tableau, Power BI). Ability to interpret complex data sets and present insights clearly to stakeholders. Understanding of corporate travel supply chain (airline pricing, hotel sourcing, TMC operations). Experience supporting travel sourcing events or RFPs. Knowledge of procurement processes and contract management. Strong stakeholder communication and vendor management capabilities. Competencies Analytical and detail-oriented Strong business judgment and commercial awareness Excellent communication and presentation skills Ability to manage multiple priorities and deadlines Collaborative mindset with cross-functional teams Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Responsibilities: Lead the design, enhancement, and build of our integrations with different e-commerce platforms as a pivotal figure within our Risk and Identity Solutions team. Actively participate in full stack development projects, constructing real-time transactional services, REST services API, and container-based services. Develop and maintain highly functional, secure, scalable, and resilient real-time and batching systems. Prioritize and manage multiple demands and projects in a fast-paced, dynamic environment. Create, implement, and assess best practices to continually find areas of improvement. Coordinate multiple work streams and ensure all are aligned with the project goals and schedules. Become a pillar of support and knowledge within the team, continuously challenging and pushing for team-wide growth and success. Regularly report progress, issues and solutions to upper management to keep them informed. You have a Bachelor degree in Computer Science or related field and 15+ years of Software Development Experience or a Masters with 10+ years of Software Development Experience You have payments related SME knowledge in one or more of the following industries Banking, Fintech, Retail, Healthcare, Insurance You have expertise of Core Java, JEE technologies, Web technologies, JavaScript and container based technologies. Understanding of middleware/integration technologies (APIs, Web Services, REST, SOAP) You are an expert in proposing solutions for building world class payment solutions which includes Development, monitoring, troubleshooting, triaging You have experience architecting solutions with Continuous Integration and Continuous Delivery in mind You have the ability to work with various Solutions architects/Architects to build tailored solutions for various system integrations. You are an advocate to rest of the teams to best engineering practices to delivery with highest quality possible, with top velocity. We count on your curiosity and creativity, to want to understand customer requirements and our processes and want to come up with creative solutions While you will have the skill to see and understand the big picture, you re able to stay focused on the task at hand to achieve immediate goals You have proven experience as a technical leader with ability to understand the requirement and architect, design and build the solution. Requirements: Proven experience as a Senior Staff Software Engineer, or similar role, with a demonstrated history of leading large-scale projects. Extensive expertise in software development, particularly with e-commerce platform integrations. Understanding and experience with building real-time transactional services, REST services API, and container-based services. High level of capacity to manage multiple projects and tasks concurrently in a fast-paced, dynamic environment. Detail-oriented approach to work, emphasizing accuracy and thoroughness in all tasks. Excellent strategic and technical problem-solving skills. A self-starter with a strong sense of individual motivation. Exceptional communication and team collaboration skills. Degree in Computer Science or a related field. Experience with agile methodologies is preferred. Ability to translate complex technical concepts into understandable terms for non-technical stakeholders.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description Responsibilities: Strong proficiency in Java programming language with 2+ years of hands-on development experience Experience working with RESTful APIs and web services Experience developing and working with SQL/NoSQL database applications Experience with unit and integration testing frameworks Strong problem-solving and debugging skills with ability to troubleshoot technical issues Understanding of CI/CD processes and automated deployment pipelines Working knowledge of build tools like Maven or Gradle for project management Proficient with Git version control and collaborative development workflows Good communication skills and ability to work effectively in team environments Self-motivated learner with attention to detail and quality This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Bachelor's degree, OR 3+ years of relevant work experience Preferred Qualifications: Bachelor's degree, OR 3+ years of relevant work experience 2+ years of relevant work experience, Bachelor's or Master's degree in Computer Science, Engineering, or related field. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Key Responsibilities: Data Analysis & Reporting Collect, clean, and analyze global travel data from various sources (air, hotel, car, rail, TMC reports, expense data). Manage and develop dashboards and KPIs that monitor compliance for spend, traveler behavior, and supplier performance. Identify trends, savings opportunities, and forecasting insights to support strategic decisions. Prepare monthly, quarterly, and annual travel program performance reports for leadership. Sourcing & Supplier Management Support RFPs, supplier evaluations, and contract analysis for air, hotel, car rental, as well as meeting & events creative/production work, and related categories Benchmark contract proposals against industry rates and internal program goals. Ability to identify travel and events related cost saving opportunities in such areas as sourcing, travel policy compliance, preferred supplier utilization, and traveler behavior. Track supplier compliance with service-level agreements and negotiated terms. Identify opportunities to consolidate suppliers, improve discounts, or enhance service quality. Program Optimization Serve as an internal SME on travel data, market trends, and pricing structures. Partner with Finance, Procurement, People team, and the agencies on program initiatives. Tools & Systems Utilize travel reporting tools (e.g., Ariba, SAP Concur, TMC tools, Tableau, Power BI). Maintain data accuracy across travel systems and reporting platforms. Support system enhancements, integrations, and configuration updates. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: 3 or more years of work experience with a Bachelor s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 4 or more years of work experience with a Bachelor s Degree or more than 3 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Bachelor s degree 2 to 5 plus years of experience in corporate travel, procurement analytics, or related fields. Advanced Excel capabilities with solid data modeling experience and expertise in visualization tools (Tableau, Power BI). Ability to interpret complex data sets and present insights clearly to stakeholders. Understanding of corporate travel supply chain (airline pricing, hotel sourcing, TMC operations). Experience supporting travel sourcing events or RFPs. Knowledge of procurement processes and contract management. Strong stakeholder communication and vendor management capabilities. Competencies Analytical and detail-oriented Strong business judgment and commercial awareness Excellent communication and presentation skills Ability to manage multiple priorities and deadlines Collaborative mindset with cross-functional teams

The Staff Data Reliability Engineer is responsible for designing, building, and evolving cloud native, containerized infrastructure that powers our data products and services. This role plays a critical part in advancing our platform maturity by supporting cross-functional squads, leading complex technical initiatives, and ensuring the availability, security, scalability, and reliability of our data ecosystem. As a Staff Engineer, you will bring deep expertise in systems design, cloud infrastructure, networks, databases, and modern data technologies. You will also contribute hands-on experience with complex technology adoption, infrastructure automation, and high-scale distributed systems. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Advanced experience designing and operating large scale, cloud native infrastructure (AWS preferred). Strong hands-on proficiency with Infrastructure as Code (Terraform), including building reusable modules and platform-level components. Deep understanding of Kubernetes and container orchestration for data platforms and distributed systems. Knowledge of CI/CD systems, pipeline design, automation, and secure deployment practices. Strong competencies in systems design, networking, distributed systems, and reliability engineering principles (SLOs, error budgets, incident response). Understanding of database technologies including SQL, NoSQL, and data storage patterns. Experience with observability stacks (Prometheus, Grafana, OpenTelemetry, ELK/EFK, Datadog, or similar). Proficient in automation using Bash, Python, or Ansible-like tools. Working knowledge of software engineering practices (version control, testing, code reviews, design patterns).

Visa s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Commercial & Money Movement Solutions (CMS) is a key strategic growth engine for Visa, underpinning our leadership as the largest commercial card network and the largest money movement platform globally. CMS enables Visa to address extraordinary payments flows spanning B2B, P2P, B2C, and G2C segments by leveraging Visa-grade reach, technology, scalability, and security. With more than 11 billion endpoints and 6x transaction growth since FY19, CMS powers expansive use cases and vertical solutions, deepens client relationships, enables value-added services on new flows, and unlocks data access and AI capabilities for revenue diversification. This is an opportunity to help shape the future of global commerce and money movement. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa s internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Works directly with product owners to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization. Develops and designs advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem. Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed. Plays a key role in the development and delivery of new features across products from end-to-end. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn t work with payments technology or web applications before joining Visa. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: 8+ years of relevant work experience with a Bachelor s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Extensive experience in software engineering with Microsoft ASP.NET and/or ASP.Net Core frameworks and C# as coding language. Experience with Front end frameworks like Angular and/or React is a plus. Development experience in building and using MicroServices, specifically with HTTP, REST, JSON. Experience in creating high and low level solution design documents for enterprise applications. Ability to solve complex software development/design issues. Ability to write and review clean, coherent code following established coding guidelines. Experience with SQL and NoSQL datastores such as SQL Server, MySQL, DynamoDB etc. Experience in code development using VS Code or any major .Net IDE. Experience with GitHub, Maven and Jenkins etc. Knowledge of streaming technologies like Kafka, RabitMQ etc. Knowledge working with monitoring Tool like Prometheus, Grafana etc. Experience with CI/CD tools and technologies like Docker, Kubernetes, AWS Hands on experience using GENAI tools for development and other day to day tasks will be a big positive. Experience with Agile methodologies and iterative software development lifecycle principles. Strong analytical, problem solving and communication skills. Ability to lead and mentor the tech teams.

The Tokenization team is responsible for building and maintaining secure solutions that replace sensitive payment card data with unique tokens. This process ensures that actual card details are never exposed during transactions, reducing fraud risk and improving compliance with security standards such as PCI DSS. What youll do Design, develop, and maintain scalable and resilient systems focused on banking and payment services. Build and evolve orchestration layers integrating internal and external services. Develop RESTful APIs and reusable components in a microservices-based architecture. Collaborate cross-functionally with product, QA, and DevOps teams to deliver impactful solutions. Write unit and integration tests to ensure code quality and system reliability. Work with modern engineering best practices, prioritizing security, performance, and scalability. Perform Code Reviews. Contribute to the technical design and architecture decisions within the squad. Operate in a highly documented environment, with a focus on clear and transparent communication. Engage in mentoring, continuous learning, and technical improvement initiatives. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. At least 3 years of experience working with Go (Golang) in production environments At least 2 years of experience with AWS Cloud Solid understanding of microservices architecture and distributed systems. Experience with REST APIs and modern backend development practices. Familiarity with version control (Git) and continuous integration workflows. Ability to debug and troubleshoot issues in complex systems. Strong focus on testing and software quality. Desirable Qualifications Experience working in high-scale and high-availability environments. Familiarity with CI/CD pipelines and Docker/Containers. Knowledge of messaging systems and event-driven architectures. Understanding of observability practices (monitoring, tracing, alerting). Background in Agile methodologies and production support. Hands-on experience with Terraform or other IaC tools

Visa s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. We are seeking talented Platform Engineer Manager to join our dynamic team responsible for architecting, building, and maintaining our on-premises cloud platforms. You will play a pivotal role in designing highly available, secure, and scalable solutions, while enabling the adoption of cutting-edge technologies such as Generative AI (GenAI), container orchestration, and infrastructure automation. The Work itself: Take complete end-to-end ownership of one or more applications. Translate business requirements and source system understanding into technical solutions. Development and Implementation of the proposed solution. Identify or develop software frameworks to be used. Refactor existing solutions to make it reusable and scalable. Come up with Coding and Design best practices. Manage, Lead and mentor team, deliver tech talks to wider audience. Thrive in self-motivated internal-innovation driven environment. Integrate with agentic framework and mindset to leverage Generative AI. Able to think creatively about how to apply GenAI to improve and innovate within the payment technology space. Work with cross-functional teams to integrate GenAI solutions into existing systems. Essential Functions: Provides strategic technical and functional leadership for platform as well as a thorough understanding of the business to direct strategy on collecting and understanding requirements. Leads meetings with product partners to recommend development and solution strategies that improve the design and functionality of interface features across a range of payment products. Formalizes standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Leads and plans the piloting and integration of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes patterns across bugs and implements systemic solutions to ensure websites remain functional and easy to use. Plays a significant role in the development and delivery of new features within a product from end-to-end. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Basic Qualifications: Bachelors degree in Computer Science, Information Systems or related field with 7-10 years of experience in a directly related field. Preferred Qualifications: Experience of building REST based web services & web applications using Java and Spring framework, Python, GoLang, etc Programming Languages: Knowledge of and ability to develop code (e.g. HTML, CSS, JavaScript, AngularJs, ReactJs etc ) in support of package and product development. This includes the extension of capabilities of packages and products. Experience writing unit and integration test cases Solid understanding of Object-Oriented design and programming concepts Web Browser Optimization: The ability to select the best available values of some objective function to improve the functional effectiveness of web browsers. User Interface Design: Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. API Generation: The ability to develop and apply Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user Develop code and mentor junior developers to ensure deliverables are on time, within budget, and maintain good code quality. Possess knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Have knowledge of systems integration processes where separately produced components or subsystems are combined, and their interaction problems are addressed. Understand data structures, which consist of data organization, management, and storage formats, enabling efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Experience in all phases of development - design, coding, testing, debugging, deployment, and monitoring of applications is highly preferred. Security and Authentication standards and technologies, including OAuth. Flavors of GenAI: Experience and understanding of Generative AI technologies and their applications. Agentic Framework: Understanding of the agentic framework and mindset for leveraging Generative AI. Innovation: Ability to think creatively about how to apply GenAI to improve and innovate within the payment technology space. Collaboration: Proven experience in working with cross-functional teams to integrate GenAI solutions into existing systems. Network architecture, Load balancers, and Firewalls. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, Python, Javascript, Shell-PowerShell scripting, Ansible Playbooks) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, GENAI technologies etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile-Scrum teams

We are seeking a candidate with a demonstrated ability to lead by influence with a record of successfully delivering modern, large-scale, complex services and products with the highest levels of security and reliability. This is accomplished by leading multiple large diverse technical teams at all levels and closely collaborate with program and product teams. Your mission is to provide hands-on leadership to global Payment Processing teams and build a world-class team of engineers. The focus is on defining, executing, and delivering functional and non-functional features at scale quickly and promoting a diverse culture of cross-functional collaboration and engineering excellence. Be an idea leader and bring industry best practices to benefit the team and the wider organization. The ability to synthesize and simplify complex needs including business capabilities and operational efficiencies while conforming to regulatory, security and privacy requirements is required. As a Senior Director, Payment Processing in Acceptance Solutions, you will pave the way for our most important asset, our engineering teams, to deliver amazing features of the highest quality. You will be working with colleagues, who will help, support and challenge you every day. You will provide technical leadership, foster innovation, set engineering excellence standards, and collaborate with business teams to develop cutting-edge products and solutions. You will build the strategy for your teams to architect, design and deliver the next wave of enterprise FinTech innovation. If this sounds exciting, we would love to chat and tell you more about our work culture and environment. Be a part of our mission to shape the future of secure payments. Essential Functions: Drive the design, implementation, and deployment of secure, reliable, robust and interoperable products. Provide leadership across the engineering organization to ensure solutions are built in alignment with platform principles and standards of six nines availability. Define technical strategy for the payment processing platform that aligns with the product vision and accelerates innovation. Drive strategic impact by delivering fit-for-purpose products with an accelerated time to market. Leverage AI/ML technologies in bringing productivity across the SDLC phases and develop innovative business solutions. Partner with Product, Regional teams on requirements and prioritization. Influence product strategy and roadmap. Lead a multi-disciplinary team of software developers, data engineers, AI & ML experts, test engineers, release engineers. Develop and nurture the engineering team by hiring critical talent, driving retention, motivating, and mentoring staff, and driving career growth for team members. Build an inclusive team culture, and a culture of ownership and accountability. Ensure strong program management and governance practices for your team. Forge strong partnerships with key stakeholders across Technology & Business. Role model Visa Leadership Principles (VLPs). This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: 18 or more years of experience with a Bachelor s Degree or with an Advanced Degree. 15+ years of experience leading product development and delivery using multiple technologies - Java/J2EE, Spring Boot, Angular, JavaScript, MySQL, REST, Maven, Kubernetes, VertX, Kafka, Hazelcast, design patterns, test automation frameworks Extensive experience in designing, developing, and deploying mission-critical, scalable and secure distributed applications Good understanding and experience leading AI/ML initiatives Broad experience and understanding of modern development on both on-prem and cloud platforms, including the use of CI/CD frameworks Strong experience with agile methodologies & software development lifecycle principles Excel in partnering with Product leaders and technical product managers on requirements, helping define joint product/technology roadmaps & driving prioritization Experience driving continuous improvements to processes/tools for better developer efficiency and productivity Demonstrated ability to drive measurable improvements across engineering, delivery and performance metrics Demonstrated success in leading high performing, multi-disciplinary and geographically distributed engineering teams. Demonstrated ability to hire, develop and retain high-caliber talent Excellent problem solving and analytics skills. Capable of forming and advocating an independent viewpoint Must demonstrate longer-term strategic thinking and staying abreast with latest technologies Highly driven, resourceful, and results-oriented Strong collaboration and effective communication, with focus on win-win outcomes Payments industry experience is preferred

Visa s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. We are seeking a talented and motivated Software Engineer to join our VAS Innovation team. As a key member of the team, you will play a critical role in developing cutting-edge solutions, leveraging innovative technologies, and enhancing the capabilities of our Value-Added Services (VAS) platform. You will be tasked to quickly grasp and evaluate new ideas and technologies from both internal and external sources and match them appropriately with emerging technology and business opportunities, building a culture of innovation and a drive for excellence. Essential Functions: Innovative Development: Engage in the design, development, and implementation of innovative software solutions, using generative AI and modern integration patterns. Contribute to a culture of innovation by actively exploring and applying new ideas and technologies. Collaborative Engineering: Collaborate with cross-functional teams to develop and deliver complex projects that integrate emerging technologies with our existing platforms. Work closely with Product Office, Operations & Infrastructure, Cybersecurity, Client Support, and other Product Development teams to build comprehensive solutions. Continuous Learning: Engage in continuous learning and development, actively seeking opportunities to enhance your skills and knowledge. Collaborate with peers to share insights and drive team growth. Client-Focused Solutions: Develop solutions with a client-centric mindset, ensuring that the VAS platform delivers exceptional value and innovation. Engage with client feedback to refine and improve our offerings. API and Integration Development: Contribute to the design and development of APIs that enhance the integration of our Value-Added Services applications, platforms, and solutions. Technology Modernization: Participate in the advancement of our modernization roadmap by adopting best-in-class technology solutions for our core platform, expanding our market reach and client base. Process Improvement: Continuously assess and improve technology stacks, development processes, and methodologies to enhance productivity, quality, and time-to-market. Engineering Excellence: Adhere to industry best practices in software development, emphasizing quality, security, performance, scalability, availability, and resilience. Contribute to the management and reduction of technical debt within projects. Automation and Best Practices: Implement best engineering practices and automate software development, testing, and deployment processes. Ensure the timely delivery and maintenance of multiple services, focusing on continuous improvement. Incident and Change Management: Support incident management, change, and problem management processes to ensure the high availability and reliability of our services. Participate in root-cause analysis and troubleshooting to resolve issues effectively. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Basic Qualifications: 5 or more years of relevant work experience with a bachelor s degree or 2 years with an Advanced Degree (Masters/PhD in Engineering/Computer Science). Self-driven and willing to work across technologies/languages. Expert-level skills in Java, Python and NodeJS with skills in C++ and C# is a bonus. Experience in building Generative AI applications, conversational AI, RAG architectures, techniques and libraries In-depth understanding of NLP including tokenization, word embeddings, and basic sequence models. Proficiency in implementing and fine-tuning AI models using popular frameworks (e.g., TensorFlow, PyTorch, scikit-learn). Understanding of model compression techniques and their trade-offs. Awareness of transfer learning concepts and their applications. Ability to design and implement AI components and integrate them into larger systems. Familiarity with common robustness issues in AI systems. Exposure to leading-edge areas such as Machine Learning, Deep Learning, Stream Computing and MLOps. Proficiency in front-end web development technologies like ReactJS/Angular/NodeJS. Ability to work with large datasets and perform exploratory data analysis. Experience with data preprocessing, feature engineering, and model evaluation techniques. Experience in configuring build and deployment systems Docker, Jenkins, and Kubernetes. Expertise in handling multi-threading, concurrency, and error-handling. Demonstrated proficiency in troubleshooting, root-cause analysis, application design, and implementing large components for enterprise projects. Knowledge of version control, CI/CD pipelines, and best practices for ML model deployment. Familiarity with deep learning basics, including neural network architectures and training procedures. Working knowledge using distributed in-memory computing technologies like Redis. Preferred Qualifications: Understanding enterprise security, certificate management, etc. Hands-on experience with Jenkins and container deployment architecture. Experience using OAuth2.0, SSO, and authentication methods/protocols. Expertise in application security, SSDLC, and knowledge of cryptography fundamentals. Experience in the payments tech industry is a plus. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, Python, NodeJS, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as GenAI, Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

Visa s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. We are seeking talented Platform Engineer Manager to join our dynamic team responsible for architecting, building, and maintaining our on-premises cloud platforms. You will play a pivotal role in designing highly available, secure, and scalable solutions, while enabling the adoption of cutting-edge technologies such as Generative AI (GenAI), container orchestration, and infrastructure automation. The Work itself: Take complete end-to-end ownership of one or more applications. Translate business requirements and source system understanding into technical solutions. Development and Implementation of the proposed solution. Identify or develop software frameworks to be used. Refactor existing solutions to make it reusable and scalable. Come up with Coding and Design best practices. Manage, Lead and mentor team, deliver tech talks to wider audience. Thrive in self-motivated internal-innovation driven environment. Integrate with agentic framework and mindset to leverage Generative AI. Able to think creatively about how to apply GenAI to improve and innovate within the payment technology space. Work with cross-functional teams to integrate GenAI solutions into existing systems. Essential Functions: Provides strategic technical and functional leadership for platform as well as a thorough understanding of the business to direct strategy on collecting and understanding requirements. Leads meetings with product partners to recommend development and solution strategies that improve the design and functionality of interface features across a range of payment products. Formalizes standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Leads and plans the piloting and integration of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes patterns across bugs and implements systemic solutions to ensure websites remain functional and easy to use. Plays a significant role in the development and delivery of new features within a product from end-to-end. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Basic Qualifications: Bachelors degree in Computer Science, Information Systems or related field with 4-6 years of experience in a directly related field. Preferred Qualifications: Experience of building REST based web services & web applications using Java and Spring framework, Python, GoLang, etc Programming Languages: Knowledge of and ability to develop code (e.g. HTML, CSS, JavaScript, AngularJs, ReactJs etc ) in support of package and product development. This includes the extension of capabilities of packages and products. Experience writing unit and integration test cases Solid understanding of Object-Oriented design and programming concepts Web Browser Optimization: The ability to select the best available values of some objective function to improve the functional effectiveness of web browsers. User Interface Design: Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. API Generation: The ability to develop and apply Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user Develop code and mentor junior developers to ensure deliverables are on time, within budget, and maintain good code quality. Possess knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Have knowledge of systems integration processes where separately produced components or subsystems are combined, and their interaction problems are addressed. Understand data structures, which consist of data organization, management, and storage formats, enabling efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Experience in all phases of development - design, coding, testing, debugging, deployment, and monitoring of applications is highly preferred. Security and Authentication standards and technologies, including OAuth. Flavors of GenAI: Experience and understanding of Generative AI technologies and their applications. Agentic Framework: Understanding of the agentic framework and mindset for leveraging Generative AI. Innovation: Ability to think creatively about how to apply GenAI to improve and innovate within the payment technology space. Collaboration: Proven experience in working with cross-functional teams to integrate GenAI solutions into existing systems. Network architecture, Load balancers, and Firewalls. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, Python, Javascript, Shell-PowerShell scripting, Ansible Playbooks) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, GENAI technologies etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile-Scrum teams

Responsibilities: Strong proficiency in Java programming language with 2+ years of hands-on development experience Experience working with RESTful APIs and web services Experience developing and working with SQL/NoSQL database applications Experience with unit and integration testing frameworks Strong problem-solving and debugging skills with ability to troubleshoot technical issues Understanding of CI/CD processes and automated deployment pipelines Working knowledge of build tools like Maven or Gradle for project management Proficient with Git version control and collaborative development workflows Good communication skills and ability to work effectively in team environments Self-motivated learner with attention to detail and quality This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: Bachelors degree, OR 3+ years of relevant work experience Preferred Qualifications: Bachelors degree, OR 3+ years of relevant work experience 2+ years of relevant work experience, Bachelors or Masters degree in Computer Science, Engineering, or related field.