37 Credit Scoring Jobs

Pss Consultant Hiring For Banking Credit Analyst Description What is a Bank Credit Analyst A bank credit analyst is a financial professional who specializes in evaluating the creditworthiness of individuals, companies, or securities. They review a borrower's financial and credit record and assess if they can fulfill their financial obligations. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 4 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id pssconsultant939@gmail.com

Pss Consultant Hiring For Banking Credit Analyst Description A credit analyst in banking assesses the financial viability and creditworthiness of loan applicants by analyzing financial statements, credit histories, and market data to determine their ability to repay loans. Key responsibilities include risk assessment, preparing detailed credit reports, assigning risk grades, monitoring existing loans, ensuring regulatory compliance, and collaborating with underwriters and relationship managers to make informed lending decisions. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Ex...

Pss Consultant Hiring For Banking Credit Manager Description A Credit Manager in banking evaluates customer creditworthiness to minimize loan losses and optimize profitability by approving or rejecting loan requests, setting credit limits, and monitoring accounts. Key responsibilities include conducting financial analysis, developing and enforcing credit policies, ensuring regulatory compliance, managing the credit portfolio, and collaborating with other departments. The role requires strong analytical, communication, and decision-making skills, a thorough understanding of financial statements and credit reports, and knowledge of credit risk and relevant banking regulations. Required Experie...

As the Product Owner for Credit Score and Rating Solutions, you will play a crucial role in leading the development and enhancement of our credit scoring and rating solutions. Your expertise in credit score, credit risk modeling, and rating systems will drive innovations that empower financial institutions to make well-informed lending decisions. Your key responsibilities will include owning and managing the product log for credit scoring and rating services, defining the product vision, strategy, and roadmap aligned with business objectives and regulatory standards. You will collaborate with cross-functional teams to prioritize features and improvements, ensuring compliance with industry re...

Product Owner – Credit Score and Rating Solutions We are seeking a Product Owner with strong domain knowledge in credit score, credit risk modeling, and rating systems. You will lead the product development and enhancement of our credit scoring and rating solutions, driving innovations that help financial institutions make informed lending decisions. Roles and Responsibilities Key Responsibilities: Own and manage the product backlog for credit scoring and rating services. Define product vision, strategy, and roadmap aligned with business objectives and regulatory standards. Collaborate with data scientists, engineers, analysts, and business stakeholders to prioritize features and improvement...

This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting frameworks, portfolio analytics, risk appetite definition, and policy governance. Key Responsibilities: Credit Policy & Frameworks: . Develop and regularly update credit risk policies, product programs, and underwriting guidelines for various customer segments (retail, SME, corporate, etc.). . Define risk acceptance criteria based on internal data and market intelligence. . Collaborate with business, operations, l...

Role: Lead Sales Location: India (Metro cities preferred Bengaluru, Mumbai) Function: Sales & Business Development Reporting To: CEO Key Responsibilities Sales Strategy & Execution Own end-to-end sales for the LOS, Scoring Engine, and AI solutions across banks, NBFCs, and fintech. Build and execute a go-to-market strategy for enterprise SaaS sales in financial services. Define and drive revenue growth targets in alignment with company goals. Business Development & Pipeline Management Identify, qualify, and convert high-value opportunities with CXO-level stakeholders. Build a robust pipeline of lending institutions with a focus on Loan Against Property, SME lending, and secured lending produc...

The Credit Manager is responsible for overseeing the credit-granting process for the company. This includes the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers. The role also ensures the collection of outstanding accounts receivable and minimizes bad debt risk. Key Responsibilities: - Develop and implement credit policies and procedures to ensure effective risk management. - Assess creditworthiness of potential customers through credit scoring, financial statement analysis, and external credit checks. - Approve or reject credit applications based on company policies and risk tolerance....

As a Risk Analyst at our fast-growing NBFC, you will play a crucial role in identifying, analyzing, and mitigating potential risks in our lending operations. You will be responsible for developing and implementing effective risk policies and frameworks to ensure compliance with regulatory requirements and align risk strategies with our business goals. Your strong expertise in SQL will be instrumental in handling large data sets and deriving actionable insights. Your key responsibilities will include analyzing credit, operational, and portfolio risks across different products and business lines, developing and reviewing risk policies and controls, and collaborating with collections, product, ...

Role: Lead Sales Location: India (Metro cities preferred Bengaluru, Mumbai) Function: Sales & Business Development Reporting To: CEO Key Responsibilities Sales Strategy & Execution Own end-to-end sales for the LOS, Scoring Engine, and AI solutions across banks, NBFCs, and fintech. Build and execute a go-to-market strategy for enterprise SaaS sales in financial services. Define and drive revenue growth targets in alignment with company goals. Business Development & Pipeline Management Identify, qualify, and convert high-value opportunities with CXO-level stakeholders. Build a robust pipeline of lending institutions with a focus on Loan Against Property, SME lending, and secured lending produc...

The opportunity: We are looking for a technical powerhouse - a hands-on Data Science and AI leader who can build, scale, and deploy machine learning systems that drive significant impact. As the key person in charge, you will be responsible for developing and executing the entire AI/ML strategy, from research to practical application, while playing a pivotal role in shaping a top-tier data organization. What you'll own: AI Leadership with a Global Lens: You will be tasked with establishing and leading a high-performing, multicultural team of data scientists, ML engineers, and analysts. Your role will involve setting a visionary path, fostering collaboration, and integrating diverse perspecti...

You should have experience in team handling, specifically in handling secured, unsecured, working capital, and LAP loans. Your responsibilities will include evaluating and processing end-to-end loan applications within agreed TAT timelines, ensuring timely clearance of open audit queries, and conducting quality control checks. Additionally, you will be responsible for the timely completion of vendor management related activities. Your role will also involve providing support to the business plan by ensuring a quick turnaround of new and existing proposals and working with the team to optimize returns while staying within the risk appetite. This will require researching and evaluating clients...

The ideal candidate will work closely with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. You will be responsible for defining the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. Additionally, you will establish credit risk appetite and thresholds for the product portfolios. Your role will involve developing a comprehensive process to build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. You will also be expected to conduct rea...

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulato...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...

Key Responsibilities: Data Analytics & Data Science Build and lead the data analytics and data science function to extract actionable insights across the customer lifecycle from sourcing and underwriting to collections and retention. Drive predictive modelling, credit scoring models, and risk analytics to improve decision-making. Develop robust dashboards and MIS systems for business teams, risk, compliance, and leadership. Ensure data governance, quality, and integrity across systems and touchpoints. Innovation & Strategy Identify and pilot emerging technologies (AI/ML, OCR, geotagging, etc.) relevant to the affordable housing ecosystem. Promote a culture of innovation and experimentation a...

This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting frameworks, portfolio analytics, risk appetite definition, and policy governance. Key Responsibilities: Credit Policy & Frameworks: Develop and regularly update credit risk policies, product programs, and underwriting guidelines for various customer segments (retail, SME, corporate, etc.). Define risk acceptance criteria based on internal data and market intelligence. Collaborate with business, operations, legal, ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes...

The Credit Manager will be responsible for handling leads received through online digital marketing and conducting research to evaluate clients" creditworthiness based on the provided documents. They will be required to create credit scoring models to assess risks and make informed decisions on approving or rejecting loan requests, considering credibility, potential revenues, and losses. The Credit Manager will also be responsible for calculating and setting interest rates, negotiating loan terms, and maintaining communication with clients. This is a Full-time, Permanent position suitable for Freshers. The benefits include cell phone reimbursement, health insurance, and Provident Fund. The w...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...

Roles and Responsibilities Analyse risks and approve or reject loan requests Prepared CAM(Credit Appraisal Memo) Analysed for Credit History Knowledge of Technical and Legal report Calculate financial ratios (e.g. credit scores and interest rates) Sanction TVR Desired Candidate Profile Hindsight Visit in Field Personal Discussion(PD) on Tele/Video/Physical Audit Clearance To process files for Disbursement credit manager is responsible for the entire credit granting process. Disbursement process in LMS.

Qualifications Any degree Experience 2-4 yrs in Finance company or NBFC Sector Skills Proven work experience as a Credit Officer, Loan Officer or similar role Hands-on experience with lending procedures and products Description Credit Officer responsibilities include reviewing loan requests Assessing clientsfinancial status Evaluating creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Calculate financial ratios (e g credit scores and interest rates) Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

What will you do: Analyze financial statements, credit reports, and other relevant data to assess the credit risk of potential clients. Monitor existing client accounts to identify potential credit risks and trends. Prepare regular reports on credit risk exposure and present findings to management. Work closely with the underwriting teams to provide insights and recommendations regarding credit decisions. Collaborate with compliance and legal teams to ensure adherence to regulatory requirements. Assist in the development and validation of predictive models to enhance credit decision-making processes. Stay updated on market trends, economic conditions, and regulatory changes that may impact c...

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure adherence to all relevant laws, regulations, ...