56 Credit Scoring Jobs - Page 2

Role: Lead Sales Location: India (Metro cities preferred Bengaluru, Mumbai) Function: Sales & Business Development Reporting To: CEO Key Responsibilities Sales Strategy & Execution Own end-to-end sales for the LOS, Scoring Engine, and AI solutions across banks, NBFCs, and fintech. Build and execute a go-to-market strategy for enterprise SaaS sales in financial services. Define and drive revenue growth targets in alignment with company goals. Business Development & Pipeline Management Identify, qualify, and convert high-value opportunities with CXO-level stakeholders. Build a robust pipeline of lending institutions with a focus on Loan Against Property, SME lending, and secured lending produc...

The Credit Manager is responsible for overseeing the credit-granting process for the company. This includes the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers. The role also ensures the collection of outstanding accounts receivable and minimizes bad debt risk. Key Responsibilities: - Develop and implement credit policies and procedures to ensure effective risk management. - Assess creditworthiness of potential customers through credit scoring, financial statement analysis, and external credit checks. - Approve or reject credit applications based on company policies and risk tolerance....

As a Risk Analyst at our fast-growing NBFC, you will play a crucial role in identifying, analyzing, and mitigating potential risks in our lending operations. You will be responsible for developing and implementing effective risk policies and frameworks to ensure compliance with regulatory requirements and align risk strategies with our business goals. Your strong expertise in SQL will be instrumental in handling large data sets and deriving actionable insights. Your key responsibilities will include analyzing credit, operational, and portfolio risks across different products and business lines, developing and reviewing risk policies and controls, and collaborating with collections, product, ...

Role: Lead Sales Location: India (Metro cities preferred Bengaluru, Mumbai) Function: Sales & Business Development Reporting To: CEO Key Responsibilities Sales Strategy & Execution Own end-to-end sales for the LOS, Scoring Engine, and AI solutions across banks, NBFCs, and fintech. Build and execute a go-to-market strategy for enterprise SaaS sales in financial services. Define and drive revenue growth targets in alignment with company goals. Business Development & Pipeline Management Identify, qualify, and convert high-value opportunities with CXO-level stakeholders. Build a robust pipeline of lending institutions with a focus on Loan Against Property, SME lending, and secured lending produc...

The opportunity: We are looking for a technical powerhouse - a hands-on Data Science and AI leader who can build, scale, and deploy machine learning systems that drive significant impact. As the key person in charge, you will be responsible for developing and executing the entire AI/ML strategy, from research to practical application, while playing a pivotal role in shaping a top-tier data organization. What you'll own: AI Leadership with a Global Lens: You will be tasked with establishing and leading a high-performing, multicultural team of data scientists, ML engineers, and analysts. Your role will involve setting a visionary path, fostering collaboration, and integrating diverse perspecti...

You should have experience in team handling, specifically in handling secured, unsecured, working capital, and LAP loans. Your responsibilities will include evaluating and processing end-to-end loan applications within agreed TAT timelines, ensuring timely clearance of open audit queries, and conducting quality control checks. Additionally, you will be responsible for the timely completion of vendor management related activities. Your role will also involve providing support to the business plan by ensuring a quick turnaround of new and existing proposals and working with the team to optimize returns while staying within the risk appetite. This will require researching and evaluating clients...

The ideal candidate will work closely with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. You will be responsible for defining the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. Additionally, you will establish credit risk appetite and thresholds for the product portfolios. Your role will involve developing a comprehensive process to build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. You will also be expected to conduct rea...

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulato...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...

Key Responsibilities: Data Analytics & Data Science Build and lead the data analytics and data science function to extract actionable insights across the customer lifecycle from sourcing and underwriting to collections and retention. Drive predictive modelling, credit scoring models, and risk analytics to improve decision-making. Develop robust dashboards and MIS systems for business teams, risk, compliance, and leadership. Ensure data governance, quality, and integrity across systems and touchpoints. Innovation & Strategy Identify and pilot emerging technologies (AI/ML, OCR, geotagging, etc.) relevant to the affordable housing ecosystem. Promote a culture of innovation and experimentation a...

This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting frameworks, portfolio analytics, risk appetite definition, and policy governance. Key Responsibilities: Credit Policy & Frameworks: Develop and regularly update credit risk policies, product programs, and underwriting guidelines for various customer segments (retail, SME, corporate, etc.). Define risk acceptance criteria based on internal data and market intelligence. Collaborate with business, operations, legal, ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes...

The Credit Manager will be responsible for handling leads received through online digital marketing and conducting research to evaluate clients" creditworthiness based on the provided documents. They will be required to create credit scoring models to assess risks and make informed decisions on approving or rejecting loan requests, considering credibility, potential revenues, and losses. The Credit Manager will also be responsible for calculating and setting interest rates, negotiating loan terms, and maintaining communication with clients. This is a Full-time, Permanent position suitable for Freshers. The benefits include cell phone reimbursement, health insurance, and Provident Fund. The w...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...

Roles and Responsibilities Analyse risks and approve or reject loan requests Prepared CAM(Credit Appraisal Memo) Analysed for Credit History Knowledge of Technical and Legal report Calculate financial ratios (e.g. credit scores and interest rates) Sanction TVR Desired Candidate Profile Hindsight Visit in Field Personal Discussion(PD) on Tele/Video/Physical Audit Clearance To process files for Disbursement credit manager is responsible for the entire credit granting process. Disbursement process in LMS.

Qualifications Any degree Experience 2-4 yrs in Finance company or NBFC Sector Skills Proven work experience as a Credit Officer, Loan Officer or similar role Hands-on experience with lending procedures and products Description Credit Officer responsibilities include reviewing loan requests Assessing clientsfinancial status Evaluating creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Calculate financial ratios (e g credit scores and interest rates) Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

What will you do: Analyze financial statements, credit reports, and other relevant data to assess the credit risk of potential clients. Monitor existing client accounts to identify potential credit risks and trends. Prepare regular reports on credit risk exposure and present findings to management. Work closely with the underwriting teams to provide insights and recommendations regarding credit decisions. Collaborate with compliance and legal teams to ensure adherence to regulatory requirements. Assist in the development and validation of predictive models to enhance credit decision-making processes. Stay updated on market trends, economic conditions, and regulatory changes that may impact c...

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure adherence to all relevant laws, regulations, ...

Requirements: Should be proficient in speaking & reading Odia language (Orissa) Should have atleast 2-3 years experience in handling Mortgages Underwriting for Orissa State. Role & responsibilities oversees the credit-granting process for an organization, ensuring timely payment collection and minimizing financial risks. They evaluate creditworthiness, set credit limits, and develop credit policies, collaborating with other departments like sales and finance. Mail id - niraj.vidyarthy@janabank.com Mai id - Aditya.Singha@janabank.com

What role you will play in team You will assess the creditworthiness of loan applicants and make informed lending decisions You are critical in mitigating risk for the bank What you will do You will review loan applications analyze financial statements and conduct credit scoring You will also prepare credit reports and make recommendations on loan approvals Key responsibility Review loan applications and associated documentation Analyze financial statements and credit reports Conduct credit scoring and risk assessment Prepare comprehensive credit reports Make recommendations on loan approvals or denials Adhere to bank policies and regulatory guidelines Required Qualification and Skills Bache...

Role & responsibilities oversees the credit-granting process for an organization, ensuring timely payment collection and minimizing financial risks. They evaluate creditworthiness, set credit limits, and develop credit policies, collaborating with other departments like sales and finance.

Role: Business Analyst Exp-5-10 yrs Notice Period: 0-30 Days Location: Gurugram Domain Knowledge :- C&IB Client Onboarding, Risk and Credit scoring, Lending, AML, and KYC. Skills :- Strong communication skills (English) and documentation Roles and Responsibilities Conduct client onboarding process, including KYC verification and AML checks. Perform credit risk assessment through credit scoring and underwriting. Manage loan origination, processing, and disbursement activities. Ensure compliance with LOS (Loan Operations System) policies and procedures. Collaborate with cross-functional teams for seamless integration of new products/services. Desired Candidate Profile 5-10 years of experience ...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. Analyze market trends and...

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit operations. Roles and Responsibility Manage and process loan applications according to company policies and procedures. Conduct thorough credit analysis and risk assessments to determine client creditworthiness. Develop and maintain relationships with existing clients to ensure timely payments and resolve any issues that may arise. Collaborate with internal teams to identify new business opportunities and grow the bank's customer base. Monitor and report on credit portfoli...