Credit Officer

Equitas Small Finance Bank

2 - 7 years

1 - 3 Lacs

Hassan

Posted:1 day ago| Platform:

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Skills Required

Credit Analysis python Risk Assessment sas BFSI credit risk Regulatory Risk credit processing machine learning Risk Management Systems sql data science predictive modeling credit scoring credit policy Operations credit operations risk analytics

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management.

Roles and Responsibility

Conduct thorough credit analysis to assess customer creditworthiness.
Develop and implement effective credit policies and procedures to minimize risk.
Collaborate with cross-functional teams to ensure seamless credit processing.
Monitor and analyze credit portfolio performance to identify areas for improvement.
Provide expert guidance on credit-related matters to internal stakeholders.
Stay updated with regulatory changes and industry trends to enhance credit operations.

Job Requirements

Strong understanding of credit principles, including credit scoring and risk assessment.
Excellent analytical and problem-solving skills, with attention to detail.
Ability to work effectively in a fast-paced environment and meet deadlines.
Effective communication and interpersonal skills, with the ability to build relationships.
Proficiency in credit software and systems, with strong technical skills.
Experience working in the BFSI industry, preferably in a similar role.

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