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For Employers

Credit Officer

PADMA SAI FINANCE PRIVATE LIMITED

2 - 6 years

0 Lacs

telangana

Posted:14 hours ago| Platform: Shine logo

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Skills Required

credit officer loan officer lending procedures

Work Mode

On-site

Job Type

Full Time

Job Description

As a Credit Officer, your role involves reviewing loan requests, assessing clients" financial status, and evaluating creditworthiness and risks. You will be expected to contact clients to gather financial data and documentation, analyze risks, and approve or reject loan requests. Additionally, you will need to calculate financial ratios such as credit scores and interest rates, maintain updated records of loan applications, follow up with clients about loan renewals, and monitor the progress of existing loans. Key Responsibilities: - Review loan requests - Assess clients" financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Analyze risks and approve or reject loan requests - Calculate financial ratios (e.g. credit scores and interest rates) - Maintain updated records of loan applications - Follow up with clients about loan renewals - Monitor progress of existing loans Qualifications Required: - Any degree - 2-4 years of experience in a Finance company or NBFC Sector - Proven work experience as a Credit Officer, Loan Officer, or similar role - Hands-on experience with lending procedures and products,

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Credit Officer