36 Credit Officer Jobs

As a Commercial & Investment bank (CIB) Analyst, your role involves Credit Risk Management, which houses the bank's internal credit experts responsible for transaction execution and ongoing management of the bank's credit exposure portfolio across various products. Your primary responsibilities will include: - Acting as the Credit Officer for a portfolio of Asia-Pac Hedge Funds and Asset Managers, serving as the main point of contact for all Lines of Businesses - Managing the ongoing credit relationship by assigning internal ratings, recommending credit appetite, and critically assessing risk measures output - Participating in client due diligence meetings, transaction structuring/execution,...

Dear Applicant, This Job is for the role of Trainee Credit Officer for UTKARSH SMALL FINANCE BANK. Your Basic role is Field Collection and Sales of Group Loans or SLA Visiting an Area of 200 KM Radius from your Branch for the Disbursement and Collection You Must have Bike and Driving License for the Work. Its a Field Job you must visit the locations as asked by the bank. Fixed salary up to 1.5 LPA(Based on Interview) Plus Unlimited Incentives Petrol Conveyance- Rs 3600. Accommodation and Food will be provided by the bank. Kindly Visit the Mentioned Location for your Interview without fail. Regards Aditya Verman

Dear Applicant, This Job is for the role of Trainee Credit Officer for UTKARSH SMALL FINANCE BANK. Your Basic role is Field Collection and Sales of Group Loans or SLA Visiting an Area of 200 KM Radius from your Branch for the Disbursement and Collection You Must have Bike and Driving License for the Work. Its a Field Job you must visit the locations as asked by the bank. Fixed salary up to 1.5 LPA(Based on Interview) Plus Unlimited Incentives Petrol Conveyance- Rs 3600. Accommodation and Food will be provided by the bank. Kindly Visit the Mentioned Location for your Interview without fail. Regards Aditya Verman

Dear Applicant, This Job is for the role of Trainee Credit Officer for UTKARSH SMALL FINANCE BANK. Your Basic role is Field Collection and Sales of Group Loans or SLA Visiting an Area of 200 KM Radius from your Branch for the Disbursement and Collection You Must have Bike and Driving License for the Work. Its a Field Job you must visit the locations as asked by the bank. Fixed salary up to 1.5 LPA(Based on Interview) Plus Unlimited Incentives Petrol Conveyance- Rs 3600. Accommodation and Food will be provided by the bank. Kindly Visit the Mentioned Location for your Interview without fail. Regards Aditya Verman

As a Credit Officer, your role involves reviewing loan requests, assessing clients" financial status, and evaluating creditworthiness and risks. You will be expected to contact clients to gather financial data and documentation, analyze risks, and approve or reject loan requests. Additionally, you will need to calculate financial ratios such as credit scores and interest rates, maintain updated records of loan applications, follow up with clients about loan renewals, and monitor the progress of existing loans. Key Responsibilities: - Review loan requests - Assess clients" financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Ana...

Specific Responsibilities CAM preparation/ proposals for Education Institutional loan. Process Understanding process and policies and implementing the same to ensure smooth transactions. Delinquency Management for the location Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies. Quality Management in terms of Audit, Compliance and Hind sighting PDD Management controlling and tracking PDDs through proper MIS for the location Key Performance Indicators Login to Recommendation TAT Maintaining Audit Compliance and errors in Hind sighting Delinquency control as per budget Cost management New initiatives Technical Competencies / Skills Knowledge ...

Role Overview: As a Credit Officer, your primary responsibility is to ensure the smooth functioning of loan activities and maintain the quality of loans at the branch. You will be involved in conducting morning reports, verifying loan documents, assisting in collection problems, and preparing disbursement sheets. Key Responsibilities: - Conduct morning reports from the center or branches before 9:30 AM. - Verify loan documents and credit bureau properly before attending GRT. - Ensure proper training provided to group members during GRT by CRO. - Verify the house stability of members before sanctioning loans. - Verify original documents before approving loans. - Assist in solving collection p...

Role & responsibilities : Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Assisting the Managers in creating plans to accomplish company and dep...

Underwriting experience in Loan, preferably Unsecured Loans. Doing personal discussion with borrower. Preparing CAM (Credit Assessment Memo), ensuring proper and correct information. Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality. Primary assessment & analysis of reasons of non-starter cases. Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Credit

Urgent Hiring For Credit Officer in Gurgaon Location Exp-1 yrs + Ctc-2.00 Lpa to 4.20 Lpa MBA Regular Preferred Only Any BFSI Candidate apply who have experience in Credit Interview Mode- F2F Only Male & Female Both Can Apply Role & responsibilities Process Flow for the Officer Credit (OC): The OC must refresh the dashboard every time she is done with working on a file. The dashboard will reflect all files in DOVR status. The first file in the queue, which is identified by the date and time of the file achieving the DOVR status, should be taken up for preparing the interview sheet. Appraisal and preparation work for making a call to the customer: Job Description - Credit Officer Ensure all D...

Were Hiring Credit Processing Associate (Home Loan & LAP) Location: Gurgaon, Sec-44 Experience: 1 -2 Years Products: Home Loan & Loan Against Property (LAP) At Ambak Fintech Pvt. Ltd. , we are on a mission to redefine home financing in India With leaders from Axis Bank, Uber, Cars24, PolicyBazaar, Freecharge & more, were building cutting-edge solutions that make home loans simpler, faster & more transparent . Your Role: Process & verify loan applications and assess creditworthiness Coordinate with sales, underwriters & customers for smooth approvals Ensure compliance, accurate records & audit readiness Drive seamless loan journeys end-to-end Who Can Apply: 13 years of experience in credit op...

Role & responsibilities • Appraises /recommends/ approves credit proposals as per the delegation of authority. • Reviews delinquent cases and document learnings / portfolio reviews for risk management. • Conducts process audits and reports delinquencies and anomalies. • Recommends changes to policy/process based on local nuances / competitor feedback. • Implements system integration plans. • Monitors NPA and keeps a track of it. • Ensures field customer visits for PD and deliveries within agreed TAT. • Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. • Ensures maintenance of Healthy Portfolio for t...

Conduct thorough credit analysis and assessments to determine client creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. Analyze market trends and competitor activity to inform credit decisions. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment ...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to proc...

The Institutional Credit Managements (ICM) aims to provide an integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit businesses. Wholesale Credit Risk (WCR) In-Business Quality Assurance (QA) is an essential component of the ICM organization, ensuring that established standards and processes are consistently followed. WCR In-Business QA plays a crucial role in assessing the quality of the group's policies, procedures, programs, and practices related to the management of wholesale credit risk. The results of quality assurance reviews (QARs) help identify operational and control weaknesses, training needs, and process deficiencie...

Role & responsibilities Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to...