379 Credit Operations Jobs

What you'll do As a Customer Service & Operations Credit Analyst, you'll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you'll identify opportunities to enhance processes and enable the provision of a superior customer and business experience. In addition, you'll: Review documentation including loan applications, disclosures, and credit evaluations Authorise and investigate all credit operations transactions Collect and analyse the required information from the customers and businesses Review credit operations processes which could be automated or enhanced to improve the customer and business experience The skills you'll need To succeed in this role, you'll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You'll also have the ability to adapt to fast-paced environments and you'll have effective organisation skills to deliver to deadlines. You'll also need: Customer service abilities along with customer and industry knowledge An awareness of changes in trends, policies, and regulations An understanding of our industry and its customers Experience of managing stakeholder relationships

The job holder will be responsible for credit administration related work, including automation of key regulatory/HO returns, maintaining TAT and accuracy in submission of regulatory returns, liaising with IT and HO team for process standardization, and leading system projects initiated by management. The duties involve approving limits in Banks system, ensuring alignment with approved credit memo and collateral adequacy, monitoring limits and collaterals, overseeing DP calculation and monthly reminders, managing audit MIS, monitoring FX limits/outstanding, managing vendors and staff, reviewing processes and system functionality, interpreting regulatory requirements, and ensuring compliance. The ideal candidate should have 10-15 years of experience in credit administration/credit operations/corporate banking with a clear understanding of regulatory requirements. A graduate in the Commerce stream with basic computer knowledge is preferred. Core competencies required include thorough job knowledge, organizational skills, proactiveness, effective communication skills, interpersonal skills, and technical competencies in computer usage and understanding various systems and regulatory requirements. The job holder will need to liaise with internal stakeholders such as Head Credit, business managers, HR, and audit team, as well as external parties like Credit Admin HO, CRAD HO, and Legal Counsels. The primary location for this position is Coimbatore, India. The job falls under the Risk Management function and is a full-time role. The job posting date is Jul 28, 2025.,

The ideal candidate should have 0 - 9+ years of experience in customer support. Your main responsibilities will include mediating between customers to ensure smooth communication, providing linguistic support for KYC related queries and credit operations, collaborating with customers in their native language to facilitate operations, and supporting on migration. Key Skills required for this role include expertise in KYC, Chinese language proficiency, credit operations knowledge, and client onboarding experience. This is a Full Time, Permanent role in the ITES/BPO/Customer Service industry, specifically in the banking sector. The role falls under the category of Outsourcing/Offshoring. If you are interested, the Job Code for this position is GO/JC/20046/2024, and the Recruiter handling this position is Ramya.,

The ideal candidate should have 0 - 9+ years of experience in customer support. You will be responsible for mediating between customers to ensure smooth communication. Providing linguistic support for KYC related queries and credit operations will be a key aspect of your role. Collaborating with customers in their native language to facilitate operations is essential. Additionally, you will be required to support on migration. Key Skills: - KYC related operations - Burmese-Customer Support - Credit operations This is a full-time, permanent position in the ITES/BPO/Customer Service industry within a banking environment. The role falls under the Outsourcing/Offshoring category. Job Code: GO/JC/20047/2024 Recruiter Name: Ramya,

Role & responsibilities Manage disbursement process from loan sanction to final disbursal. Ensure timely processing of loan applications within TAT (Turnaround Time). Coordinate with sales team for lead generation and conversion. Conduct credit operations, including risk assessment and documentation. Maintain accurate records of customer interactions and transactions. Preferred candidate profile 0-4 years of experience in banking or finance industry. Strong understanding of Credit Operations, Disbursement, Sanction processes. Excellent communication skills for effective customer interaction. Ability to work independently with minimal supervision. Interested candidate can share updated cv Nishi.kumari@auhtm.in on or what's up 8505044754

Hiring Alert: Disbursement Coordinator || Home Loan Industry Location: New Delhi / Gurgaon Function: Credit Designation: Disbursement Coordinator Role: Loan Disbursement Eligibility Criteria: Graduate/Post Graduate (Banking & Insurance preferred) 2 to 4 years of experience in the home loan industry Strong knowledge of documentation & legal processes Willing to travel for daily visits to HDFC Ltd. Service Centers Ready to join within 15 business days Key Responsibilities: Follow up on sanctioned loan cases for disbursement Verify & cross-check disbursement documents as per HDFC Ltd. checklist Submit documents at the service center and coordinate with HDFC staff Liaise with customers and sales officers for any document pendency Act as a key interface between HDFC Ltd. Service Centers, Sales Officers, and Customers to ensure a seamless loan disbursement process

Role: Accounting & Cash Management (Cash Ops) Level: Associate/Senior Associate Location: Mumbai/Bangalore Department: Fund Accounting Vacancy Type: Permanent Work Timings: Americas (Night Shift) Work Mode: Hybrid The position: This position is for a member of the client facing fund services team catering to Accounting & Cash Management Roles & Responsibilities: Understanding Private Equity Fund Structures Preparation of Cash Analysis & Projection files, Margin Requirements, Repos Understanding Line of Credit Operations i.e. borrow/repay requests, computations of fee, interest, repayments Preparation of Funding memos and wires processing Understanding Foreign currency requirements Transactions booking for Cash, Fx, Investment outflows/inflows Emails / calls correspondence with client, Issues resolutions Youre Profile: Preferred Graduate, masters or Chartered Accountant 3-8 years experience in Financial Services / Capital Markets Industry with min 2+yrs work experience in Private Equity Accounting and Cash Management Experience in working across country lines and operating in a global, multinational organization, ideally in a matrix structure Demonstrable accomplishments relating to organizational change activities in a fast-paced environment Willing to work in fast paced dynamic industry Positive attitude, team player, pro-active and ready to accept challenges Excellent verbal and written communication skills Contact: 9071129990 or share your CV to profiles@intellisearchonline.net

Position: Account Manager US Market (Night Shift) About Drip Capital We are a US-based fintech company revolutionizing global trade for SMEs. At Drip Capital, we re redefining the future of trade finance and facilitation, empowering small and medium-sized enterprises (SMEs) to scale internationally with ease. With the global SME trade market exceeding $5 trillion, our mission is to provide businesses in emerging markets with seamless access to capital eliminating red tape and outdated processes. By leveraging cutting-edge technology, we make trade finance fast, efficient, and hassle-free. Beyond financing, we simplify trade and sourcing, helping SMEs navigate global markets effortlessly. Headquartered in Palo Alto, California, with offices in India, Drip Capital is strategically positioned to meet the evolving needs of SMEs in emerging markets. Backed by top investors including Accel, Peak XV, Wing VC, Sequoia India, Y Combinator, GMO, SMBC Japan, Barclays, and IFC Drip has facilitated over $7 billion in trade across 10,000+ buyers and sellers. As we continue to grow, we remain committed to transforming global trade for SMEs worldwide. Role Overview We re looking for a driven and entrepreneurial Account Manager to grow our presence in the US market our largest and fastest-scaling region. This role is core to Drip s revenue engine and focuses on growing our existing client base, driving new acquisitions, and building long-term client relationships with key SME stakeholders. You ll thrive in a fast-paced, high-growth environment where your ability to engage multiple stakeholders, think strategically, and execute tactically will directly impact Drip s bottom line. What You ll Be Doing Build and nurture relationships with CXO-level stakeholders (CEO/CFO) across SME clients. Grow wallet share from existing customers and deliver a measurable % of revenue growth month-on-month. Lead revenue origination efforts through both upsell opportunities and new client acquisition. Serve as the key point of contact for multiple client accounts across their lifecycle. Identify and implement innovative deal structures to stay ahead of the competition. Address complex customer queries related to Trade Finance and Drip s product offerings. Achieve and exceed annual origination and revenue targets from assigned accounts. Work closely with internal stakeholders across sales, credit, operations, and product teams to drive seamless client experience. Maintain a zero-dropout approach by deeply understanding client needs and building trust-based relationships. What Makes You a Great Fit Minimum 4 years of experience in Business Development, Account Management, or Sales Operations. A proven sales professional with a track record of consistently exceeding revenue targets. Strong commercial acumen with the ability to think analytically and deliver data-backed insights. Ability to own and drive outcomes in a fast-paced, unstructured environment. Exceptional communication and interpersonal skills comfortable interacting with stakeholders over calls, emails, and virtual meetings. High level of ownership and a growth mindset. Additional Details Job Location: Solitaire Corporate Park, Andheri, Mumbai Work Model: Work from Office (Monday to Friday) Shift Timings: US Shift 6:00 PM to 3:00 AM IST Weekends Off: Saturday Sunday

Job Description - Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies. Coordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk. Check whether statutory / internal exposure limits are not breach. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc. Set process/ make modification in existing process to avoid operational risk at early stage. Monitor Project Loans (Real Estate/ Infrastructure) in the Portfolio and provide MIS as required. Coordinate with various internal stakeholders Ensure various covenant monitoring Handling queries of team members Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager Executes the established internal control systems and compiles relevant information for departmental audits, as necessary Custody of all loan and security documents including scanning, safekeeping and control of original documents. Relationship Management: Cultivate and maintain relationships with key stakeholders, including Business, Auditors, credit officers, and senior management, to ensure effective communication and collaboration.

As a Branch Credit Manager at our Corporate office, you will be responsible for managing Credit and Operations for Home Loans. Your role will involve conducting credit appraisals in accordance with policies, procedures, and credit underwriting guidelines. It will be your responsibility to ensure the maintenance of Turn-Around-Time (TAT), compliance with policies and procedures. Your principal accountabilities will include conducting quality checks on the credit process and underwriting standards in alignment with the credit policy of the organization. You will be required to make recommendations to the NCM for approval after evaluating each proposal with a scorecard. Ensuring that the TAT of underwriting is within 5 to 7 days from the login date is a crucial aspect of your role. Additionally, you will interact with Legal, Technical, and RCU vendors to maintain TAT standards and oversee all disbursements as per the Disbursement checklist. On a tactical level, you will provide training to the business team on product knowledge, policies, processes, and scorecards. Following up on post-disbursal documents with branches, monitoring life and building insurance policy statuses, performing bounce analysis, and handling internal and external audits will also be part of your responsibilities. In a supervisory capacity, you will be tasked with ensuring the quality of underwriting and operational processes are of a high standard with no major audit findings. You will guide Branch Credit Managers, identify mistakes, and correct them in real-time to maintain a First-Time-Right percentage of 95%. Your role will involve making suggestions and executing policy and process changes to enhance efficiency. To be successful in this role, you should possess a Graduate/Post Graduate/MBA qualification with 3 to 5 years of experience in Credit Operations and Credit underwriting. Preference will be given to candidates with experience in the Banking & HFC/NBFC industry. Specific skills required for this position include professionalism, relationship-building abilities, feedback gathering, leadership, people management, employee development, administration knowledge, total quality management, process improvement, interpersonal relations, personal effectiveness, and work ethics. If you are passionate about credit management, have a keen eye for detail, and possess strong communication and leadership skills, we encourage you to apply for this challenging and rewarding opportunity.,

As a member of the Credit Operations Team at HSBC, you will play a crucial role in ensuring the highest levels of service to both internal and external customers while safeguarding the interests of the bank. Your responsibilities will include overseeing the functioning of the Area credit operations, implementing Business Continuity Plans (BCP), improving process efficiencies, and ensuring that Centralized Credit Operations (CCO) provides high-quality service. You will be tasked with managing staff motivation and training, ensuring operational effectiveness through transaction processing, protecting the bank's interests, maintaining MIS & Reporting standards, and adhering to HSBC internal control standards. The role presents various challenges such as meeting the demanding requirements of corporate banking customers, balancing back-office service quality with internal standards, and navigating through diverse jurisdictions and new legislation. In this role, you will work closely with Relationship Managers/Credit Operations Managers to confirm completion of security documentation, follow legal guidelines, and interact with various stakeholders to secure the bank's interests. You will also be responsible for reporting to regulatory bodies and internal auditors within specified deadlines. Your role will also involve managing operational risks, following internal control standards, addressing audit points, and ensuring compliance with regulatory requirements. You will need to demonstrate strong leadership on regulatory and compliance matters, maintain a compliance culture, and optimize relations with regulators. To excel in this position, you should possess a minimum Bachelor's degree, 8-12 years of experience in Credit Operations, excellent numerical skills, attention to detail, strong financial management capability, negotiation skills, and the ability to maintain composure under high-risk scenarios. Strong relationship management, communication, decision-making, and leadership skills will be essential to succeed in this role. Join HSBC to be part of a culture that values employee development, fosters inclusivity, and provides opportunities for professional growth in a diverse environment. Your personal data will be handled in accordance with the Bank's Privacy Statement. If you are ready to unlock new job opportunities and contribute to the success of HSBC, we invite you to apply and be part of a dynamic team dedicated to operational excellence and sustainable growth.,

Job Description: As a Credit Manager at our company located in Bolpur Sriniketan, you will play a crucial role in the evaluation and approval of loan applications according to our established criteria. Your responsibilities will include managing and mitigating credit risk, analyzing financial statements and credit reports, and overseeing credit operations. Additionally, you will be tasked with developing and implementing credit policies while collaborating with key stakeholders to ensure efficient credit management practices. To excel in this role, you should possess experience in Credit Management and Credit Risk Management, along with strong analytical skills and a solid proficiency in Finance. It is essential to have a deep understanding of credit operations and policies, as well as the ability to make sound decisions and solve problems effectively. Excellent communication and interpersonal skills are also key, along with the capacity to work independently while maintaining a high level of attention to detail. A Bachelor's degree in Finance, Accounting, Business, or a related field is required for this position. If you are seeking a challenging opportunity where you can leverage your expertise in credit management and risk assessment to drive the success of our operations, we encourage you to apply for this rewarding full-time on-site role as a Credit Manager.,

Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

Key Responsibilities Process mortgage loan applications, documentation, and disbursal Ensure compliance with internal policies and regulatory guidelines Coordinate with credit, legal, and technical teams Maintain accurate records in the loan origination system (LOS) Handle customer queries and ensure smooth communication Prepare reports and support audits Support the sales team with operational needs Requirements Graduate (MBA/Finance preferred) 7 -12 years of experience in mortgage/loan operations Strong knowledge of home loan processes and regulations Good communication and system handling skills

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Key Responsibilities Breakdown : Strategy and Targeted Improvements : Collaboration with Stakeholders : Engage effectively with internal stakeholders to drive operational efficiency and ensure successful implementation of required changes. Process Improvement : Identify, investigate, and address gaps in processes and systems to improve credit processes and remediation activities. Change Leadership : Lead initiatives and projects that focus on improving processes and systems, particularly in the area of credit management. Automation and Streamlining : Continuous Monitoring : Regularly monitor the efficiency of processes, seek feedback, and implement improvements. Digitization Focus : Strong emphasis on automating and digitizing credit processes to improve workflow and controls. Business Support : Risk Evaluation : Assess operational risk impacts of business strategies and projects. Credit COE Initiatives : Ensure that global processes are consistently adopted across regions and countries. Stakeholder Management : Maintain effective communication with stakeholders, address concerns, and support regulatory and audit requests. Strategic Transformation : Drive the implementation of the bank's credit transformation agenda. Process Management and Monitoring : Compliance with Risk Frameworks : Ensure adherence to Risk and Control Self-Assessment (RCSA), Operational Risk Framework, and policies. Trend Monitoring : Track and analyze CST/KCI exception trends to improve operational efficiency and effectiveness. Subject Matter Expertise (SME) : Provide expert guidance on process-related issues and queries. Risk Management : Risk Identification and Control : Identify potential risks in credit processes and work to establish appropriate control frameworks. Regulatory Compliance : Ensure the processes comply with regulatory standards and policies. Management Action Plan (MAP) : Support the implementation and resolution of audit issues identified by internal and external audit bodies. Governance and Compliance : Risk Assessment : Ensure proper risk assessment and management, including working with appropriate forums and committees. Control Effectiveness : Regularly evaluate the effectiveness of the control framework and initiate corrective action when necessary. Assurance Oversight : Manage assurance checks (CST/KCI) and ensure standardization across the processes. Regulatory & Business Conduct : Ethical Standards : Uphold the Group's Values and Code of Conduct while ensuring compliance with relevant regulations. Risk and Compliance Management : Identify, escalate, and resolve risk, conduct, and compliance matters. Key Stakeholders : Collaborate with various stakeholders, including Region and Country CCIB Heads, Risk and Control Governance Functions , Legal teams , Operational Risk Teams , Client Management , Credit and Risk Teams , Product Owners , and others. Skills and Experience : Core Skills : Process Management : Ability to effectively design, manage, and monitor processes, ensuring they are efficient, compliant, and aligned with business goals. Proven experience in identifying process inefficiencies, designing improvements, and implementing solutions. Process Improvement : Expertise in continuous process improvement methodologies , such as Lean or Six Sigma , to drive operational efficiency. Hands-on experience with automation and digitization initiatives to streamline workflows. Operational Functions (Domain - Product, Process & Systems) : A deep understanding of how operational processes intersect with product, systems, and technology to improve overall credit operations. Ability to assess and evaluate new processes and systems and recommend changes to align with the business goals. Operational Risk : Proficiency in identifying, assessing, and managing operational risk related to credit origination and related processes. Experience in risk mitigation strategies , ensuring that credit-related risks are adequately addressed. Effective Communications : Strong communication skills to engage with various stakeholders, communicate changes, and ensure transparency and understanding across the organization. Ability to simplify complex ideas and convey them to diverse teams effectively. Managing Change : Proven experience in managing large-scale organizational change , especially in the context of process transformation . Ability to assess change readiness , manage resistance, and ensure smooth implementation of new systems or processes. Project Management : Ability to manage multiple projects simultaneously , ensuring timely delivery within agreed parameters (scope, cost, and quality). Strong understanding of project management methodologies (e.g., Agile , Waterfall ) to drive successful project execution. Time/Resource Management : Highly skilled in managing resources and time effectively to ensure projects are completed on time and within budget. Ability to prioritize competing demands and ensure the effective allocation of resources. Additional Skills : Governance and Compliance : Experience in working with governance frameworks to ensure adherence to internal policies, risk management standards, and regulatory requirements. Cross-Functional Collaboration : Ability to work collaboratively across various functional teams (risk, compliance, operations, product teams) to achieve organizational goals. Regulatory Knowledge : In-depth knowledge of relevant credit policies , financial regulations , and compliance standards. Data Analysis and Reporting : Ability to track, analyze, and report on key performance indicators (KPIs), CST/KCI trends , and process improvement initiatives. Experience : 8-12 years of experience in credit operations , process improvement, and risk management roles, ideally in the banking or financial services industry . Experience working in cross-functional teams , including risk, compliance, IT, and operations teams, to drive transformation initiatives. Familiarity with global credit transformation projects and managing strategic initiatives at a country or regional level.

As a potential candidate for the role, you will be responsible for leading and guiding a team consisting of 5 to 7 DSTs to ensure maximum productivity. Your primary duties will involve interacting with manufacturers, dealers, and sub-dealers in semi-urban and rural markets to source business opportunities. Additionally, you will be required to establish tie-ups with channel partners and associates to drive sales programs effectively. One of your key responsibilities will be to oversee the development of both direct and indirect team members while also engaging with credit departments for loan applications and operational processes to facilitate smooth disbursements. You will need to diligently follow up on infant delinquent cases and effectively manage PDDs to ensure operational efficiency. To be considered for this position, you should possess a minimum of 2 years of work experience in vehicle financing, with a preference for experience in commercial vehicles, construction equipment, or multi-utility vehicles. Furthermore, familiarity with Sale-Purchase Broker procedures is highly desirable. The ideal candidate for this role would exhibit a "Go Getter" attitude, strong customer orientation, self-motivation, and excellent relationship management skills. If you meet these qualifications and are ready to take on a challenging yet rewarding opportunity, we encourage you to apply for this role.,

The purpose of this role is to execute risk and credit operations for assigned basic transactions in accordance with established frameworks and processes to ensure sound portfolio quality management. Additionally, this position involves collaborating with Sales, Operations, and ABFL Risk colleagues to facilitate efficient and effective risk management operations. The organizational context of this role is within Aditya Birla Housing Finance Limited (ABHFL), a part of the Aditya Birla Financial Service Group (ABFSG) registered as a housing finance company under the National Housing Bank Act, 1987. ABHFL offers a comprehensive range of housing finance solutions and operates in the Indian Housing Finance market with aggressive growth plans. The key challenges faced by the Risk team include managing construction risk, balancing risk management with business growth during the company's inception phase, and navigating state-wise norms and varied interpretations of regulatory guidelines in the housing space. To excel in this role, critical skill sets such as business acumen, analytical skills, interpersonal abilities, presentation skills, and execution capabilities are essential. The ideal candidate should hold a CA/MBA Finance qualification with a minimum of 3 years of experience in a bank/NBFC/HFC. Key Result Areas: 1. Underwriting and Portfolio Quality Management: - Execute risk and credit operations for assigned transactions while adhering to defined frameworks and principles. - Seek guidance from seniors and liaise with ABFL Risk team members for effective risk assessment. 2. Process Efficiency: - Execute risk operations efficiently to enable business performance while ensuring risk management imperatives. - Coordinate with Credit Processing Analysts and Sales/Operations teams for effective decision-making. 3. Risk Compliance & Control: - Ensure compliance with established risk management principles and compile necessary MIS reports. - Conduct local risk operations systematically across key aspects such as collateral valuation, PDD completion, and cheque bounce collections. 4. Collection Efficiency: - Coordinate with Collections/Operations team to track delinquency cases and drive collections efficiently. - Escalate specific cases to RCM for recovery and delinquency/NPA avoidance. In summary, this role requires a proactive individual with strong risk management skills, business acumen, and the ability to navigate regulatory guidelines effectively to ensure the sustainable growth and health of ABHFL's business operations.,

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product ie from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product ie from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product ie from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 7-8 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance and compliance. Ensure adherence to regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, lending, and risk management principles. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships. Proficiency in credit software and systems, with the ability to learn new technologies. Experience in managing credit teams and providing guidance and support.