755 Credit Operations Jobs

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) Credit Assessment • Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval. • Thorough checking of the application file as per the laid down policy/process guidelines • Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence • Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream • Evaluate all the credit risk parameters and implement measu...

The Acquisition Manager RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan products such as home loans, LAP (Loan Against Property), and personal loans. Acquire new customers for retail loan products through DSAs, connectors, and direct sourcing. Generate leads through market activities, referrals, and cold calling. Ensure proper documentation and adherence to KYC norms as per company guidelines. Coordinate with internal teams including credit, operat...

The Acquisition Manager RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan products such as home loans, LAP (Loan Against Property), and personal loans. Acquire new customers for retail loan products through DSAs, connectors, and direct sourcing. Generate leads through market activities, referrals, and cold calling. Ensure proper documentation and adherence to KYC norms as per company guidelines. Coordinate with internal teams including credit, operat...

RM in MNC business will be given a small portfolio of existing clients to handle. Majority emphasis is on New Client Acquisition and thus growing the portfolio at a fast pace. RM is also expected to sell Trade, Forex, CMS solutions to clients and cross sell Salary Accounts, Privy and Wealth Banking solutions. CA/MBA in finance or Marketing Should have 5 to 7 years of relevant banking experience Strong communication and presentation skills Ability to develop and deepen relationships at CXO level understand market trends, Anticipate and analyze client needs and expectations High persistence to ensure deal conversion/ closure Understand the importance & principle of credit appraisal/ risk RM is...

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities SMs manage a team of executives responsible for selling loan products to the customers based on their needs They will ensure mapping of market and customers according to their need and handle...

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explor...

Ready to shape the future of work? At Genpact, we dont just adapt to changewe drive it. AI and digital innovation are redefining industries, and were leading the charge. Genpacts AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services...

Join us as a Customer Service & Operations Credit Delivery Team Manager This role will see you delivering positive customer and business outcomes, providing subject matter expertise in a variety of capacities Youll analyse, assess, and deliver projects and change initiatives or regulatory changes affecting systems, processes, customer experiences, and propositions Youll enjoy considerable stakeholder interaction, managing complex relationships internally and externally, and ensuring delivery is in line with the operational requirements and aligned to customer and business needs We're offering this role at associate level What you'll do Well look to you to provide expertise in regulatory, sys...

Ram Krishna Pure Finance seeks a Risk Head with 10+ yrs NBFC/bank risk management experience. Lead risk policies, ensure healthy loan portfolio, collaborate with teams, and maintain compliance with regulatory and governance standards.

**Job Description** **Role Overview:** As a Branch Credit Manager at Midland Microfin Ltd (MML), you will be responsible for managing credit operations, assessing credit risk, and ensuring compliance with regulatory requirements. This full-time hybrid role offers the flexibility to work partially from home and is based in Purnia. **Key Responsibilities:** - Manage credit operations effectively - Assess credit risk and implement risk management strategies - Ensure compliance with regulatory requirements - Utilize analytical skills for financial evaluation - Demonstrate a strong understanding of credit policies and procedures - Communicate with team members and stakeholders effectively **Quali...

Role Overview: Join us as a Customer Service & Operations Credit Delivery Team Manager in India. This role requires you to deliver positive customer and business outcomes by providing subject matter expertise in various capacities. You will analyze, assess, and deliver projects, change initiatives, and regulatory changes affecting systems, processes, customer experiences, and propositions. Stakeholder interaction and managing complex relationships internally and externally will be key responsibilities, ensuring delivery aligns with operational requirements and customer/business needs at the associate level. Key Responsibilities: - Provide expertise in regulatory, system, process, product, or...

We are looking for a highly motivated and experienced Acquisition Manager to join our team at Kotak Mahindra Bank Limited. The ideal candidate will have 1 to 3 years of experience in sales, preferably in the banking industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Build and maintain strong relationships with clients to increase sales and revenue. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with cross-functional teams to achieve common goals. Provide excellent customer service and support to ensure high levels of client satisfaction. Identify and pursue new business opportun...

Job description Job Opening for Customer Support Executive. Company - Small Industries Development Bank of India (on Third party payroll) Job Location - Belagavi - 590008, Karnataka/ Tumakuru 572103, ,Karnataka Qualification - Bachelors degree in any subject from any recognized University / Institute recognized by GOI / UGC / AICTE at the time of engagement. Preference would be given to candidates with B Com / M Com/ CS(Inter)/ CA(Inter) / CMA(Inter)/ MBA etc. from recognized University. Work Exp - 2 years of work experience required. Prior experience in Excel expert/Banking / Financial domain/ Corporates would be preferred. Job Knowledge, Skills and Abilities - Good working knowledge of Hin...

The Acquisition Manager RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan products such as home loans, LAP (Loan Against Property), and personal loans. Acquire new customers for retail loan products through DSAs, connectors, and direct sourcing. Generate leads through market activities, referrals, and cold calling. Ensure proper documentation and adherence to KYC norms as per company guidelines. Coordinate with internal teams including credit, operat...

This role is responsible for overseeing end-to-end credit operations, ensuring adherence to company policies, regulatory guidelines, and operational efficiency. The role requires strong analytical ability, process orientation, and leadership skills to manage a high-volume, fast-paced lending environment. Manage and oversee credit underwriting, documentation, and disbursement processes across products. Ensure adherence to credit policies, risk parameters, and internal controls. Collaborate with product, risk, and sales teams to streamline credit approval and disbursement workflows. Monitor and manage turnaround time (TAT) for credit approvals and operational efficiency. Drive process automati...

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: . Ensure achievement of the Top line B...

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: . Ensure achievement of the Top line B...

About the Role: Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: . Ensure achievement of the Top line B...

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data to provide insights on credit performance and suggest improvements. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records of credit transactions and reports. Job Requirements Strong knowledge of credi...

We are looking for a skilled Assistant Credit Manager to join our team at Taj Chandigarh, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations and ensure compliance with company policies. Analyze financial data to identify trends and areas for improvement. Develop and implement strategies to optimize credit performance. Collaborate with cross-functional teams to achieve business objectives. Monitor and control credit risk exposure. Provide training and support to junior staff members. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-p...

Role & responsibilities Role:- Credit processing associate Analyzing loan applications, evaluating financial risks, and highlighting the same to underwriter. Analyze loan applications and evaluate them to ensure completeness, accuracy, and adherence to lending guidelines. Verify borrowers financial information, including income, credit history and assets, etc from lender cam. Responsible for doing data entry in software from lender cam. Responsible for pulling cibil and matching loan obligations with cibil. Adherence to Policies and Process of the Organization, within the agreed TAT. Ensure implementation of Best Credit Practices and Quality Management. Assist in maintaining accurate records...

As a part of the Digital Business Service (DBS) team at HSBC, you will play a crucial role in providing operational and technical support to global businesses, ensuring improved customer service and efficiency. With our global expertise and technology, you will contribute to keeping the company ahead of the competition. Currently, we are looking for an experienced professional to join the INM Credit Services team. **Principal Responsibilities:** - Ensure the highest levels of service for both internal and external customers, protecting the bank's interests at all times - Check security documents and recommend changes in HUB limits based on review of necessary documentation - Track CARM appro...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Project development for various department/activity of SME,CL & B2C Operations. Strong technology adoption, project delivery and domain experience in LMS SME/CL/B2C Identify the opportunities of automation in Consumer Operations process to enhance the complete process Work in cohesion with IT, business and Operations team for the new developments in operations process Manage all the onging projects of operations in terms of tracking, testing and delivery to Operations team Scope, plan and execute multiple quick-turnaround projects for SME/CL Operations unit Responsible for managing & defining solutions for ...

Job Purpose This position is open with Bajaj Finance ltd. Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical. Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines. Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk project...

The Acquisition Manager RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan products such as home loans, LAP (Loan Against Property), and personal loans. Acquire new customers for retail loan products through DSAs, connectors, and direct sourcing. Generate leads through market activities, referrals, and cold calling. Ensure proper documentation and adherence to KYC norms as per company guidelines. Coordinate with internal teams including credit, operat...