159 Credit Operations Jobs - Page 7

Sr Analyst Trade finance Document Checker KEYWORDS FOR SEARCH- LETTER OF CREDITS, DOCUMENT SCRUTINY, DOCUMENT CHECKING, ISBP, UCPDC600, LETTER OF CREDIT ISSUANCE, CDCS, DOC CHECKER. Requirement : Individual role Candidate Experienced in Trade finance Letter of Credit operations and well versed with Export and Import Document checking, Discrepancy management, Application of UCPDC 600 and ISBP. Preferably CDCS qualified. Candidate having good command over Letter of credit Issuance is also welcome. Having good spoken and written communication and interpersonal skills. Candidate will be responsible to: Perform Document scrutiny in the Traydstream team on the Traydstream platform. Perform manual Document scrutiny according to requirement. Carry out compliance screening and ensure that proper signoffs are obtained for each transaction. Experience :5 years & above List of Responsibilities: Should be well versed with International Import and Export Letter of credit operations. Should be well conversant with UCPDC, ISBP, Incoterms 2020 & other ICC guidelines. Should have a flair to pick out discrepancies in documents. Should have a flair to discuss, deliberate and provide relevant opinions on complex LC transactions. Should be willing to resolve escalations related to LC document checking transactions. Authorizing transactions inputted by analysts before final submission. Solving daily BAU queries raised by analysts or teammates. Collation of data and submission to TLs for daily, weekly & monthly reporting. Being able to Switch from one queue to another based on priority

Credit Officer (English & gujarati Mandatory) Position: Credit OfficerExperience: 1 to 2 years Location: Bangalore (Work from Office) Salary: 2.5 - 3.5 LPA + Incentives Job Responsibilities: Evaluate and process loan applications based on company policies. Conduct credit analysis and assess applicants' financial stability. Verify documents and ensure compliance with regulatory guidelines. Coordinate with customers and internal teams for loan approvals. Monitor loan repayments and minimize default risks. Maintain accurate records of transactions and reports. Requirements: Bachelors degree in Finance, Accounting, Business, or a related field. 1-2 years of experience in credit assessment or loan processing. Strong analytical and decision-making skills. Proficiency in financial software and MS Office. Excellent communication and customer-handling skills. Languages Required: English and gujarati (Mandatory). About AbleCredit: AbleCredit uses Generative AI with Voice, Vision, and Language capabilities, to solve the Credit Gap of emerging economies. In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index, and lack of opportunities. Our Vision is to deploy AI reliably, and safely to solve some of humanity's greatest problems. We believe in Impact and integrity above all else. Contact us on hr@ablecredit.com Benefits: Health Insurance PTO & Holidays Performance bonus Note on Compensation Policy: Hiring and nurturing the best talent is the central part of our business focus. As a result, we try and provide not just better than market salary, but have a strong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.

Credit Officer (English & rajasthani marwadi Mandatory) Position: Credit OfficerExperience: 1 to 2 years Location: Bangalore (Work from Office) Salary: 2.5 - 3.5 LPA + Incentives Job Responsibilities: Evaluate and process loan applications based on company policies. Conduct credit analysis and assess applicants' financial stability. Verify documents and ensure compliance with regulatory guidelines. Coordinate with customers and internal teams for loan approvals. Monitor loan repayments and minimize default risks. Maintain accurate records of transactions and reports. Requirements: Bachelors degree in Finance, Accounting, Business, or a related field. 1-2 years of experience in credit assessment or loan processing. Strong analytical and decision-making skills. Proficiency in financial software and MS Office. Excellent communication and customer-handling skills. Languages Required: English and rajasthani marwadi (Mandatory). About AbleCredit: AbleCredit uses Generative AI with Voice, Vision, and Language capabilities, to solve the Credit Gap of emerging economies. In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index, and lack of opportunities. Our Vision is to deploy AI reliably, and safely to solve some of humanity's greatest problems. We believe in Impact and integrity above all else. Contact us on hr@ablecredit.com Benefits: Health Insurance PTO & Holidays Performance bonus Note on Compensation Policy: Hiring and nurturing the best talent is the central part of our business focus. As a result, we try and provide not just better than market salary, but have a strong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.

Responsible for checking the credibility of the customer and providing decisions on logged in files Verification of the documents Conduct personal discussion to resolve all queries related to issues identified during verifications. Required Candidate profile Minimum 1 Year Experience of Credit Department in Home Loan/LAP domain Minimum Qualification- Graduation Must have experience of extensive field visit for PD Perks and benefits Incentive,Bonus,PF,Free Mediclaim,Edu. Assist

First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll) - Hiring, Retention Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing controlling PDD requirement compliance Reduction in customer complaints cancellation by ensuring that no miss-selling is being done. Understanding of CRM - Salesforce.com. Effectively engage with Credit, Operations, Risk within 2W/3W teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS compliance to process the file. Connect with HR department for hiring retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 9 Number of Direct Reports: 5 to 9 Number of Indirect Reports: NA Number of Outsourced employees: 5 to 9 Number of locations: 1 to 4 Number of products: 1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications - Graduate / Post Graduate Good command in excel is essential. Work Experience - 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers colleagues across the company. Excellent Team management Interpersonal Skills. Excellent command over communication skills. Highly ambitious self-motivated

First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll) - Hiring, Retention Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing controlling PDD requirement compliance Reduction in customer complaints cancellation by ensuring that no miss-selling is being done. Understanding of CRM - Salesforce.com. Effectively engage with Credit, Operations, Risk within 2W/3W teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS compliance to process the file. Connect with HR department for hiring retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 9 Number of Direct Reports: 5 to 9 Number of Indirect Reports: NA Number of Outsourced employees: 5 to 9 Number of locations: 1 to 4 Number of products: 1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications - Graduate / Post Graduate Good command in excel is essential. Work Experience - 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers colleagues across the company. Excellent Team management Interpersonal Skills. Excellent command over communication skills. Highly ambitious self-motivated

Data Science, Data Mining, Data co-ordination with marketing team, BI team Driving FA data campaigns Sales query resolution on regular basis Meeting exceeding business goals/targets in different products ie. Loans Insurance bundled/Non Bundled through Lead fulfillment Field Activity on existing Data Base Manage, control own all channels businesses. Recruit, retain, manage build a productive team of Off Roll employees Maintain delinquency on the portfolio, in line with the Product Segment. Take Care of customer Escalations and Complaint Monitor measure key conversion, productivity data penetration metrics Effectively engage with Credit, Operations Risk teams. Required Qualifications and Experience Graduates with relevant experience of 2-3 prior work experience of Direct or Channel sales in loans. Experience in Insurance will be an added advantage. Excellent Team Handling and problem resolving ability. Ability to Recruit FOS through different channels. Good hands on experience and knowhow for working on Data Management and MS Office. A good team leader to handle the team and achieve the set target. Exceptionally high motivational levels and needs to be a self starter.

First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll) - Hiring, Retention Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing controlling PDD requirement compliance Reduction in customer complaints cancellation by ensuring that no miss-selling is being done. Understanding of CRM - Salesforce.com. Effectively engage with Credit, Operations Risk teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS compliance to process the file. Connect with HR department for hiring retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 9 Number of Direct Reports: 5 to 9 Number of Indirect Reports: NA Number of Outsourced employees: 5 to 9 Number of locations: 1 to 4 Number of products: 1 i.e. Two wheeler Loan R equired Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications - Graduate / Post Graduate Good command in excel is essential. Work Experience - 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers colleagues across the company. Excellent Team management Interpersonal Skills. Excellent command over communication skills. Highly ambitious self-motivated

# Female with 7+ yrs exp. in credit risk management within Bank/NBFC #Strong comm, analytical & research skills #Thorough knolwedge of financial services regulatory environment #Portfolio monitoring #Proven success in implementing system upgrades Required Candidate profile *CA/Finance PG degree with tech upgrades & system development exp. *Collaborates with internal teams & stakeholders *Reduces non-compliance incidents *Timely review & update of credit risk policies