319 Credit Operations Jobs - Page 10

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including credit appraisal and approval. Develop and implement effective credit policies and procedures to minimize risk. Build and maintain strong relationships with clients and stakeholders. Conduct regular credit reviews and provide recommendations for improvement. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify opportunities. Job Requirements Strong knowledge of credit analysis, financial modeling, and risk management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and problem-solving skills. Experience in managing and leading a team of credit professionals.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk and maximize business growth. Build and maintain strong relationships with customers, providing excellent customer service and support. Collaborate with cross-functional teams to achieve business objectives and drive sales growth. Conduct thorough analysis of credit data to identify trends and areas for improvement. Ensure compliance with regulatory requirements and internal controls. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills, with the ability to work effectively with diverse stakeholders. Proficiency in credit software and systems, with the ability to learn new technologies quickly. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working in a similar role within the BFSI industry, preferably in a branch credit manager position.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk and maximize business growth. Build and maintain strong relationships with customers, providing excellent customer service and support. Conduct thorough credit assessments and analyze financial data to make informed decisions. Collaborate with cross-functional teams to achieve business objectives and drive sales growth. Monitor and report on credit performance metrics, identifying areas for improvement and implementing corrective actions. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills, with attention to detail and accuracy. Ability to work effectively in a fast-paced environment, meeting deadlines and targets. Strong communication and interpersonal skills, with the ability to build rapport with customers and colleagues. Proficiency in credit management software and systems, with the ability to learn new technologies quickly. Experience working in a similar role within the BFSI industry, preferably in a branch credit manager position.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including credit appraisal and approval. Develop and implement effective credit policies and procedures to minimize risk. Build and maintain strong relationships with clients and stakeholders. Conduct regular credit reviews and provide recommendations for improvement. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify opportunities for growth. Job Requirements Strong knowledge of credit analysis, financial statements, and regulatory requirements. Excellent communication and interpersonal skills, with the ability to work effectively with diverse stakeholders. Ability to analyze complex data and make informed decisions. Strong understanding of emerging enterprise banking products and services. Experience working in a fast-paced environment with multiple priorities and deadlines. Proficiency in using credit software and systems, with the ability to learn new technologies quickly.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance and risk management. Identify opportunities to cross-sell and upsell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and identifying risks. A graduate or postgraduate degree is required.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk and maximize business growth. Build and maintain strong relationships with customers, providing excellent customer service and support. Collaborate with cross-functional teams to achieve business objectives and drive sales growth. Conduct thorough credit analysis and assessments to determine client creditworthiness. Monitor and report on credit portfolio performance, identifying areas for improvement and implementing corrective actions. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and colleagues. Proficient in MS Office and other financial software applications. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working in a similar role within the BFSI industry, preferably in a branch credit management position.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including credit appraisal and approval. Develop and implement effective credit policies and procedures to minimize risk. Build and maintain strong relationships with clients and stakeholders. Conduct regular credit reviews and provide recommendations for improvement. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify opportunities for growth. Job Requirements Strong knowledge of credit analysis, financial statements, and regulatory requirements. Excellent communication and interpersonal skills, with the ability to work effectively with diverse stakeholders. Ability to analyze complex data and make informed decisions. Strong understanding of emerging enterprise banking products and services. Experience working in a fast-paced environment with multiple priorities and deadlines. Proficiency in using credit software and systems, with the ability to learn new technologies quickly.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell and upsell relevant products. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, preferably in a similar role.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Build and maintain strong relationships with customers, providing excellent customer service and support. Conduct thorough credit assessments and analyze financial data to make informed decisions. Collaborate with cross-functional teams to achieve business objectives and drive growth. Monitor and report on credit performance metrics, identifying areas for improvement and implementing corrective actions. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills, with attention to detail and accuracy. Ability to work effectively in a fast-paced environment, meeting deadlines and targets. Strong communication and interpersonal skills, with the ability to build rapport with customers and colleagues. Proficiency in credit management software and systems, with the ability to learn new technologies quickly. Experience working in a similar role within the BFSI industry, preferably in a branch credit manager position.

Key Responsibilities: Manage and process daily operational activities ensuring accuracy and compliance with company policies. Coordinate with internal teams and external stakeholders to ensure smooth workflow and timely completion of tasks. Monitor and maintain records, generate reports, and provide data insights to support management decisions. Assist in implementing process improvements and operational efficiencies to meet departmental goals. Handle escalations and resolve issues related to customer queries, documentation, or process delays. Support training and mentoring of junior team members to enhance overall team productivity. Ensure adherence to SLAs and regulatory guidelines to maintain service quality and compliance. Participate in audits and quality checks, implementing corrective actions as necessary. Qualifications and Skills: Bachelor's degree in Commerce, Business Administration, Finance, or related field. 2 to 5 years of relevant experience in [specify domain e.g., Credit Operations, Customer Service, Quality Assurance]. Strong communication and interpersonal skills to coordinate effectively across teams. Good analytical and problem-solving abilities with attention to detail. Proficiency in MS Office and experience with internal management systems or CRM tools. Ability to work independently and manage multiple priorities efficiently. Preferred: Exposure to loan processing, credit analysis, or quality audits (if relevant). Experience in process optimization and compliance management.

Key Responsibilities: Manage and process daily operational activities ensuring accuracy and compliance with company policies. Coordinate with internal teams and external stakeholders to ensure smooth workflow and timely completion of tasks. Monitor and maintain records, generate reports, and provide data insights to support management decisions. Assist in implementing process improvements and operational efficiencies to meet departmental goals. Handle escalations and resolve issues related to customer queries, documentation, or process delays. Support training and mentoring of junior team members to enhance overall team productivity. Ensure adherence to SLAs and regulatory guidelines to maintain service quality and compliance. Participate in audits and quality checks, implementing corrective actions as necessary. Qualifications and Skills: Bachelor's degree in Commerce, Business Administration, Finance, or related field. 2 to 5 years of relevant experience in [specify domain e.g., Credit Operations, Customer Service, Quality Assurance]. Strong communication and interpersonal skills to coordinate effectively across teams. Good analytical and problem-solving abilities with attention to detail. Proficiency in MS Office and experience with internal management systems or CRM tools. Ability to work independently and manage multiple priorities efficiently. Preferred: Exposure to loan processing, credit analysis, or quality audits (if relevant). Experience in process optimization and compliance management.

The candidate in this position will be responsible for overseeing the efficient and profitable operation of all branch activities. In addition to reporting all financial and operations information to company management, this candidate is responsible for hiring, training, and dismissing any employees at the branch. Responsibilities Maintain financial responsibility for all expenses, wages, and asset management Identify operational deficiencies and implement plans for improvement Create and maintain a weekly report on operations and sales at the branch Hire and train all employees of the branch Handful of experience in managing and Handling the Team in the Financial industry. Ability to deal in Sales & Loans verticals parallelly. Ability to take the Brand into the Market. Participating in the Field Activities daily to monitor the quality of Sales Pitch of the staff. Should be able to interact and Handle the customers. Ability to provide service timely to the customer Qualifications Bachelor's degree or equivalent in Business 2+ years' of management or supervisory experience Experience hiring and training individuals Industry Banking Employment Type Full-time Role: Branch Manager Industry: Type Banking Department: BFSI, Investments & Trading Employment: Type Role Category: Banking Operations Education UG : Any Graduate Key Skills LeadershipRural FinanceBranch OperationsBranch Management Transaction ProcessingLending OperationsTrade FinanceBanking Sales RDNBFCGold LoansFixed DepositsGold LoanClient RelationshipTEAM WORK Role & responsibilities Preferred candidate profile

Job Description Key Roles and Responsibilities: Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Car Business. Responsible for individual & team targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process. What we re looking for: Relevant Experience of Sales and Collection (in Asset Finance products, Commercial Vehicle loan ( Used & New ) from Banks/ NBFC /Financial Institutions. Must have knowledge and hands-on experience of retail sales. Good client servicing skills. Good financial, analytical and communication skills.

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.Collaborate with Collection team to improve recovery process.Ensure compliance with company policies and regulations. Required Qualifications and Experience To provide customized lending solutions for business loans, empowering clients to achieve their financial goals

Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Responsible for individual & team targets. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process.

Job Description Key Roles and Responsibilities: Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Car Business. Responsible for individual & team targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process. What we re looking for: Relevant Experience of Sales and Collection (in Asset Finance products, Car loan ( Used & New ) from Banks/ NBFC /Financial Institutions. Must have knowledge and hands-on experience of retail sales. Good client servicing skills. Good financial, analytical and communication skills.

Understands the work of sales process, credit underwriting, documentation and processing for secured loans and work in close coordination with Sales, Credit and Operations. Required Candidate profile Basic understanding of credit evaluation principles. Strong knowledge of affordable housing loan regulations and government schemes.

Job Title :- Credit Operations Executive Key Responsibilities: Processing loan files and verifying customer documentation as per credit policy Coordinating with sales teams and credit managers for file movement and approvals Maintaining accurate records of processed applications in internal systems Ensuring TAT (Turn-Around Time) is maintained as per SLA Handling queries related to customer documents or loan file status Supporting back-end credit operations for smooth disbursement flow Escalating discrepancies or policy deviations for resolution

Position : Branch Credit Manager-Belagavi Job Description Processing of loan applications which are logged in by the branch and approve/recommend cases based on the approval matrix. Inspect the property documents, initiate legal and technical and ensure all documents as required by legal are collected in original and xerox as required by legal report. Have a good knowledge and understanding of the legal requirements and aspects of the location. Verify leads identified by RSM /Branch; Conduct personal discussion; Evaluate business and management related risk by conducting Income and financial strength assessment of the prospective borrowers. Review property valuation reports and ensure compliance to valuation guidelines. Verification and validate of the documents submitted by applicants through online on offline checks in the respective sites to ensure the correctness of the documents and compliance. Submit credit proposals to the appropriate sanctioning authority for sanction. Liaise with the concerned approval authority for timely sanction of the proposal; obtain sanction within specified turnaround times. Prepare Credit Appraisal Memos, Monthly Monitoring Reports for the portfolio and excellent problem solving and decision-making ability. Discuss with business on Terms and Conditions for risk assessments. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Escalate with action plan for non-compliance. Visit the units and submit inspection reports. Ensure Monitoring and collection of early delinquent cases/Non-starter cases in 12 MOB. The ideal candidate should have sound knowledge on Credit and Risk Assessment and have the skills/ability to manage and address any escalations related to risk assessments. Excellent Analytical, interpersonal skills & logical thinking with high degree of integrity towards the role. Strong Critical Thinking abilities coupled with critical evaluation of the available information is crucial in the credit evaluation process. This role entails to build the quality portfolio by supporting the approval of the loans in reasonable time by maintaining an ideal TAT for the smooth on boarding of the customers. Proficient in information search and interpretation skills. Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. Desired Candidate Profile: Language Proficiency: Local Language, Hindi, and English Experience in credit underwriting and handling of retail SME portfolio Good analytical skills & in-depth knowledge of financial analysis. Handson experience of MS Office Suite preferred MS Excel Candidate Age upto 35 Years. Ability to work in a fast-paced and dynamic environment. Good Communication skills with clarity of speech and thought. Must have knowledge of local area, competitor knowledge/ updates. Good at stakeholder management and engagement Must have a can-do attitude and the willingness to learn and grow Candidates applying for this position need to have worked in this location Position Type: Full time on rolls opportunity. Resumes can be sent to arnold.dmello@irepglobal.com

Function: Credit Designation: Disbursement Coordinator Role: Loan Disbursement Roles & Responsibilities: 1.Follow up on the list of cases sanctioned for the loan disbursement 2.Collect the disbursement documents given by the sales team and check the accuracy and cross check the documents as per the checklist provided by HDFC Bank Ltd. 3.Submit the documents at the service center and coordinate with HDFC Staff for the disbursements 4.Coordinating with customer/sales officers for document pendency if any and required 5.Will be an important interface between HDFC Bank Ltd Service Centers/Hubs, Sales Officers & the Customer ensuring smooth disbursement of loans. Candidate Eligibility: 1.The candidate must be graduate in any stream (Banking & Insurance preferred) 2.The role requires daily visits to the HDFC Bank Ltd. Service center so the candidate must be willing to travel 3.Should have good understanding of the Home loan industry and possess sound knowledge of documentation and legal issues 4.Should be willing to join in max 15 business day

Role & responsibilities Verification of KYC documents received from customers. Checking of documents and details uploaded by the Sales Team. Check of CIBIL Scores. Making calls to the customers to check on their credibility. Handling credit operations from login to disbursement Taking care of audit queries and maintaining good audit score. Assessing overall credit eligibility of customer & recommended the case to higher authority. Handling customer data verification as KYC, Bank statements and contact point verification Preferred candidate profile Freshers eager to work in Credit underwriting and KYC verification team. Looking for 2025/ 2024 / 2023 pass out Graduation must (or) candidates who have received their final semester results are preferred. Open to work in rotational Day shifts with compensatory day Perks and benefits PF Graduity Venue : 6th Floor, No.68/2, Murugesa Naicker Office Complex, Loyal Towers, Greams Road, Chennai, Tamil Nadu - 600006. Thanks & Regards Naveen HR HDB financial services pvt ltd

Role Description Overview: As youll discover, our culture supports diverse perspectives, driven by a shared sense of purpose. Margin Operations responsible for minimizing Deutsche Banks counterparty credit risk on its collateralized derivatives portfolio. We aggregate the Banks exposure across trading activity globally, administer the margin terms dictated in bilateral ISDA and CSA (Credit Support Annex) Agreements and facilitate exchange of permissible collateral (cash or securities) with our clients or central clearing counterparties. The team also manages Margin Disputes, regulatory Portfolio Reconciliation and Data Control flowing into the margining systems for APAC, EMEA and US regions. What well offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Your key responsibilities Ensure adherence to cut-off times and quality of processing as maintained in SLA. Provide superior service to internal and external stakeholders (incl. client and front office). Demonstrate importance of timely and accurate communication in a manner that is appropriate for that particular audience. Supervision of daily business processes, complete with adherence to standard tools and minimum requirements (e.g. Daily team huddles, end of day dashboards, daily supervisory checklists). Manage inward-outward escalations internally/externally to mitigate associated risks in the process. Keep Management informed of the exceptional occurrences, to enable appropriate action. Understand the impact of market trends on process flows. Develop effective working relationship across the front to back processes in multiple locations to enhance operating effectiveness. Your skills and experience Strong organisational skills; ability to identify and prioritise multiple tasks based on criticality, impact and franchise importance. Exceptional communication skills verbal, written and presentation. Independent problem solver who demonstrates analytical thinking, accountability as well as execution capability. Ability to independently coordinate and manage work requirements across multiple business areas and functions, think outside the box and connect with global stakeholders. Ability to work in a fast-paced, highly regulated environment. An outstanding team spirit and flexibility are key. Dedication to servicing a demanding internal and external client base with a high degree of accuracy. Professional Skills: Degree educated in Finance, Commerce or related field, or have a minimum of 6 years of work experience in a Banking/Finance environment. Experience working in a global, cross matrix reporting organization. Background in Collateral, Margin, Rates, Credit, FX, Securities, Treasury or Liquidity Management. Microsoft Excel skills to a good standard. Proficiency in automotive industry tools is beneficial.

Roles and Responsibilities Conduct quality checks on loan applications, credit reports, and other relevant documents to ensure compliance with regulatory requirements. Verify customer information, income documentation, and creditworthiness through KYC verification processes. Maintain accurate records of all quality check activities and provide timely feedback to stakeholders. Ensure adherence to company policies, procedures, and regulatory guidelines related to microfinance operations. Preferred candidate profile Working knowledge of MS Office, especially MS Word, Excel, etc. Good verbal and written proficiency of regional language and Malayalam/English.

Job Description Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected basis merit Clear the various exception raised. Review portfolio every month with respect to ODs / losses / fraud for the period underwritten with respect to the following Bucketwise OD’s being within the triggers OD’s within the budgeted figure Customers TOD level within acceptable norms Non Starter at minimum level Negligible skip / fraud cases Ensure documentation is in place before sending the file for dispatch, with reviews done periodically on the documentation, besides ensuring dispatch of the physical file. Ensure the completed document is moved into the Operations Queue Reviews credit admin activities to ensure the activities like RMU movement, filing of charge, agreement filling, stock and book debt audit, legal dox review , regular information on deviations, deferrals to central unit etc are completed within stipulated time frame. Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. Constantly monitor portfolio adherence to triggers to identify underlying issues with plausible solutions. Expertise required/ Domain Knowledge: Rural Market knowledge No. of years of relevant experience: 2-5 Yrs Any specific specialization/education: Graduate & Above

We are currently hiring for Credit Specialist (International Voice Process) for a global Bank India, Location Hyderabad. Experience: Underwriting, Pre-underwriting, Post Closing, Customer Service, Voice process, Calling, International Voice process. Role: Credit Specialist (International Voice Process) Job type: Permanent Role Context The role is to foster and encourage a sound common underwriting culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio. In carrying out these duties, the jobholder must be fully aware of the need to meet customer requirements and the overall effect of the marketplace on the credit process. At all times, credit standards as issued by Credit & Risk must be adhered to. In fulfilling these objectives, there is a need to provide direction and guidance to the branch network/direct sales channels. In summary, the prime objective is to ensure that an appropriate balance is achieved between maximizing income, maintaining a well-balanced book as to risk, ensuring credit standards are observed and at the same time being fully responsive to the needs of the customers and the marketplace. ontext The role is to foster and encourage a sound common underwriting culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio. In carrying out these duties, the jobholder must be fully aware of the need to meet customer requirements and the overall effect of the marketplace on the credit process. At all times, credit standards as issued by Credit & Risk must be adhered to. In fulfilling these objectives, there is a need to provide direction and guidance to the branch network/direct sales channels. In summary, the prime objective is to ensure that an appropriate balance is achieved between maximizing income, maintaining a well-balanced book as to risk, ensuring credit standards are observed and at the same time being fully responsive to the needs of the customers and the marketplace.