Branch Credit Manager

Equitas Small Finance Bank

5 - 6 years

7 - 8 Lacs

Nagar Hyderabad

Posted:1 month ago| Platform:

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Skills Required

Finance Customer Service Applications credit underwriting BFSI credit analysis Underwriting credit management sales Credit Analysis disbursement Sales underwriting Branch financial software credit operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank.

Roles and Responsibility

Manage and oversee credit operations, including loan processing and disbursement.
Develop and implement effective credit policies and procedures to minimize risk and maximize business growth.
Build and maintain strong relationships with customers, providing excellent customer service and support.
Collaborate with cross-functional teams to achieve business objectives and drive sales growth.
Conduct thorough credit analysis and assessments to determine client creditworthiness.
Monitor and report on credit portfolio performance, identifying areas for improvement and implementing corrective actions.

Job Requirements

Strong knowledge of credit underwriting principles and practices.
Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and colleagues.
Proficient in MS Office and other financial software applications.
Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines.
Strong analytical and problem-solving skills, with attention to detail and accuracy.
Experience working in a similar role within the BFSI industry, preferably in a branch credit management position.

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