India Mortgage Guarantee Corporation (IMGC)

India Mortgage Guarantee Corporation (IMGIC) is a private limited company providing mortgage guarantee solutions to lenders, thereby facilitating home loans for individuals and promoting affordable housing.

16 Job openings at India Mortgage Guarantee Corporation (IMGC)
Sales manager-Jaipur Jaipur 2 - 4 years INR 3.0 - 7.0 Lacs P.A. Work from Office Full Time

Role & responsibilities Sales and Distribution Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organisation structure and commercial requirements Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. Provide highest level of customer support to customers to promote product adoption. Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth. Drive on ground activation/campaigns to increase product awareness Prepares new sales representatives by conducting orientation to sales process; developing individual coaching plans;scheduling orientation drive-along with senior representatives.

Claims Manager Noida,Greater Noida 4 - 7 years INR 7.0 - 9.5 Lacs P.A. Work from Office Full Time

Role & responsibilities Oversee and manage the end-to-end claims process, ensuring timely processing and adherence to internal policies Analyze claims data to identify trends, assess process gaps, and evaluate financial impact Prepare and present reports including claim status, pending settlements, and loss projections to senior management Collaborate with internal teams and external partners to resolve operational challenges and enhance efficiency Act as the primary point of contact for claim-related insights, fostering clear communication among stakeholders Identify and implement best practices to improve claim management accuracy and efficiency

Financial Planning and Analysis Noida 2 - 6 years INR 5.0 - 10.0 Lacs P.A. Work from Office Full Time

Preparation of Strategic Financial Plans : Develop both annual and long-range financial plans for the business, aligning with the companys overall goals and strategies. Collaboration with Stakeholders : Work closely with different functions to gather necessary information and prepare financial plans. Ensure that actual performance is continuously evaluated against the planned objectives. Rolling Forecasts : Regularly update financial forecasts in response to changing business conditions and actual performance, ensuring that future projections are accurate and aligned with company objectives. Key Reporting (MIS & Dashboards) : Prepare weekly and monthly Management Information reports to support decision making and highlighting deviations from the plan. Developing interactive dashboards that provide senior management with key performance metrics. Opex Analysis: Monitor operational expenses against the approved budget, identifying opportunities for cost optimization and suggesting areas for expense reduction. Product Pricing: Collaborate with different functions to determine product pricing. Evaluate various price points based on different return scenarios and prepare comprehensive presentations for pricing approvals from the Board or Technical Committee. Volume Analysis : Analyze sales and operational volumes, providing insights and actionable recommendations to help drive business growth and improve performance. Board Deck Preparation : Develop comprehensive, high-level board presentations that summarize financial performance, key business developments, performance against budget and other critical metrics. Support for Financial Analysis : Provide ad-hoc support for various financial analyses, helping the finance department with reports, presentations, and any other financial requirements. Support for Finance Department Projects : Assist with various projects led by the finance department, contributing to the development and execution of financial strategies, processes, or systems Skills • Strong Financial Modelling Skills - Ability to create complex financial models • Good understanding of operational accounting • Commercial Acumen and Strong Analytical skills • Effective communication skills and hands on in preparing PPT presentations • Prior experience in FP&A role will be and added advantage • India GAAP accounting and IFRS

Territory Sales Manager Hyderabad 4 - 9 years INR 4.0 - 5.5 Lacs P.A. Work from Office Full Time

Role & responsibilities Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. Provide highest level of customer support to customers to promote product adoption. Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth. Drive on ground activation/campaigns to increase product awareness Prepares new sales representatives by conducting orientation to sales process; developing individual coaching plans; scheduling orientation drive-along with senior representatives.

Territory Sales Manager Gurugram,Delhi / NCR 2 - 6 years INR 5.5 - 7.5 Lacs P.A. Work from Office Full Time

Role & responsibilities • End-to-end responsibility of lender partner relationships and business volumes from the allocated locations o Increase business volumes across lender partners o Drive product awareness and adoption through regular trainings & other modes o Provide highest level of customer support to customers (lender partners) o Managing internal stakeholders to ensure required support to lender locations Provide relevant inputs to Policy team basis market intelligence, understanding of lender partner policies and competition benchmarks Ensure appropriate level of market awareness and targeting of right customers to build pipeline and sales volumes. Preferred candidate profile Domain/Technical Knowledge • A deep understanding of the mortgage/financial services industry • Strong interpersonal skills. Resourceful self-starter, proactive, results and execution oriented team player. • Strong influencing skills. Possess strategic sales skills. Good communication skills • Strong commercial acumen and customer service mindset • Willingness and ability to travel extensively across geographies Behavioral/Others • Desire & attitude for understanding of real estate is essential Demonstrated ability to communicate effectively in writing clear and crisp policy, preparing presentation and verbal communications to technical & non-technical stakeholders. • Strong organizational skills with ability to manage multiple priorities. • Proven time management proficiency. • High energy levels, Can Do attitude and works well under pressure to meet deadlines. • Should be open to frequent travel. The role may involve 2-3 monthly travels

Risk Automation Noida 3 - 7 years INR 7.0 - 12.0 Lacs P.A. Work from Office Full Time

Roles and Responsibilities Evaluation of mortgage (home loan) policy document Forming the automation strategy and business/decision based on policy guidelines document BRE implementation & effective CR management, handling end to end process of policy modification requests for development in an available automation environment Developing a robust automation framework for decisioning and compliance Creation of test cases and test scenarios • User Acceptance Testing in Loan Origination System (LOS), identifying errors in coded business/decision rules in IT environment, working closely with IT team for resolving the defects Executing and maintaining automation operating procedure document/manual Training of user team and onboarding for every automation framework Monitoring the automation results in production environment with continuous engagement with credit and quality assurance team Drive projects and key initiatives across product life cycle through collaboration and stakeholder engagement. Ensure effective project planning and timely execution of milestones Regular market study and sharing insights on digital products/services Domain/Functional Skills Mortgage product (Credit domain) Computer and Soft Skills Innovative/solution mindset is a must • Knowledge of LOS/LMS in mortgage domain • MS Office applications PPT, Word and Excel • Cohesive interaction with internal and external stakeholders

Territory Sales Manager Ahmedabad 4 - 9 years INR 3.25 - 6.0 Lacs P.A. Work from Office Full Time

Role & responsibilities Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements • Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target • Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. • Provide highest level of customer support to customers to promote product adoption. • Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue • Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes • Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth. • Drive on ground activation/campaigns to increase product awareness Prepares new sales representatives by conducting orientation to sales process; developing individual coaching plans; scheduling orientation drive-along with senior representatives

Regional Credit Manager - Mumbai Mumbai 8 - 12 years INR 15.0 - 20.0 Lacs P.A. Work from Office Full Time

* Role & responsibilities Implement and Act in accordance with Organizations Policies and Process and Credit Delegation In addition, adhere to Regulatory and Audit Compliance Review and Monitor Underwriters in terms of Loan Appraisals, TAT, Risk Appetite and Support to Business Monitor Portfolio Quality Provide valid inputs to Policy Team on hindsight and Competition benchmarks Assist towards Process Key Improvement Activities Ensure quality metrics of underwriting are maintained with error rates maintained within threshold limit. Proactively inform about Red Flags and Triggers To identify Portfolio Risk in Underlying Business Practices and Fraud Exposures Training the Credit Managers on Processes and policies Work Closely with Sales Managers in Zones, Credit team and business teams of lenders to constantly refine credit underwriting processes in Zone across regions Partnering with risk and policy teams to align products and policies , build on data driven underwriting practices. Actively get involved in New lenders onboarding process, setting up process and policies and regular interaction with lenders credit and operations team. Actively looking out for automation initiatives enabling better underwriting practices and lender delight. Manage a team of underwriters across locations including ACMs and credit managers. Preferred candidate profile Financial Skills required for Underwriting Behavioral Pattern of Customer Profiles. Market Risk and pattern of credit off takes Region Specific – Business practices and market knowledge Vendor Management Leadership skills Product and documentation knowledge

Territory Sales Manager coimbatore 2 - 7 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Role Objective The incumbent will be responsible for sales and distribution of products and services to meet the existing and future needs of our customers. He / She will work closely with lenders sales and ops teams to build product awareness Key Responsibilities Sales and Distribution • Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements • Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target • Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. • Provide highest level of customer support to customers to promote product adoption. • Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue • Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes • Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth.

Human Resource Executive noida 1 - 3 years INR 1.0 - 2.75 Lacs P.A. Work from Office Full Time

Role & responsibilities • Collaborate with hiring managers to understand staffing needs and role requirements • Draft and post job descriptions on relevant platforms • Source candidates through job boards, social media, referrals, and networking • Screen resumes and conducts initial interviews to assess candidate fit • Coordinate interview schedules and feedback loops with internal teams • Manage candidate communication and ensure a positive experience throughout • Maintain and update the Applicant Tracking System (ATS) • Support offer negotiation and onboarding coordination • Ensure compliance with hiring policies and employment regulations Preferred candidate profile • Ability to collaborate with multiple teams and departments. • Should be able to communicate, both internally and externally to effectively manage his/her roles and responsibilities. • Problem solving and critical thinking abilities, demonstrated analytical skills with high attention to detail. • Proven time management proficiency to handle multiple projects concurrently.

Territory Sales Manager bengaluru 2 - 7 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Role Objective The incumbent will be responsible for sales and distribution of products and services to meet the existing and future needs of our customers. He / She will work closely with lenders sales and ops teams to build product awareness Key Responsibilities Sales and Distribution • Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements • Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target • Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. • Provide highest level of customer support to customers to promote product adoption. • Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue • Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes • Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth.

Risk Analytics noida 2 - 6 years INR 7.0 - 12.0 Lacs P.A. Work from Office Full Time

Role Objective The incumbent would be responsible for, developing applicational/behavioral scorecards, loss models, managing mortgage guarantee portfolio analytics, build reports/dashboards for leadership, help implement enterprise risk management (ERM) controls in the organization Key Responsibilities Develop decisioning models such as application score cards using statistical techniques & supervised learning algorithms Develop models for mortgage guarantee loss assumptions, pricing, loss forecasting and economic capital etc. Responsible for overall portfolio analysis, monitoring and reporting. Track early warning tool risk metrics and concentration limits for portfolio, products, regions, lenders and other key risk drivers. Help implement ERM controls in the organization Support reporting function in building monitoring reports for business insights Conduct detailed portfolio analysis including stacked risk factors, vintage study, pricing versus actual performance, and other ad-hoc analysis required. Identify key areas of portfolio concerns and provide recommendations on action plans. Develop economic modeling and stress testing capabilities. Provide scenario, sensitivity analysis, what-if analysis and other analysis as required. Identify and implement appropriate risk tools, key metrics and triggers. Conduct detailed analysis and monitoring of housing markets and regional economies. Track key macro-economic risk drivers. Coordinate closely with Business Development Leader and Operations Leader in all segmentation and product expansion strategies to ensure that risk appetite and standards are being complied Skills Extensive working experience with large, complex data sets including working with cross-sectional and time-series data 3+ years of extensive experience using R/ Python/ SAS and other analytical software in data analysis, modeling, and reporting Strong knowledge and experience with statistical modeling and/or scorecard building

Territory Sales Manager mumbai,ahmedabad 4 - 6 years INR 4.0 - 6.5 Lacs P.A. Work from Office Full Time

Role & responsibilities • Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements • Work jointly with Sales Head on other product requirements of Customers and deliver product support on achievement of Target • Plan and execute product trainings for the Lenders team to build product awareness and resolve for any issues faced during product sale. • Provide highest level of customer support to customers to promote product adoption. • Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue • Work closely with the Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes • Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth. • Drive on ground activation/campaigns to increase product awareness Prepares new sales representatives by conducting orientation to sales process; developing individual coaching plans; scheduling orientation drive-along with senior representatives. Preferred candidate profile • Strong interpersonal skills. Resourceful self-starter, proactive, results and execution oriented team player. • Strong influencing skills. Possess strategic sales skills. Good communication skills • Resourceful, pragmatic, and realistic approach to analysis with limited data and time. • Strong commercial acumen and customer service mindset • A deep understanding of the mortgage/financial services industry and comprehensive knowledge of commercial industry challenges Kindly share the resumes at payal.ghosh@imgc.com.

Zonal Sales Manager noida,bengaluru 10 - 15 years INR 30.0 - 35.0 Lacs P.A. Work from Office Full Time

Role & responsibilities • Sales and Distribution • Responsible for Commercial target for the Flow Product for a region/geography/cluster of Lenders as per the IMGC organization structure and commercial requirements • Work with Lenders and its Channel partners to identify key challenges and opportunities for the product propositions • Work with Operations, Risk, IT, Finance teams to find solutions to the challenges faced by the Customer, Lender, and its Channel partners. • Champion the voice of the customer at a national level to develop strategies that will increase market share, customer satisfaction and revenue. • Analyse market, industry and competitive information to create opportunities • Provide highest level of customer support to customers to promote product adoption • Manage relationships at a branch and sales channel level to ensure right sourcing of loans • Work closely with the IMGC Marketing team to ensure appropriate level of market awareness and targeting the right customers to build pipeline and sales volumes • Provide Market intelligence from a competitive and customer standpoint • Working with cross functional teams to design, deliver, monitor and evaluate strategies to drive revenue growth Preferred candidate profile • Strong interpersonal skills. Resourceful self-starter, proactive, results and execution oriented team player • Strong influencing skills. Possess strategic sales skills. • Strong communication, presentation (PowerPoint) and facilitation skills • Experience in Consumer lending sales • Resourceful, pragmatic and realistic approach to analysis with limited data and time. • Strong commercial acumen and customer service mindset Kindly mail your resumes at havisha.sibbal@imgc.com

Technical Manager - Mumbai mumbai 6 - 9 years INR 6.0 - 9.5 Lacs P.A. Work from Office Full Time

Role & responsibilities Identify, empanel, and handle external technical agency Manage property & project valuation (including periodic audit exercise) Do periodic or trigger-based review of technical agencies Monitor HPA, prepare and present detailed analysis of real estate on periodic basis Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance Liaison with lenders technical managers, their valuers, Government Bodies / Authorities, and other stakeholders Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis Create & timely update location / hub specific technical policy based on local byelaws & practices Preferred candidate profile At least 6 years working experience with HFC / Bank in real estate verifications/valuations Basic knowledge of mortgage lending viz. technical (valuations & building bye law compliance) & legal (mortgage creation / title documentation) Experience in risk mgmt.; policy, data interpretation and reporting would be an added advantage Kindly mail your resume at havisha.sibbal@imgc.com

Apprentice noida 0 years INR 0.5 - 1.5 Lacs P.A. Work from Office Full Time

Key Responsibilities: Analyzing loan applications, evaluating financial risks, and highlighting the same to underwriter. Analyze loan applications and evaluate them to ensure completeness, accuracy, and adherence to lending guidelines. Verify borrowers financial information, including income, credit history and assets, etc. from lender cam. Responsible for doing data entry in software from lender cam. Responsible for pulling cibil and matching loan obligations with cibil. Adherence to Policies and Process of the Organization, within the agreed TAT. Ensure implementation of Best Credit Practices and Quality Management. Assist in maintaining accurate records of the underwriting process including analysis & findings. Managerial/Soft Skills: Power Point Present Advanced Excel 1. Educational Background: Graduate 2. Department :- Operation Only Fresher Interested candidate can directly apply Walking interview on 27th October (Monday) Can share CV on Payal.ghosh@imgc.com Date: 27 Oct (Monday)'2025 Time: 10:00 AM to 12:00 PM Venue: 4Th Floor, Plot No C-1, Wit Tower B, Sector-16, Noida, Gautam Buddha Nagar, Uttar Pradesh, 201301 , NOIDA, Uttar Pradesh, India

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India Mortgage Guarantee Corporation (IMGC)