379 Credit Operations Jobs - Page 2

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify new business opportunities and grow existing relationships. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide exceptional customer service and support to resolve credit-related queries. Stay up-to-date with industry trends and developments to continuously improve credit operations. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Excellent analytical and problem-solving skills, with attention to detail and accuracy. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build rapport with customers and colleagues. Proficiency in financial modeling and data analysis tools, such as Excel or similar software. Experience working in a regulated environment, preferably in the BFSI sector.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Proficiency in credit software applications and systems. Excellent analytical and problem-solving skills with attention to detail. Effective communication and interpersonal skills to build strong relationships. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and compliance requirements.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and control credit portfolio quality and growth. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit teams and driving business results. Competitive salary and benefits will be offered to the right candidate.

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Hiring Credit Officer to assess loan applications, verify documents, evaluate creditworthiness, and monitor repayments. Must have finance background & strong analytical skills. Experience in credit appraisal preferred. Apply: 9150967111

Key Objective of the Job: To ensure the effective management and supervision of credit operations across branches, including conducting due diligence on funding proposals, implementing credit policies, maintaining portfolio quality, providing training, managing a team, and staying updated on market trends to inform underwriting decisions. Additionally, the role involves regular audits, addressing audit queries, and fostering coordination with other financial institutions.Top of Form Bottom of Form Key Deliverables: Timely due diligence of the funding proposals of the branches Ensuring the Credit policy implementations Managing and supervising FI agency/ valuation agency operations Ensuring quality portfolio of the branches within the set parameters Conducting training for FI/Channels and cross verticals at regular intervals Visiting Channels/ Branches and customers at regular intervals Handling a team of Credit Managers and associates Providing market feedback through fieldd visits and networking with Credit counterparts of competition Providing inputs for localized schemes based on market dynamics and delinquency studies Audit of files and Process and taking corrective measures Complying to audit Queries Keep track on performance of self and drive the team to enable positive results on KPIs Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting Education Qualification: MBA/CA/ICWA/CS/M.com/B.com (Hons) Specialized job competencies: Functional Competencies Credit Analysis Analytical & Accuracy Skill Understanding of Lending Procedures Credit Risk Assessment Behavioral Competencies Execution Excellence Customer Centricity Fostering Synerygy People Leadership Strategic Orientation Hiring Parameters: Should have Direct or CFT experience in Credit / Operations / Sales / Collections Should have knowledge of local market Good Communication & Negotiation Skill will be added advantage Ability to work under pressure Should have problem Solving Skill Location - Mumbai,Delhi,Pune,Bangalore,Hyderabad,Chennai

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE: No. of Vacancies: 1 Reports to: ASM - Hybrid Is a Team leader Yes Team Size: 2 -3 Grade: AM, DM, M Business: Retail Lending Department: Wheels Sub - Department: Wheels Location: Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Optimal qualification for success on the job is: Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies: For successful execution of the job, a candidate must possess the following: Knowledge Abilities

Join us as a Customer Service & Operations Credit Analyst We ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs Specialising in Credit Operations, you ll respond to queries from customers and stakeholders promptly within agreed timelines This is a chance to build on your credit skills and experience in an engaging and fast-paced environment Were offering this role at senior analyst level What youll do As a Customer Service & Operations Credit Analyst, you ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience. In addition, you ll: Review documentation including loan applications, disclosures, and credit evaluations Authorise and investigate all credit operations transactions Collect and analyse the required information from the customers and businesses Review credit operations processes which could be automated or enhanced to improve the customer and business experience The skills youll need To succeed in this role, you ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You ll also have the ability to adapt to fast-paced environments and you ll have effective organisation skills to deliver to deadlines. You ll also need: Customer service abilities along with customer and industry knowledge An awareness of changes in trends, policies, and regulations An understanding of our industry and its customers Experience of managing stakeholder relationships Hours 45 Job Posting Closing Date: 04/08/2025

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No- of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others- They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities- SMs manage a team of executives responsible for selling loan products to the customers based on their needs- They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams- Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc- Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i-e- from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc-) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

About the Role: Relationship Managers (RM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

The ideal candidate will be responsible for ensuring end-to-end transaction validation across Visa/Mastercard networks, switch systems, and internal Customer balance ledgers. Required Candidate profile The role includes handling Reconciliation, Settlement with Bank based on Network reports, customer refunds, chargebacks,dispute resolution,exception management,revenue tracking, and regular reporting.

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.Collaborate with Collection team to improve recovery process.Ensure compliance with company policies and regulations. Required Qualifications and Experience To provide customized lending solutions for business loans, empowering clients to achieve their financial goals

GLBA/CPM/AME/COR : Global Banking Advisory (GLBA) / Credit Portfolio Management (CPM) / Americas (AME) / Corporates (COR) CPM manages GLBA's loan book across geographies with the objective to enhance capital optimization and disciplined portfolio management. Primary role of CPM/AME is to perform end-to-end credit analysis of SG Americas corporate banking clients including but not limited to analysing clients credit worthiness, assigning credit ratings, understanding corporate banking products, recommending risk mitigants, continuous tracking of the banks overall exposure to our clients and ensuring compliance to all applicable regulatory guidelines. Role Description: This position has a focus on Credit Administration function supporting the AMER region of GLBA/CPM in the Corporates vertical. The Credit Admin role in GLBA/CPM Bangalore entails supporting and assisting analysts covering AMER portfolio in performing credit analysis. Key responsibilities include: - Credit Approvals - assisting the credit analysts on Annual reviews and Credit transaction requests o Follow-up with Banks Business Lines (BLs) to (i) initiate renewals and (ii) provide timely approvals on time credit file o Work with BLs to ensure that system-based credit requests are complete prior to submission to senior management o Post approval activities - Ensure the banks reporting system are correctly updated o Delegations: (i) Check delegations for credit requests and ensure that correct approval levels are outlined in the credit applications (ii) Populate the list of people required to approve a credit request from both a credit and policy point of view o Driving improvement in client referential data quality - Financial Spreading and Ratings o Obtain latest financial statements from BLs and save in the shared drives o Upload financial statements to SGs internal financial spreading application and validate as needed. o Ensure that validated financial statement data is flowing correctly into the banks rating tools o Follow up with RISK teams for ratings approvals o Review the Missing / Expired rating report to identify any ratings that need to be renewed and trigger remediation o Alert on exposure without ratings o Update Peer comparison table - Exposure and concentration management: o Outline all existing credit facilities and exposure in the credit application o Maintain Global Exposure Summary Schedule (including Global approval envelopes) on an ongoing basis o Work with BLs to correct exposures / Client groupings. Ensure data accuracy in exposure / concentration applications o Monitor overshoots and assess whether it is an active or a passive overshoot by liaising with the BL o Following up with BLs for status on unpaid / past due exposure and to understand if this is technical or not. Assist Credit analysts in (i) addressing these defaults (ii) provide RISK a valid rationale for clients inability / unwillingness to clear its dues. - Other aspects of the credit process + Transversal activities o Guarantee Analysis - Sourcing of the Guarantee / support documentations from tools / business lines etc. o Assist Credit Analysts with the monitoring of the portfolio o Complete weekly workflow trackers and ensure that the pipeline is up to date. o Regularize credit approvals in systems, as needed. o Assist with deal closing activities o Assist management in ad-hoc projects Profile required Skills - Basic understanding of the credit processes of a global multinational bank - Intermediate financial spreading skills and understanding of accounting (US GAAP and IFRS). - Basic Knowledge of capital markets / traded products, commercial financing facilities and investment banking products. - Advanced knowledge of MS Word, MS Excel, MS PowerPoint - Strong behavioral skills such as ownership, communication skills, negotiation skills, independence, problem solving capabilities - Ability to complete work with minimal or no supervision and accommodate shifting priorities. - English strong written and spoken required Educational Qualifications: Graduate or Postgraduate in Finance Experience Level: (i) Two to five years of experience in credit operations / credit support / middle office (ii) Experience in corporate banking / market risk products of large multinational banks would be an added advantage.

As a key player in DBS Bank's commitment to supporting the growth of Small and Medium-sized Enterprises (SMEs) across Asia, your role as the Vice President of Credit Operations within the Institutional Banking Group is vital. You will be responsible for providing strategic leadership and oversight for all aspects of the credit operations function in Corporate and Investment Banking. This role is crucial to ensuring the efficiency, accuracy, and compliance of all credit-related processes, directly impacting the bank's profitability and risk management. Your main responsibilities will include ensuring the efficient and compliant execution of all stages of the credit lifecycle, from origination to post-disbursement. This encompasses activities such as offer letter preparation, facility documentation, and security documentation. You will be setting standards and ensuring adherence to internal policies, regulatory requirements, and best practices. Additionally, you will provide strategic direction, mentorship, and performance management for the credit operations team, driving continuous improvement initiatives and fostering a culture of excellence and operational efficiency. In this role, you will also be required to identify and implement process improvements, automation opportunities, and technological solutions to optimize workflows, reduce operational costs, and mitigate risk throughout the credit lifecycle. This includes overseeing the performance of external vendors involved in credit operations support services, negotiating contracts, and managing vendor relationships to ensure cost-effectiveness and service quality. Moreover, you will track and analyze key metrics related to credit operations efficiency, risk, and compliance, preparing regular reports and presentations to senior management. To excel in this position, you should have a minimum of 10-15 years of progressive experience in credit operations within a financial institution, with at least 5 years in a senior management role. Extensive knowledge of credit processes, regulatory requirements, and risk management practices is essential, along with proven leadership skills, analytical abilities, and excellent communication skills.,

A Credit Executive in the finance or banking industry is responsible for assessing, managing, and mitigating credit risks to ensure the financial health of the organization . They evaluate creditworthiness, set lending terms, and monitor credit portfolios to support sustainable growth. This role requires strong financial analysis, risk assessment, and strategic thinking skills. Key Responsibilities: Credit Assessment: Evaluating the creditworthiness of individuals or businesses applying for loans or credit lines. This involves analyzing financial statements, credit reports, and other relevant information. Risk Management: Identifying, assessing, and mitigating potential risks associated with lending activities. This includes analyzing market trends, industry risks, and borrower-specific factors. Loan Processing: Managing the loan application process from initial review to disbursement, ensuring compliance with company policies and regulatory requirements. Credit Monitoring: Tracking loan performance, identifying potential issues, and taking necessary actions to minimize losses. This includes monitoring payments, managing delinquencies, and initiating collection efforts when needed. Policy and Procedure Development: Contributing to the development and implementation of credit policies and procedures to ensure consistent and effective risk management practices. Reporting and Analysis: Preparing regular reports on credit portfolio performance, risk exposure, and other relevant metrics. This includes analyzing data to identify trends, areas of concern, and opportunities for improvement. Customer Relationship Management: Maintaining communication with customers regarding their accounts, resolving inquiries, and addressing any payment issues. Compliance: Ensuring adherence to all relevant laws, regulations, and company policies related to lending and credit management. Collaboration: Working with other teams such as risk management, underwriting, sales, and legal to align credit decisions with business objectives.

Job Purpose The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations Job Context & Major Challenges Organizational Context Key Aspects: Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans ABHFL operates in the Rs. 11. 4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at ~37% as on December 2015 The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer Job Context Key Aspects: The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health Key Challenges While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i. e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and implementing control mechanisms, and evaluating business proposals ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives Enabling Skill Sets & Qualifications Critical skill sets required to meet these challenges include business and commercial acumen, analytical skills, interpersonal and presentation skills, and execution capabilities Education & experience required to fulfil this profile are a CA/ MBA Finance with minimum 0 3 yrs of experience in a bank/ NBFC/ HFC Key Result Areas KRA (Accountabilities) (Max 1325 Characters) Supporting Actions (Max 1325 Characters) KRA1 Underwriting and Portfolio Quality Management Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required KRA2 Process Efficiency Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs escalate to RCM as required KRA3 Risk Compliance & Control Ensure compliance with established risk management principles and norms compile periodic and need based MIS, reports, escalation case documents, etc. Conduct local risk operations in line with defined Maker Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc. KRA4 Collection Efficiency Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance

About the Role: Relationship Managers (RM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. RMs manage a team of executives responsible for selling loan products to the customers based on their needs and growth of the lending book of the area through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction. Details of the Role: Department CBG Grade AM/DM/M/SM Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP Location Reporting (Matrix) Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i. e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc. ) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Act as Absolute owner of the Mapped book & manage the Customer Life Cycle. Renewals & Deferrals Management Manage the Portfolio Health, DPDs & the timely interest servicing Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs Responsible for the productivity of the Relationship officer if mapped. Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi & others available to extend faster & better experience. Qualifications: Graduation/post-graduation from a recognized institute 2+ years sales experience. Role Proficiencies: Strong sales orientation Proficiency in managing complex client relationships, diverse stakeholders Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Capability to handle pressure and meet deadlines Competence in managing within a dynamic, priority-setting environment Strong risk and compliance mindset Adept at communication and interpersonal skills

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations. Only experienced candidates can apply for the job

Job Description: Translator (Telugu, Kannada, Tamil, Marathi, Marwari, Gujarati, and Hindi to English) You should know either 1 or 2 of regional languages and translate it to english Company Name: AbleCredit Location: Bangalore, India Employment Type: Full-time, Work from Office Working Days : Monday to Saturday Salary Range : 2.5 to 3 LPA Company Overview: AbleCredit is an innovative AI-based company specializing in transforming financial services through advanced technology. We are dedicated to enhancing our offerings and expanding our reach by ensuring effective communication across diverse languages. We are currently seeking a skilled Translator to join our dynamic team in Bangalore. Key Responsibilities: Translate written documents and audio files from any of the above reigonal languages (1 or 2) into English, ensuring that the original meaning and tone are accurately conveyed. Review and edit translations for accuracy, grammar, and style. Collaborate with the team to ensure alignment on project goals and quality standards. Conduct research on cultural nuances and context to improve translation quality. Maintain a glossary of terms and phrases specific to projects and AI-related terminology. Meet deadlines consistently while managing multiple translation tasks effectively. Qualifications: Fluency in at least two of the following languages: Both written and spoken. Strong understanding of grammar, syntax, and cultural nuances in both source and target languages. Previous translation experience preferred, especially in a professional setting. Excellent attention to detail and strong organizational skills. Ability to work independently and collaboratively within a team. Familiarity with translation software and tools is a plus. Immediate joiners preferred (within 7 days). What We Offer: A competitive salary package within the range of 2.5 to 3 LPA. Opportunities for professional growth and development within the AI sector. A supportive work environment in the heart of Bangalore. Work-life balance with weekends off. If you are passionate about languages and technology and have the required skills, we would love to hear from you! Please submit your resume and a brief cover letter outlining your experience and interest in this position. Contact Information : hr@ablecredit.com with the subject line "Translator Application". Role: Bilingual / Multilingual Support - Voice / Blended Industry Type: IT Services & Consulting Department: Customer Success, Service & Operations Employment Type: Full Time, Permanent Role Category: Voice / Blended Education UG: Any Graduate PG: Any Postgraduate

Job Description: Translator (Telugu, Kannada, Tamil, Marathi, Marwari, Gujarati, and Hindi to English) You should know either 1 or 2 of regional languages and translate it to english Company Name: AbleCredit Location: Bangalore, India Employment Type: Full-time, Work from Office Working Days : Monday to Saturday Salary Range : 2.5 to 3 LPA Company Overview: AbleCredit is an innovative AI-based company specializing in transforming financial services through advanced technology. We are dedicated to enhancing our offerings and expanding our reach by ensuring effective communication across diverse languages. We are currently seeking a skilled Translator to join our dynamic team in Bangalore. Key Responsibilities: Translate written documents and audio files from any of the above reigonal languages (1 or 2) into English, ensuring that the original meaning and tone are accurately conveyed. Review and edit translations for accuracy, grammar, and style. Collaborate with the team to ensure alignment on project goals and quality standards. Conduct research on cultural nuances and context to improve translation quality. Maintain a glossary of terms and phrases specific to projects and AI-related terminology. Meet deadlines consistently while managing multiple translation tasks effectively. Qualifications: Fluency in at least two of the following languages: Both written and spoken. Strong understanding of grammar, syntax, and cultural nuances in both source and target languages. Previous translation experience preferred, especially in a professional setting. Excellent attention to detail and strong organizational skills. Ability to work independently and collaboratively within a team. Familiarity with translation software and tools is a plus. Immediate joiners preferred (within 7 days). What We Offer: A competitive salary package within the range of 2.5 to 3 LPA. Opportunities for professional growth and development within the AI sector. A supportive work environment in the heart of Bangalore. Work-life balance with weekends off. If you are passionate about languages and technology and have the required skills, we would love to hear from you! Please submit your resume and a brief cover letter outlining your experience and interest in this position. Contact Information : hr@ablecredit.com with the subject line "Translator Application". Role: Bilingual / Multilingual Support - Voice / Blended Industry Type: IT Services & Consulting Department: Customer Success, Service & Operations Employment Type: Full Time, Permanent Role Category: Voice / Blended Education UG: Any Graduate PG: Any Postgraduate

Job Description: Translator (Telugu, Kannada, Tamil, Marathi, Marwari, Gujarati, and Hindi to English) You should know either 1 or 2 of regional languages and translate it to english Company Name: AbleCredit Location: Bangalore, India Employment Type: Full-time, Work from Office Working Days : Monday to Saturday Salary Range : 2.5 to 3 LPA Company Overview: AbleCredit is an innovative AI-based company specializing in transforming financial services through advanced technology. We are dedicated to enhancing our offerings and expanding our reach by ensuring effective communication across diverse languages. We are currently seeking a skilled Translator to join our dynamic team in Bangalore. Key Responsibilities: Translate written documents and audio files from any of the above reigonal languages (1 or 2) into English, ensuring that the original meaning and tone are accurately conveyed. Review and edit translations for accuracy, grammar, and style. Collaborate with the team to ensure alignment on project goals and quality standards. Conduct research on cultural nuances and context to improve translation quality. Maintain a glossary of terms and phrases specific to projects and AI-related terminology. Meet deadlines consistently while managing multiple translation tasks effectively. Qualifications: Fluency in at least two of the following languages: Both written and spoken. Strong understanding of grammar, syntax, and cultural nuances in both source and target languages. Previous translation experience preferred, especially in a professional setting. Excellent attention to detail and strong organizational skills. Ability to work independently and collaboratively within a team. Familiarity with translation software and tools is a plus. Immediate joiners preferred (within 7 days). What We Offer: A competitive salary package within the range of 2.5 to 3 LPA. Opportunities for professional growth and development within the AI sector. A supportive work environment in the heart of Bangalore. Work-life balance with weekends off. If you are passionate about languages and technology and have the required skills, we would love to hear from you! Please submit your resume and a brief cover letter outlining your experience and interest in this position. Contact Information : hr@ablecredit.com with the subject line "Translator Application". Role: Bilingual / Multilingual Support - Voice / Blended Industry Type: IT Services & Consulting Department: Customer Success, Service & Operations Employment Type: Full Time, Permanent Role Category: Voice / Blended Education UG: Any Graduate PG: Any Postgraduate

Job Description: Translator (Telugu, Kannada, Tamil, Marathi, Marwari, Gujarati, and Hindi to English) You should know either 1 or 2 of regional languages and translate it to english Company Name: AbleCredit Location: Bangalore, India Employment Type: Full-time, Work from Office Working Days : Monday to Saturday Salary Range : 2.5 to 3 LPA Company Overview: AbleCredit is an innovative AI-based company specializing in transforming financial services through advanced technology. We are dedicated to enhancing our offerings and expanding our reach by ensuring effective communication across diverse languages. We are currently seeking a skilled Translator to join our dynamic team in Bangalore. Key Responsibilities: Translate written documents and audio files from any of the above reigonal languages (1 or 2) into English, ensuring that the original meaning and tone are accurately conveyed. Review and edit translations for accuracy, grammar, and style. Collaborate with the team to ensure alignment on project goals and quality standards. Conduct research on cultural nuances and context to improve translation quality. Maintain a glossary of terms and phrases specific to projects and AI-related terminology. Meet deadlines consistently while managing multiple translation tasks effectively. Qualifications: Fluency in at least two of the following languages: Both written and spoken. Strong understanding of grammar, syntax, and cultural nuances in both source and target languages. Previous translation experience preferred, especially in a professional setting. Excellent attention to detail and strong organizational skills. Ability to work independently and collaboratively within a team. Familiarity with translation software and tools is a plus. Immediate joiners preferred (within 7 days). What We Offer: A competitive salary package within the range of 2.5 to 3 LPA. Opportunities for professional growth and development within the AI sector. A supportive work environment in the heart of Bangalore. Work-life balance with weekends off. If you are passionate about languages and technology and have the required skills, we would love to hear from you! Please submit your resume and a brief cover letter outlining your experience and interest in this position. Contact Information : hr@ablecredit.com with the subject line "Translator Application". Role: Bilingual / Multilingual Support - Voice / Blended Industry Type: IT Services & Consulting Department: Customer Success, Service & Operations Employment Type: Full Time, Permanent Role Category: Voice / Blended Education UG: Any Graduate PG: Any Postgraduate

Job Description: Translator (Telugu, Kannada, Tamil, Marathi, Marwari, Gujarati, and Hindi to English) You should know either 1 or 2 of regional languages and translate it to english Company Name: AbleCredit Location: Bangalore, India Employment Type: Full-time, Work from Office Working Days : Monday to Saturday Salary Range : 2.5 to 3 LPA Company Overview: AbleCredit is an innovative AI-based company specializing in transforming financial services through advanced technology. We are dedicated to enhancing our offerings and expanding our reach by ensuring effective communication across diverse languages. We are currently seeking a skilled Translator to join our dynamic team in Bangalore. Key Responsibilities: Translate written documents and audio files from any of the above reigonal languages (1 or 2) into English, ensuring that the original meaning and tone are accurately conveyed. Review and edit translations for accuracy, grammar, and style. Collaborate with the team to ensure alignment on project goals and quality standards. Conduct research on cultural nuances and context to improve translation quality. Maintain a glossary of terms and phrases specific to projects and AI-related terminology. Meet deadlines consistently while managing multiple translation tasks effectively. Qualifications: Fluency in at least two of the following languages: Both written and spoken. Strong understanding of grammar, syntax, and cultural nuances in both source and target languages. Previous translation experience preferred, especially in a professional setting. Excellent attention to detail and strong organizational skills. Ability to work independently and collaboratively within a team. Familiarity with translation software and tools is a plus. Immediate joiners preferred (within 7 days). What We Offer: A competitive salary package within the range of 2.5 to 3 LPA. Opportunities for professional growth and development within the AI sector. A supportive work environment in the heart of Bangalore. Work-life balance with weekends off. If you are passionate about languages and technology and have the required skills, we would love to hear from you! Please submit your resume and a brief cover letter outlining your experience and interest in this position. Contact Information : hr@ablecredit.com with the subject line "Translator Application". Role: Bilingual / Multilingual Support - Voice / Blended Industry Type: IT Services & Consulting Department: Customer Success, Service & Operations Employment Type: Full Time, Permanent Role Category: Voice / Blended Education UG: Any Graduate PG: Any Postgraduate

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities

RL - Wheels:Sales Manager - Auto Loan - Hybrid INTERNAL USAGE No. of Vacancies 1 Reports to ASM - Hybrid Is a Team leader Yes Team Size 2 -3 Grade AM, DM, M Business Retail Lending Department Wheels Sub - Department Wheels Location Mumbai About The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank About the Role Sales Managers (SM) are a part of the Banks sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Desired Qualifications Graduation and Post-graduation in management from a recognized institute 20 years+ of related experience Role Proficiencies For successful execution of the job, a candidate must possess the following: Knowledge Abilities