Credit Manager

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank.

• Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies.
• Develop and implement effective credit risk management strategies to minimize losses.
• Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
• Collaborate with cross-functional teams to ensure seamless credit processing and disbursement.
• Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions.
• Ensure adherence to all relevant laws, regulations, and industry standards related to credit management.

• Strong knowledge of credit underwriting principles, including credit scoring and risk modeling.
• Experience in managing large volumes of data and providing actionable insights to stakeholders.
• Excellent analytical and problem-solving skills, with the ability to interpret complex financial data.
• Effective communication and interpersonal skills, enabling strong collaboration with diverse teams.
• Ability to work in a fast-paced environment, meeting deadlines and delivering high-quality results.
• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint.