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33 Credit Worthiness Jobs

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3.0 - 8.0 years

8 - 12 Lacs

mumbai

Work from Office

Job Summary: We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance. Key Responsibilities: Analyze loan applications and financial documents (income, balance sheets, bank statements, etc.) to assess borrower risk. Conduct credit evaluation using internal underwriting policies, external credit reports, and scoring models. Ensure due diligence, KYC, and compliance with regulatory guidelines. Recommend loan ...

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4.0 - 6.0 years

6 - 13 Lacs

gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 2 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Experience in CRE and Underwriting Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare ...

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3.0 - 7.0 years

8 - 10 Lacs

gurugram

Hybrid

JOIN OUR SUNTORY GLOBAL SPIRITS FAMILY! Suntory Global Spirits is a world leader in premium spirits with $5.5 billion in annual revenues and an ambition to become the Worlds Most Admired Premium Spirits Company. We have a strong vision and strategy, an incredible brand portfolio grounded in quality and craftsmanship, an unwavering commitment to sustainability and top talent across the organization. Known for its craftsmanship of premium whiskies, including Jim Beam, Maker's Mark, Basil Hayden and Knob Creek bourbons; Japanese whiskies, including Yamazaki, Hakushu®, Hibiki® and Toki™; and leading Scotch brands including Teacher's, Laphroaig® and Bowmore®, Suntory Global Spirits also produces ...

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4.0 - 9.0 years

7 - 17 Lacs

mumbai

Work from Office

Evaluating creditworthiness,financial risk associated with lending activities Develop implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. exp in SCF, WC, CC, OC MANDATORY

Posted 2 weeks ago

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4.0 - 8.0 years

9 - 13 Lacs

gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity aga...

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4.0 - 8.0 years

2 - 4 Lacs

bangalore rural, bengaluru

Work from Office

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

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2.0 - 5.0 years

5 - 6 Lacs

jaipur

Work from Office

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by...

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4.0 - 8.0 years

9 - 13 Lacs

gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity aga...

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2.0 - 7.0 years

8 - 10 Lacs

mumbai

Work from Office

Responsible for evaluating creditworthiness,financial risk associated with lending activities. Develop and implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. HR-9921908588

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4.0 - 9.0 years

15 - 20 Lacs

mumbai

Work from Office

Responsible for evaluating creditworthiness,financial risk associated with lending activities. Develop and implement credit risk models,rating systems,ensuring that the bank’s credit portfolio is managed within acceptable risk limits. HR-9921908588

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4.0 - 8.0 years

9 - 13 Lacs

Gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Looking for candidates who can join in 1 month Please share your cv at surbhi.malhotra@nlbtech.com -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing en...

Posted 1 month ago

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0.0 - 5.0 years

4 - 20 Lacs

Ahmedabad, Gujarat, India

On-site

The Credit Analyst & Administrator will be responsible for supporting Australian mortgage processes, analyzing credit applications, assessing financial documents, and performing administrative tasks related to the mortgage process. You will collaborate closely with Australian lenders, brokers, and internal teams to ensure smooth and accurate processing of mortgage applications. Key Responsibilities: Review and analyze Australian mortgage applications and supporting documents (e.g., bank statements, tax returns, and payslips). Assess the creditworthiness of applicants and provide recommendations based on Australian lending guidelines. Process loan applications and ensure they are submitted ac...

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4.0 - 8.0 years

9 - 13 Lacs

Gurugram

Work from Office

Role & responsibilities Job Description - Commercial Banking portfolio management. Experience - 3 year to 8years . Please share your cv at surbhi.malhotra@nlbtech.com -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of ...

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5.0 - 8.0 years

12 - 14 Lacs

Noida

Work from Office

Looking for Loan Assistant Manager role for well reputed MNC Bank located in Noida . Role & responsibilities To evaluate credit worthiness by processing loan applications and documentation within specified limits To maintain and update accounting records To determine all applicable ratios and metrics and set up debt payment plans To issue Sanction letter as per the terms and conditions of approved Term Sheet and Justify decisions in case of rejection and report on them Credit Monitoring Updates the borrower credit rating; Update the knowledge on types of loans and other financial services Verification Constitutional documents (MOA, Partnership Deed etc.) Authorizations (BR, Partnership, Lett...

Posted 2 months ago

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5.0 - 10.0 years

15 - 20 Lacs

Bengaluru

Work from Office

Business Analyst - Financial Spreading Software Responsibilities and Duties Elicit, analyze, and document detailed business requirements for financial spreading software from various stakeholders, including lenders, credit analysts, and underwriters. Translate business needs into functional and non-functional requirements, user stories, use cases, and process flows for the development team6. Collaborate with the development team to ensure the software design and functionality align with the documented requirements. Ensure the software design and functionality adhere to relevant regulations and industry standards in financial spreading and credit risk assessment. Create comprehensive user acc...

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1.0 - 4.0 years

3 - 4 Lacs

Faridabad

Work from Office

Required Operations Executive to work for a Banking sector. Should be Grad/Post Grad, Should have Good communications skills & experience in Banking/Financial sector. Salary: 25K-35K. Location: Faridabad. Contact:Ajay @9811008929/info@jjindia.co.in

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1.0 - 5.0 years

1 - 3 Lacs

Bangalore Rural, Bengaluru

Work from Office

Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...

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1.0 - 4.0 years

2 - 3 Lacs

Faridabad

Work from Office

Req Grad or PG to work as an Operations Exe for Banking -Home Loans for Faridabad. Sal:25K-30K. Good com skills in English. Customer interaction, Documentation Verification, Loan Processing & Disbursement. Cont Ajay@9811008929 or info@jjindia.co.in

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3.0 - 8.0 years

7 - 17 Lacs

Gurugram

Work from Office

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Gurgaon (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of th...

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2.0 - 7.0 years

4 - 9 Lacs

Agra

Work from Office

Job requirements: Function : Credit Card - Credit Role : Credit Underwriters Designation : M2 Grade Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards). Job Role: To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report every month. Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

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7.0 - 12.0 years

15 - 20 Lacs

Vasai, Thane, Mumbai (All Areas)

Work from Office

Research & evaluate clients’ creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in Business Loans . Required Candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

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3.0 - 8.0 years

8 - 18 Lacs

Gurugram, Bengaluru

Work from Office

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Exce...

Posted 3 months ago

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1.0 - 5.0 years

3 - 6 Lacs

Ahmedabad, Jaipur, Delhi / NCR

Work from Office

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- virtuefinancejobs@gmail.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies...

Posted 3 months ago

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5.0 - 10.0 years

9 - 18 Lacs

Pune

Work from Office

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Pune (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the c...

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8.0 - 13.0 years

15 - 30 Lacs

Bengaluru

Work from Office

Looking for candidates with 0 to 30days of notice period. Job Description: Candidate with minimum 8+ years of work experience within a financial institution (analyzing corporate clients risk insights and credit) Strong experience into Financial Spreading Credit Analysis, credit review, Credit note,& commercial Lending Operations. Preparation of detailed credit and financial analyses risk asset reviews including evaluation of corporate regulatory and industry risk historical operating performance projected operating performance and capital structure. Sound knowledge of financials cash flow leverage & liquidity analysis credit quality assigned value risk analysis internal rating rationale proj...

Posted 3 months ago

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