433 Credit Processing Jobs - Page 7

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

As a Senior Sales Manager at Clix Capital Services Private Limited, your primary responsibility will be to source Secured/Unsecured Loans cases and achieve monthly targets. You will be generating business from the DSA channel and calculating the eligibility of customers before processing the file. Your role will involve presenting cases to the Credit Team and following up until disbursement. Empanelment of new DSA will be necessary to generate more business. Providing end-to-end resolution to clients and DSAs is essential to reiterate client loyalty and ensure committed service levels. Collaboration with key stakeholders within the sales team and at the credit processing unit is crucial. Your focus will be on meeting both portfolio acquisition numbers and portfolio quality targets. If you are a motivated individual with a knack for sales and a passion for achieving targets, this role offers an opportunity to contribute to the growth of the company while ensuring top-notch services for clients and stakeholders alike.,

You will be responsible for sourcing secured/unsecured loan cases and achieving monthly targets. Your primary responsibilities include generating business from the DSA channel, calculating customer eligibility, presenting cases to the Credit Team, and following up until disbursement. You will also be involved in empanelling new DSAs to generate more business and providing end-to-end resolution to clients and DSAs to enhance client loyalty and ensure committed service levels. Collaboration with key stakeholders within the sales team and the credit processing unit is crucial to meet portfolio acquisition numbers and portfolio quality targets.,

As a Senior Sales Manager at Clix Capital Services Private Limited, your primary responsibility will be to source secured/unsecured loan cases and achieve monthly targets. You will be expected to generate business from the DSA channel and assess the customer's eligibility before processing the file. Presenting the case to the Credit Team and following up until disbursement will also be part of your job. Your role will involve empanelling new DSAs to increase business opportunities and providing end-to-end resolution to clients and DSAs to enhance client loyalty and maintain service excellence. Effective collaboration with key stakeholders within the sales team and the credit processing unit will be crucial to meet both portfolio acquisition numbers and portfolio quality targets. If you are proactive, results-driven, and enjoy working in a dynamic sales environment, this role offers an exciting opportunity to make a significant impact on business growth and client satisfaction.,

Role & responsibilities KYC, Documentation checking, Vehicle finance workflow, Data entry, Excel, Team work, Co-ordination with sales team, Credit parameters knowledge, Credit executive level underwriting

Role & responsibilities Handling Credit operation from Login to Disbursement. Credit decision making for SF and forwarding proposals. Handling Credit and Operational issues. Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports. Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate either fresher or candidates with 1 year experience in Credit Underwriting. Malayalam language is a Must. Knowledge on secured and unsecured loans.

You will be responsible for implementing credit policies and processes at the State level, working closely with area credit managers to ensure compliance and portfolio quality. You have to conduct credit risk assessments and monitor portfolio performance within their designated zones, while also collaborating with branch teams to optimize credit processes. You will play a crucial role in implementing national credit strategies and providing support to area credit managers in achieving organizational objectives within their respective states. Customers Risk Teams Legal Teams Technical Teams Sales Teams Compliance Teams Role Expectations Conduct thorough credit assessments and implement effective risk management strategies tailored to the state's market conditions. Ensure compliance with state-level regulatory requirements and internal policies. Monitor and optimize the loan portfolio within the state to maintain quality and profitability. Collaborate effectively with regional and local teams and communicate important updates and decisions within the state. Identify opportunities for process improvement and drive initiatives to enhance efficiency and effectiveness. Provide leadership and support within the state credit department to achieve organizational objectives. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Focus Areas Credit Assessment 1. Conducting comprehensive credit assessments for loan applications within the state. 2. Ensuring adherence to credit evaluation processes and standards. 3. Verifying the accuracy and completeness of credit information provided. Risk Management 1. Identifying and analyzing credit risks specific to the state's market and economic conditions. 2. Developing and implementing strategies to mitigate identified risks effectively. 3. Monitoring state-specific credit risk indicators and taking proactive measures Regulatory Compliance 1. Ensuring compliance with state-level regulatory requirements and internal policies. 2. Keeping updated with changes in state-specific regulations affecting credit operations. 3. Updating credit policies and procedures to ensure alignment with state regulations. Portfolio Oversight 1. Monitoring the performance of the loan portfolio within the state. 2. Analyzing trends and identifying areas for portfolio optimization. Implementing strategies to maintain portfolio quality and profitability at the state level. Collaboration and Communication 1. Collaborating with regional and local teams to align credit strategies with state objectives. 2. Communicating credit decisions, policies, and updates effectively to stakeholders within the state. 3. Providing support and guidance to branches and regional teams on credit-related matters. Process Improvement 1. Identifying opportunities to enhance credit processes and streamline operations within the state. 2. Implementing changes to improve the efficiency and effectiveness of credit evaluation and approval processes. 3. Promoting a culture of continuous improvement within the state credit department.

As a dedicated team member, you will be responsible for achieving contributed value targets set for the branch and ensuring sales volumes for multiple products. Your role will involve sourcing quality underwriting diligence to meet sales targets while effectively controlling delinquencies and frauds. It is crucial to provide a superior customer experience and manage Turn Around Times (TATs) on credit processing efficiently. Minimizing pre and post disbursal discrepancies is also a key aspect of this role. You will be expected to monitor branch performance in terms of various key drivers such as Contributed Value, Volumes, Profitability, Expenses, Losses, Employee Retention, Employee Productivity, and Customer Experience. Additionally, you will continuously work towards maximizing individual employee performance and overall productivity. People management is an essential part of this role, involving motivating and developing the branch team to excel. Managing and mentoring the team to keep attrition of branch staff low is imperative. Regular meetings with branch staff should be conducted to provide open and honest feedback, as well as to seek feedback from the team. If you are passionate about driving team success, fostering a culture of excellence, and ensuring high performance standards, this role offers a dynamic opportunity to make a significant impact within the organization.,

Visa DPS, a processing asset at Visa is focused on providing future-ready innovative processing products with superior performance. Visa DPS customers include traditional financial institutions, Fintechs, Neobanks and 3rd party aggregators. Building upon foundation of Visa DPS debit processing business, we are expanding our capability to include additional payment types such as Credit. To affect this new solution, we are looking for digital savvy product development leaders who are passionate about innovating and delivering differentiated client and end-user experiences in product and processing space. They will be responsible for aggressively expanding Visa DPS solutions by delivering new offerings that will be integrated into existing Visa DPS foundational platforms. As part of this new team, you will help influence and shape our new product offering. The Product Owner is responsible for the product architecture to (a) define integration with existing systems and external/partner systems (b) ensuring system is developed with quality, monitoring and high availability (c) define the integration with financial institution clients, from cardholder enrollment, transaction processing, clearing/reconciliation to settlement. Working knowledge within credit payment processing space is strongly preferred, with experience integrating systems, transformation/refactoring of messages and integration into credit ledger systems. Agile experiences commercializing, and operating products will be ideal to drive the vision, execution, implementation and operations of this product offering. You will also participate in defining product constructs, go-to-market approach, pilot framework and commercialization efforts (e.g. client fit, requirements and success criteria). This role will work closely with engineering and product managers in India and USA. The ideal person for this role should have a passion for innovation in payments, technology, and product management, be detail-oriented, and have the ability to drive results within a complex environment. This Product Owner is an individual contributor and will report to the Sr. Product Manager of New Product Development joining a team to maximize value for our clients and stakeholders. The position will be based in Bangalore, India. Essential Functions Work with Visa DPS product managers to develop solutions and define use cases to support our credit processing strategy. Interface with clients, partners, business unit leaders, engineering, architects, user experience and global cross-functional counterparts to build, iterate and refine credit processing backlog and roadmap Deliver executable business requirements by epics, features and user stories, and work with agile scrum teams to develop, ensuring quality, solution certification, and other groups to ensure successful delivery of the full product lifecycle from ideation to launch. As a Product Owner on agile scrum teams: Bring product vision, customer insights and feedback to the team, setting the business context Define features and user stories in support of development activities Actively manage and prioritize team backlog and evaluate changing business/market conditions and impact to priorities Communicate status updates in a transparent manner with key stakeholders on a frequent basis Collaborate with external and internal stakeholders to effectively build, launch, commercialize, and communicate new product features Deliver product/feature demos that communicate product value proposition, and features and benefits. Own features and stories through development lifecycle till client consumption in production Appropriately prioritize defects based on impact and provide updates to stakeholders on frequent basis Define and execute launch plans for pilot and general availability Participate in client or sales meetings to describe product functionalities. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Basic Qualifications: 4+ years of relevant work experience with a Bachelor s Degree Passion for innovating and delivering differentiated products & user experiences Passionate about wh

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes and industry trends to enhance credit operations. Job Requirements Strong understanding of credit principles, including credit scoring and risk assessment. Proficiency in credit software applications and systems. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment with multiple priorities. Strong communication and interpersonal skills to build relationships with customers and stakeholders. Experience in the BFSI industry, preferably in a similar role as a Credit Officer.

About The Role AboveFunction- Agri credit Max age limit- 25 + Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies.

Roles and Responsibilities Manage a portfolio of Home Loan/LAP/Micro Business Loans, ensuring timely recovery and minimizing defaults. Conduct thorough credit assessments, appraisals, and underwriting for new loan applications. Develop and maintain relationships with existing customers to identify cross-sell opportunities and improve customer satisfaction. Collaborate with internal teams to resolve issues related to loan processing, documentation, and disbursement. Analyze market trends and competitor activity to stay updated on industry developments. Desired Candidate Profile 8-10 years of experience in Portfolio Credit Management (Home Loan/LAP/Micro Business Loan). Strong understanding of credit underwriting principles, policies, and regulations. Excellent communication skills for effective customer interaction and relationship-building. Ability to analyze complex financial data to make informed lending decisions. Interested candidate can directly mail us their Resume on rajeshwari.bamane@aubank.in

Apac Financial Services Private Limited is looking for Cluster Credit Manager to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

Role & responsibilities Deccan Finance is looking for CREDIT EXECUTIVE OFFICER to join our dynamic team and embark on a rewarding career journey Position: CREDIT EXECUTIVE - OFFICER Location: Chennai, TamilNadu Experience: Minimum 2 Years same Field Send Your Resume : devi.v@myridefinance.com Gender : Any Product : Two Wheeler & Used Car Loan Graduation : Any graduation *Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information *Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors *Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients *Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines *Customer Communication:Communicate credit decisions and terms to clients, addressing inquiries and providing clarification when necessary *Credit Documentation:Maintain accurate and up-to-date credit files, including documentation of credit approvals, limits, and terms *Collections Support:Collaborate with the collections team to monitor overdue accounts and implement appropriate actions *Reporting:Prepare and present regular reports on credit risk, outstanding balances, and other relevant metrics *Customer Relationship Management:Build and maintain positive relationships with clients, addressing credit-related concerns and providing support *Should Have knowledge on MS Excel *Good Communication Skils *More preference to Kannada language speaking

Responsibilities: * Conduct credit analyses using established guidelines * Collaborate with sales team on new business opportunities * Evaluate credit risks through thorough analysis Health insurance Annual bonus Provident fund

Roles and Responsibility Drive sales at the branch level and ensure achievement of sales targets through effective team handling. Build, manage, and promote relationships with channel partners to generate new customer leads. Lead and manage DSTs at the branch to achieve business objectives. Interface with customers and provide efficient service to ensure high levels of customer satisfaction. Work towards building a credit-worthy portfolio at the branch to minimize risk and maximize revenue. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Job Requirements Graduate or postgraduate degree in any discipline. Minimum 2 years of experience in secured business loan, preferably in home loans or loan against property. Possess good knowledge of the local market and its dynamics. Demonstrate excellent communication skills and the ability to understand property valuation and legal and technical norms. Ability to work in a fast-paced environment and meet sales targets. Strong leadership and team management skills are essential.

10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai